Gold Loan Thoothukudi

Best Banks for Gold Loan in Thoothukudi

Gold Loan Thoothukudi Features

Running short out of cash?

Do not know what to do?

Gold Loan is available for you do not worry! You can get your loan approved within 48 hours after all the verification process and this loan requires less paperwork, as it is unsecured.

At the best affordable interest rates, Gold Loan Delhi loan provides financial aid to the customers. The applicant needs to have a firm and reliable source of income and has a good credit history, to get a gold loan, which will make the verification and loan approval process faster.

Furthermore, you can get a loan up to 75 percent of the market value of gold, this is due to fluctuation in the market price of the gold.

Key Features:

⍟ Get Loan in 30 Minutes
⍟ Highest Gold Rate in India
⍟ 100% Safety of Your Gold
⍟ Minimum Documentation
⍟ Without EMI Gold Loan
⍟ Gold Loan in 1 Visit
⍟ No Melting of Gold
⍟ 24 x 7 Online Payment Facility
⍟ No Hidden Charges

Gold Loan Rates Per Gram in Thoothukudi- Apr 26 2024

The below table shows the rates for a Gold loan per gram for different purity of gold:

Gold Loan Thoothukudi Interest Rates and Charges- Apr 26 2024

The below table shows the Gold loan interest rates provided by various banks

Gold Loan Eligibility Criteria in Thoothukudi

Gold Loan Thoothukudi Documents Required

At the time of application the following documents are required:

• Proof of the citizenship of India
• Duly filled application form
• 2 passport-sized photographs
• Applicant’s KYC documents to establish Identity and Address
• Salary/ Income Proof
• Witness Letter in case of illiterate borrowers
• In the case of Agriculture Loan of more than Rs. 1 lac, land proof
• Certificate by the Jewel Appraiser (Bank will arrange)

At the time of disbursement the following documents are required:

• Demand Promissory Note & Demand Promissory Note Take Delivery Letter
• Gold Ornaments Take Delivery Letter
• Arrangement Letter

Gold Loan Thoothukudi Eligibility Criteria

1. The minimum age limit of the individual should be ranging from 21 years and maximum up to 60 years.
2. Must be having Indian Nationality.

How to Apply for Gold Loan Thoothukudi

Online Process to Apply for Gold Loan Thoothukudi

At Dialabank, you can apply for the HDFC Bank Gold Loan.

You have to begin by filling a simple form online.

After that, our representative will call you regarding the application. Furthermore, you will get a document to pick up the facility from your doorstep.

You can call on 9878981166 anytime for more information.

Dialabank is considered the best platform to apply for a gold loan online. So many reasons are there behind this, some of them are:

1. Dialabank provides the best financial services to customers all over the country; it is India’s first financial helpline.
2. Dialabank guides the customers free of cost. No additional charges of applying for a gold loan online on the website of Dialabank are asked here.
3. You will get a high LTV of your gold, which is one more benefit of that.
4. Besides that, the bank has a good reputation among the customers because of its best and fast services.
5. You will get a low HDFC Gold Loan Interest Rate if you apply for a gold loan on Dialabank.
6. A document pickup facility is provided by Dialabank from the doorstep of the customer to ease the process.
7. Also,  very little paperwork is required, while applying for a gold loan through Dialabank.
8. Finally, to guide and serve you in the entire process of Gold Loan, the Relationship managers are trained thoroughly.

Offline Process to Apply for Gold Loan Thoothukudi

The applicant also can avail of Gold Loan from the nearby branches. Search “Gold Loan near me” on google for better reference. All the branches of banks and finance companies providing loans near you will be enlisted. Select them according to your preference and knowledge, but in a quicker and better manner, Dialabank can do that for you.

Then you have to visit many times before the loan gets finally approved by those departments and apply for the loan.

HDFC Gold Loan branches and Muthoot Gold Loan branches are some banks and finance companies where this process is much faster.

HDFC Gold Loan Branches can avail you of loans. As well as to find a branch that is nearby, search Muthoot Gold Loan near me. Google will enlist all the Muthoot Gold Loan Branches near you.

Processing Fees / Prepayment Charges on Gold Loan Thoothukudi

EMI Gold Loan Scheme with Bullet Repayment Scheme Comparison

CIBIL Score Required for Gold Loan Thoothukudi

Having a good CIBIL score is a must before applying for a gold loan, that is why every lending institution has its criteria for the minimum CIBIL score required for processing a Gold Loan application in Delhi.  A minimum score of 750 to process your loan application is required by most institutions.

Along with your CIBIL score, the institutions also look at the detailed behavior of the previous loans taken by you. This includes details on the type of loan taken and the amount borrowed. Any delayed payments for previous loans can act as a barrier to your availing of a fresh loan. So make sure your CIBIL score is good before applying for a loan.

Compare Gold Loan Rate Per Gram and Lowest EMI of All banks in Thoothukudi