Gold Loan Thoothukudi


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Gold Loan Thoothukudi

Best Banks for Gold Loan in Thoothukudi

Feature HDFC Bank SBI
Muthoot Finance
Interest Rate 9.90% onwards 7% onwards 12% onwards
Min Loan Amt Metro : 25000, Non : 15000 25000 15000
Max Loan Amt 1 Cr 1 Cr 1 Cr
Loan Tenure 3 months to 24 months 9 months to 24 months
1 month to 24 months
Processing Fee 0.25% to 1.50% of the Loan Amt 0.25% to 1.50% Nil
Pre-closure Charges 2%, Nil foreclosure charges after 3 months 2%, Nil foreclosure charges after 9 months Nil
Overdraft Facility Yes Yes Yes
Pay Only Interest Facility Yes Yes Yes
Gold Rate Per Gram 3066 3073 3073

Gold Loan Thoothukudi Features

Gold Loan Thoothukudi Features

Running short out of cash?

Do not know what to do?

Gold Loan is available for you do not worry! You can get your loan approved within 48 hours after all the verification process and this loan requires less paperwork, as it is unsecured.

At the best affordable interest rates, Gold Loan Delhi loan provides financial aid to the customers. The applicant needs to have a firm and reliable source of income and has a good credit history, to get a gold loan, which will make the verification and loan approval process faster.

Furthermore, you can get a loan up to 75 percent of the market value of gold, this is due to fluctuation in the market price of the gold.

GOLD LOAN @ 0.75%*



Key Features:

Get Loan in 30 Minutes
Highest Gold Rate in India
100% Safety of Your Gold
Minimum Documentation
Without EMI Gold Loan
Gold Loan in 1 Visit
No Melting of Gold
24 x 7 Online Payment Facility
No Hidden Charges

You Can Call and Speak with a Gold Loan Relationship Manager on 9878981144

Gold Loan Rates Per Gram in Thoothukudi- Oct 03 2023

The below table shows the rates for a Gold loan per gram for different purity of gold:

Updated - Gold Loan Per Gram Rate w.e.f Oct 03 2023

Gold Weight Gold Purity
24 Carat
Gold Purity
22 Carat
Gold Purity
20 Carat
Gold Purity
18 Carat
1 gram 4621 4290 3900 3510
10 gram 46210 42900 39000 35100
20 gram 93600 85800 78000 70200
30 gram 140400 128700 117000 105300
40 gram 187200 171600 156000 140400
50 gram 234000 214500 195000 175500
100 gram 468000 429000 390000 351000
200 gram 936000 858000 780000 702000
300 gram 1404000 1287000 1170000 1053000
400 gram 1872000 1716000 1560000 1404000
500 gram 2340000 2145000 1950000 1755000

GOLD LOAN @ 0.75%*



Gold Loan Thoothukudi Interest Rates and Charges- Oct 03 2023

The below table shows the Gold loan interest rates provided by various banks

Gold Loan
Interest Rate
Processing Fee
HDFC Gold Loan 9.90% 0.25 % - 1.50% 3 - 24 Month
Private Gold Loan 10.50% 0.25 % - 1.50%  9 - 24 Months
Axis Gold Loan 10.50% 0.50% - 1.50% 6 - 24 Months
Yes Bank Gold Loan 10.50% 0.50% - 1.50% 6 - 36 Months
SBI Gold Loan 9.50% 500/- to 0.50% 6 - 36 Months
Kotak Gold Loan 11.00% 1% to 2% 9 - 24 Months
IIFL Gold Loan 12.00% Nil 3 - 11 Months
Muthoot Finance Gold Loan 12.00% Nil 1 - 24 Months
Manappuram Gold Loan 12.50% Nil 6 - 12 Months
PNB Gold Loan 11.00% 0.70% to 1% 6 - 12 Months
Canara Bank Gold Loan 10.75% 1 % 6 - 12 Months
IndusInd Bank Gold Loan 11.50% 1% - 1.5% 9 - 24 Months

Gold Loan Eligibility Criteria in Thoothukudi

Minimum and Maximum Age
21 Yrs – 60 Yrs
Note: However, many banks require a minimum age of 23 years
Loan Amount
Up to ₹ 2 Cr. Some banks restrict maximum eligibility to ₹ 20 Lakh
Interest rates are lower for a higher loan amount
Employment Type
Salaried and self-employed both are eligible
Businessmen are increasingly taking gold loans to meet their working capital requirements.
In fact, housewives, senior citizens who are not eligible for other loans because they have no income proofs can easily avail of gold loans.
Quality of Gold
Gold ornaments should range in between 18 to 24 Carats
An average gold price of 22-carat gold for the preceding 30 days is adjusted down for purity. So, the price of 20 Carat jewellery can be estimated by multiplying the price of 22 Carat jewellery by a factor of 20/22
Banks do not check CIBIL score for granting a gold loan
However, your repayment track record for a gold loan is counted towards your CIBIL score and hence, can be instrumental in building your CIBIL score
Gold ornaments that can be used for availing loan
Gold bars and coins
Gold with 18-24 carat purity
Employment track record and income proofs
Banks do not check your job stability or business stability to sanction you a gold loan. Gold loans are granted without income proofs. You only need to submit your basic KYC documents such as address proof, identity proof, and an Aadhaar card to avail of this loan.

GOLD LOAN @ 0.75%*



Gold Loan Thoothukudi Documents Required

At the time of application the following documents are required:

  • Proof of the citizenship of India
  • Duly filled application form
  • 2 passport-sized photographs
  • Applicant’s KYC documents to establish Identity and Address
  • Salary/ Income Proof
  • Witness Letter in case of illiterate borrowers
  • In the case of Agriculture Loan of more than Rs. 1 lac, land proof
  • Certificate by the Jewel Appraiser (Bank will arrange)

At the time of disbursement the following documents are required:

  • Demand Promissory Note & Demand Promissory Note Take Delivery Letter
  • Gold Ornaments Take Delivery Letter
  • Arrangement Letter

Gold Loan Thoothukudi Eligibility Criteria

  1. The minimum age limit of the individual should be ranging from 21 years and maximum up to 60 years.
  2. Must be having Indian Nationality.

GOLD LOAN @ 0.75%*



How to Apply for Gold Loan Thoothukudi

Online Process to Apply for Gold Loan Thoothukudi

At Dialabank, you can apply for the HDFC Bank Gold Loan.

You have to begin by filling a simple form online.

After that, our representative will call you regarding the application. Furthermore, you will get a document to pick up the facility from your doorstep.

You can call on 9878981166 anytime for more information.

Dialabank is considered the best platform to apply for a gold loan online. So many reasons are there behind this, some of them are:

  1. Dialabank provides the best financial services to customers all over the country; it is India’s first financial helpline.
  2. Dialabank guides the customers free of cost. No additional charges of applying for a gold loan online on the website of Dialabank are asked here.
  3. You will get a high LTV of your gold, which is one more benefit of that.
  4. Besides that, the bank has a good reputation among the customers because of its best and fast services.
  5. You will get a low HDFC Gold Loan Interest Rate if you apply for a gold loan on Dialabank.
  6. A document pickup facility is provided by Dialabank from the doorstep of the customer to ease the process.
  7. Also,  very little paperwork is required, while applying for a gold loan through Dialabank.
  8. Finally, to guide and serve you in the entire process of Gold Loan, the Relationship managers are trained thoroughly.
Offline Process to Apply for Gold Loan Thoothukudi

The applicant also can avail of Gold Loan from the nearby branches. Search “Gold Loan near me” on google for better reference. All the branches of banks and finance companies providing loans near you will be enlisted. Select them according to your preference and knowledge, but in a quicker and better manner, Dialabank can do that for you.

Then you have to visit many times before the loan gets finally approved by those departments and apply for the loan.

HDFC Gold Loan branches and Muthoot Gold Loan branches are some banks and finance companies where this process is much faster.

HDFC Gold Loan Branches can avail you of loans. As well as to find a branch that is nearby, search Muthoot Gold Loan near me. Google will enlist all the Muthoot Gold Loan Branches near you.

Processing Fees / Prepayment Charges on Gold Loan Thoothukudi

Processing Fee
Prepayment Charges
HDFC Bank Gold Loan
0.25% to 1.50%
2%, Nil foreclosure charges after 3 months
Axis Bank Gold Loan
0.50% to 1.50%
Private Bank Gold Loan
0.25% to 1.50%
2%, Nil foreclosure charges after 9 months
SBI Gold Loan
500/- to 0.50%
Kotak Gold Loan
1% to 2%
2.25% of fore closure amount if closed 1 month ahead of the tenure.
IIFL Gold Loan
Muthoot Gold Loan
Manappauram Gold Loan
PNB Gold Loan
0.70% to 1%
Canara Bank Gold Loan
Andhra Bank Gold Loan

GOLD LOAN @ 0.75%*



EMI Gold Loan Scheme with Bullet Repayment Scheme Comparison

Monthly Payment EMI Scheme (₹)
Bullet Repayment (₹)
Month 1 27007 3625
Month 2 27007 3625
Month 3 27007 3625
Month 4 27007 3625
Month 5 27007 3625
Month 6 27007 3625
Month 7 27007 3625
Month 8 27007 3625
Month 9 27007 3625
Month 10 27007 3625
Month 11 27007 3625
Month 12 27007 3625
Bullet Payment (At the end of 12 months)
  ₹ 3 Lakh
Total Payment ₹ 3.24 Lakh ₹ 3.44 Lakh

CIBIL Score Required for Gold Loan Thoothukudi

Having a good CIBIL score is a must before applying for a gold loan, that is why every lending institution has its criteria for the minimum CIBIL score required for processing a Gold Loan application in Delhi.  A minimum score of 750 to process your loan application is required by most institutions.

Along with your CIBIL score, the institutions also look at the detailed behavior of the previous loans taken by you. This includes details on the type of loan taken and the amount borrowed. Any delayed payments for previous loans can act as a barrier to your availing of a fresh loan. So make sure your CIBIL score is good before applying for a loan.

GOLD LOAN @ 0.75%*



Compare Gold Loan Rate Per Gram and Lowest EMI of All banks in Thoothukudi

Bank Interest Rate Lowest EMI Per Lakh
Eligible Loan Amount For Max Tenure
SBI Gold Loan 7.50% Rs. 3,111
Rs. 20 Lakh for 36 months
Muthoot Gold Loan 11.99% Rs. 3,321
Rs. 50 Lakh for 36 months
Manappuram Gold Loan 12.00% Rs. 8,885
Rs. 1 Cr for 12 months
HDFC Bank Gold Loan 9.90% Rs. 4,591
Rs. 50 Lakh for 24 months
Yes Bank Gold Loan 9.99% Rs. 3,226
Rs. 50 Lakh for 36 months
Private Bank Gold Loan 10.00% Rs. 8,792
Rs. 15 Lakh for 12 months
Federal Bank Gold Loan 8.50% Rs. 8,722
Rs. 75 Lakh for 12 months
Canara Bank Gold Loan 7.65% Rs. 8,683
Rs. 10 Lakh for 12 months
Andhra Bank Gold Loan 10.70% Rs. 8,824
Rs. 2 Cr for 12 months
Axis Bank Gold Loan 13.00% Rs. 4,754
Rs. 20 Lakh for 24 months
IndusInd Bank Gold Loan 10.00% Rs. 8,792
Rs. 10 Lakh for 12 months
PNB Gold Loan 8.75% Rs. 8,734
Rs. 10 Lakh for 12 months
Fincare Small Finance Bank Gold Loan 12.99% Rs. 11,721
Rs. 40 Lakh for 9 Months

Gold Loan Thoothukudi Agents and Contact Number

One of the leading and most trusted gold loan agents in Delhi is Dialabank. You can apply online at or give a call at 9878981166

Dialabank helps you to find the best option between several Banks and NBFCs by providing you with a detailed and structured market comparison of different banks so that you do not need to worry about the complex information and process you have to go through through through and hence you can make the right choice. Visit our website and fill a simple form asking for some details and after that our customer relationship managers will soon get in touch with you.

Call 9878981166 and get instant help and approval for Gold Loan in Delhi right now.

GOLD LOAN @ 0.75%*



Pre Calculated EMI Table for Gold Loan Thoothukudi

5 Yrs
4 Yrs
3 Yrs

About Thoothukudi

Thoothukudi is a port city, a municipal corporation, and an industrial city in Thoothukudi district in the Indian state of Tamil Nadu. The city lies in the Coromandel Coast of the Bay of Bengal. Thoothukudi is the capital and headquarters of the Thoothukudi district.

GOLD LOAN @ 0.75%*



Other gold loan cities in Tamil Nadu

Gold Loan Thiruvarur Gold Loan Thiruvallur
Gold Loan Thiruthuraipoondi Gold Loan Thiruporur
Gold Loan Then Gold Loan Theni
Gold Loan Thanjavur Gold Loan Thalikulam

Gold Loan Thoothukudi FAQs

✅ What is a Gold Loan, exactly?

It’s a loan secured by gold ornaments or bank coins that meet RBI requirements and that a customer commits to the bank. The money borrowed can be used for personal, business, or other non-speculative objectives. It’s a loan that can be obtained fast and conveniently rather than going to a Pawn Broker and paying a higher interest rate.

✅ Do I have to present any proof of income to get a gold loan?

If you’re taking out a gold loan for more than Rs.25 lakhs, you’ll need to submit an ITR. If the annual income reaches Rs.5 lakhs, a PAN is required by regulatory standards.

✅ Is there a way to see if you have a gold loan in Cibil?

When you take out a gold loan, all of your EMI repayment information is sent to CIBIL at regular intervals so that your credit score can be updated in your credit report. Pay the EMIs on time to return the Gold Loan: The gold loan, like any other type of loan, has a defined interest rate and term.