Gold Loan Thrippunithura

AT 0.75%* INTEREST RATE
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Gold Loan Thrippunithura

Major Gold Loan Providers in Thrippunithura

Feature
HDFC Bank
Private Bank
Muthoot Finance
Interest Rate
9.90%
10.50%
12%
Min Loan Amt
Metro : 25000, Non : 15000
25000
15000
Max Loan Amt
1 Cr
1 Cr
1 Cr
Loan Tenure
3 months to 24 months
9 months to 24 months
1 month to 24 months
Processing Fee
0.25% to 1.50% of the Loan Amt
0.25% to 1.50%
Nil
Preclosure Chgs
2%, Nil foreclosure charges after 3 months
2%, Nil foreclosure charges after 9 months
Nil
Overdraft Facility
Yes
Yes
Yes
Pay Only Interest Facility
Yes
Yes
Yes
Gold Rate Per Gram
2500
2600
2700*

Gold Loan Thrippunithura Features

Gold Loan Thrippunithura

Worried due to cash shortage? Need instant cash? Worry no more, the Gold loan is here to rescue you from all the worries of financial issues. The loan is secured so it does not require much paperwork and you can get loan approval within 48 hours of the verification process.

Gold Loan Thrippunithura offers the clients finance aid at the lowest possible interest rate. In order to get the Gold loan approved, the client must stand with a fixed and good source of income with a good credit history, this will even help in making the verification and loan approval process quicker.

You can avail a loan amount of up to 75 percent of the market price of gold, this happens considering the fluctuation in the market value of the gold.

Gold Loan Rate Per Gram Today in Thrippunithura

Updated - Gold Loan Per Gram Rate w.e.f Apr 25 2024

Gold Weight Gold Purity
24 Carat
Gold Purity
22 Carat
Gold Purity
20 Carat
Gold Purity
18 Carat
1 gram 4621 4290 3900 3510
10 gram 46210 42900 39000 35100
20 gram 93600 85800 78000 70200
30 gram 140400 128700 117000 105300
40 gram 187200 171600 156000 140400
50 gram 234000 214500 195000 175500
100 gram 468000 429000 390000 351000
200 gram 936000 858000 780000 702000
300 gram 1404000 1287000 1170000 1053000
400 gram 1872000 1716000 1560000 1404000
500 gram 2340000 2145000 1950000 1755000

To check Gold Loan per gram you can visit: Gold Loan per gram

Gold Loan Thrippunithura Interest Rates and charges

Feature
HDFC Bank
Private Bank
Muthoot Finance
Interest Rate
9.90%
10.50%
12%
Min Loan Amt
Metro : 25000, Non : 15000
25000
15000
Max Loan Amt
1 Cr
1 Cr
1 Cr
Loan Tenure
3 months to 24 months
9 months to 24 months
1 month to 24 months
Processing Fee
0.25% to 1.50% of the Loan Amt
0.25% to 1.50%
Nil
Preclosure Chgs
2%, Nil foreclosure charges after 3 months
2%, Nil foreclosure charges after 9 months
Nil
Overdraft Facility
Yes
Yes
Yes
Pay Only Interest Facility
Yes
Yes
Yes
Gold Rate Per Gram
2500
2600
2700*

To check Gold Loan Interest Rate for all major banks you can visit: Gold Loan Interest Rate

Documents for Gold Loan Thrippunithura

  1. Proof of Identity can be Passport Copy/ Voters ID card/ Driving License/Aadhaar card.
  2. Address Proof can be Ration card/ Tel, Electricity Bill/ Rental bill/ Passport copy/Trade license /Shop & Est. License/Sales Tax certificate.
  3. Signature Proof can be Passport Copy/Driving License/Banker’s verification/cheque.
  4. 2 passport size photos.

Additional Documents Required for Gold Loan Thrippunithura

  1. Land Proof: In the case of Agriculture Loan of over Rs. 1 lac. The same is not needed for allied agriculture purposes.
  2. A Demand Promissory Note.
  3. Certification by the Jewel Appraiser (Bank will arrange).
  4. Proof of Income: Salary Certificate and Form No.16

Eligibility Criteria for Gold Loan Thrippunithura

  1. The minimum age should be 21 years and a maximum of up to 60 years.
  2. Must be an Indian National.

GOLD LOAN @ 0.75%*

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How to Apply for Gold Loan Thrippunithura

Online Process to Apply for Gold Loan Thrippunithura

You can apply for the HDFC Bank Gold Loan at Dialabank.

You need to fill a short and simple online form.

Our representative will call you then for further process. You will also be provided with a doorstep document pick up facility.

For more details, you can call us on 9878981144 anytime.

Dialabank is even regarded as the most trusted platform to apply for a gold loan online and there are many reasons behind this:

  1. Dialabank is India’s first financial helpline; it comes with the best financial services all over the country.
  2. Dialabank has a free of cost of guidance policy for its customers. So, there will be no additional charges if you apply for a gold loan online on the Dialabank website.
  3. Furthermore, you can even enjoy a high LTV of your gold.
  4. Due to its best and quick service, the bank has a great reputation amongst the customers.
  5. If you are applying for a gold loan on the Dialabank website, you will get a very low-interest rate HDFC Gold Loan.
  6. Dialabank also offers the customer a doorstep document pickup facility to ease the process.
  7. Also, very little paperwork is needed if you apply for a gold loan through Dialabank.
  8. Our Relationship Managers are thoroughly trained so that they can guide and assist you in the whole process of Gold Loan.

Offline Process to Apply for Gold Loan Thrippunithura

The applicant can also avail of a Gold Loan with the help of nearby branches. In order to do so, simply search Gold Loan near me on google. The search will present you with all the bank branches and finance companies that are providing loans near you. You then need to select amongst them according to your knowledge, but Dialabank can make your work easier and faster by doing it for you.

After that, you will have to visit those departments to apply for the loan, and then before the loan gets approved, you will have to visit many times more.

Some banks and finance companies that provide a much faster process is HDFC Gold Loan branches and Muthoot Gold Loan branches.

You can also obtain loans from HDFC Gold Loan Branches. To find a branch that is near you, just search Muthoot Gold Loan nearby. Google will show a list of all the Muthoot Gold Loan Branches that are near you.

CIBIL Score Required for Gold Loan Thrippunithura

A good CIBIL score is very necessary before you apply for a gold loan, the reason is that every lending institution in Thrippunithura has specific criteria for a minimum CIBIL score which is needed to further process a Gold Loan application. Moreover, a minimum score of 750 is required by most institutes for processing your loan application.

The institutions also check a detailed behavior for the previous loans taken. The details include the amount borrowed and the type of loan taken. Any previous loans with delayed payment is a hurdle between you and your loan approval. So, make sure that you maintain a good CIBIL score before you are applying for a loan.

Gold Loan Thrippunithura Agents and Contacts

One of the most significant and reliable gold loan agents in Thrippunithura is Dialabank. You can apply online at www.dialabank.com or give a call at 9878981144

Dialabank helps you by finding the most suitable option amongst various Banks and NBFCs as we offer a detailed and well-structured comparison of the market for different banks. With this, you do not need to go through complex and boring procedures and hence focus on making the right decision. Fill an online form with a few details and thereafter our customer relationship manager will contact you soon.

Pre Calculated EMI Table for Gold Loan Thrippunithura

Rate
5 Yrs
4 Yrs
3 Yrs
10.50%
2149
2560
3250
11.00%
2174
2584
3273
11.50%
2199
2608
3297
12.00%
2224
2633
3321
12.50%
2249
2658
3345
13.00%
2275
2682
3369
13.50%
2300
2707
3393
14.00%
2326
2732
3417
14.50%
2352
2757
3442
15.00%
2378
2783
3466

About Thrippunithura

Thrippunithura is a city in the state of Kerala which has prominent historical regions. The city is famous for the Sree Poornathrayeesa temple and its grand annual festival.