Major Gold Loan Providers in Thrippunithura
Gold Loan Thrippunithura Features
Worried due to cash shortage? Need instant cash? Worry no more, the Gold loan is here to rescue you from all the worries of financial issues. The loan is secured so it does not require much paperwork and you can get loan approval within 48 hours of the verification process.
Gold Loan Thrippunithura offers the clients finance aid at the lowest possible interest rate. In order to get the Gold loan approved, the client must stand with a fixed and good source of income with a good credit history, this will even help in making the verification and loan approval process quicker.
You can avail a loan amount of up to 75 percent of the market price of gold, this happens considering the fluctuation in the market value of the gold.
Gold Loan Rate Per Gram Today in Thrippunithura
Updated - Gold Loan Per Gram Rate w.e.f Nov 29 2023
Gold Weight
Gold Purity
24 CaratGold Purity
22 CaratGold Purity
20 CaratGold Purity
18 Carat
1 gram
4621
4290
3900
3510
10 gram
46210
42900
39000
35100
20 gram
93600
85800
78000
70200
30 gram
140400
128700
117000
105300
40 gram
187200
171600
156000
140400
50 gram
234000
214500
195000
175500
100 gram
468000
429000
390000
351000
200 gram
936000
858000
780000
702000
300 gram
1404000
1287000
1170000
1053000
400 gram
1872000
1716000
1560000
1404000
500 gram
2340000
2145000
1950000
1755000
To check Gold Loan per gram you can visit: Gold Loan per gram
Gold Loan Thrippunithura Interest Rates and charges
To check Gold Loan Interest Rate for all major banks you can visit: Gold Loan Interest Rate
Documents for Gold Loan Thrippunithura
- Proof of Identity can be Passport Copy/ Voters ID card/ Driving License/Aadhaar card.
- Address Proof can be Ration card/ Tel, Electricity Bill/ Rental bill/ Passport copy/Trade license /Shop & Est. License/Sales Tax certificate.
- Signature Proof can be Passport Copy/Driving License/Banker’s verification/cheque.
- 2 passport size photos.
Additional Documents Required for Gold Loan Thrippunithura
- Land Proof: In the case of Agriculture Loan of over Rs. 1 lac. The same is not needed for allied agriculture purposes.
- A Demand Promissory Note.
- Certification by the Jewel Appraiser (Bank will arrange).
- Proof of Income: Salary Certificate and Form No.16
Eligibility Criteria for Gold Loan Thrippunithura
- The minimum age should be 21 years and a maximum of up to 60 years.
- Must be an Indian National.
GOLD LOAN @ 0.75%*
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How to Apply for Gold Loan Thrippunithura
Online Process to Apply for Gold Loan Thrippunithura
You can apply for the HDFC Bank Gold Loan at Dialabank.
You need to fill a short and simple online form.
Our representative will call you then for further process. You will also be provided with a doorstep document pick up facility.
For more details, you can call us on 9878981144 anytime.
Dialabank is even regarded as the most trusted platform to apply for a gold loan online and there are many reasons behind this:
- Dialabank is India’s first financial helpline; it comes with the best financial services all over the country.
- Dialabank has a free of cost of guidance policy for its customers. So, there will be no additional charges if you apply for a gold loan online on the Dialabank website.
- Furthermore, you can even enjoy a high LTV of your gold.
- Due to its best and quick service, the bank has a great reputation amongst the customers.
- If you are applying for a gold loan on the Dialabank website, you will get a very low-interest rate HDFC Gold Loan.
- Dialabank also offers the customer a doorstep document pickup facility to ease the process.
- Also, very little paperwork is needed if you apply for a gold loan through Dialabank.
- Our Relationship Managers are thoroughly trained so that they can guide and assist you in the whole process of Gold Loan.
Offline Process to Apply for Gold Loan Thrippunithura
The applicant can also avail of a Gold Loan with the help of nearby branches. In order to do so, simply search Gold Loan near me on google. The search will present you with all the bank branches and finance companies that are providing loans near you. You then need to select amongst them according to your knowledge, but Dialabank can make your work easier and faster by doing it for you.
After that, you will have to visit those departments to apply for the loan, and then before the loan gets approved, you will have to visit many times more.
Some banks and finance companies that provide a much faster process is HDFC Gold Loan branches and Muthoot Gold Loan branches.
You can also obtain loans from HDFC Gold Loan Branches. To find a branch that is near you, just search Muthoot Gold Loan nearby. Google will show a list of all the Muthoot Gold Loan Branches that are near you.
CIBIL Score Required for Gold Loan Thrippunithura
A good CIBIL score is very necessary before you apply for a gold loan, the reason is that every lending institution in Thrippunithura has specific criteria for a minimum CIBIL score which is needed to further process a Gold Loan application. Moreover, a minimum score of 750 is required by most institutes for processing your loan application.
The institutions also check a detailed behavior for the previous loans taken. The details include the amount borrowed and the type of loan taken. Any previous loans with delayed payment is a hurdle between you and your loan approval. So, make sure that you maintain a good CIBIL score before you are applying for a loan.