⍟  Lowest Interest Rate of 0.79% p.m.
⍟  Highest Rate Per Gram ₹ 5,121
⍟  No Melting of Your Gold
⍟  Get Loan in 1 Visit Only
⍟  100% Safety of Your Gold (kept in Bank Locker)

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Gold Loan Thuckalay

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Major Gold Loan Providers in Thuckalay

Feature
HDFC Bank
ICICI Bank
Muthoot Finance
Interest Rate
9.90%
10.50%
12%
Min Loan Amt
Metro : 25000, Non : 15000
25000
15000
Max Loan Amt
1 Cr
1 Cr
1 Cr
Loan Tenure
3 months to 24 months
9 months to 24 months
1 month to 24 months
Processing Fee
0.25% to 1.50% of the Loan Amt
0.25% to 1.50%
Nil
Preclosure Chgs
2%, Nil foreclosure charges after 3 months
2%, Nil foreclosure charges after 9 months
Nil
Overdraft Facility
Yes
Yes
Yes
Pay Only Interest Facility
Yes
Yes
Yes
Gold Rate Per Gram
2500
2600
2700*

Gold Loan Thuckalay FeaturesGold Loan Thuckalay

As the Gold loan is secured, one can avail it within 48 hours after the verification process. Gold Loan Thuckalay provides financial aid to its customers at easily affordable interest rates. The applicant needs to have a reliable source of income along with good credit history for a faster verification and loan approval process. Due to fluctuation in the market price of the gold, one can get a loan up to 75 per cent of its market value.

Gold Loan Thuckalay Rates

Bank
Interest Rate
HDFC Bank Gold Loan
10.25% to 14%
Axis Bank Gold Loan
10.50% to 16%
ICICI Bank Gold Loan
10.75% to 16%
SBI Gold Loan
9.5 % to 13%
Kotak Gold Loan
11% to 14%
IIFL Gold Loan
9.24% to 24%
Muthoot Gold Loan
12% to 24%
Manappauram Gold Loan
12% to 26%
PNB Gold Loan
10.05% to 16%
Canara Bank Gold Loan
9.75 % to 13%
Andhra Bank Gold Loan
10.70% to 16%

Documents for Gold Loan Thuckalay

  • Identity Proof: Voter ID Card/ Driving License/ Aadhaar Card/ Passport Copy
  • Address Proof: Ration card/ Telephone, Electricity Bill/ Rental bill/ Passport copy/ Shop License/ Sales Tax certificate/ Trade license/
  • Signature Proof: Passport Copy/ Driving License/ Banker’s verification or Cheque.
  • 2 passport size photographs.

Additional Documents Required for Gold Loan Thuckalay

  • Land Proof (Not required for allied agriculture purposes)
  • A Demand Promissory Note
  • Certificate by Jewel Appraiser (Bank will arrange)
  • Income Proof: Salary Certificate and Form No.16

Eligibility Criteria for Gold Loan Thuckalay

  • Age limit: 21-60 years
  • Indian Nationality


gold loan at 7%

हिंदी में पढ़े | தமிழில் படியுங்கள்

How to Apply for Gold Loan Thuckalay

Online Process to Apply for Gold Loan Thuckalay
  • Apply for the Gold Loan via Dialabank.
  • Fill the online form available on our website Dialabank.
  • Get a call from our representative to discuss further details.

For more information, contact 9878981166.

Dialabank is considerably the best platform to apply for a gold loan online as:

  • Dialabank is India’s first financial helpline aiming to provide the best financial services all over the country.
  • We guide our customers free of cost i.e. no additional charges to apply for a gold loan online on the website.
  • Get a high LTV of your gold along with safety and security.
  • We have a good reputation among the customer base for reliable services.
  • Get a low-interest rate for affordable gold loan.
  • We provide a document pickup facility from the doorstep of the customer to ease the process.
  • Less paperwork/ documents required, making the accessibility easier and faster.
  • Thoroughly trained Relationship managers to guide and serve you in the entire process.
Offline Process to Apply for Gold Loan Thuckalay

The applicant also has an option to avail Gold Loan from the nearby branches. For the purpose:

  • Search Gold Loan near me on google
  • All the branches of banks and finance companies providing loans near you will be shown
  • Select them according to your preference and knowledge
  • Visit the departments and apply for the loan
  • You need to visit many times before than loan gets finally approved.

Dialabank can make the availing loan a piece of cake for you. Our experts, after going through all the documents present before you the best-suited offers for you.

Processing Fees/ Prepayment Charges on Gold Loan Thuckalay

Bank
Processing Fee
Prepayment Charges
HDFC Bank Gold Loan
0.25% to 1.50%
2%, Nil foreclosure charges after 3 months
Axis Bank Gold Loan
0.50% to 1.50%
Nil
ICICI Bank Gold Loan
0.25% to 1.50%
2%, Nil foreclosure charges after 9 months
SBI Gold Loan
500/- to 0.50%
Nil
Kotak Gold Loan
1% to 2%
2.25% of fore closure amount if closed 1 month ahead of the tenure.
IIFL Gold Loan
Nil
Nil
Muthoot Gold Loan
Nil
Nil
Manappauram Gold Loan
Nil
Nil
PNB Gold Loan
0.70% to 1%
Nil
Canara Bank Gold Loan
1%
Nil
Andhra Bank Gold Loan
Nil
Nil

CIBIL Score Required for Gold Loan Thuckalay

Every lending institution has its criteria for the minimum CIBIL score, required for processing a Gold Loan application. Herein, maintaining a good CIBIL score is prerequisite to apply for a loan. Most of them require a minimum score of 700-750 to process the application.

Most of these institutions also consider previously availed loans along with the amount borrowed. Delayed payments for the previously granted loans might create a hurdle for availing a fresh loan. So make sure your CIBIL score is good before applying for the same!

Gold Loan Thuckalay Agents

One of the most trusted and leading gold loan agent all over the country is Dialabank. We help you in finding the best alternative by providing a detailed and structured market comparison of different banks. So you do not need to worry about the complex information and process; just make the right choice!

Visit our website and fill the application form details. Afterwards, our Customer Relationship Manager will get in touch with you for further processing of the loan.

Gold Loan Thuckalay Contact Number

Call 9878981166 or login to Dialabank for instant help and immediate approval of the loan.

Pre Calculated EMI Table for Gold Loan Thuckalay

Rate
5 Yrs
4 Yrs
3 Yrs
10.50%
2149
2560
3250
11.00%
2174
2584
3273
11.50%
2199
2608
3297
12.00%
2224
2633
3321
12.50%
2249
2658
3345
13.00%
2275
2682
3369
13.50%
2300
2707
3393
14.00%
2326
2732
3417
14.50%
2352
2757
3442
15.00%
2378
2783
3466

About Thuckalay

Thuckalay is a beautiful town located in Kanyakumari district of Tamil Nadu. Besides a strong influence on education, this place is a famous tourist hub. Connecting most of the southern states, Thuckalay remains in the heart of the city.

Other gold loan cities in Tamil Nadu

Gold Loan Tirupathur Gold Loan Tiruchirappalli
Gold Loan Palavakkam Gold Loan Pattukottai
Gold Loan Viluppuram Gold Loan Arakonam
Gold Loan Valasaravakkam Gold Loan Kangeyam

 

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