Gold Loan Thuckalay

AT 0.49%* INTEREST RATE
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    Gold Loan Thuckalay

    Major Gold Loan Providers in Thuckalay

    Feature HDFC Bank SBI
    Muthoot Finance
    Interest Rate 9.90% onwards 7% onwards 12% onwards
    Min Loan Amt Metro : 25000, Non : 15000 25000 15000
    Max Loan Amt 1 Cr 1 Cr 1 Cr
    Loan Tenure 3 months to 24 months 9 months to 24 months
    1 month to 24 months
    Processing Fee 0.25% to 1.50% of the Loan Amt 0.25% to 1.50% Nil
    Pre-closure Charges 2%, Nil foreclosure charges after 3 months 2%, Nil foreclosure charges after 9 months Nil
    Overdraft Facility Yes Yes Yes
    Pay Only Interest Facility Yes Yes Yes
    Gold Rate Per Gram 3066 3073 3073

    Gold Loan Thuckalay Features

    Gold Loan Thuckalay

    As the Gold loan is secured, one can avail it within 48 hours after the verification process. Gold Loan Thuckalay provides financial aid to its customers at easily affordable Gold loan interest rates. The applicant needs to have a reliable source of income along with good credit history for a faster verification and loan approval process. Due to fluctuation in the market price of the gold, one can get a loan up to 75 per cent of its market value.

    Gold Loan Thuckalay Rates

    Bank Interest Rate
    HDFC Bank Gold Loan 9.9% to 14%
    Axis Bank Gold Loan 10.50% to 16%
    ICICI Bank Gold Loan 10.75% to 16%
    SBI Gold Loan 9.5 % to 13%
    Kotak Gold Loan 11% to 14%
    IIFL Gold Loan 9.24% to 24%
    Muthoot Gold Loan 12% to 24%
    Manappauram Gold Loan 12% to 26%
    PNB Gold Loan 10.05% to 16%
    Canara Bank Gold Loan 9.75 % to 13%
    Andhra Bank Gold Loan 10.70% to 16%

    Documents for Gold Loan Thuckalay

    • Identity Proof: Voter ID Card/ Driving License/ Aadhaar Card/ Passport Copy
    • Address Proof: Ration card/ Telephone, Electricity Bill/ Rental bill/ Passport copy/ Shop License/ Sales Tax certificate/ Trade license/
    • Signature Proof: Passport Copy/ Driving License/ Banker’s verification or Cheque.
    • 2 passport size photographs.

    Additional Documents Required for Gold Loan Thuckalay

    • Land Proof (Not required for allied agriculture purposes)
    • A Demand Promissory Note
    • Certificate by Jewel Appraiser (Bank will arrange)
    • Income Proof: Salary Certificate and Form No.16

    Eligibility Criteria for Gold Loan Thuckalay

    • Age limit: 21-60 years
    • Indian Nationality

    GOLD LOAN @ 0.49%*

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    How to Apply for Gold Loan Thuckalay

    Online Process to Apply for Gold Loan Thuckalay
    • Apply for the Gold Loan via Dialabank.
    • Fill the online form available on our website Dialabank.
    • Get a call from our representative to discuss further details.

    For more information, contact 9878981166.

    Dialabank is considerably the best platform to apply for a gold loan online as:

    • Dialabank is India’s first financial helpline aiming to provide the best financial services all over the country.
    • We guide our customers free of cost i.e. no additional charges to apply for a gold loan online on the website.
    • Get a high LTV of your gold along with safety and security.
    • We have a good reputation among the customer base for reliable services.
    • Get a low Gold loan interest rate.
    • We provide a document pickup facility from the doorstep of the customer to ease the process.
    • Less paperwork/ documents required, making the accessibility easier and faster.
    • Thoroughly trained Relationship managers to guide and serve you in the entire process.
    Offline Process to Apply for Gold Loan Thuckalay

    The applicant also has an option to avail Gold Loan from the nearby branches. For the purpose:

    • Search Gold Loan near me on google
    • All the branches of banks and finance companies providing loans near you will be shown
    • Select them according to your preference and knowledge
    • Visit the departments and apply for the loan
    • You need to visit many times before than loan gets finally approved.

    Dialabank can make the availing loan a piece of cake for you. Our experts, after going through all the documents present before you the best-suited offers for you.

    Processing Fees/ Prepayment Charges on Gold Loan Thuckalay

    Bank
    Processing Fee
    Prepayment Charges
    HDFC Bank Gold Loan
    0.25% to 1.50%
    2%, Nil foreclosure charges after 3 months
    Axis Bank Gold Loan
    0.50% to 1.50%
    Nil
    ICICI Bank Gold Loan
    0.25% to 1.50%
    2%, Nil foreclosure charges after 9 months
    SBI Gold Loan
    500/- to 0.50%
    Nil
    Kotak Gold Loan
    1% to 2%
    2.25% of fore closure amount if closed 1 month ahead of the tenure.
    IIFL Gold Loan
    Nil
    Nil
    Muthoot Gold Loan
    Nil
    Nil
    Manappauram Gold Loan
    Nil
    Nil
    PNB Gold Loan
    0.70% to 1%
    Nil
    Canara Bank Gold Loan
    1%
    Nil
    Andhra Bank Gold Loan
    Nil
    Nil

    CIBIL Score Required for Gold Loan Thuckalay

    Every lending institution has its criteria for the minimum CIBIL score, required for processing a Gold Loan per gram application. Herein, maintaining a good CIBIL score is a prerequisite to apply for a loan. Most of them require a minimum score of 700-750 to process the application.

    Most of these institutions also consider previously availed loans along with the amount borrowed. Delayed payments for the previously granted loans might create a hurdle for availing a fresh loan. So make sure your CIBIL score is good before applying for the same!

    Gold Loan Thuckalay Agents

    One of the most trusted and leading gold loan agent all over the country is Dialabank. We help you in finding the best alternative by providing a detailed and structured market comparison of different banks. So you do not need to worry about the complex information and process; just make the right choice!

    Visit our website and fill the application form details. Afterwards, our Customer Relationship Manager will get in touch with you for further processing of the loan.

    Gold Loan Thuckalay Contact Number

    Call 9878981166 or login to Dialabank for instant help and immediate approval of the loan.

    Pre Calculated EMI Table for Gold Loan Thuckalay

    Rate
    5 Yrs
    4 Yrs
    3 Yrs
    10.50%
    2149
    2560
    3250
    11.00%
    2174
    2584
    3273
    11.50%
    2199
    2608
    3297
    12.00%
    2224
    2633
    3321
    12.50%
    2249
    2658
    3345
    13.00%
    2275
    2682
    3369
    13.50%
    2300
    2707
    3393
    14.00%
    2326
    2732
    3417
    14.50%
    2352
    2757
    3442
    15.00%
    2378
    2783
    3466

    About Thuckalay

    Thuckalay is a beautiful town located in Kanyakumari district of Tamil Nadu. Besides a strong influence on education, this place is a famous tourist hub. Connecting most of the southern states, Thuckalay remains in the heart of the city.

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