Gold Loan Tirupati


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Gold Loan Tirupati

Best Banks for Gold Loan in Tirupati

Private Bank
Muthoot Finance
Interest Rate
Min Loan Amt
Metro : 25000, Non : 15000
Max Loan Amt
1 Cr
1 Cr
1 Cr
Loan Tenure
3 months to 24 months
9 months to 24 months
1 month to 24 months
Processing Fee
0.25% to 1.50% of the Loan Amt
0.25% to 1.50%
Preclosure Chgs
2%, Nil foreclosure charges after 3 months
2%, Nil foreclosure charges after 9 months
Overdraft Facility
Pay Only Interest Facility
Gold Rate Per Gram

Gold Loan Tirupati Features

Gold loan TirupatiGold has immense value in our lives. Gold Loan is the best option available for loan seekers at the very best interest rates. Several financing authorities are available in the market dealing with these Loans. The borrower should go for the best deal with the best offer available.

Gold Loan is the best financial tool that helps an individual to cater to the required amount of money without any hassle. A person who is not eligible for any other loan can apply for Gold Finance. Taking a loan against Gold is the best option to overcome all of the financial issues. Turn your Gold into Cash rather than keeping it idle at home. Apply Online and Get Approval in just 3 minutes.

Key Features:

Get Loan in 30 Minutes
Highest Gold Rate in India
100% Safety of Your Gold
Minimum Documentation
Without EMI Gold Loan
Gold Loan in 1 Visit
No Melting of Gold
24 x 7 Online Payment Facility
No Hidden Charges

You can Call and Speak with a Gold Loan Tirupati Relationship Manager on 9878981144

GOLD LOAN @ 0.75%*



Gold Loan Tirupati Interest Rates Sep 23 2023

Bank Interest Rate
HDFC Bank Gold Loan 9.9% to 14%
Axis Bank Gold Loan 10.50% to 16%
Private Bank Gold Loan 10.75% to 16%
SBI Gold Loan 9.5 % to 13%
Kotak Gold Loan 11% to 14%
IIFL Gold Loan 9.24% to 24%
Muthoot Gold Loan 12% to 24%
Manappauram Gold Loan 12% to 26%
PNB Gold Loan 10.05% to 16%
Canara Bank Gold Loan 9.75 % to 13%
Andhra Bank Gold Loan 10.70% to 16%

Gold Loan Per Gram For All Major Bank in Tirupati Sep 23 2023

Bank / NBFC Rate Per Gram Interest Rate Gold Loan Tenure Min - Max Loan Amount
HDFC Gold Loan ₹ 3,506 to ₹ 4,621 9.90% 3 to 24 months ₹ 10 thousand to 5 crore
Private Gold Loan ₹ 3,506 to ₹ 4,821 10.00% 6 to 12 months ₹ 10 thousand to 5 crore
Muthoot Finance Gold Loan ₹ 3,506 to ₹ 4,621 12.00% 7 days to 36 months ₹ 3 thousand to 1 crore
Manappuram Gold Loan ₹ 3,506 to ₹ 4,621 12.25% 12 months ₹ 3 thousand to 1 crore
Canara Bank Gold Loan ₹ 3,506 to ₹ 4,621 10.25% 36 months ₹ 20 thousand to 50 lakh
Axis Bank Gold Loan ₹ 3,506 to ₹ 4,621 10.00% 3 to 36 months ₹ 10 thousand to 5 crore
SBI Gold Loan ₹ 3,506 to ₹ 4,621 9.75% 12 to 36 months ₹ 20 thousand to 50 lakh
Indian Bank Gold Loan ₹ 3,506 to ₹ 4,621 7.50% 3 to 36 months ₹ 20 thousand to 50 lakh
Bank of Baroda Gold Loan ₹ 3,506 to ₹ 4,621 10.25% 12 months ₹ 20 thousand to 50 lakh
Yes Bank Gold Loan ₹ 3,506 to ₹ 4,621 10.25% 12 months ₹ 10 thousand to 5 crore
IIFL Gold Loan ₹ 3,506 to ₹ 4,621 12.00% 11 months ₹ 3 thousand to 50 lakh

GOLD LOAN @ 0.75%*



Gold Loan Eligibility Criteria in Tirupati

Minimum and Maximum Age
21 Yrs – 60 Yrs
Note: However, many banks require a minimum age of 23 years
Loan Amount
Up to ₹ 2 Cr. Some banks restrict maximum eligibility to ₹ 20 Lakh
Interest rates are lower for a higher loan amount
Employment Type
Salaried and self-employed both are eligible
Businessmen are increasingly taking gold loans to meet their working capital requirements.
In fact, housewives, senior citizens who are not eligible for other loans because they have no income proofs can easily avail of gold loans.
Quality of Gold
Gold ornaments should range in between 18 to 24 Carats
An average gold price of 22-carat gold for the preceding 30 days is adjusted down for purity. So, the price of 20 Carat jewellery can be estimated by multiplying the price of 22 Carat jewellery by a factor of 20/22
Banks do not check CIBIL score for granting a gold loan
However, your repayment track record for a gold loan is counted towards your CIBIL score and hence, can be instrumental in building your CIBIL score
Gold ornaments that can be used for availing loan
Gold bars and coins
Gold with 18-24 carat purity
Employment track record and income proofs
Banks do not check your job stability or business stability to sanction you a gold loan. Gold loans are granted without income proofs. You only need to submit your basic KYC documents such as address proof, identity proof, and an Aadhaar card to avail of this loan.

Gold Loan Tirupati Eligibility & EMI Calculator

GOLD LOAN @ 0.75%*



Documents for Gold Loan Tirupati

At the time of application the following documents are required:

  • Proof of the citizenship of India
  • Duly filled application form
  • 2 passport-sized photographs
  • Applicant’s KYC documents to establish Identity and Address
  • Salary/ Income Proof
  • Witness Letter in case of illiterate borrowers
  • In the case of Agriculture Loan of more than Rs. 1 lac, land proof
  • Certificate by the Jewel Appraiser (Bank will arrange)

At the time of disbursement the following documents are required:

  • Demand Promissory Note & Demand Promissory Note Take Delivery Letter
  • Gold Ornaments Take Delivery Letter
  • Arrangement Letter

Eligibility Criteria for Gold Loan Tirupati

  1. The applicant should be at least 21 years of age
  2. The applicants’ age should not be more than 60 years
  3. He/she should be a national citizen

GOLD LOAN @ 0.75%*



How to Apply for Gold Loan Tirupati

Online Process to Apply for Gold Loan Tirupati
  • You can apply for the Gold Loan at Dialabank hassle-free
  • It is less time consuming and convenient
  • Fill an online form with personal details
  • Our relationship manager will then contact you for further assistance
  • You can also avail of a document pick up facility from your doorstep.
  • For more information, you can call on 9878981166.

Dialabank is regarded as the best platform to apply for a gold loan online. The reasons for this are the following:

  1. Dialabank is India’s first financial helpline; it provides the best financial facilities to customers all over the country.
  2. The bank has a good reputation among the applicants because of its best and fast services.
  3. Gold Loans can get a low gold loan interest rate with minimum documentation requirement
  4.  Dialabank provides a document pickup service from the doorstep of the customer.
  5. There is no processing fee or supplementary charges for availing the service through Dialabank
  6. The Relationship managers of Dialabank are trained and assist the customer without any hesitance.
Offline Process to Apply for Gold Loan Tirupati

The applicants need to search for the nearest branches of the banks offering Gold Loans and visit them at their working hours. Thereafter, their relationship manager will assist you according to your requirements requiring repeated visits to the nearest branch.

The applicant also has a choice to avail Gold Loan through the offline process. This needs market research as well as some manual efficiency.

Processing Fees / Prepayment Charges on Gold Loan Tirupati

Processing Fee
Prepayment Charges
HDFC Bank Gold Loan
0.25% to 1.50%
2%, Nil foreclosure charges after 3 months
Axis Bank Gold Loan
0.50% to 1.50%
Private Bank Gold Loan
0.25% to 1.50%
2%, Nil foreclosure charges after 9 months
SBI Gold Loan
500/- to 0.50%
Kotak Gold Loan
1% to 2%
2.25% of fore closure amount if closed 1 month ahead of the tenure.
IIFL Gold Loan
Muthoot Gold Loan
Manappauram Gold Loan
PNB Gold Loan
0.70% to 1%
Canara Bank Gold Loan
Andhra Bank Gold Loan

GOLD LOAN @ 0.75%*



EMI Gold Loan Scheme with Bullet Repayment Scheme Comparison

Monthly Payment EMI Scheme (₹)
Bullet Repayment (₹)
Month 1 27007 3625
Month 2 27007 3625
Month 3 27007 3625
Month 4 27007 3625
Month 5 27007 3625
Month 6 27007 3625
Month 7 27007 3625
Month 8 27007 3625
Month 9 27007 3625
Month 10 27007 3625
Month 11 27007 3625
Month 12 27007 3625
Bullet Payment (At the end of 12 months)
  ₹ 3 Lakh
Total Payment ₹ 3.24 Lakh ₹ 3.44 Lakh

CIBIL Score Required for Gold Loan Tirupati

Most of the banks and NBFCs offer Gold loans irrespective of the CIBIL score. The candidate should have all the necessary documents and should fulfil the eligibility criteria.

Compare Gold Loan Rate Per Gram and Lowest EMI of All banks in Tirupati

Bank Interest Rate Lowest EMI Per Lakh
Eligible Loan Amount For Max Tenure
SBI Gold Loan 7.50% Rs. 3,111
Rs. 20 Lakh for 36 months
Muthoot Gold Loan 11.99% Rs. 3,321
Rs. 50 Lakh for 36 months
Manappuram Gold Loan 12.00% Rs. 8,885
Rs. 1 Cr for 12 months
HDFC Bank Gold Loan 9.90% Rs. 4,591
Rs. 50 Lakh for 24 months
Yes Bank Gold Loan 9.99% Rs. 3,226
Rs. 50 Lakh for 36 months
Private Bank Gold Loan 10.00% Rs. 8,792
Rs. 15 Lakh for 12 months
Federal Bank Gold Loan 8.50% Rs. 8,722
Rs. 75 Lakh for 12 months
Canara Bank Gold Loan 7.65% Rs. 8,683
Rs. 10 Lakh for 12 months
Andhra Bank Gold Loan 10.70% Rs. 8,824
Rs. 2 Cr for 12 months
Axis Bank Gold Loan 13.00% Rs. 4,754
Rs. 20 Lakh for 24 months
IndusInd Bank Gold Loan 10.00% Rs. 8,792
Rs. 10 Lakh for 12 months
PNB Gold Loan 8.75% Rs. 8,734
Rs. 10 Lakh for 12 months
Fincare Small Finance Bank Gold Loan 12.99% Rs. 11,721
Rs. 40 Lakh for 9 Months

GOLD LOAN @ 0.75%*



Gold Loan Tirupati Agents and Contact Number

Dialabank helps you to find the best option of Banks and NBFCs by offering you a detailed market comparison of different banks so that you can make the right choice. Visit our website and fill a simple form through your personal and employment details. Our customer relationship managers will soon contact you.

You can apply online at or just dial 9878981166.

Gold Loan Tirupati Contact Number

Call 9878981166 and get instant help and approval for a Gold loan per gram in Tirupati.

GOLD LOAN @ 0.75%*



Pre Calculated EMI Table for Gold Loan Tirupati

5 Yrs
4 Yrs
3 Yrs

About Tirupati

Tirupati is the city and main pilgrimage city of the Chittoor district in India. It is the largest city Rayalseema region of Andhra Pradesh state. It is situated on the foothills of the Eastern Ghats.

If you need a Gold Loan Tirupati is very simple just you have to fill-up the form and after that, we provide you with all information regarding gold loans and provide you best interest rate in the market

Other Places to Avail Gold Loan

Gold Loan Ramachandrapuram Gold Loan Anakapalle
Gold Loan Rayachoti Gold Loan Chittoor
Gold Loan Rayadurg Gold Loan Guntur
Gold Loan Tanuku Gold Loan Mandapeta

Gold Loan Tirupati FAQs

✅ How does the gold loan work?

The loan on gold is very simple to understand. The Banks /NBFC provides you with funds against your gold ornament. The amount depends upon the gold weight.

✅ Is a gold loan secured?

Yes, it is essential to note that the loan on gold comes in the category of secured loans. Because in a gold loan the applicant put their gold ornaments into the bank’s locker as security or as collateral.

✅ What happens if you don’t repay the loan amount?

If the borrower is unable to return the gold loan on time, then the bank is liable to sell his gold ornaments.

✅ Do I need a co-applicant to get a gold loan?

No, to avail of the Gold loan you don’t need any co-applicant.

✅ What is the best online platform to get a gold loan?

Dialabank is the best platform to get a loan. Dialabank provides you with a hassle-free process as well as the lowest interest rate in the market as compared to others.