Gold Loan Tiruvottiyur

Gold Rate: ₹ 5,121 Per Gram

⍟ Interest Rate 7.0% p.a. ⍟

I have read the Privacy Policy & Agree to Terms & Conditions and authorize Dialabank & its partner institutions to Call or SMS me with reference to my application.
Unlock the Real Value of your Gold
Lowest Rate of Interest
Get Money in 30 Mins
Loan Amount Up to 1 Crore
Loan Tenure Up to 48 Months
Unbiased Experts Advice

Best Banks for Gold Loans in Tiruvottiyur

Feature
HDFC Bank
ICICI Bank
Muthoot Finance
Interest Rate
9.90%
10.50%
12%
Min Loan Amt
Metro : 25000, Non : 15000
25000
15000
Max Loan Amt
1 Cr
1 Cr
1 Cr
Loan Tenure
3 months to 24 months
9 months to 24 months
1 month to 24 months
Processing Fee
0.25% to 1.50% of the Loan Amt
0.25% to 1.50%
Nil
Preclosure Chgs
2%, Nil foreclosure charges after 3 months
2%, Nil foreclosure charges after 9 months
Nil
Overdraft Facility
Yes
Yes
Yes
Pay Only Interest Facility
Yes
Yes
Yes
Gold Rate Per Gram
2500
2600
2700*

Gold Loan Tiruvottiyur Features

Gold Loan Tiruvottiyur Features

Afraid of your financial prospects?

Need money for your priority tasks?

As the gold loan is available, you don’t have to worry a bit. With minimum paperwork or documentation, you can get your loan verified and approved with minimum struggle.

What are some of Gold Loan Tiruvottiyur features?

Gold Loan Tiruvottiyur loan provides financial aid to the customers at the best feasible interest rates. To get a Gold loan, the candidate needs to have a firm and good source of income and has a reliable credit history, which will make the verification and loan approval process faster.

Besides, you can get a loan up to 75 percent of the market value of gold, this is expected to vary in the market price of the gold.

Gold Loan Rate Per Gram Today in Tiruvottiyur

Updated - Gold Loan Per Gram Rate w.e.f 1 Nov 2020

Gold Weight Gold Purity
24 Carat
Gold Purity
22 Carat
Gold Purity
20 Carat
Gold Purity
18 Carat
1 gram 4680 4290 3900 3510
10 gram 46800 42900 39000 35100
20 gram 93600 85800 78000 70200
30 gram 140400 128700 117000 105300
40 gram 187200 171600 156000 140400
50 gram 234000 214500 195000 175500
100 gram 468000 429000 390000 351000
200 gram 936000 858000 780000 702000
300 gram 1404000 1287000 1170000 1053000
400 gram 1872000 1716000 1560000 1404000
500 gram 2340000 2145000 1950000 1755000

Gold Loan in Tiruvottiyur Interest Rates and Charges

Feature
Gold Loan
Interest Rate
Processing Fee
Tenure
HDFC Gold Loan 9.90% 0.25 % - 1.50% 3 - 24 Month
ICICI Gold Loan 10.50% 0.25 % - 1.50%  9 - 24 Months
Axis Gold Loan 10.50% 0.50% - 1.50% 6 - 24 Months
Yes Bank Gold Loan 10.50% 0.50% - 1.50% 6 - 36 Months
SBI Gold Loan 9.50% 500/- to 0.50% 6 - 36 Months
Kotak Gold Loan 11.00% 1% to 2% 9 - 24 Months
IIFL Gold Loan 12.00% Nil 3 - 11 Months
Muthoot Finance Gold Loan 12.00% Nil 1 - 24 Months
Manappuram Gold Loan 12.50% Nil 6 - 12 Months
PNB Gold Loan 11.00% 0.70% to 1% 6 - 12 Months
Canara Bank Gold Loan 10.75% 1 % 6 - 12 Months
IndusInd Bank Gold Loan 11.50% 1% - 1.5% 9 - 24 Months

Gold Loan in Tiruvottiyur Documents required

  1. Proof of Identity can be any of the following: Passport Copy, Aadhar, Voters ID Card, or other IDs.
  2. Address Proof can be any of the following: Telephone Bill, Electricity Bill,Ration Card, Rental bill, Trade License or other utility bills
  3. Signature Proof can be any of the following: Banker’s verification, Cheque, Passport, Driving License, or others
  4. 2 passport size photographs.

Additional Documents Required for Gold Loan Tiruvottiyur

  1. Land Proof
  2. A Demand Promissory Note.
  3. Bank will provide a Certificate by the Jewel Appraiser for you.
  4. Income Proof: Salary Certificate and Form No.16

Gold Loan in Tiruvottiyur Eligibility Criteria

  1. The required minimum age is 21 years
  2. The required maximum age is 60 years.
  3. The required nationality is Indian.

gold loan at 7%

How to Apply for Gold Loan Tiruvottiyur

Online Process to Apply for Gold Loan Tiruvottiyur

You can apply online on the website of Dialabank for Gold Loan Tiruvottiyur.

By presenting an online form, you will be reverted by our delegate who will assist you in the whole gold loan approval process.

Dialabank is supposed to be people’s first choice because:

  1. Dialabank is India’s first financial helpline; it offers the best financial services to customers all over the country.
  2. The bank has a good reputation amongst users because of its most solid services.
  3. There is no processing fee or supplementary fees for availing the service by Dialabank
  4. The Relationship managers of Dialabank are adequate to serve throughout the process.
  5. Gold Loans can be granted at a low rate of interest with minimum documentation or paperwork claimed.
  6. To save you from struggle, Dialabank also provides a document pickup facility from the doorstep of the client.
Offline Process to Apply for Gold Loan Tiruvottiyur

The offline process of Gold Loan requires more time. You need to explore Gold Loans near you on Google, once you see the record of nearby banks or NBFCs, you can select the best out of them for you.

You need to visit banks again and again until the loan gets sanctioned. Dialabank does that easily by sharing sufficient information with the clients.

Processing Fees / Prepayment Charges on Gold Loan Tiruvottiyur

Bank
Processing Fee
Prepayment Charges
HDFC Bank Gold Loan
0.25% to 1.50%
2%, Nil foreclosure charges after 3 months
Axis Bank Gold Loan
0.50% to 1.50%
Nil
ICICI Bank Gold Loan
0.25% to 1.50%
2%, Nil foreclosure charges after 9 months
SBI Gold Loan
500/- to 0.50%
Nil
Kotak Gold Loan
1% to 2%
2.25% of fore closure amount if closed 1 month ahead of the tenure.
IIFL Gold Loan
Nil
Nil
Muthoot Gold Loan
Nil
Nil
Manappauram Gold Loan
Nil
Nil
PNB Gold Loan
0.70% to 1%
Nil
Canara Bank Gold Loan
1%
Nil
Andhra Bank Gold Loan
Nil
Nil

CIBIL Score Required for Gold Loan Tiruvottiyur

No CIBIL is needed for Gold Loan Tiruvottiyur.

Gold Loan Tiruvottiyur Agents

As the leading gold loan agent in Tiruvottiyur, Dialabank provides the most active and quickest services. You can visit us at Dialabank or contact 9878981166.

Dialabank presents a structured market comparison of different banks and finance organizations. This comparison helps borrowers make the true choice for themselves. You can hit on the Dialabank website, fill and submit a form with your specifications. Then, our agents will get in touch with you for full assistance.

Pre Calculated EMI Table for Gold Loan Tiruvottiyur

Rate
5 Yrs
4 Yrs
3 Yrs
10.50%
2149
2560
3250
11.00%
2174
2584
3273
11.50%
2199
2608
3297
12.00%
2224
2633
3321
12.50%
2249
2658
3345
13.00%
2275
2682
3369
13.50%
2300
2707
3393
14.00%
2326
2732
3417
14.50%
2352
2757
3442
15.00%
2378
2783
3466

About Tiruvottiyur

Tiruvottiyur is a neighborhood in North Chennai, administered by the Greater Chennai Corporation. It is part of the Tondiarpet division, located to the north of Chennai city. It is one of the 15 administrative zones in Greater Chennai Corporation. The zone is named to be Zone 1.

Menu