Gold loan interest is the monthly amount a borrower pays in addition to the principal loan amount. Different banks and financial institutes offer different rates of interest. On average, this rate varies between 10.50% and 12% per annum.

Best Banks for Gold Loans in Trichy

Gold Loan Trichy Features

Gold Loans are now pretty easy and convenient to avail as most of the major banks and NBFCs provide the service at a low rate of interest and minimum documentation. Gold Loans are secured loans that can be availed against your Gold ornaments/Jewelry as a collateral or security deposit. Banks sanction Gold Loan easily considering the fact that you repay the amount in the form of interest in a specific period of time. If the borrower fails to repay, the loan can be renewed. Your Gold assets prove to be a savior in times of financial crisis. Avail gold loan through DialaBank in just a few simple steps.

Key Features:

⍟ Get Loan in 30 Minutes
⍟ Highest Gold Rate in India
⍟ 100% Safety of Your Gold
⍟ Minimum Documentation
⍟ Without EMI Gold Loan
⍟ Gold Loan in 1 Visit
⍟ No Melting of Gold
⍟ 24 x 7 Online Payment Facility
⍟ No Hidden Charges

Gold Loan Rate Per Gram Today in Trichy – Apr 25 2024

Gold Loan Trichy Interest Rates – Apr 25 2024

Gold Loan TrichyEligibility & EMI Calculator

Documents for Gold Loan Gurgaon

At the time of application the following documents are required:

• Proof of the citizenship of India
• Duly filled application form
• 2 passport-sized photographs
• Applicant’s KYC documents to establish Identity and Address
• Salary/ Income Proof
• Witness Letter in case of illiterate borrowers
• In the case of Agriculture Loan of more than Rs. 1 lac, land proof
• Certificate by the Jewel Appraiser (Bank will arrange)

At the time of disbursement the following documents are required:

• Demand Promissory Note & Demand Promissory Note Take Delivery Letter
• Gold Ornaments Take Delivery Letter
• Arrangement Letter

Gold Loan in Trichy Eligibility Criteria

1. Applicant should be salaried or self-employed
2. The minimum age of the individual should be 21 years and a maximum of up to 60 years.
3. Nationality of the applicant must be Indian

How to Apply for Gold Loan Trichy

Online Process to Apply for Gold Loan Trichy

• You can apply for the Gold Loan at Dialabank conveniently in just a few clicks
• You just have to fill an online form providing the necessary details and documents
• Our relationship manager will then contact you for any assistance required
• Document pick up facility from your doorsteps is also available
• For more information, you can call on 9878981166.

Dialabank is considered as one of the best platforms to avail a gold loan for the following reasons:

1. Dialabank is India’s first financial helpline; it provides the best financial services to customers all over the country.
2. Gold Loans can be availed at a low rate of interest with minimum documentation requirement
3. The bank has a good reputation among the customers because of its best services.
4.  Dialabank provides a document pickup facility from the doorstep of the customer.
5. There is no processing fee or additional charges for availing the service through Dialabank
6. The executives of Dialabank are trained and assist the customer without any hesitance

Offline Process to Apply for Gold Loan Trichy

Gold Loan can also be availed through an offline process that requires physically visiting the nearby banks. The applicants need to search for the nearby banks offering Gold Loans and visit them at their working hours. Thereafter, their relationship manager will assist you in further process.

Processing Fees / Prepayment Charges on Gold Loan Trichy

CIBIL Score Required for Gold Loan Trichy

Most of the major banks and NBFCs offer Gold Loan do not enquire about the CIBIL score. The applicant should have all the necessary documents and should fulfill the eligibility criteria.