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    Gold loan Trichy

    Best Banks for Gold Loans in Trichy

    Feature
    HDFC Bank
    ICICI Bank
    Muthoot Finance
    Interest Rate
    9.50% onwards
    10.50%
    12%
    Min Loan Amt
    Metro : 25000, Non : 15000
    25000
    15000
    Max Loan Amt
    1 Cr
    1 Cr
    1 Cr
    Loan Tenure
    3 months to 24 months
    9 months to 24 months
    1 month to 24 months
    Processing Fee
    0.25% to 1.50% of the Loan Amt
    0.25% to 1.50%
    Nil
    Preclosure Chgs
    2%, Nil foreclosure charges after 3 months
    2%, Nil foreclosure charges after 9 months
    Nil
    Overdraft Facility
    Yes
    Yes
    Yes
    Pay Only Interest Facility
    Yes
    Yes
    Yes
    Gold Rate Per Gram
    3,066
    3,073
    3,073

    Gold Loan Trichy Features

    Gold Loans are now pretty easy and convenient to avail as most of the major banks and NBFCs provide the service at a low rate of interest and minimum documentation.Gold Loan Trichy Gold Loans are secured loans that can be availed against your Gold ornaments/Jewelry as a collateral or security deposit. Banks sanction Gold Loan easily considering the fact that you repay the amount in the form of interest in a specific period of time. If the borrower fails to repay, the loan can be renewed. Your Gold assets prove to be a savior in times of financial crisis. Avail gold loan through DialaBank in just a few simple steps.

    Gold Loan Rate Per Gram Today in Trichy

    Updated - Gold Loan Per Gram Rate w.e.f Jun 13 2021

    Gold Weight Gold Purity
    24 Carat
    Gold Purity
    22 Carat
    Gold Purity
    20 Carat
    Gold Purity
    18 Carat
    1 gram 4621 4290 3900 3510
    10 gram 46210 42900 39000 35100
    20 gram 93600 85800 78000 70200
    30 gram 140400 128700 117000 105300
    40 gram 187200 171600 156000 140400
    50 gram 234000 214500 195000 175500
    100 gram 468000 429000 390000 351000
    200 gram 936000 858000 780000 702000
    300 gram 1404000 1287000 1170000 1053000
    400 gram 1872000 1716000 1560000 1404000
    500 gram 2340000 2145000 1950000 1755000

    Gold Loan Trichy Interest Rates 

    Feature
    Gold Loan
    Interest Rate
    Processing Fee
    Tenure
    HDFC Gold Loan 9.90% 0.25 % - 1.50% 3 - 24 Month
    ICICI Gold Loan 10.50% 0.25 % - 1.50%  9 - 24 Months
    Axis Gold Loan 10.50% 0.50% - 1.50% 6 - 24 Months
    Yes Bank Gold Loan 10.50% 0.50% - 1.50% 6 - 36 Months
    SBI Gold Loan 9.50% 500/- to 0.50% 6 - 36 Months
    Kotak Gold Loan 11.00% 1% to 2% 9 - 24 Months
    IIFL Gold Loan 12.00% Nil 3 - 11 Months
    Muthoot Finance Gold Loan 12.00% Nil 1 - 24 Months
    Manappuram Gold Loan 12.50% Nil 6 - 12 Months
    PNB Gold Loan 11.00% 0.70% to 1% 6 - 12 Months
    Canara Bank Gold Loan 10.75% 1 % 6 - 12 Months
    IndusInd Bank Gold Loan 11.50% 1% - 1.5% 9 - 24 Months

     Gold Loan in Trichy Documents Required

    1. Signed Application form
    2. 2 recent passport size photographs (colored)
    3. Proof of Address: Ration card/ Tel, Electricity Bill/ Rental bill/ Passport copy/Sales Tax certificate.
    4. Land Proof: Only for agriculture loan above Rs 1 Lakh. (not required for allied agricultural purpose)
    5. Income Proof (i.e. salary slips/ Form 16) of the borrower
    6. Identity proof such as Driving License/Passport/Aadhar Card/Voter’s ID, etc
    7. A Demand Promissory Note
    8. Certificate by the Jewel Appraiser (Bank will arrange)
    9. Signature Proof: Passport/Driving License/Banker’s verification

     Gold Loan in Trichy Eligibility Criteria

    1. Applicant should be salaried or self-employed
    2. The minimum age of the individual should be 21 years and a maximum of up to 60 years.
    3. Nationality of the applicant must be Indian


    gold loan at 7%

    हिंदी में पढ़े | தமிழில் படியுங்கள்

    How to Apply for Gold Loan Trichy

    Online Process to Apply for Gold Loan Trichy
    • You can apply for the Gold Loan at Dialabank conveniently in just a few clicks
    • You just have to fill an online form providing the necessary details and documents
    • Our relationship manager will then contact you for any assistance required
    • Document pick up facility from your doorsteps is also available
    • For more information, you can call on 9878981166.

    Dialabank is considered as one of the best platforms to avail a gold loan for the following reasons:

    1. Dialabank is India’s first financial helpline; it provides the best financial services to customers all over the country.
    2. Gold Loans can be availed at a low rate of interest with minimum documentation requirement
    3. The bank has a good reputation among the customers because of its best services.
    4.  Dialabank provides a document pickup facility from the doorstep of the customer.
    5. There is no processing fee or additional charges for availing the service through Dialabank
    6. The executives of Dialabank are trained and assist the customer without any hesitance
    Offline Process to Apply for Gold Loan Trichy

    Gold Loan can also be availed through an offline process that requires physically visiting the nearby banks. The applicants need to search for the nearby banks offering Gold Loans and visit them at their working hours. Thereafter, their relationship manager will assist you in further process.

    Processing Fees / Prepayment Charges on Gold Loan Trichy

    Bank
    Processing Fee
    Prepayment Charges
    HDFC Bank Gold Loan
    0.25% to 1.50%
    2%, Nil foreclosure charges after 3 months
    Axis Bank Gold Loan
    0.50% to 1.50%
    Nil
    ICICI Bank Gold Loan
    0.25% to 1.50%
    2%, Nil foreclosure charges after 9 months
    SBI Gold Loan
    500/- to 0.50%
    Nil
    Kotak Gold Loan
    1% to 2%
    2.25% of fore closure amount if closed 1 month ahead of the tenure.
    IIFL Gold Loan
    Nil
    Nil
    Muthoot Gold Loan
    Nil
    Nil
    Manappauram Gold Loan
    Nil
    Nil
    PNB Gold Loan
    0.70% to 1%
    Nil
    Canara Bank Gold Loan
    1%
    Nil
    Andhra Bank Gold Loan
    Nil
    Nil

    CIBIL Score Required for Gold Loan Trichy

    Most of the major banks and NBFCs offer Gold Loan do not enquire about the CIBIL score. The applicant should have all the necessary documents and should fulfill the eligibility criteria.

    Gold Loan Trichy Agents and Contact Number

    Dialabank is the leading agent for availing Gold Loan in Trichy. You can apply online at www.dialabank.com or give a call at 9878981166

    Dialabank helps you to find the best option of Banks and NBFCs by providing you with a detailed market comparison of different banks so that you can make the right choice. Visit our website and fill an online form with your personal and employment details. Our executives will soon get in touch with you.

    Pre Calculated EMI Table for Gold Loan Trichy

    Rate
    5 Yrs
    4 Yrs
    3 Yrs
    10.50%
    2149
    2560
    3250
    11.00%
    2174
    2584
    3273
    11.50%
    2199
    2608
    3297
    12.00%
    2224
    2633
    3321
    12.50%
    2249
    2658
    3345
    13.00%
    2275
    2682
    3369
    13.50%
    2300
    2707
    3393
    14.00%
    2326
    2732
    3417
    14.50%
    2352
    2757
    3442
    15.00%
    2378
    2783
    3466

    About Trichy

    Tiruchirappalli (also called Tiruchi or Trichy) is an ancient city in India’s southern Tamil Nadu state. The Kaveri and Kollidam rivers flow around Srirangam Island, which is known for sacred Hindu sites

    Special note: Always check Gold Loan Rate Per Gram before applying for loan against gold.