Gold Loan Tripunithura

Gold Rate: ₹ 5,121 Per Gram

⍟ Interest Rate 7.0% p.a. ⍟

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Unlock the Real Value of your Gold
Lowest Rate of Interest
Get Money in 30 Mins
Loan Amount Up to 1 Crore
Loan Tenure Up to 48 Months
Unbiased Experts Advice

Best Banks for Gold Loan in Tripunithura

Feature
HDFC Bank
ICICI Bank
Muthoot Finance
Interest Rate
9.90%
10.50%
12%
Min Loan Amt
Metro : 25000, Non : 15000
25000
15000
Max Loan Amt
1 Cr
1 Cr
1 Cr
Loan Tenure
3 months to 24 months
9 months to 24 months
1 month to 24 months
Processing Fee
0.25% to 1.50% of the Loan Amt
0.25% to 1.50%
Nil
Preclosure Chgs
2%, Nil foreclosure charges after 3 months
2%, Nil foreclosure charges after 9 months
Nil
Overdraft Facility
Yes
Yes
Yes
Pay Only Interest Facility
Yes
Yes
Yes
Gold Rate Per Gram
2500
2600
2700*

Gold Loan Features

Running short cash reserves?

Uncertain future plans?

Tripunithura gold loan

Do not hesitate at all as Gold Loan is available for you. This loan has a minimum paperwork requirement. This loan type is secured and therefore, you can get your loan approved within 48 hours after the completion of all verification process.

Gold Loan Tripunithura provides financial aid to all customers at affordable and best available interest rates. To get your Gold loan approved, the applicant must have a reliable and fixed source of income and with good credit history, which will ensure the verification and loan approval process even faster.

Furthermore, due to sudden fluctuations in the price of the gold market, you can get up to 75 per cent of the gold market value.

Gold Loan Rates Per Gram Today in Tripunithura

Updated - Gold Loan Per Gram Rate w.e.f 1 Nov 2020

Gold Weight Gold Purity
24 Carat
Gold Purity
22 Carat
Gold Purity
20 Carat
Gold Purity
18 Carat
1 gram 4680 4290 3900 3510
10 gram 46800 42900 39000 35100
20 gram 93600 85800 78000 70200
30 gram 140400 128700 117000 105300
40 gram 187200 171600 156000 140400
50 gram 234000 214500 195000 175500
100 gram 468000 429000 390000 351000
200 gram 936000 858000 780000 702000
300 gram 1404000 1287000 1170000 1053000
400 gram 1872000 1716000 1560000 1404000
500 gram 2340000 2145000 1950000 1755000

Gold Loan Tripunithura Interest Rates and Charges

Feature
Gold Loan
Interest Rate
Processing Fee
Tenure
HDFC Gold Loan 9.90% 0.25 % - 1.50% 3 - 24 Month
ICICI Gold Loan 10.50% 0.25 % - 1.50%  9 - 24 Months
Axis Gold Loan 10.50% 0.50% - 1.50% 6 - 24 Months
Yes Bank Gold Loan 10.50% 0.50% - 1.50% 6 - 36 Months
SBI Gold Loan 9.50% 500/- to 0.50% 6 - 36 Months
Kotak Gold Loan 11.00% 1% to 2% 9 - 24 Months
IIFL Gold Loan 12.00% Nil 3 - 11 Months
Muthoot Finance Gold Loan 12.00% Nil 1 - 24 Months
Manappuram Gold Loan 12.50% Nil 6 - 12 Months
PNB Gold Loan 11.00% 0.70% to 1% 6 - 12 Months
Canara Bank Gold Loan 10.75% 1 % 6 - 12 Months
IndusInd Bank Gold Loan 11.50% 1% - 1.5% 9 - 24 Months

Gold Loan Tripunithura Documents Required

The following documents are needed:

  1. Proof of Identity can be any of the following: Passport Copy/ Voters ID card/ Driving License/Aadhaar card.
  2. Address Proof can be any of the following: Ration card/ Tel, Electricity Bill/ Rental bill/ Passport copy/Trade license /Shop & Est. License/Sales Tax certificate.
  3. Signature Proof: Driving License/Banker’s verification/Passport Copy/cheque.
  4. Two passport size photographs.

Additional Documents Required for Gold Loan Tripunithura

  1. Land Proof: If amount of Agriculture Loan if more than Rs. 1 lac. No proof is required for allied agriculture purposes.
  2. A Demand Promissory Note.
  3. Bank will arrange Certificate by the Jewel Appraiser.
  4. Income Proof: Salary Certificate and Form No.16

Gold Loan Tripunithura Eligibility Criteria

  1. The applicant should be between the age group of  (minimum) 21 to 60 (maximum).
  2. Applicant’s nationality must be INDIAN.

gold loan at 7%

How to Apply for Gold Loan Tripunithura

Online Process to Apply for Gold Loan Tripunithura

You can easily apply for the Gold Loan in available banks at Dialabank online by filling up a simple user-friendly form.

After that, you will receive a call back from our representative. Furthermore, Dialabank provides you with pick-up facility of your documents from your doorstep.

For more information, you can always call on +919878981166 anytime.

Dialabank is considered as the best online platform to apply for a gold loan. There are so many reasons to consider Dialabank, some of them are:

  1. Dialabank is the first financial helpline in India providing the best known financial services to its customers all over the country.
  2. Dialabank guides the customers cost-free, as it charges no additional cost of applying for a gold loan online on the website of Dialabank.
  3. You can get a high Loan-to-Value (LTV) of your gold with Dialabank.
  4. Besides that, the bank has a high reputation among its customers because of its best and fast services.
  5. Applying for a gold loan on Dialabank will get a low Gold Loan Interest Rate.
  6. Dialabank provides a facility of document pickup from the applicant’s doorstep to ease the process.
  7. Processing your gold loan through Dialabank requires minimum paperwork.
  8. Finally, the Relationship managers are highly trained to guide and serve you in the entire process of Gold Loan.
Offline Process to Apply for Gold Loan Tripunithura

The applicant also can avail of Gold Loan from the nearby branches. Searching ‘Gold Loan near me’ on google will help. All the closest branches of banks and finance companies providing loans near your location will be enlisted. Select them according to your preference and knowledge, Dialabank can do that for you in a quicker and organised manner.

Without Dialabank,  applying for a loan is time-consuming as you have to visit several departments many times before than loan gets finally approved.

Some banks and finance company do provide a faster process for gold loans such as HDFC Gold Loan branches and Muthoot Gold Loan branches. You can avail loans from HDFC or Muthoot Gold Loan Branches. To find a branch that is nearby, search ‘Gold Loan near me’ and Google will enlist all the Muthoot Gold Loan Branches near you. But again, Dialabank can do this even faster.

Processing Fees / Prepayment Charges on Gold Loan Tripunithura

Bank
Processing Fee
Prepayment Charges
HDFC Bank Gold Loan
0.25% to 1.50%
2%, Nil foreclosure charges after 3 months
Axis Bank Gold Loan
0.50% to 1.50%
Nil
ICICI Bank Gold Loan
0.25% to 1.50%
2%, Nil foreclosure charges after 9 months
SBI Gold Loan
500/- to 0.50%
Nil
Kotak Gold Loan
1% to 2%
2.25% of fore closure amount if closed 1 month ahead of the tenure.
IIFL Gold Loan
Nil
Nil
Muthoot Gold Loan
Nil
Nil
Manappauram Gold Loan
Nil
Nil
PNB Gold Loan
0.70% to 1%
Nil
Canara Bank Gold Loan
1%
Nil
Andhra Bank Gold Loan
Nil
Nil

CIBIL Score Required for Gold Loan Tripunithura

No CIBIL score is required for Gold Loan, A gold article is a must.

A good CIBIL score is a must before applying for a loan other than a gold loan. It is basically a foundation for your loan, for this reason, every lending institution has its own guided criteria for the minimum required CIBIL score for processing a Loan application in Aizawl. Generally, most of the institutions require a minimum CIBIL score of 750 to process your loan application without any failure.

It is not just your CIBIL score, many institutions also look at the detailed behaviour on the previous loans taken by you, including details on the type of loan and the loan amount, payment schedules and if all deadlines are met while repayment. Making sure your CIBIL score is good before applying for a loan is a good practice.

Gold Loan Tripunithura Agents and Contact Number

One of the leading and most trusted gold loan agents in Tripunithura is Dialabank. You can apply online at dialabank or give a call at +919878981166

Dialabank works as a bridge to find the best option between several Banks and NBFCs by providing you with a detailed and structured market comparison of different banks. This eliminates the unnecessary worries about the complex information and process you have to go through. So, you can make the right choice. Visit our website dialabank to fill a simple form for more details and our customer relationship managers will soon get in touch with you.

Call +919878981166 to get instant help and details of approval for Gold Loan in Tripunithura right now.

Pre Calculated EMI Table for Gold Loan Tripunithura

Rate
5 Yrs
4 Yrs
3 Yrs
10.50%
2149
2560
3250
11.00%
2174
2584
3273
11.50%
2199
2608
3297
12.00%
2224
2633
3321
12.50%
2249
2658
3345
13.00%
2275
2682
3369
13.50%
2300
2707
3393
14.00%
2326
2732
3417
14.50%
2352
2757
3442
15.00%
2378
2783
3466

About Tripunithura

Tripunithura (also known as Thrippunithura) is a historical region situated in Kochi in Kerala, India. It was the capital of the erstwhile Kingdom of Cochin. Tripunithura is very famous for its historical culture, even the royal family currently lives here. It has a world-famous temple called Sree Poornathrayeesa Temple which is visited by many. The locals are considered polite and of helpful nature.

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