Gold Loan Trivandrum

Gold Rate: ₹ 5,121 Per Gram

⍟ Interest Rate 7.0% p.a. ⍟

I have read the Privacy Policy & Agree to Terms & Conditions and authorize Dialabank & its partner institutions to Call or SMS me with reference to my application.
Unlock the Real Value of your Gold
Lowest Rate of Interest
Get Money in 30 Mins
Loan Amount Up to 1 Crore
Loan Tenure Up to 48 Months
Unbiased Experts Advice

Best Banks for Gold Loan in Trivandrum

Feature
HDFC Bank
ICICI Bank
Muthoot Finance
Interest Rate
9.90%
10.50%
12%
Min Loan Amt
Metro : 25000, Non : 15000
25000
15000
Max Loan Amt
1 Cr
1 Cr
1 Cr
Loan Tenure
3 months to 24 months
9 months to 24 months
1 month to 24 months
Processing Fee
0.25% to 1.50% of the Loan Amt
0.25% to 1.50%
Nil
Preclosure Chgs
2%, Nil foreclosure charges after 3 months
2%, Nil foreclosure charges after 9 months
Nil
Overdraft Facility
Yes
Yes
Yes
Pay Only Interest Facility
Yes
Yes
Yes
Gold Rate Per Gram
2500
2600
2700*

Gold Loan Trivandrum Features

Gold Loan TrivandrumGold Loans are accessible for short-term credits as most of the major banks and NBFCs provide the facility at a low rate of interest and minimum documentation. Gold Loans are secured loans that can be get by keeping your Gold ornaments/Jewelry as a collateral or security deposit. Banks sanction Gold Loan easily considering the fact that you repay the loan amount in the form of interest in a specific duration of time. The amount of loan varies upon the purity of gold and if you will not able to repay, the loan can be renewed too. Avail gold loan in no time.

Gold Loan Rate Per Gram Today in Trivandrum

Updated - Gold Loan Per Gram Rate w.e.f 1 Nov 2020

Gold Weight Gold Purity
24 Carat
Gold Purity
22 Carat
Gold Purity
20 Carat
Gold Purity
18 Carat
1 gram 4680 4290 3900 3510
10 gram 46800 42900 39000 35100
20 gram 93600 85800 78000 70200
30 gram 140400 128700 117000 105300
40 gram 187200 171600 156000 140400
50 gram 234000 214500 195000 175500
100 gram 468000 429000 390000 351000
200 gram 936000 858000 780000 702000
300 gram 1404000 1287000 1170000 1053000
400 gram 1872000 1716000 1560000 1404000
500 gram 2340000 2145000 1950000 1755000

Gold Loan in Trivandrum Interest Rates and Charges

Feature
Gold Loan
Interest Rate
Processing Fee
Tenure
HDFC Gold Loan 9.90% 0.25 % - 1.50% 3 - 24 Month
ICICI Gold Loan 10.50% 0.25 % - 1.50%  9 - 24 Months
Axis Gold Loan 10.50% 0.50% - 1.50% 6 - 24 Months
Yes Bank Gold Loan 10.50% 0.50% - 1.50% 6 - 36 Months
SBI Gold Loan 9.50% 500/- to 0.50% 6 - 36 Months
Kotak Gold Loan 11.00% 1% to 2% 9 - 24 Months
IIFL Gold Loan 12.00% Nil 3 - 11 Months
Muthoot Finance Gold Loan 12.00% Nil 1 - 24 Months
Manappuram Gold Loan 12.50% Nil 6 - 12 Months
PNB Gold Loan 11.00% 0.70% to 1% 6 - 12 Months
Canara Bank Gold Loan 10.75% 1 % 6 - 12 Months
IndusInd Bank Gold Loan 11.50% 1% - 1.5% 9 - 24 Months

Gold Loan in Trivandrum Documents Required

  1. Filled in the application form which should carry the signature of the applicant.
  2. 2 colored passport size photographs
  3. A Demand Promissory Note.
  4. Land Proof: Only for farming loan above Rs 1 Lakh. (not required for allied agricultural purpose)
  5. Identity proof: Driving License/Passport/Aadhar Card/Voter’s ID,etc
  6. Proof of signature: Passport Copy/Driving License/Banker’s verification
  7. Authorization by the Jewel Appraiser (Bank will handle)
  8. Proof of Income (that is salary slips/ Form 16) of the borrower.
  9. Address proof anyone from the following: Ration card/ Telephone bill/ Electricity Bill/ Rental bill/ Passport copy/Sales Tax certificate.

Gold Loan in Trivandrum Eligibility Criteria

  1. The minimum age of the borrower should be 21 years and a maximum of up to 60 years.
  2. The applicant should be salaried or self-employed.
  3. The applicant should be an Indian.

gold loan at 7%

How to Apply for Gold Loan Trivandrum

Online Process to Apply for Gold Loan Trivandrum
  • Dialabank offers you the opportunity to avail of the gold loan in just a few steps.
  • You have to fill an online form which requires your personal details.
  • Our executives will then call you for any assistance required.
  • For more information about Gold Loan Trivandrum, you can call on 9878981166.

Dialabank is considered as the best platform to apply for a gold loan online cause of the following reasons:

  1. Dialabank is India’s first financial helpline; It provides the best financial services to customers in India.
  2. There is no processing fee or additional charges for getting the service through Dialabank.
  3. Dialabank provides a document pick up facility from your home.
  4. The executives of Dialabank are trained and assist the customer without any issue.

Offline Process to Apply for Gold Loan Trivandrum

Gold Loan can also be availed by an offline process which requires the candidate to do prior market research and visit the bank.

The applicants need to check out for the nearby banks providing Gold Loans and visit them at their working hours. Thereafter, their customer relationship manager will assist you according to your requirements.

Processing Fees / Prepayment Charges on Gold Loan Trivandrum

Bank
Processing Fee
Prepayment Charges
HDFC Bank Gold Loan
0.25% to 1.50%
2%, Nil foreclosure charges after 3 months
Axis Bank Gold Loan
0.50% to 1.50%
Nil
ICICI Bank Gold Loan
0.25% to 1.50%
2%, Nil foreclosure charges after 9 months
SBI Gold Loan
500/- to 0.50%
Nil
Kotak Gold Loan
1% to 2%
2.25% of fore closure amount if closed 1 month ahead of the tenure.
IIFL Gold Loan
Nil
Nil
Muthoot Gold Loan
Nil
Nil
Manappauram Gold Loan
Nil
Nil
PNB Gold Loan
0.70% to 1%
Nil
Canara Bank Gold Loan
1%
Nil
Andhra Bank Gold Loan
Nil
Nil

CIBIL Score Required for Gold Loan Trivandrum

Gold loan is provided by almost all the banks irrespective of the CIBIL score. The applicant needs to fulfill the eligibility criteria.

Gold Loan Trivandrum Agent and Contact Number

Dialabank is the leading agent for availing Gold Loan in Trivandrum. Apply online at www.dialabank.com or give a call at 9878981166

Dialabank helps you in providing the best option of Banks and NBFCs by providing you with a detailed market comparison of different banks so that you can make the right choice. Visit our website and fill an online form using your personal and employment details. Our executives will soon get in touch with you immediately.

Gold Loan Trivandrum Contact Number

Call 9878981166 and get instant help and approval for Gold Loan in Trivandrum.

Pre Calculated EMI Table for Gold Loan Trivandrum

Rate
5 Yrs
4 Yrs
3 Yrs
10.50%
2149
2560
3250
11.00%
2174
2584
3273
11.50%
2199
2608
3297
12.00%
2224
2633
3321
12.50%
2249
2658
3345
13.00%
2275
2682
3369
13.50%
2300
2707
3393
14.00%
2326
2732
3417
14.50%
2352
2757
3442
15.00%
2378
2783
3466

About Trivandrum

Trivandrum is a city in the state of Kerala famous for its tourist attraction. Numerous beaches, backwaters, and temples add to the natural beauty of the place.

Other Gold loan cities in Kerala

Gold Loan Tirur Gold Loan Thrippunithura
Gold Loan Thodupuzha Gold Loan Thiruvilwamala
Gold Loan Thiruvananthapuram Gold Loan Thiruvalla
Gold Loan Taliparamba Gold Loan Sulthan Bathery
Menu