Gold Loan Tuticorin

GET GOLD LOAN
AT LOWEST INTEREST RATE

⍟  Highest Rate Per Gram
⍟  Lowest Interest Rate of 0.79% p.m.

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    Gold Loan Tuticorin

    Major Gold Loan Providers in Tuticorin

    Feature
    HDFC Bank
    ICICI Bank
    Muthoot Finance
    Interest Rate
    9.90%
    10.50%
    12%
    Min Loan Amt
    Metro : 25000, Non : 15000
    25000
    15000
    Max Loan Amt
    1 Cr
    1 Cr
    1 Cr
    Loan Tenure
    3 months to 24 months
    9 months to 24 months
    1 month to 24 months
    Processing Fee
    0.25% to 1.50% of the Loan Amt
    0.25% to 1.50%
    Nil
    Preclosure Chgs
    2%, Nil foreclosure charges after 3 months
    2%, Nil foreclosure charges after 9 months
    Nil
    Overdraft Facility
    Yes
    Yes
    Yes
    Pay Only Interest Facility
    Yes
    Yes
    Yes
    Gold Rate Per Gram
    2500
    2600
    2700*

    Features of Gold Loan Tuticorin

    1. You can avail Loan up to Rs.1 Crore or more & up to 70% of value for any purpose
    2. You get 100% Safety & Security of your Gold Jewelry
    3. Get your Loan processed in less than 30 minutes
    4. Enjoy Anytime Liquidity.
    5. No EMI, Service only Interest and enjoy the Loan facility
    6. Lower Gold loan Interest Rate
    7. Simple documentation and fast processing.
    8. Overdraft limit varies depending on the market rate of gold.
    9. The interest rate is payable the only amount of the overdraft that you use.

    Gold Loan Rate Per Gram Today in Tuticorin

    Updated - Gold Loan Per Gram Rate w.e.f Oct 21 2021

    Gold Weight Gold Purity
    24 Carat
    Gold Purity
    22 Carat
    Gold Purity
    20 Carat
    Gold Purity
    18 Carat
    1 gram 4621 4290 3900 3510
    10 gram 46210 42900 39000 35100
    20 gram 93600 85800 78000 70200
    30 gram 140400 128700 117000 105300
    40 gram 187200 171600 156000 140400
    50 gram 234000 214500 195000 175500
    100 gram 468000 429000 390000 351000
    200 gram 936000 858000 780000 702000
    300 gram 1404000 1287000 1170000 1053000
    400 gram 1872000 1716000 1560000 1404000
    500 gram 2340000 2145000 1950000 1755000

    Gold Loan Tuticorin Interest Rates and charges

    Feature
    HDFC Bank
    ICICI Bank
    Muthoot Finance
    Interest Rate
    9.90%
    10.50%
    12%
    Min Loan Amt
    Metro : 25000, Non : 15000
    25000
    15000
    Max Loan Amt
    1 Cr
    1 Cr
    1 Cr
    Loan Tenure
    3 months to 24 months
    9 months to 24 months
    1 month to 24 months
    Processing Fee
    0.25% to 1.50% of the Loan Amt
    0.25% to 1.50%
    Nil
    Preclosure Chgs
    2%, Nil foreclosure charges after 3 months
    2%, Nil foreclosure charges after 9 months
    Nil
    Overdraft Facility
    Yes
    Yes
    Yes
    Pay Only Interest Facility
    Yes
    Yes
    Yes
    Gold Rate Per Gram
    2500
    2600
    2700*

    Documents for Gold Loan Tuticorin

    1. Proof of Identity can be Passport Copy/ Voters ID card/ Driving License/Aadhaar card.
    2. Address Proof can be Ration card/ Tel, Electricity Bill/ Rental bill/ Passport copy/Trade license /Shop & Est. License/Sales Tax certificate.
    3. Signature Proof can be Passport Copy/Driving License/Banker’s verification/cheque.
    4. 2 passport size photos.

    Additional Documents Required for Gold Loan Tuticorin

    1. Land Proof: In the case of Agriculture Loan of over Rs. 1 lac. The same is not needed for allied agriculture purposes.
    2. A Demand Promissory Note.
    3. Certification by the Jewel Appraiser (Bank will arrange).
    4. Proof of Income: Salary Certificate and Form No.16

    Eligibility Criteria for Gold Loan Tuticorin

    1. The minimum age should be 21 years and a maximum of up to 60 years.
    2. Must be an Indian National.


    gold loan

    How to Apply for Gold Loan Tuticorin

    Online Process to Apply for Gold Loan Tuticorin

    • You can apply for the HDFC Bank Gold Loan at Dialabank.
    • You need to fill a short and simple online form.
    • Our representative will call you then for further process. You will also be provided with a doorstep document pick up facility.
    • For more details, you can call us on 9878981144 anytime.

    Dialabank is even regarded as the most trusted platform to apply for a gold loan online and there are many reasons behind this:

    1. Dialabank is India’s first financial helpline; it comes with the best financial services all over the country.
    2. Dialabank has a free of cost of guidance policy for its customers. So, there will be no additional charges if you apply for a gold loan online on the Dialabank website.
    3. Furthermore, you can even enjoy a high LTV of your gold.
    4. Due to its best and quick service, the bank has a great reputation amongst the customers.
    5. If you are applying for a gold loan on the Dialabank website, you will get a very low-interest rate HDFC Gold Loan.
    6. Dialabank also offers the customer a doorstep document pickup facility to ease the process.
    7. Also, very little paperwork is needed if you apply for a gold loan per gram through Dialabank.
    8. Our Relationship Managers are thoroughly trained so that they can guide and assist you in the whole process of Gold Loan.

    Offline Process to Apply for Gold Loan Tuticorin

    The applicant can also avail of a Gold Loan with the help of nearby branches. In order to do so, simply search Gold Loan near me on google. The search will present you with all the bank branches and finance companies that are providing loans near you. You then need to select amongst them according to your knowledge, but Dialabank can make your work easier and faster by doing it for you.

    After that, you will have to visit those departments to apply for the loan, and then before the loan gets approved, you will have to visit many times more.

    Some banks and finance companies that provide a much faster process is HDFC Gold Loan branches and Muthoot Gold Loan branches.

    You can also obtain loans from HDFC Gold Loan Branches. To find a branch that is near you, just search Muthoot Gold Loan nearby. Google will show a list of all the Muthoot Gold Loan Branches that are near you.

    Gold Loan Tuticorin Agents and Contacts

    One of the most significant and reliable gold loan agents in Tuticorin is Dialabank. You can apply online at www.dialabank.com or give a call at 9878981144

    Dialabank helps you by finding the most suitable option amongst various Banks and NBFCs as we offer a detailed and well-structured comparison of the market for different banks. With this, you do not need to go through complex and boring procedures and hence focus on making the right decision. Fill an online form with a few details and thereafter our customer relationship manager will contact you soon.

    Pre Calculated EMI Table for Gold Loan Tuticorin

    Rate
    5 Yrs
    4 Yrs
    3 Yrs
    10.50%
    2149
    2560
    3250
    11.00%
    2174
    2584
    3273
    11.50%
    2199
    2608
    3297
    12.00%
    2224
    2633
    3321
    12.50%
    2249
    2658
    3345
    13.00%
    2275
    2682
    3369
    13.50%
    2300
    2707
    3393
    14.00%
    2326
    2732
    3417
    14.50%
    2352
    2757
    3442
    15.00%
    2378
    2783
    3466

    FAQs About Gold Loan

    1. How does  Gold Loan work?
      Loan on gold is very simple to understand. The Banks /NBFC provides you with funds against your gold ornament. The amount depends upon the gold weight.
    2. Gold Loan is secured?
      Yes, it is essential to note that the loan on gold comes in the category of secured loans. Because in a gold loan the applicant put their gold ornaments into the bank’s locker as security or as collateral.
    3. What happens when you don’t repay a Gold Loan?
      If the borrower is unable to return the gold loan on time, then the bank is liable to sell his gold ornaments.
    4. To get a gold loan do I need a co-applicant?
      No, to avail Gold loan you don’t need any co-applicant
    5. Is Gold loan better than a Personal loan?
      Yes, a Gold loan is better than personal Loan because in Gold Loan banks/NBFC’s takes Gold ornament as well as a gold coin as collateral and in case of Personal loan it is un-secured and hence carries higher interest than a gold loan.
    6. What is the best online platform to avail gold loan?
      Dialabank is the best platform to get a loan. Dialabank provides you hassle-free process as well as the lowest interest rate in the market as compared to others.
    7. Is there any fee payable for the Gold Loan?
      Yes, you have to pay the loan processing fee (non-refundable) as well as Valuation fee.
    8. Are all the residents of Tuticorin eligible for a gold loan?

    No. The resident should be between 18 to 70 years old at the time of loan maturity and should be in the ownership of gold of minimum 18 carats.

    9. Do I need an income proof for a gold loan?

    No, you don’t. All you need is:

    • id proof
    • address proof
    • signature proof
    • 2 passport-sized photos of the applicants

    10. Are my gold ornaments safe?

    You gold ornaments are guarded by technological surveillance that is updated regularly and an alert staff. They are kept in lockers of high quality.

    11. Can I repay my loan only through EMI payment?

    No, a gold loan offers many repayment options. If you don’t want to pay monthly EMIs, you can pay monthly interest and pay the principal when the tenure ends, or pay the entire amount lump sum at the end.

    About Tuticorin

    Thoothukudi, likewise known by its previous name Tuticorin, is a port city, a metropolitan partnership and a modern city in Thoothukudi locale in the Indian province of Tamil Nadu. The city lies in the Coromandel Coast of Bay of Bengal. Thoothukudi is the capital and central station of Thoothukudi area.

    Interest Rate of Different Banks for Gold Loan Tuticorin

    Bank Gold Loan Rate
    HDFC Bank 10.75%
    Yes Bank  10.85%
    Axis Bank 10.90%
    SBI Gold Loan 11.50%
    ICICI Bank 11.75%
    IIFL Gold Loan 11.75%
    Allahabad Bank Gold Loan 11.75%
    Muthoot Gold Loan 12.00%
    Federal Bank Gold Loan 12.00%
    Manappuram Gold Loan  12.25%
    IDBI Bank 12.25%
    PNB Gold Loan 12.25%

    Other gold loan cities in Tamil Nadu