Gold Loan Udhampur

AT 0.49%* INTEREST RATE
APPLY NOW

    I have read the Privacy Policy & Agree to Terms & Conditions.

    Gold Loan Udhampur

    Major Gold Loan Providers in Udhampur

    Feature HDFC Bank SBI
    Muthoot Finance
    Interest Rate 9.90% onwards 7% onwards 12% onwards
    Min Loan Amt Metro : 25000, Non : 15000 25000 15000
    Max Loan Amt 1 Cr 1 Cr 1 Cr
    Loan Tenure 3 months to 24 months 9 months to 24 months
    1 month to 24 months
    Processing Fee 0.25% to 1.50% of the Loan Amt 0.25% to 1.50% Nil
    Pre-closure Charges 2%, Nil foreclosure charges after 3 months 2%, Nil foreclosure charges after 9 months Nil
    Overdraft Facility Yes Yes Yes
    Pay Only Interest Facility Yes Yes Yes
    Gold Rate Per Gram 3066 3073 3073

    Gold Loan Udhampur Features

    Gold Loan Udhampur

    Have you spent all your money on unimportant things?

    Are you worried about your expenses?

    When you are going low on your savings, Gold Loans are nothing less than a boon. Since gold loans are secured, one can get it verified and approved with the least amount of paperwork. 

    Why Gold Loan Udhampur?

    Gold Loan Udhampur provides financial aid to all its customers at affordable interest rates. For a gold loan application, the applicant needs to have a gold ornament or article. Other than that, if a person has good credit history along with a strong and stable source of income, he or she can get their loan verified and approved easily.

    Besides, one can take a loan of up to 75 percent of the market value of the gold because the market price of the gold is ever-fluctuating.

    Gold Loan Udhampur Interest Rates

    Check latest interest rates of gold loan at dialabank.

    Bank Interest Rate
    HDFC Bank Gold Loan 9.9% to 14%
    Axis Bank Gold Loan 10.50% to 16%
    ICICI Bank Gold Loan 10.75% to 16%
    SBI Gold Loan 9.5 % to 13%
    Kotak Gold Loan 11% to 14%
    IIFL Gold Loan 9.24% to 24%
    Muthoot Gold Loan 12% to 24%
    Manappauram Gold Loan 12% to 26%
    PNB Gold Loan 10.05% to 16%
    Canara Bank Gold Loan 9.75 % to 13%
    Andhra Bank Gold Loan 10.70% to 16%

    Documents for Gold Loan Udhampur

    • Signature Proof:  Banker’s verification/ Driving License/Passport Copy/ cheque or any other recognized document.
    • Address Proof: Ration card/ Rental bill/ Passport copy/Trade license / Electricity Bill/ Shop & Est. License/Sales Tax certificate/ Telephone Bill etc.
    • Proof of Identity: Voters ID card/ Passport Copy/ Driving License/Aadhaar or other ID recognized by Government.
    • 2 passport-sized photographs.

    Additional Documents Required for Gold Loan Udhampur

    1. Income Proof(Salary Certificate and Form No.16)
    2. A Demand Promissory Note might be demanded.
    3. Certificate on the Jewel Appraiser (Bank will manage).
    4. Land Proof: No proof required if agriculture loan exceeds Rs 1 lac.

    Eligibility Criteria for Gold Loan Udhampur

    • The applicant’s nationality must be Indian.
    • The maximum age of the person should be below 60 years and the minimum should be above 21 years.

    GOLD LOAN @ 0.49%*

    APPLY NOW

    +91

    How to Apply for Gold Loan Udhampur

    Online Process to Apply for Gold Loan Udhampur

    The process of applying for a gold loan through Dialabank is easiest. For proceeding further, you just needs to visit our website.

    After visiting the website, you will have to fill a form with your particulars. Then, our customer relationship manager will connect to assist you throughout the loan process.

    For all the queries, dial 9878981166.

    Dialabank is the best and trustworthy platform to apply for gold loans online. Various perks of using Dialabank are given below:

    1. Dialabank is India’s first economical helpline that provides valuable client services to customers in India.
    2. While applying online on Dialabank, very little documentation is required.
    3. The most essential thing is that you will get a high LTV of your gold.
    4. We provide the document pick-up facility that helps in the faster loan verification process.
    5. Moreover, the bank show a good character in the market because of its handy services.
    6. Dialabank helps customers for free. We don’t charge any fees or additional charges from the customer for applying for a gold loan on our website.
    7. If you are applying for a gold loan on Dialabank, then you will get a low-interest rate on a few other banks as well.
    8. Our customer relationship managers are always there to help you.

    Offline Process to Apply for Gold Loan Udhampur

    The applicant can apply offline by searching for local branches. When Google provides a list of nearby banks or NBFCs, he or she will have to analyze and choose the right one according to his or her needs, knowledge, and preferences. The applicant has to call that bank for further process. We at Dialabank reduced this process to a few clicks.

    You have to visit continuously until the loan gets approved. This time-draining process can be irritating for most people. Thus, Dialabank ensures to help its customers by solving these minute problems.

    Processing Fees / Prepayment Charges on Gold Loan Udhampur

    Bank
    Processing Fee
    Prepayment Charges
    HDFC Bank Gold Loan
    0.25% to 1.50%
    2%, Nil foreclosure charges after 3 months
    Axis Bank Gold Loan
    0.50% to 1.50%
    Nil
    ICICI Bank Gold Loan
    0.25% to 1.50%
    2%, Nil foreclosure charges after 9 months
    SBI Gold Loan
    500/- to 0.50%
    Nil
    Kotak Gold Loan
    1% to 2%
    2.25% of fore closure amount if closed 1 month ahead of the tenure.
    IIFL Gold Loan
    Nil
    Nil
    Muthoot Gold Loan
    Nil
    Nil
    Manappauram Gold Loan
    Nil
    Nil
    PNB Gold Loan
    0.70% to 1%
    Nil
    Canara Bank Gold Loan
    1%
    Nil
    Andhra Bank Gold Loan
    Nil
    Nil

    CIBIL Score Required for Gold Loan Udhampur

    No CIBIL score is required for Gold Loan Udhampur. 

    Gold Loan Udhampur Agents

    The most significant and top agents for gold loans in Udhampur are Dialabank. You can apply at Dialabank website or give contact 9878981166.

    By structurally comparing numerous banks and NBFCs, Dialabank helps you make the right choice. With our unbiased and accurate information, you can select the bank that gives you the best returns. You can visit the website, fill a form, submit it, and our managers will get in touch with you for assistance.

    Gold Loan Udhampur Contact Number

    Call 9878981166 and get instant help and get the speedy approval of your Gold Loan in Udhampur.

    Check gold loan per gram rate at dialabank.

    Pre Calculated EMI Table for Gold Loan Udhampur

    Rate
    5 Yrs
    4 Yrs
    3 Yrs
    10.50%
    2149
    2560
    3250
    11.00%
    2174
    2584
    3273
    11.50%
    2199
    2608
    3297
    12.00%
    2224
    2633
    3321
    12.50%
    2249
    2658
    3345
    13.00%
    2275
    2682
    3369
    13.50%
    2300
    2707
    3393
    14.00%
    2326
    2732
    3417
    14.50%
    2352
    2757
    3442
    15.00%
    2378
    2783
    3466

    About Udhampur

    In the northern part of India, Udhampur is the city and municipality in the Udhampur district of Jammu and Kashmir. It is believed that the city is named after Raja Udham Singh and it is the district capital. The district is famous for small forts, temples, and beautiful scenes.