Gold Loan Udhampur

Gold Rate: ₹ 5,121 Per Gram

⍟ Interest Rate 7.0% p.a. ⍟

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Unlock the Real Value of your Gold
Lowest Rate of Interest
Get Money in 30 Mins
Loan Amount Up to 1 Crore
Loan Tenure Up to 48 Months
Unbiased Experts Advice

Major Gold Loan Providers in Udhampur

Feature
HDFC Bank
ICICI Bank
Muthoot Finance
Interest Rate
9.90%
10.50%
12%
Min Loan Amt
Metro : 25000, Non : 15000
25000
15000
Max Loan Amt
1 Cr
1 Cr
1 Cr
Loan Tenure
3 months to 24 months
9 months to 24 months
1 month to 24 months
Processing Fee
0.25% to 1.50% of the Loan Amt
0.25% to 1.50%
Nil
Preclosure Chgs
2%, Nil foreclosure charges after 3 months
2%, Nil foreclosure charges after 9 months
Nil
Overdraft Facility
Yes
Yes
Yes
Pay Only Interest Facility
Yes
Yes
Yes
Gold Rate Per Gram
2500
2600
2700*

Gold Loan Udhampur Features

Gold Loan Udhampur

Have you spent all your money on unimportant things?

Are you worried about your expenses?

When you are going low on your savings, Gold Loans are nothing less than a boon. Since gold loans are secured, one can get it verified and approved with the least amount of paperwork. 

Why Gold Loan Udhampur?

Gold Loan Udhampur provides financial aid to all its customers at affordable interest rates. For a gold loan application, the applicant needs to have a gold ornament or article. Other than that, if a person has good credit history along with a strong and stable source of income, he or she can get their loan verified and approved easily.

Besides, one can take a loan of up to 75 percent of the market value of the gold because the market price of the gold is ever-fluctuating.

Gold Loan Udhampur Interest Rates

Bank
Interest Rate
HDFC Bank Gold Loan
10.25% to 14%
Axis Bank Gold Loan
10.50% to 16%
ICICI Bank Gold Loan
10.75% to 16%
SBI Gold Loan
9.5 % to 13%
Kotak Gold Loan
11% to 14%
IIFL Gold Loan
9.24% to 24%
Muthoot Gold Loan
12% to 24%
Manappauram Gold Loan
12% to 26%
PNB Gold Loan
10.05% to 16%
Canara Bank Gold Loan
9.75 % to 13%
Andhra Bank Gold Loan
10.70% to 16%

Documents for Gold Loan Udhampur

  • Signature Proof:  Banker’s verification/ Driving License/Passport Copy/ cheque or any other recognized document.
  • Address Proof: Ration card/ Rental bill/ Passport copy/Trade license / Electricity Bill/ Shop & Est. License/Sales Tax certificate/ Telephone Bill etc.
  • Proof of Identity: Voters ID card/ Passport Copy/ Driving License/Aadhaar or other ID recognized by Government.
  • 2 passport-sized photographs.

Additional Documents Required for Gold Loan Udhampur

  1. Income Proof(Salary Certificate and Form No.16)
  2. A Demand Promissory Note might be demanded.
  3. Certificate on the Jewel Appraiser (Bank will manage).
  4. Land Proof: No proof required if agriculture loan exceeds Rs 1 lac.

Eligibility Criteria for Gold Loan Udhampur

  • The applicant’s nationality must be Indian.
  • The maximum age of the person should be below 60 years and the minimum should be above 21 years.

gold loan at 7%

How to Apply for Gold Loan Udhampur

Online Process to Apply for Gold Loan Udhampur

The process of applying for a gold loan through Dialabank is easiest. For proceeding further, you just needs to visit our website.

After visiting the website, you will have to fill a form with your particulars. Then, our customer relationship manager will connect to assist you throughout the loan process.

For all the queries, dial 9878981166.

Dialabank is the best and trustworthy platform to apply for gold loans online. Various perks of using Dialabank are given below:

  1. Dialabank is India’s first economical helpline that provides valuable client services to customers in India.
  2. While applying online on Dialabank, very little documentation is required.
  3. The most essential thing is that you will get a high LTV of your gold.
  4. We provide the document pick-up facility that helps in the faster loan verification process.
  5. Moreover, the bank show a good character in the market because of its handy services.
  6. Dialabank helps customers for free. We don’t charge any fees or additional charges from the customer for applying for a gold loan on our website.
  7. If you are applying for a gold loan on Dialabank, then you will get a low-interest rate on a few other banks as well.
  8. Our customer relationship managers are always there to help you.

Offline Process to Apply for Gold Loan Udhampur

The applicant can apply offline by searching for local branches. When Google provides a list of nearby banks or NBFCs, he or she will have to analyze and choose the right one according to his or her needs, knowledge, and preferences. The applicant has to call that bank for further process. We at Dialabank reduced this process to a few clicks.

You have to visit continuously until the loan gets approved. This time-draining process can be irritating for most people. Thus, Dialabank ensures to help its customers by solving these minute problems.

Processing Fees / Prepayment Charges on Gold Loan Udhampur

Bank
Processing Fee
Prepayment Charges
HDFC Bank Gold Loan
0.25% to 1.50%
2%, Nil foreclosure charges after 3 months
Axis Bank Gold Loan
0.50% to 1.50%
Nil
ICICI Bank Gold Loan
0.25% to 1.50%
2%, Nil foreclosure charges after 9 months
SBI Gold Loan
500/- to 0.50%
Nil
Kotak Gold Loan
1% to 2%
2.25% of fore closure amount if closed 1 month ahead of the tenure.
IIFL Gold Loan
Nil
Nil
Muthoot Gold Loan
Nil
Nil
Manappauram Gold Loan
Nil
Nil
PNB Gold Loan
0.70% to 1%
Nil
Canara Bank Gold Loan
1%
Nil
Andhra Bank Gold Loan
Nil
Nil

CIBIL Score Required for Gold Loan Udhampur

No CIBIL score is required for Gold Loan Udhampur. 

Gold Loan Udhampur Agents

The most significant and top agents for gold loans in Udhampur are Dialabank. You can apply at Dialabank website or give contact 9878981166.

By structurally comparing numerous banks and NBFCs, Dialabank helps you make the right choice. With our unbiased and accurate information, you can select the bank that gives you the best returns. You can visit the website, fill a form, submit it, and our managers will get in touch with you for assistance.

Gold Loan Udhampur Contact Number

Call 9878981166 and get instant help and get the speedy approval of your Gold Loan in Udhampur.

Pre Calculated EMI Table for Gold Loan Udhampur

Rate
5 Yrs
4 Yrs
3 Yrs
10.50%
2149
2560
3250
11.00%
2174
2584
3273
11.50%
2199
2608
3297
12.00%
2224
2633
3321
12.50%
2249
2658
3345
13.00%
2275
2682
3369
13.50%
2300
2707
3393
14.00%
2326
2732
3417
14.50%
2352
2757
3442
15.00%
2378
2783
3466

About Udhampur

In the northern part of India, Udhampur is the city and municipality in the Udhampur district of Jammu and Kashmir. It is believed that the city is named after Raja Udham Singh and it is the district capital. The district is famous for small forts, temples, and beautiful scenes.


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