GET GOLD LOAN
AT LOWEST INTEREST RATE

⍟  Highest Rate Per Gram
⍟  Lowest Interest Rate of 0.79% p.m.

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    Gold Loan Ujjain

    Major Gold Loan Providers in Ujjain

    Feature HDFC Bank SBI
    Muthoot Finance
    Interest Rate 9.90% onwards 7% onwards 12% onwards
    Min Loan Amt Metro : 25000, Non : 15000 25000 15000
    Max Loan Amt 1 Cr 1 Cr 1 Cr
    Loan Tenure 3 months to 24 months 9 months to 24 months
    1 month to 24 months
    Processing Fee 0.25% to 1.50% of the Loan Amt 0.25% to 1.50% Nil
    Pre-closure Charges 2%, Nil foreclosure charges after 3 months 2%, Nil foreclosure charges after 9 months Nil
    Overdraft Facility Yes Yes Yes
    Pay Only Interest Facility Yes Yes Yes
    Gold Rate Per Gram 3066 3073 3073

    Gold Loan Ujjain Features

    Gold Loan Ujjain

    If you are running short on cash? You do not need to worry because Gold Loan is available for you. This loan is unsecured with minimal documentation and less paperwork. This loan can get approved within 48 hours after the verification process. Also, you can get up to 75 per cent of the market value of gold, which is a very attractive offer.

    Gold Loan Ujjain is an unsecured loan that provides financial aid to customers at the most affordable interest rates. To get a Gold Loan, the applicant needs to have a good and constant source of income and has a good credit history.

    Furthermore, there is no end-use restriction on the use of the personal loan amount. You can use this loan amount anywhere you want to do.


    gold loan

    Key Features:

    Get Loan in 30 Minutes
    Highest Gold Rate in India
    100% Safety of Your Gold
    Minimum Documentation
    Without EMI Gold Loan
    Gold Loan in 1 Visit
    No Melting of Gold
    24 x 7 Online Payment Facility
    No Hidden Charges

    You can Call and Speak with a Gold Loan Ujjain Relationship Manager on 9878981144

    Gold Loan Ujjain Interest Rates – Aug 06 2021

    Bank Interest Rate
    HDFC Bank Gold Loan 9.9% to 14%
    Axis Bank Gold Loan 10.50% to 16%
    ICICI Bank Gold Loan 10.75% to 16%
    SBI Gold Loan 9.5 % to 13%
    Kotak Gold Loan 11% to 14%
    IIFL Gold Loan 9.24% to 24%
    Muthoot Gold Loan 12% to 24%
    Manappauram Gold Loan 12% to 26%
    PNB Gold Loan 10.05% to 16%
    Canara Bank Gold Loan 9.75 % to 13%
    Andhra Bank Gold Loan 10.70% to 16%


    gold loan

    Gold Loan Per Gram For All Major Bank in Ujjain – Aug 06 2021

    Bank / NBFC Rate Per Gram Interest Rate Gold Loan Tenure Min - Max Loan Amount
    HDFC Gold Loan ₹ 3,506 to ₹ 4,621 9.90% 3 to 24 months ₹ 10 thousand to 5 crore
    ICICI Gold Loan ₹ 3,506 to ₹ 4,621 10.00% 6 to 12 months ₹ 10 thousand to 5 crore
    Muthoot Finance Gold Loan ₹ 3,506 to ₹ 4,621 12.00% 7 days to 36 months ₹ 3 thousand to 1 crore
    Manappuram Gold Loan ₹ 3,506 to ₹ 4,621 12.25% 12 months ₹ 3 thousand to 1 crore
    Canara Bank Gold Loan ₹ 3,506 to ₹ 4,621 10.25% 36 months ₹ 20 thousand to 50 lakh
    Axis Bank Gold Loan ₹ 3,506 to ₹ 4,621 10.00% 3 to 36 months ₹ 10 thousand to 5 crore
    SBI Gold Loan ₹ 3,506 to ₹ 4,621 9.75% 12 to 36 months ₹ 20 thousand to 50 lakh
    Indian Bank Gold Loan ₹ 3,506 to ₹ 4,621 7.50% 3 to 36 months ₹ 20 thousand to 50 lakh
    Bank of Baroda Gold Loan ₹ 3,506 to ₹ 4,621 10.25% 12 months ₹ 20 thousand to 50 lakh
    Yes Bank Gold Loan ₹ 3,506 to ₹ 4,621 10.25% 12 months ₹ 10 thousand to 5 crore
    IIFL Gold Loan ₹ 3,506 to ₹ 4,621 12.00% 11 months ₹ 3 thousand to 50 lakh

    Gold Loan Eligibility Criteria in Ujjain

    Minimum and Maximum Age
    21 Yrs – 60 Yrs
    Note: However, many banks require a minimum age of 23 years
    Loan Amount
    Up to ₹ 2 Cr. Some banks restrict maximum eligibility to ₹ 20 Lakh
    Interest rates are lower for a higher loan amount
    Employment Type
    Salaried and self-employed both are eligible
    Businessmen are increasingly taking gold loans to meet their working capital requirements.
    In fact, housewives, senior citizens who are not eligible for other loans because they have no income proofs can easily avail of gold loans.
    Quality of Gold
    Gold ornaments should range in between 18 to 24 Carats
    An average gold price of 22-carat gold for the preceding 30 days is adjusted down for purity. So, the price of 20 Carat jewellery can be estimated by multiplying the price of 22 Carat jewellery by a factor of 20/22
    CIBIL Score
    Banks do not check CIBIL score for granting a gold loan
    However, your repayment track record for a gold loan is counted towards your CIBIL score and hence, can be instrumental in building your CIBIL score
    Gold ornaments that can be used for availing loan
    Gold bars and coins
    Gold with 18-24 carat purity
    Employment track record and income proofs
    Banks do not check your job stability or business stability to sanction you a gold loan. Gold loans are granted without income proofs. You only need to submit your basic KYC documents such as address proof, identity proof, and an Aadhaar card to avail of this loan.


    gold loan

    Documents for Gold Loan Ujjain

    At the time of application the following documents are required:

    • Proof of the citizenship of India
    • Duly filled application form
    • 2 passport-sized photographs
    • Applicant’s KYC documents to establish Identity and Address
    • Salary/ Income Proof
    • Witness Letter in case of illiterate borrowers
    • In the case of Agriculture Loan of more than Rs. 1 lac, land proof
    • Certificate by the Jewel Appraiser (Bank will arrange)

    At the time of disbursement the following documents are required:

    • Demand Promissory Note & Demand Promissory Note Take Delivery Letter
    • Gold Ornaments Take Delivery Letter
    • Arrangement Letter

    Eligibility Criteria for Gold Loan Ujjain

    1. The minimum age requirements of the individual should be 21 years and a maximum of up to 60 years.
    2. The applicant should be an Indian National


    gold loan

    How to Apply for Gold Loan Ujjain

    Online Process to Apply for Gold Loan Ujjain

    You can apply for the HDFC Bank Gold Loan at Dialabank. The process is straightforward. To begin, You have to fill a simple form online.

    After that, you will get a call back from our side. Furthermore, you will get a document to pick up the facility from your doorstep. For more information, you can call on 9878981166.

    Dialabank is considered the best platform to apply for a gold loan online. There are so many reasons behind this.

    1. First of all, Dialabank is India’s first financial helpline; it provides the best financial services to customers all over the country.
    2. One more important thing is that Dialabank guides the customers free of cost. That is, there are no additional charges of applying for a gold loan online on the website of Dialabank.
    3. Also, while applying for a gold loan through Dialabank, very little paperwork is required.
    4. One more thing is that you will get a high LTV of your gold.
    5. Finally, the Relationship managers are trained enough to guide you in the entire process of Gold Loan.
    6. Besides that, the bank has a good reputation among the customers because of its best services.
    7. Another reason, if you apply for a gold loan on Dialabank, then you will get a low HDFC Gold Loan Interest Rate.
    8. Also, Dialabank provides a document pickup facility from the doorstep of the customer.

    Offline Process to Apply for Gold Loan Ujjain

    The applicant also has an option to avail of an HDFC Gold Loan per gram from the nearby branches. HDFC gold loan provides loans faster than other branches, while the process at other branches I very tedious, so you should go for an HDFC gold loan without any hesitation. To do so, search Gold Loan near me on google. It will enlist all the neighbouring departments from where you can avail of the loan. Then, you will have to visit again and again until the loan approval.

    You can avail of loans from HDFC Gold Loan Branches. As well as to find a branch other than an HDFC gold loan that is nearby, search Muthoot Gold Loan near me. Google will enlist all the Muthoot Gold Loan Branches near you.

    Processing Fees / Prepayment Charges on Gold Loan Ujjain

    Bank
    Processing Fee
    Prepayment Charges
    HDFC Bank Gold Loan
    0.25% to 1.50%
    2%, Nil foreclosure charges after 3 months
    Axis Bank Gold Loan
    0.50% to 1.50%
    Nil
    ICICI Bank Gold Loan
    0.25% to 1.50%
    2%, Nil foreclosure charges after 9 months
    SBI Gold Loan
    500/- to 0.50%
    Nil
    Kotak Gold Loan
    1% to 2%
    2.25% of fore closure amount if closed 1 month ahead of the tenure.
    IIFL Gold Loan
    Nil
    Nil
    Muthoot Gold Loan
    Nil
    Nil
    Manappauram Gold Loan
    Nil
    Nil
    PNB Gold Loan
    0.70% to 1%
    Nil
    Canara Bank Gold Loan
    1%
    Nil
    Andhra Bank Gold Loan
    Nil
    Nil


    gold loan

    EMI Gold Loan Scheme with Bullet Repayment Scheme Comparison

    Monthly Payment EMI Scheme (₹)
    Bullet Repayment (₹)
    Month 1 27007 3625
    Month 2 27007 3625
    Month 3 27007 3625
    Month 4 27007 3625
    Month 5 27007 3625
    Month 6 27007 3625
    Month 7 27007 3625
    Month 8 27007 3625
    Month 9 27007 3625
    Month 10 27007 3625
    Month 11 27007 3625
    Month 12 27007 3625
    Bullet Payment (At the end of 12 months)
      ₹ 3 Lakh
    Total Payment ₹ 3.24 Lakh ₹ 3.44 Lakh

    CIBIL Score Required for Gold Loan Ujjain

    Almost all lending institution has its criteria for the minimum CIBIL score which is required for processing a Gold Loan application in Ujjain. Most institutions require a minimum score of 750 to process your loan application, so check your CIBIL score before applying for a gold loan.

    The institutions also look at other aspects of the applicants, like detailed behaviour, a previous loan is taken details. Any delayed payments for previous loans can act as a barrier to your availing of a fresh loan.


    gold loan

    Compare Gold Loan Rate Per Gram and Lowest EMI of All banks in Ujjain

    Bank Interest Rate Lowest EMI Per Lakh
    Eligible Loan Amount For Max Tenure
    SBI Gold Loan 7.50% Rs. 3,111
    Rs. 20 Lakh for 36 months
    Muthoot Gold Loan 11.99% Rs. 3,321
    Rs. 50 Lakh for 36 months
    Manappuram Gold Loan 12.00% Rs. 8,885
    Rs. 1 Cr for 12 months
    HDFC Bank Gold Loan 9.90% Rs. 4,591
    Rs. 50 Lakh for 24 months
    Yes Bank Gold Loan 9.99% Rs. 3,226
    Rs. 50 Lakh for 36 months
    ICICI Bank Gold Loan 10.00% Rs. 8,792
    Rs. 15 Lakh for 12 months
    Federal Bank Gold Loan 8.50% Rs. 8,722
    Rs. 75 Lakh for 12 months
    Canara Bank Gold Loan 7.65% Rs. 8,683
    Rs. 10 Lakh for 12 months
    Andhra Bank Gold Loan 10.70% Rs. 8,824
    Rs. 2 Cr for 12 months
    Axis Bank Gold Loan 13.00% Rs. 4,754
    Rs. 20 Lakh for 24 months
    IndusInd Bank Gold Loan 10.00% Rs. 8,792
    Rs. 10 Lakh for 12 months
    PNB Gold Loan 8.75% Rs. 8,734
    Rs. 10 Lakh for 12 months
    Fincare Small Finance Bank Gold Loan 12.99% Rs. 11,721
    Rs. 40 Lakh for 9 Months

    Gold Loan Ujjain Agents

    Dialabank is one of the leading agents for getting a Gold Loan in Ujjain.

    You can easily apply online at www.dialabank.com or give us a call at 9878981166

    Dialabank helps you to find the best option of Banks and NBFCs by providing you with a detailed market comparison of different banks in the country, and they are available throughout the country so that you can make the right choice.

    Visit our website www.dialabank.com and fill a simple online form with some of your personal and employment details. Our customer relationship managers will soon get in touch with you, and the loan process can be done quickly.


    gold loan

    Gold Loan Ujjain Contact Number

    Call 9878981166 and get instant help and approval from us for Gold Loan in Ujjain.

    Pre Calculated EMI Table for Gold Loan Ujjain

    Rate
    5 Yrs
    4 Yrs
    3 Yrs
    10.50%
    2149
    2560
    3250
    11.00%
    2174
    2584
    3273
    11.50%
    2199
    2608
    3297
    12.00%
    2224
    2633
    3321
    12.50%
    2249
    2658
    3345
    13.00%
    2275
    2682
    3369
    13.50%
    2300
    2707
    3393
    14.00%
    2326
    2732
    3417
    14.50%
    2352
    2757
    3442
    15.00%
    2378
    2783
    3466


    gold loan

    About Ujjain

    Ujjain is an ancient city beside the Kshipra River in the central Indian state of Madhya Pradesh. An important Hindu pilgrimage destination, it’s known for the centuries-old Mahakaleshwar Temple, a towering structure with a distinctively ornate roof. Nearby, Bade Ganesh Temple houses a colourful statue of Ganesh, the elephant-headed Hindu deity. Harsiddhi Temple features a pair of tall, dark pillars studded with lamps

    हिंदी में जानने के लिए यहाँ क्लिक करें:गोल्ड लोन उज्जैन

    other gold loan cities in Madhya Pradesh

    Gold Loan Sidhi Gold Loan Shujalpur
    Gold Loan Shivpuri Gold Loan Sheopur
    Gold Loan Shamgarh Gold Loan Seoni
    Gold Loan Sendhwa Gold Loan Sausar


    gold loan

    Gold Loan Ujjain FAQs

     How to get a loan against my gold?

    Getting a Loan Against Gold is the easiest way to get a loan in case of any urgent need. All you need to do is to take your Gold Ornaments and walk to the Bank Branch that deals in Gold Loan.

     How to calculate Gold Loan interest?

    Gold loan interest rates vary on the lending institution, the amount of loan availed your loan tenure, loan to value ratio of the bank, and the quality of gold. One can easily check and compare these rates online through Dialabank.

     How does Gold Loan work?

    The gold loan works like any other secured loan; you have to submit your gold with the required documents. The loan amount, rate of interest can be decided based on the valuation of your gold. Once everything is done, your gold will be locked away securely, and the loan amount will be transferred to your bank account, or the bank may provide cash.