Gold Loan Umaria

GOLD LOAN @ 0.57%*
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⍟  Highest Rate Per Gram
⍟  Lowest Interest Rate of 0.57% p.m.

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    Gold Loan Umaria

    Major Gold Loan Providers in Umaria

    Feature HDFC Bank SBI
    Muthoot Finance
    Interest Rate 9.90% onwards 7% onwards 12% onwards
    Min Loan Amt Metro : 25000, Non : 15000 25000 15000
    Max Loan Amt 1 Cr 1 Cr 1 Cr
    Loan Tenure 3 months to 24 months 9 months to 24 months
    1 month to 24 months
    Processing Fee 0.25% to 1.50% of the Loan Amt 0.25% to 1.50% Nil
    Pre-closure Charges 2%, Nil foreclosure charges after 3 months 2%, Nil foreclosure charges after 9 months Nil
    Overdraft Facility Yes Yes Yes
    Pay Only Interest Facility Yes Yes Yes
    Gold Rate Per Gram 3066 3073 3073

    Gold Loan Umaria Features

    Gold Loam Umaria

    Running out of cash?

    Tight on your budget?

    You don’t have to worry about your finances if you can afford a gold loan. With minimum documentation or paperwork, you can get a secured gold loan approved and verified within minimum time.

    Why Gold Loan Umaria?

    Gold Loan Umaria provides financial assistance to its customers at the best affordable interest rates. A gold loan is an easy task if you have a good credit history with a sufficient source of income, the process of loan approval and verification gets speeded up.

    Furthermore, you will only be allowed to take a loan of up to 75 percent of the market value of the gold, this happens due to inconsistency in the market prices of gold.

    Gold Loan Umaria Interest Rates

    Bank Interest Rate
    HDFC Bank Gold Loan 9.9% to 14%
    Axis Bank Gold Loan 10.50% to 16%
    ICICI Bank Gold Loan 10.75% to 16%
    SBI Gold Loan 9.5 % to 13%
    Kotak Gold Loan 11% to 14%
    IIFL Gold Loan 9.24% to 24%
    Muthoot Gold Loan 12% to 24%
    Manappauram Gold Loan 12% to 26%
    PNB Gold Loan 10.05% to 16%
    Canara Bank Gold Loan 9.75 % to 13%
    Andhra Bank Gold Loan 10.70% to 16%

    Documents Required for Gold Loan Umaria

    1. Identity proof can be any of the following: Passport Copy/ Voters ID card/ Driving License/Aadhaar card or other officially recognized records.
    2. Residence Proof can be any of the following: Ration card/ Electricity Bill/ Rental bill/ Passport copy/Trade license /Shop & Est. License/Sales Tax certificate or other recognized utility bills.
    3. Signature Proof can be any of the following: Passport Copy/ Cheque/Banker’s verification/Driving License/ Other recognized record.
    4. 2 passport size photographs.

    Additional Documents Required for Gold Loan Umaria

    1. Land Proof: For agriculture loan of more than Rs. 1 lacs, no proof is required for allied agriculture purposes.
    2. A Demand Promissory Note, if demanded.
    3. Certificate by the Jewel Appraiser (Bank will coordinate to provide).
    4. Income Proof: Salary Certificate and Form No.16, as per the norms of the bank.

    Eligibility Criteria for Gold Loan Umaria

    1. The age of the loan applier should be in between 21 years and 60 years.
    2. Must be recognized as an Indian citizen. ( Might also need a sufficient proof).


    gold loan

    How to Apply for Gold Loan Umaria

    Online Process to Apply for Gold Loan Umaria

    To apply for the gold loan online, you can visit the Dialabank website and choose any of the banks that expertise in the gold loans.

    By filling and submitting a simple online form, you will get a call from our representative who will assist you in the document pick-up facility from your doorstep.

    Besides, you can know more by giving a ring on 9878981166.

     As pioneers of digital financial services, Dialabank is a reliable choice to apply for a gold loan online. There could be many reasons behind this, some of them are:

    1. To provide financial services across India, Dialabank is India’s first financial helpline.
    2. You don’t have to pay anything. Dialabank does not charge any fees or additional charges for gold loan application online on the website of Dialabank.
    3. For your financial security, you will get a high LTV of your gold.
    4. For its effective service providing, Dialabank shares a good name among the customers.
    5. Applying for a gold loan via Dialabank helps you in getting low-interest rates.
    6. For the convenience of the customer, the document pick-up facility is provided to customers at their doorstep.
    7. Negligible paperwork/ documentation is required for gold loan approval through Dialabank.
    8. Customer Relationship Managers are there to help in the whole gold loan approval process.
    Offline Process to Apply for Gold Loan Umaria

    The process of offline application is not difficult. You need to explore on the web about nearby Gold Loan branches. Once you do it,  Google will be listing the available branches of banks and NBFCs near you to select. Then, you have to select them and connect with them for further process. Besides, Dialabank can do it more quickly.

    Loan approval takes a good amount of time. You have to visit several departments constantly until your loan is approved. Generally, it depends on the character of the branch. To save you from all these elements, Dialabank provides you everything at your home.

    Processing Fees / Prepayment Charges on Gold Loan Umaria

    Bank
    Processing Fee
    Prepayment Charges
    HDFC Bank Gold Loan
    0.25% to 1.50%
    2%, Nil foreclosure charges after 3 months
    Axis Bank Gold Loan
    0.50% to 1.50%
    Nil
    ICICI Bank Gold Loan
    0.25% to 1.50%
    2%, Nil foreclosure charges after 9 months
    SBI Gold Loan
    500/- to 0.50%
    Nil
    Kotak Gold Loan
    1% to 2%
    2.25% of fore closure amount if closed 1 month ahead of the tenure.
    IIFL Gold Loan
    Nil
    Nil
    Muthoot Gold Loan
    Nil
    Nil
    Manappauram Gold Loan
    Nil
    Nil
    PNB Gold Loan
    0.70% to 1%
    Nil
    Canara Bank Gold Loan
    1%
    Nil
    Andhra Bank Gold Loan
    Nil
    Nil

    CIBIL Score Required for Gold Loan Umaria

    No CIBIL score is required for Gold Loan in Umaria. You will be allowed to take a Gold Loan only if you have a gold article.

    Gold Loan Umaria Agents

    For Gold Loan in the Umaria district, Dialabank is one of the most trustworthy gold loan agents. You may apply via Dialabank or call at 9878981166.

    By explaining the comparisons between different banks and NBFCs, Dialabank provides you with detailed data that helps in making the right decision for yourself. Without getting into complex terms, you can visit our website and provide your particulars. Thereafter, our customer relationship managers connect with you to help with the gold loan approval.

    Gold Loan Umaria Contact Number

    You can contact 9878981166 for further assistance and approval of a gold loan in Umaria.

    Pre Calculated EMI Table for Gold Loan Umaria

    Rate
    5 Yrs
    4 Yrs
    3 Yrs
    10.50%
    2149
    2560
    3250
    11.00%
    2174
    2584
    3273
    11.50%
    2199
    2608
    3297
    12.00%
    2224
    2633
    3321
    12.50%
    2249
    2658
    3345
    13.00%
    2275
    2682
    3369
    13.50%
    2300
    2707
    3393
    14.00%
    2326
    2732
    3417
    14.50%
    2352
    2757
    3442
    15.00%
    2378
    2783
    3466

    About Umaria

    In the Indian state of Madhya Pradesh, Umaria is a district spread across an area of 4584 square kilometers, Umaria is recognized for its coal mines which were initiated in 1881 by the Government of India. The district is also known for its beautiful resorts and Bandhavgarh National Park. Decorated with natural beauty, there is a lot to travel to Umaria.

    हिंदी में जानने के लिए यहाँ क्लिक करें: गोल्ड लोन उमरिया