Gold Loan Umred


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Gold Loan Umred

Major Gold Loan Providers in Umred

Feature HDFC Bank SBI
Muthoot Finance
Interest Rate 9.90% onwards 7% onwards 12% onwards
Min Loan Amt Metro : 25000, Non : 15000 25000 15000
Max Loan Amt 1 Cr 1 Cr 1 Cr
Loan Tenure 3 months to 24 months 9 months to 24 months
1 month to 24 months
Processing Fee 0.25% to 1.50% of the Loan Amt 0.25% to 1.50% Nil
Pre-closure Charges 2%, Nil foreclosure charges after 3 months 2%, Nil foreclosure charges after 9 months Nil
Overdraft Facility Yes Yes Yes
Pay Only Interest Facility Yes Yes Yes
Gold Rate Per Gram 3066 3073 3073

Gold Loan Umred Features

Gold loan umred

Gold Loan is very important when you are in a financial crisis or looking for some instant cash. As the loan is secured, less documentation is needed and you get the loan approval within 48 hours after all the verification process.

Gold Loan Umred is known with a good reputation as it provides financial aid at the most suitable interest rates to the clients. To get a Gold loan, the client must have a fixed as well as a good source of income and a good credit history. With this, the process of verification and loan approval gets faster. Get a loan up to 75 per cent of the market value of gold due to fluctuation in the market price of the jewel.

Gold Loan Umred Interest Rates

Bank Interest Rate
HDFC Bank Gold Loan 9.9% to 14%
Axis Bank Gold Loan 10.50% to 16%
Private Bank Gold Loan 10.75% to 16%
SBI Gold Loan 9.5 % to 13%
Kotak Gold Loan 11% to 14%
IIFL Gold Loan 9.24% to 24%
Muthoot Gold Loan 12% to 24%
Manappauram Gold Loan 12% to 26%
PNB Gold Loan 10.05% to 16%
Canara Bank Gold Loan 9.75 % to 13%
Andhra Bank Gold Loan 10.70% to 16%

Documents for Gold Loan Umred

  1. Proof of Identity includes Passport Copy/ Voters ID card/ Driving License/Aadhaar card.
  2. Address Proof includes Ration card/ Tel, Electricity Bill/ Rental bill/ Passport copy/Trade license /Shop & Est. License/Sales Tax certificate.
  3. Signature Proof includes Passport Copy/Driving License/Banker’s verification/cheque.
  4. 2 passport size photos.

Additional Documents Required for Gold Loan Umred

  1. Certification by Jewel Appraiser (which bank will arrange).
  2. A Demand Promissory Note.
  3. Proof of Income: Salary Certificate and Form No.16
  4. Proof of land, when Agriculture Loan exceeds Rs. 1 lac, which is not needed for allied agriculture purposes.

Eligibility Criteria for Gold Loan Umred

  1. Minimum age of the candidate to be 21 years and a maximum of up to 60 years.
  2. Indian Nationality is a must.

GOLD LOAN @ 0.49%*



How to Apply for Gold Loan Umred

Online Process to Apply for Gold Loan Umred

By applying for the HDFC Bank Gold Loan at Dialabank, you can proceed for the online process. A simple online form needs to be filled to start. After that, you will receive a call from our representative for further assistance. Furthermore, you will get a doorstep document pick-up facility.

For further information, contact on 9878981144.

Dialabank is the right platform to apply for a gold loan online as:

  1. Dialabank is India’s first financial helpline; it comes with quality financial services to customers across the country.
  2. Dialabank guides the customers free of cost with zero additional charges of applying for a gold loan online.
  3. A high LTV of your gold is what we guarantee.
  4. The bank holds a good reputation amongst its customers due to its best and quick services.
  5. If you are applying for a gold loan through Dialabank, then you can enjoy a low HDFC Gold Loan Interest Rate.
  6. Dialabank offers the clients a doorstep document pickup facility to ease the process.
  7. Also, when you apply for a gold loan through Dialabank, very little documentation is needed.
  8. Our Relationship managers are trained so they can guide and assist you properly in the process of Gold Loan.

Offline Process to Apply for Gold Loan Umred

The applicant even has an option to avail of the loan through the offline process in which the nearby branches come into the role. You can look for Gold Loan near me on google. The search will provide you with all the bank branches and finance companies that provide gold loans near you. Then with your knowledge and preference, you will have to select amongst them but his process can get a lot easier if you choose Dialabank. The further process requires you to visit various departments to apply for the loan as well as to get your gold loan approved.

On the other hand, some banks and finance companies are much faster and offer a convenient process, HDFC Gold Loan branches and Muthoot Gold Loan branches are amongst them. With the help of HDFC Gold Loan Branches, you can get your loan approval. To locate a nearby branch, simply search for Muthoot Gold Loan nearby. Google will present you with a list of all the Muthoot Gold Loan Branches that are near you.

Processing Fees / Prepayment Charges on Gold Loan Umred

Processing Fee
Prepayment Charges
HDFC Bank Gold Loan
0.25% to 1.50%
2%, Nil foreclosure charges after 3 months
Axis Bank Gold Loan
0.50% to 1.50%
Private Bank Gold Loan
0.25% to 1.50%
2%, Nil foreclosure charges after 9 months
SBI Gold Loan
500/- to 0.50%
Kotak Gold Loan
1% to 2%
2.25% of fore closure amount if closed 1 month ahead of the tenure.
IIFL Gold Loan
Muthoot Gold Loan
Manappauram Gold Loan
PNB Gold Loan
0.70% to 1%
Canara Bank Gold Loan
Andhra Bank Gold Loan

CIBIL Score Required for Gold Loan Umred

Here comes one of the most important aspects, the CIBIL Score. Every lending institution in Umred has made a criterion for the minimum score that is necessary to process a Gold Loan application so good CIBIL score is a must. A minimum CIBIL score of 750 is required by the institutions to process your gold loan application.

Your detailed behavior on previous loans is also considered so a good CIBIL score is not sufficient. The institutions also look at the details on the borrowed amount and the type of loan taken. If there are any late payments in the previous loans taken, you might face difficulties in your fresh loan approval. To avoid such situations make sure that you maintain a good CIBIL score before you choose to apply for a gold loan.

Gold Loan Umred Agents

Dialabank is regarded as a leading and the most trusted gold loan agent in Umred. You can apply online at Dialabank or contact 9878981144

Dialabank stands to its promise of helping the customer find the best amongst different Banks and NBFCs by presenting a market comparison of various banks and NBFCs. With this, you can skip the complex information procedure to make the right decision. Visit the website Dialabank and fill an online simple form for some details and after that our customer relationship managers will get in touch.

Gold Loan Umred Contact Number

Call 9878981144 and get instant help as well as approval for Gold Loan in Umred right now.

Pre Calculated EMI Table for Gold Loan Umred

5 Yrs
4 Yrs
3 Yrs

About Umred

Umred is a city in the Nagpur district in the state of Maharashtra. The land is dominated by the Halba and Kunbhi people. Also, the Umred Karhandla Wildlife Sanctuary is very famous.

Special Note: Always check Gold Loan Rate Per Gram before applying for loan against gold.