Gold Loan Valasaravakkam


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Gold Loan Valasaravakkam

Major Gold Loan Providers in Valasaravakkam

Feature HDFC Bank SBI
Muthoot Finance
Interest Rate 9.90% onwards 7% onwards 12% onwards
Min Loan Amt Metro : 25000, Non : 15000 25000 15000
Max Loan Amt 1 Cr 1 Cr 1 Cr
Loan Tenure 3 months to 24 months 9 months to 24 months
1 month to 24 months
Processing Fee 0.25% to 1.50% of the Loan Amt 0.25% to 1.50% Nil
Pre-closure Charges 2%, Nil foreclosure charges after 3 months 2%, Nil foreclosure charges after 9 months Nil
Overdraft Facility Yes Yes Yes
Pay Only Interest Facility Yes Yes Yes
Gold Rate Per Gram 3066 3073 3073

Gold Loan ValasaravakkamGold Loan Valasaravakkam

One would state Gold is one of the most regarded metals for Indians as its regard in our lives can’t be disregarded since every individual is connected with it truly.

Regardless, what is the reason behind warding your gold off spaces when it can’t help you in the midst of an emergency?

Along these lines, benefitting a Gold Loan can assist you with conquering cash related necessities.

It is the most congenial approach to manage instigate money adequately in the short-run!

Gold Loan is a guaranteed and made sure about advance where a customer guarantees his gold as a security to the bank and gets the predefined total of credit.

In this piece of breathing space, you should give a couple of hard and fast imports to the bank along the edge of the focal entirety. In addition, The subsequent you return your credit you will get your ensured gold back and banks are totally strong for the security of the gold.

Advantages of Gold Loan Valasaravakkam

  1. Multipurpose – Gold Loan Valasaravakkam can be used to fulfill any cash related need of the borrower. The benefits get can be used for singular utilization, for instance, a wedding, travel, etc or for expenses of working together, for instance, advancement, etc.
  2. Instant underwriting – it very well may be profited adequately with no issue. The loan gain methodology does not incorporate irrelevant work and requires no major documentation to get underwriting.
  3. High quantum – Loan whole is apportioned quickly and can be taken in genuine cash or in any record. You get the option of picking the area in case of the entirety taken in genuine cash.
  4. Low Interest –   is offered at reasonable rate of interests and low charge. The bank doesn’t charge any documentation cost from the borrower.
  5. Prepayment –   gives the borrowers the decision of prepaying the Gold Loan without charging any additional charges. You essentially need to pay the due total.

Gold Loan Valasaravakkam funds up to 70% of the supreme market cost of your Gold keeping the remaining 30% as security.

Know More: Gold Loan Features

Gold Loan Valasaravakkam Interest Rates

Gold Loan Adilabad can fulfill all your basic present second and long stretch cash related requirements. The pace of premium that you will be blamed for depends upon the outright acknowledge total similarly as the quality/flawlessness of the gold you are to keep as security with the bank. Gold Loan financing costs offered are lower interestingly with various credits since it is a totally made sure about credit.

Know More – Gold Loan Interest Rate

Documents for Gold Valasaravakkam

An appropriately filled and marked Gold Loan application structure will be submitted alongside the accompanying records:

Photographs – 2 Passport-Sized photographs, clear, without displays

ID Proof – Aadhar Card, Passport, PAN Card, and so on. (Just 1 is required)

Residential Proof – Aadhar Card, Driving License, Ration Card, and so on. On account of Rented House then the lease understanding or water/power bills throughout the previous three months can be thought of. (Just 1 is required)

Rural Land Proof – Required just if the Loan is taken for Agricultural Purpose.

Qualification Criteria for Gold Loan Valasaravakkam

Gold Loan Valasaravakkam is a monetary assistance which obliges your necessities of present second or long stretch stores. It is definitely not hard to benefit of cash related organizations gave by banks at low financing costs and moreover requires immaterial documentation for the identical. It gives you the Loan whole inside an hour of utilization as the valuation and underwriting process is promptly done recollecting your franticness concerning the prerequisite for saves.

Major Eligibility criteria for availing Gold Loan Valasaravakkam is: 

Age 18-70 years of age
Nationality Indian
Employment Status Salaried, Self-Employed
Gold Quality Minimum 18 Carats
Requirements Gold ornaments (18-22 carats)
CIBIL score Above 500

Know More – Gold Loan Per Gram

GOLD LOAN @ 0.75%*



How to Apply for Gold Loan Valasaravakkam

Online Process to Apply for Gold Loan Valasaravakkam

Applying for the Gold Loan Valasaravakkam’s organization is an essential and trouble-free methodology that should be conceivable from the comfort of your home. You can do it online by visiting the bank’s bona fide webpage and submitting a form with essential information with respect to yourself and the Gold Loan you wish to benefit. You will by then need to visit the branch with the fundamental reports and your gold.

You can similarly apply with Dialabank by following the underneath referenced steps to get a Gold Loan as indicated by your need.

Visit Dialabank’s online entryway, where you ought to just fill a form with no earlier enrollment.

Our Relationship Manager will contact you and help all of you through the Gold Loan strategy and guide you in fulfilling your budgetary needs.

You will get modified organization giving you the option of taking a gander at and accepting the best game plan as showed by your necessities with no extra charges.

With Dialabank you can consider the different offers and plans from different banks dependent on sponsoring gave and the pace of premium charged to pick the best development course of action for yourself.

Processing Fees / Prepayment Charges on Gold Loan Valasaravakkam

Processing Fee
Prepayment Charges
HDFC Bank Gold Loan
0.25% to 1.50%
2%, Nil foreclosure charges after 3 months
Axis Bank Gold Loan
0.50% to 1.50%
Private Bank Gold Loan
0.25% to 1.50%
2%, Nil foreclosure charges after 9 months
SBI Gold Loan
500/- to 0.50%
Kotak Gold Loan
1% to 2%
2.25% of fore closure amount if closed 1 month ahead of the tenure.
IIFL Gold Loan
Muthoot Gold Loan
Manappauram Gold Loan
PNB Gold Loan
0.70% to 1%
Canara Bank Gold Loan
Andhra Bank Gold Loan

CIBIL Score Required for Gold Loan Valasaravakkam

Whereas looking for after Gold Loan Valasaravakkam, a client will require a great CIBIL Score. Nuances of the earlier change are to be presented, for case, kind of propels and the value taken. Any troubles in the advance history can actuate obstacles within the ceaseless gold advance benefit.

Gold Loan Valasaravakkam Agents

The most trustworthy gold credit administrator in Valasaravakkam is Dialabank. You can apply online at Dialabank or give a call at 9878981166.

Dialabank urges you to locate the best choice. You can fill the application form to get the best preferences when you apply.

Gold Loan Valasaravakkam Contact Number

Call 9878981166 and advantage significant assistance and underwriting for Gold Loan in Valasaravakkam now!

Pre Calculated EMI Table for Gold Loan Valasaravakkam

5 Yrs
4 Yrs
3 Yrs

About Valasaravakkam

Valasaravakkam is a neighbourhood in the Chennai district of the Indian state of Tamil Nadu and a residential suburb of the city of Chennai. It is located in the Poonamallee Taluk 

Gold Loan in Other Cities in Tamil Nadu

Gold Loan Ambattur Gold Loan Lalgudi
Gold Loan Bhuvanagiri Gold Loan Uthiramerur
Gold Loan Vandavasi Gold Loan Peravurani
Gold Loan Sirkali Gold Loan Virudhachalam




Special Note: Always check Gold Loan Rate Per Gram before applying for loan against gold.