Gold Loan Vandavasi

AT 0.75%* INTEREST RATE
APPLY NOW

I have read the Privacy Policy & Agree to Terms & Conditions and authorize Dialabank & its partner institutions to Call or SMS me with reference to my application.

Gold Loan Vandavasi

Best Banks for Gold Loan in Vandavasi

Feature
HDFC Bank
Private Bank
Muthoot Finance
Interest Rate
9.90%
10.50%
12%
Min Loan Amt
Metro : 25000, Non : 15000
25000
15000
Max Loan Amt
1 Cr
1 Cr
1 Cr
Loan Tenure
3 months to 24 months
9 months to 24 months
1 month to 24 months
Processing Fee
0.25% to 1.50% of the Loan Amt
0.25% to 1.50%
Nil
Preclosure Chgs
2%, Nil foreclosure charges after 3 months
2%, Nil foreclosure charges after 9 months
Nil
Overdraft Facility
Yes
Yes
Yes
Pay Only Interest Facility
Yes
Yes
Yes
Gold Rate Per Gram
2500
2600
2700*

Gold Loan Vandavasi Features

Cash required? Can’t think what to do?

Dialabank has a solution. That’s GOLD LOAN!

A gold loan is a secured way and requires very little paperwork. This loan gets approved within 2-3 hours after verification. The person must have a good source of salary for gold loan processing.

Moreover, the loan will be provided up to 75% of the price of gold because prices change from time-to-time.

Gold Loan Rate Per Gram Today in Vandavasi

Updated - Gold Loan Per Gram Rate w.e.f Apr 19 2024

Gold Weight Gold Purity
24 Carat
Gold Purity
22 Carat
Gold Purity
20 Carat
Gold Purity
18 Carat
1 gram 4621 4290 3900 3510
10 gram 46210 42900 39000 35100
20 gram 93600 85800 78000 70200
30 gram 140400 128700 117000 105300
40 gram 187200 171600 156000 140400
50 gram 234000 214500 195000 175500
100 gram 468000 429000 390000 351000
200 gram 936000 858000 780000 702000
300 gram 1404000 1287000 1170000 1053000
400 gram 1872000 1716000 1560000 1404000
500 gram 2340000 2145000 1950000 1755000

Gold Loan in Vandavasi Interest Rates and Charges

Feature
Gold Loan
Interest Rate
Processing Fee
Tenure
HDFC Gold Loan 9.90% 0.25 % - 1.50% 3 - 24 Month
Private Gold Loan 10.50% 0.25 % - 1.50%  9 - 24 Months
Axis Gold Loan 10.50% 0.50% - 1.50% 6 - 24 Months
Yes Bank Gold Loan 10.50% 0.50% - 1.50% 6 - 36 Months
SBI Gold Loan 9.50% 500/- to 0.50% 6 - 36 Months
Kotak Gold Loan 11.00% 1% to 2% 9 - 24 Months
IIFL Gold Loan 12.00% Nil 3 - 11 Months
Muthoot Finance Gold Loan 12.00% Nil 1 - 24 Months
Manappuram Gold Loan 12.50% Nil 6 - 12 Months
PNB Gold Loan 11.00% 0.70% to 1% 6 - 12 Months
Canara Bank Gold Loan 10.75% 1 % 6 - 12 Months
IndusInd Bank Gold Loan 11.50% 1% - 1.5% 9 - 24 Months

Gold Loan in Vandavasi Documents Required

  1. Signature Proof(any 1): Passport Copy/Driving License/Banker’s verification/cheque.
  2. 2 passport size photographs.
  3. Address Proof is required(any 1): Ration card/ Tel, Electricity Bill/ Rental bill/ Passport copy/Trade license /Shop & Est. License/Sales Tax certificate.
  4. Proof of Identity is mandatory(any 1): Passport Copy/ Voters ID card/ Driving License/Aadhaar card.

Additional Documents Required for Gold Loan Vandavasi

Other documents that are needed are: firstly, an Income Proof(Salary Certificate and Form No.16). Then secondly, Certificate from Jewel Appraiser(Bank will arrange itself). Thirdly, A Land Proof(If you try for an Agriculture Loan is of more than Rs. 1 lac. The proof is not required for purposes of farming). And lastly, A Demand Promissory Note.

Gold Loan in Vandavasi Eligibility Criteria

  1. Nationality of applicant: Indian.
  2. Minimum age limit for getting a gold loan: 21 years
  3. Maximum age limit for availing of gold loan: 60 years.

GOLD LOAN @ 0.75%*

APPLY NOW

+91

How to Apply for Gold Loan Vandavasi

Online Process to Apply for Gold Loan Vandavasi

If you require any info, call on 9878981166 anytime.

You can apply online on Dialabank for the Gold Loan in Vandavasi. Just fill the form. Then our representative will call you and tell you about it further steps.

Dialabank is the best way of applying for gold loans online. Some of the reasons are:

  1. Our relationship manager will provide you with the info you desire to know and will understand your problem as well. They will help you to find the most suitable gold loan proffer.
  2. The process is very easy and hassle-free.
  3. The documentation needed is lighter.
  4. Dialabank provides the services free of cost.
  5. If you apply through Dialabank, You will get a great LTV of your gold loan interest rate very cheap.
  6. In the last, the bank has a good repute among the clients because of its marvelous and responsive services.
Offline Process to Apply for Gold Loan Vandavasi

The consumer has an option to apply for gold loans in local branches too. So, the person will have to search on google and compare the details of all the branches and finance companies and choose according to his preference. We will do all these things easily and rapidly that too free of cost.

Processing Fees / Prepayment Charges on Gold Loan Vandavasi

Bank
Processing Fee
Prepayment Charges
HDFC Bank Gold Loan
0.25% to 1.50%
2%, Nil foreclosure charges after 3 months
Axis Bank Gold Loan
0.50% to 1.50%
Nil
Private Bank Gold Loan
0.25% to 1.50%
2%, Nil foreclosure charges after 9 months
SBI Gold Loan
500/- to 0.50%
Nil
Kotak Gold Loan
1% to 2%
2.25% of fore closure amount if closed 1 month ahead of the tenure.
IIFL Gold Loan
Nil
Nil
Muthoot Gold Loan
Nil
Nil
Manappauram Gold Loan
Nil
Nil
PNB Gold Loan
0.70% to 1%
Nil
Canara Bank Gold Loan
1%
Nil
Andhra Bank Gold Loan
Nil
Nil

CIBIL Score Required for Gold Loan Vandavasi

Every foundation requires a good CIBIL score(minimum: 750)  for processing a Gold Loan.

Moreover, Details of the previous loan are to be presented such as- type of loan and the amount taken. Any late payments can lead to a restriction in the next loan processing.

So, keep these things in mind.

Gold Loan Vandavasi Agent and Contact Number

The most trustworthy gold loan agent in Vandavasi is Dialabank. You can apply online at Dialabank or give contact at 9878981166.

Dialabank helps you to get the best.

Gold Loan Vandavasi Contact Number

Call 9878981166 for instant help and approval for Gold Loan in Vandavasi right now.

Pre Calculated EMI Table for Gold Loan Vandavasi

Rate
5 Yrs
4 Yrs
3 Yrs
10.50%
2149
2560
3250
11.00%
2174
2584
3273
11.50%
2199
2608
3297
12.00%
2224
2633
3321
12.50%
2249
2658
3345
13.00%
2275
2682
3369
13.50%
2300
2707
3393
14.00%
2326
2732
3417
14.50%
2352
2757
3442
15.00%
2378
2783
3466

About Vandavasigold loan Vandavasi

Vandavasi is a Small Town in the Tiruvannamalai district of Tamil Nadu. According to the 2011 census, the population of Vandavasi was 74,320. The climatic conditions of Vandavasi are similar to that of Chennai.

Gold Loan in Other Cities

Gold Loan Sathyamangalam Gold Loan Vellakoil
Gold Loan Natham Gold Loan Thiruvannamalai
Gold Loan Usilampatti Gold Loan Karimnagar
Gold Loan Vadipatti Gold Loan Ramagundam