Gold Loan Vasai

AT 0.75%* INTEREST RATE
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Gold Loan Vasai

Gold Loan Vasai

Best Banks for Gold Loan in Vasai

Feature
HDFC Bank
Private Bank
Muthoot Finance
Interest Rate
9.90%
10.50%
12%
Min Loan Amt
Metro : 25000, Non : 15000
25000
15000
Max Loan Amt
1 Cr
1 Cr
1 Cr
Loan Tenure
3 months to 24 months
9 months to 24 months
1 month to 24 months
Processing Fee
0.25% to 1.50% of the Loan Amt
0.25% to 1.50%
Nil
Preclosure Chgs
2%, Nil foreclosure charges after 3 months
2%, Nil foreclosure charges after 9 months
Nil
Overdraft Facility
Yes
Yes
Yes
Pay Only Interest Facility
Yes
Yes
Yes
Gold Rate Per Gram
2500
2600
2700*

Gold Loan Vasai Features

India is known as the Golden Bird of the world as it is one of the largest importers of gold. In India, people usually prefer to keep gold in the form of jewelry. They not only buy gold as an ornament but they keep it as an investment so that in time of emergency they can fund their cash requirements.

As we can derive from its name only that it is the loan that is provided against your gold. This loan is offered by many banks and non-banking financial institutions (NBFCs). It is a secured loan where you have to keep your gold as a security. If an applicant fails to repay the loan amount, then the lender has the right to auction their gold. Gold Loan is considered as one of the best options as compared to other forms of the loan as it provides a low Gold loan interest rate to the customers. The documentation process is very easy and fast.

Gold Loan Rate Per Gram Today in Vasai

Gold Loan Rate Per Gram Today in Vasai is as follows:

Updated - Gold Loan Per Gram Rate w.e.f Mar 19 2024

Gold Weight Gold Purity
24 Carat
Gold Purity
22 Carat
Gold Purity
20 Carat
Gold Purity
18 Carat
1 gram 4621 4290 3900 3510
10 gram 46210 42900 39000 35100
20 gram 93600 85800 78000 70200
30 gram 140400 128700 117000 105300
40 gram 187200 171600 156000 140400
50 gram 234000 214500 195000 175500
100 gram 468000 429000 390000 351000
200 gram 936000 858000 780000 702000
300 gram 1404000 1287000 1170000 1053000
400 gram 1872000 1716000 1560000 1404000
500 gram 2340000 2145000 1950000 1755000

Gold Loan in Vasai Interest Rates and Charges

Feature
Gold Loan
Interest Rate
Processing Fee
Tenure
HDFC Gold Loan 9.90% 0.25 % - 1.50% 3 - 24 Month
Private Gold Loan 10.50% 0.25 % - 1.50%  9 - 24 Months
Axis Gold Loan 10.50% 0.50% - 1.50% 6 - 24 Months
Yes Bank Gold Loan 10.50% 0.50% - 1.50% 6 - 36 Months
SBI Gold Loan 9.50% 500/- to 0.50% 6 - 36 Months
Kotak Gold Loan 11.00% 1% to 2% 9 - 24 Months
IIFL Gold Loan 12.00% Nil 3 - 11 Months
Muthoot Finance Gold Loan 12.00% Nil 1 - 24 Months
Manappuram Gold Loan 12.50% Nil 6 - 12 Months
PNB Gold Loan 11.00% 0.70% to 1% 6 - 12 Months
Canara Bank Gold Loan 10.75% 1 % 6 - 12 Months
IndusInd Bank Gold Loan 11.50% 1% - 1.5% 9 - 24 Months

Gold Loan in Vasai Documents Required

  1. Identity Proof:  (Passport Copy/ Voters ID card/ Driving License/Aadhaar card/ Voter card).
  2. Proof of Address: (Ration card/ Passport copy/ Trade license /Shop & Est. License/Sales Tax certificate/Aadhaar card/ Voter card).
  3. Signature Verification Proof:  (Passport Copy/Driving License/Banker’s verification/cheque)
  4. 2 passport size photographs.
  5. The applicant has to submit their PAN card.

Additional Documents Required for Gold Loan Vasai

  1. Land Proof: For agriculture loan that surpasses 1 lac rupees, a proof is required. Otherwise, nothing is required for allied agriculture plans.
  2. A Demand Promissory Note might be needed.
  3. Bank will coordinate to provide a Certificate by the Jewel Appraiser.
  4. Income Proof: Salary Certificate and Form No.16

Gold Loan in Vasai Eligibility Criteria

  1. The minimum age of the applicant should be 18 years and a maximum of up to 65 years.
  2. The applicant should be a citizen of India that is the nationality of the applicant should be Indian.
  3. The gold should weigh at least 10 grams, and the purity of gold should lie between 18 karats -24 karat.
  4. No CIBIL score is required.
  5. It has a flexible repayment option.

GOLD LOAN @ 0.75%*

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Gold Loan Vasai Agent and Contact Number

As a reliable Gold Loan agent of Vasai, Dialabank provides the best financial services to its clients. Further, you can apply at Dialabank or dial 9878981144 for the best service experience.

By comparing various finance companies and banks, Dialabanks provide the best option to choose from. Without confusing you with the technical and complex terms, Dialabank helps you make the right choice. Register through a form on our website and our customer relationship manager will get in touch with you to assist throughout the loan process.

You can call 9878981144 and get instant assistance and approval for Gold loan per gram in Vasai anytime.

Pre Calculated EMI Table for Gold Loan Vasai

Rate
5 Yrs
4 Yrs
3 Yrs
10.50%
2149
2560
3250
11.00%
2174
2584
3273
11.50%
2199
2608
3297
12.00%
2224
2633
3321
12.50%
2249
2658
3345
13.00%
2275
2682
3369
13.50%
2300
2707
3393
14.00%
2326
2732
3417
14.50%
2352
2757
3442
15.00%
2378
2783
3466

About Vasai

Vasai is historically known as Bassein or Baçaim. It is a historical suburban town in the Palghar district of Maharashtra state in the Konkan division in India. Vasai is a part of the Vasai-Virar city. The main attraction in this city is Bassein Fort which was built in 1184, and there are three well-known religious sites including the Vajreshwari Temple, St. Francis Xavier’s Church, Giriz and the Datta Mandir of Dongri.

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