Gold Loan Vellore

GET GOLD LOAN
AT LOWEST INTEREST RATE

⍟  Highest Rate Per Gram
⍟  Lowest Interest Rate of 0.79% p.m.

    I have read the Privacy Policy & Agree to Terms & Conditions and authorize Dialabank & its partner institutions to Call or SMS me with reference to my application.

    Gold Loan Vellore

    Best Banks for Gold Loan in Vellore

    Feature
    HDFC Bank
    ICICI Bank
    Muthoot Finance
    Interest Rate
    9.90%
    10.50%
    12%
    Min Loan Amt
    Metro : 25000, Non : 15000
    25000
    15000
    Max Loan Amt
    1 Cr
    1 Cr
    1 Cr
    Loan Tenure
    3 months to 24 months
    9 months to 24 months
    1 month to 24 months
    Processing Fee
    0.25% to 1.50% of the Loan Amt
    0.25% to 1.50%
    Nil
    Preclosure Chgs
    2%, Nil foreclosure charges after 3 months
    2%, Nil foreclosure charges after 9 months
    Nil
    Overdraft Facility
    Yes
    Yes
    Yes
    Pay Only Interest Facility
    Yes
    Yes
    Yes
    Gold Rate Per Gram
    2500
    2600
    2700*

    Gold Loan Vellore Features

    Gold Loan VelloreGold Loans are now pretty easy and convenient to avail as most of the major banks and NBFCs provide the service at a low Gold loan interest rate and minimum documentation. Gold Loans are secured loans that can be availed against your Gold ornaments/Jewelry as a collateral or security deposit. Banks sanction Gold Loan easily considering the fact that you repay the amount in the form of interest in regular intervals. The amount of loan varies upon the purity of the Karats of gold.

    Gold Loan Rate Per Gram Today in Vellore

    Updated - Gold Loan Per Gram Rate w.e.f Oct 28 2021

    Gold Weight Gold Purity
    24 Carat
    Gold Purity
    22 Carat
    Gold Purity
    20 Carat
    Gold Purity
    18 Carat
    1 gram 4621 4290 3900 3510
    10 gram 46210 42900 39000 35100
    20 gram 93600 85800 78000 70200
    30 gram 140400 128700 117000 105300
    40 gram 187200 171600 156000 140400
    50 gram 234000 214500 195000 175500
    100 gram 468000 429000 390000 351000
    200 gram 936000 858000 780000 702000
    300 gram 1404000 1287000 1170000 1053000
    400 gram 1872000 1716000 1560000 1404000
    500 gram 2340000 2145000 1950000 1755000

    Gold Loan in Vellore Interest Rates and Charges

    Feature
    Gold Loan
    Interest Rate
    Processing Fee
    Tenure
    HDFC Gold Loan 9.90% 0.25 % - 1.50% 3 - 24 Month
    ICICI Gold Loan 10.50% 0.25 % - 1.50%  9 - 24 Months
    Axis Gold Loan 10.50% 0.50% - 1.50% 6 - 24 Months
    Yes Bank Gold Loan 10.50% 0.50% - 1.50% 6 - 36 Months
    SBI Gold Loan 9.50% 500/- to 0.50% 6 - 36 Months
    Kotak Gold Loan 11.00% 1% to 2% 9 - 24 Months
    IIFL Gold Loan 12.00% Nil 3 - 11 Months
    Muthoot Finance Gold Loan 12.00% Nil 1 - 24 Months
    Manappuram Gold Loan 12.50% Nil 6 - 12 Months
    PNB Gold Loan 11.00% 0.70% to 1% 6 - 12 Months
    Canara Bank Gold Loan 10.75% 1 % 6 - 12 Months
    IndusInd Bank Gold Loan 11.50% 1% - 1.5% 9 - 24 Months

    Gold Loan in Vellore Documents Required

    1. Filled in the application form with signature.
    2. 2 recent colored passport size photographs.
    3. Signature Proof: Passport Copy/Driving License/Banker’s verification/cheque.
    4. Proof of Address(any one): Ration card/ Telephone bill/ Electricity Bill/ Rental bill/ Passport copy/Sales Tax certificate.
    5. Land Proof: Only for farming loan above Rs 1 Lakh. (not required for allied agricultural purpose)
    6. Identity proof such as Driving License/Passport/Aadhar Card/Voter’s ID, etc.
    7. Certificate by the Jewel Appraiser (Bank will take the responsibility to arrange it)
    8. A Demand Promissory Note.
    9. Proof of Income (i.e. salary slips/ Form 16) of the borrower.

    Gold Loan in Vellore Eligibility Criteria

    1. The minimum age of the applicant must be 21 years and a maximum of up to 60 years.
    2. An individual should be salaried or self-employed.
    3. The applicant should be an Indian National.


    gold loan

    How to Apply for Gold Loan Vellore

    Online Process to Apply for Gold Loan Vellore
    • You can avail of Gold Loan per gram Vellore with a single click while sitting at home. Our customer relationship manager will be providing you the facility of helping you choose the right type of loan for you.
    • Just fill a simple form so that our customer care department can look up for your finances can check your financial status and your eligibility for the loan that you have applied.
    • The bank executives will arrive at your doorsteps to collect the required documents from you.
    • Only at the time of submission of gold you have to pay a visit to the Bank, the rest will be taken care of by the Bank’s executives.

    Dialabank is taken as the best platform to apply for a gold loan online. There are many reasons for this.

    1. Dialabank is India’s first financial helpline; it provides the best financial services to consumers all over the country.
    2. The bank has a good reputation among the customers because of the best services.
    3.  Document pickup from the doorstep facility is also accessible.
    4. There are no additional charges for availing the service through Dialabank.
    5. The Relationship managers of Dialabank are trained and guide the customer without any hesitance.
    6. Gold Loans can be availed at a reasonable rate of interest with minimum documentation requirements.
    Offline Process to Apply for Gold Loan Vellore

    Gold Loan can also be availed through an offline process that requires physically visiting the nearby banks as well as some market research.

    The applicants need to search for the nearby banks offering Gold Loans and visit them at their working hours. Thereafter, their relationship manager will correspond and help you according to your requirements.

    Processing Fees / Prepayment Charges on Gold Loan Vellore

    Bank
    Processing Fee
    Prepayment Charges
    HDFC Bank Gold Loan
    0.25% to 1.50%
    2%, Nil foreclosure charges after 3 months
    Axis Bank Gold Loan
    0.50% to 1.50%
    Nil
    ICICI Bank Gold Loan
    0.25% to 1.50%
    2%, Nil foreclosure charges after 9 months
    SBI Gold Loan
    500/- to 0.50%
    Nil
    Kotak Gold Loan
    1% to 2%
    2.25% of fore closure amount if closed 1 month ahead of the tenure.
    IIFL Gold Loan
    Nil
    Nil
    Muthoot Gold Loan
    Nil
    Nil
    Manappauram Gold Loan
    Nil
    Nil
    PNB Gold Loan
    0.70% to 1%
    Nil
    Canara Bank Gold Loan
    1%
    Nil
    Andhra Bank Gold Loan
    Nil
    Nil

    CIBIL Score Required for Gold Loan Vellore

    Most of the major banks and NBFCs provide Gold Loan irrespective of the CIBIL score. The applier should have all the necessary documents and should be eligible to apply for the loan according to the criteria.

    Gold Loan Vellore Agent and Contact Number

    Dialabank is the leading agent for availing Gold Loan in Vellore. You can apply online at www.dialabank.com or contact at 9878981166

    Dialabank helps you to find the best option of Banks and NBFCs by providing you with a detailed and descriptive market comparison of various banks so that you can make the right choice. Visit our website www.dialabank.com and fill an online form with your personal and employment details. Our executives will soon get in touch with you.

    Gold Loan Vellore Contact Number

    Call 9878981166 and get instant help and approval for Gold Loan in Vellore.

    Pre Calculated EMI Table for Gold Loan Vellore

    Rate
    5 Yrs
    4 Yrs
    3 Yrs
    10.50%
    2149
    2560
    3250
    11.00%
    2174
    2584
    3273
    11.50%
    2199
    2608
    3297
    12.00%
    2224
    2633
    3321
    12.50%
    2249
    2658
    3345
    13.00%
    2275
    2682
    3369
    13.50%
    2300
    2707
    3393
    14.00%
    2326
    2732
    3417
    14.50%
    2352
    2757
    3442
    15.00%
    2378
    2783
    3466

    About Vellore

    Vellore is a town of Tamil Nadu in India. It became a public organization in Aug 2008. Although it became the 9th public organization in 2008, due to its fast development, Vellore is the sixth-largest town in Tamil Nadu in population after Chennai.

    Gold loan In other Cities

    Gold Loan Sonipat Gold Loan Bardoli
    Gold Loan Thrissur Gold Loan Hospet
    Gold Loan Ankleshwar Gold Loan Daman
    Gold Loan Baran Gold Loan Deesa