Gold Loan Vellore

Gold Rate: ₹ 5,121 Per Gram

⍟ Interest Rate 7.0% p.a. ⍟

I have read the Privacy Policy & Agree to Terms & Conditions and authorize Dialabank & its partner institutions to Call or SMS me with reference to my application.
Unlock the Real Value of your Gold
Lowest Rate of Interest
Get Money in 30 Mins
Loan Amount Up to 1 Crore
Loan Tenure Up to 48 Months
Unbiased Experts Advice

Best Banks for Gold Loan in Vellore

Feature
HDFC Bank
ICICI Bank
Muthoot Finance
Interest Rate
9.90%
10.50%
12%
Min Loan Amt
Metro : 25000, Non : 15000
25000
15000
Max Loan Amt
1 Cr
1 Cr
1 Cr
Loan Tenure
3 months to 24 months
9 months to 24 months
1 month to 24 months
Processing Fee
0.25% to 1.50% of the Loan Amt
0.25% to 1.50%
Nil
Preclosure Chgs
2%, Nil foreclosure charges after 3 months
2%, Nil foreclosure charges after 9 months
Nil
Overdraft Facility
Yes
Yes
Yes
Pay Only Interest Facility
Yes
Yes
Yes
Gold Rate Per Gram
2500
2600
2700*

Gold Loan Vellore Features

Gold Loan VelloreGold Loans are now pretty easy and convenient to avail as most of the major banks and NBFCs provide the service at a low rate of interest and minimum documentation. Gold Loans are secured loans that can be availed against your Gold ornaments/Jewelry as a collateral or security deposit. Banks sanction Gold Loan easily considering the fact that you repay the amount in the form of interest in regular intervals. The amount of loan varies upon the purity of the Karats of gold.

Gold Loan Rate Per Gram Today in Vellore

Updated - Gold Loan Per Gram Rate
Gold Weight Gold Purity
24 Carat
Gold Purity
22 Carat
Gold Purity
20 Carat
Gold Purity
18 Carat
1 gram 4680 4290 3900 3510
10 gram 46800 42900 39000 35100
20 gram 93600 85800 78000 70200
30 gram 140400 128700 117000 105300
40 gram 187200 171600 156000 140400
50 gram 234000 214500 195000 175500
100 gram 468000 429000 390000 351000
200 gram 936000 858000 780000 702000
300 gram 1404000 1287000 1170000 1053000
400 gram 1872000 1716000 1560000 1404000
500 gram 2340000 2145000 1950000 1755000

Gold Loan in Vellore Interest Rates and Charges

Feature
Gold Loan
Interest Rate
Processing Fee
Tenure
HDFC Gold Loan 9.90% 0.25 % - 1.50% 3 - 24 Month
ICICI Gold Loan 10.50% 0.25 % - 1.50%  9 - 24 Months
Axis Gold Loan 10.50% 0.50% - 1.50% 6 - 24 Months
Yes Bank Gold Loan 10.50% 0.50% - 1.50% 6 - 36 Months
SBI Gold Loan 9.50% 500/- to 0.50% 6 - 36 Months
Kotak Gold Loan 11.00% 1% to 2% 9 - 24 Months
IIFL Gold Loan 12.00% Nil 3 - 11 Months
Muthoot Finance Gold Loan 12.00% Nil 1 - 24 Months
Manappuram Gold Loan 12.50% Nil 6 - 12 Months
PNB Gold Loan 11.00% 0.70% to 1% 6 - 12 Months
Canara Bank Gold Loan 10.75% 1 % 6 - 12 Months
IndusInd Bank Gold Loan 11.50% 1% - 1.5% 9 - 24 Months

Gold Loan in Vellore Documents Required

  1. Filled in the application form with signature.
  2. 2 recent colored passport size photographs.
  3. Signature Proof: Passport Copy/Driving License/Banker’s verification/cheque.
  4. Proof of Address(any one): Ration card/ Telephone bill/ Electricity Bill/ Rental bill/ Passport copy/Sales Tax certificate.
  5. Land Proof: Only for farming loan above Rs 1 Lakh. (not required for allied agricultural purpose)
  6. Identity proof such as Driving License/Passport/Aadhar Card/Voter’s ID, etc.
  7. Certificate by the Jewel Appraiser (Bank will take the responsibility to arrange it)
  8. A Demand Promissory Note.
  9. Proof of Income (i.e. salary slips/ Form 16) of the borrower.

Gold Loan in Vellore Eligibility Criteria

  1. The minimum age of the applicant must be 21 years and a maximum of up to 60 years.
  2. An individual should be salaried or self-employed.
  3. The applicant should be an Indian National.

gold loan at 7%

How to Apply for Gold Loan Vellore

Online Process to Apply for Gold Loan Vellore
  • You can avail of Gold Loan Vellore with a single click while sitting at home. Our customer relationship manager will be providing you the facility of helping you choose the right type of loan for you.
  • Just fill a simple form so that our customer care department can look up for your finances can check your financial status and your eligibility for the loan that you have applied.
  • The bank executives will arrive at your doorsteps to collect the required documents from you.
  • Only at the time of submission of gold you have to pay a visit to the Bank, the rest will be taken care of by the Bank’s executives.

Dialabank is taken as the best platform to apply for a gold loan online. There are many reasons for this.

  1. Dialabank is India’s first financial helpline; it provides the best financial services to consumers all over the country.
  2. The bank has a good reputation among the customers because of the best services.
  3.  Document pickup from the doorstep facility is also accessible.
  4. There are no additional charges for availing the service through Dialabank.
  5. The Relationship managers of Dialabank are trained and guide the customer without any hesitance.
  6. Gold Loans can be availed at a reasonable rate of interest with minimum documentation requirements.
Offline Process to Apply for Gold Loan Vellore

Gold Loan can also be availed through an offline process that requires physically visiting the nearby banks as well as some market research.

The applicants need to search for the nearby banks offering Gold Loans and visit them at their working hours. Thereafter, their relationship manager will correspond and help you according to your requirements.

Processing Fees / Prepayment Charges on Gold Loan Vellore

Bank
Processing Fee
Prepayment Charges
HDFC Bank Gold Loan
0.25% to 1.50%
2%, Nil foreclosure charges after 3 months
Axis Bank Gold Loan
0.50% to 1.50%
Nil
ICICI Bank Gold Loan
0.25% to 1.50%
2%, Nil foreclosure charges after 9 months
SBI Gold Loan
500/- to 0.50%
Nil
Kotak Gold Loan
1% to 2%
2.25% of fore closure amount if closed 1 month ahead of the tenure.
IIFL Gold Loan
Nil
Nil
Muthoot Gold Loan
Nil
Nil
Manappauram Gold Loan
Nil
Nil
PNB Gold Loan
0.70% to 1%
Nil
Canara Bank Gold Loan
1%
Nil
Andhra Bank Gold Loan
Nil
Nil

CIBIL Score Required for Gold Loan Vellore

Most of the major banks and NBFCs provide Gold Loan irrespective of the CIBIL score. The applier should have all the necessary documents and should be eligible to apply for the loan according to the criteria.

Gold Loan Vellore Agent and Contact Number

Dialabank is the leading agent for availing Gold Loan in Vellore. You can apply online at www.dialabank.com or contact at 9878981166

Dialabank helps you to find the best option of Banks and NBFCs by providing you with a detailed and descriptive market comparison of various banks so that you can make the right choice. Visit our website www.dialabank.com and fill an online form with your personal and employment details. Our executives will soon get in touch with you.

Gold Loan Vellore Contact Number

Call 9878981166 and get instant help and approval for Gold Loan in Vellore.

Pre Calculated EMI Table for Gold Loan Vellore

Rate
5 Yrs
4 Yrs
3 Yrs
10.50%
2149
2560
3250
11.00%
2174
2584
3273
11.50%
2199
2608
3297
12.00%
2224
2633
3321
12.50%
2249
2658
3345
13.00%
2275
2682
3369
13.50%
2300
2707
3393
14.00%
2326
2732
3417
14.50%
2352
2757
3442
15.00%
2378
2783
3466

About Vellore

Vellore is a town of Tamil Nadu in India. It became a public organization in Aug 2008. Although it became the 9th public organization in 2008, due to its fast development, Vellore is the sixth-largest town in Tamil Nadu in population after Chennai.

Menu