Gold Loan Viluppuram

AT 0.75%* INTEREST RATE
APPLY NOW

I have read the Privacy Policy & Agree to Terms & Conditions and authorize Dialabank & its partner institutions to Call or SMS me with reference to my application.

Gold Loan Viluppuram

Major Gold Loan Providers in Viluppuram

Feature HDFC Bank SBI
Muthoot Finance
Interest Rate 9.90% onwards 7% onwards 12% onwards
Min Loan Amt Metro : 25000, Non : 15000 25000 15000
Max Loan Amt 1 Cr 1 Cr 1 Cr
Loan Tenure 3 months to 24 months 9 months to 24 months
1 month to 24 months
Processing Fee 0.25% to 1.50% of the Loan Amt 0.25% to 1.50% Nil
Pre-closure Charges 2%, Nil foreclosure charges after 3 months 2%, Nil foreclosure charges after 9 months Nil
Overdraft Facility Yes Yes Yes
Pay Only Interest Facility Yes Yes Yes
Gold Rate Per Gram 3066 3073 3073

Gold Loan Viluppuram Features

gold loan Viluppuram

Are you feeling insecure about your future?

Do you need extra money to buy things?

With major banks providing gold loans, finances should be the last thing to worry about. At affordable interest rates, you can take a gold loan from any bank. This secured gold loan can be easily verified and approved as it needs the minimum paperwork.

Why Gold Loan Viluppuram?

Gold Loan Viluppuram ensures to provide financial assistance at the best available interest rates. The process of taking a gold loan is simple, you need to have a gold ornament and nothing more.

For taking loans, one should have a good credit history and a decent source of income to boost the verification and approval process.

Moreover, you can receive a gold loan of up to 75 percent of the market value of gold. This is majorly due to the shifting in the market price of gold.

Gold Loan Viluppuram Interest Rates

Bank Interest Rate
HDFC Bank Gold Loan 9.9% to 14%
Axis Bank Gold Loan 10.50% to 16%
Private Bank Gold Loan 10.75% to 16%
SBI Gold Loan 9.5 % to 13%
Kotak Gold Loan 11% to 14%
IIFL Gold Loan 9.24% to 24%
Muthoot Gold Loan 12% to 24%
Manappauram Gold Loan 12% to 26%
PNB Gold Loan 10.05% to 16%
Canara Bank Gold Loan 9.75 % to 13%
Andhra Bank Gold Loan 10.70% to 16%

Documents for Gold Loan Viluppuram

  • Identity proof- Aadhar, Voter ID, Passport Copy, Driving License, etc. are valid.
  • Address proof –  Passport Copy, Telephone Bill, Sales Tax, Electricity Bill, etc. are valid.
  • Signature proof – Banker’s verification, Cheque, Passport Copy, etc. are valid.
  • Two passport-sized photographs are sufficient.

Additional documents required

  • Land proof – No Land proof required for agriculture loan of more than 1 lac rupees.
  • A Demand Promissory Note.
  • A Certificate to be arranged by the bank from the Jewel Appraiser.
  • Income proof – Form no.16 and Salary certificate are valid.

Eligibility Criteria for Gold Loan Viluppuram

Applicants must –

  • be aged between 21 and 60 years.
  • Recognize themselves as Indian nationals.

GOLD LOAN @ 0.75%*

APPLY NOW

+91

How to Apply for Gold Loan Viluppuram

Online Process to Apply for Gold Loan Viluppuram

You can apply online at Dialabank for gold loans from other banks.

Just fill and submit a form and our customer representatives will get in touch with you.

You can call at 9878981166 for more knowledge.

Dialabank is one of the best platforms to apply for the online gold loan because :

  1. Dialabank is India’s first financial helpline that operates on Pan-India.
  2. Best financial services to customers for free. We don’t charge additional fees for online gold loan applications.
  3. High LTV of gold will be provided to their borrowers.
  4. Dialabank has a good reputation among clients for fast services.
  5. Very little paperwork is required in a gold loan.
  6. We provide a document pick-up facility from your doorstep.
  7. You will get a very Low Interest Rate at Dialabank for other banks as well.
  8. Our customer representatives will help you throughout the process and help you to get a loan as quickly as possible.
Offline Process to Apply for Gold Loan Viluppuram

For applying in an offline medium, you need to search for local branches and choose the best choice according to your knowledge. Thereafter, you will have to visit those offices and apply for the loan and have to visit many times for the final loan approval.

Whereas, Dialabank can do that for you more quickly and reliably. Dialabank will provide detailed information about every prospect.

Processing Fees / Prepayment Charges on Gold Loan Viluppuram

Bank
Processing Fee
Prepayment Charges
HDFC Bank Gold Loan
0.25% to 1.50%
2%, Nil foreclosure charges after 3 months
Axis Bank Gold Loan
0.50% to 1.50%
Nil
Private Bank Gold Loan
0.25% to 1.50%
2%, Nil foreclosure charges after 9 months
SBI Gold Loan
500/- to 0.50%
Nil
Kotak Gold Loan
1% to 2%
2.25% of fore closure amount if closed 1 month ahead of the tenure.
IIFL Gold Loan
Nil
Nil
Muthoot Gold Loan
Nil
Nil
Manappauram Gold Loan
Nil
Nil
PNB Gold Loan
0.70% to 1%
Nil
Canara Bank Gold Loan
1%
Nil
Andhra Bank Gold Loan
Nil
Nil

CIBIL Score Required for Gold Loan Viluppuram

CIBIL score is significant for getting a gold loan but NO CIBIL score is required for Gold Loan Viluppuram. You can take a gold loan at a low CIBIL score.

Gold Loan Viluppuram Agents

One of the reliable and most advanced gold loan agents in Viluppuram is Dialabank. You can apply at Dialabank online or give a ring at 9878981166

Gold Loan Viluppuram Contact Number

Contact 9878981166 and get immediate help and approval for Gold Loan in Viluppuram at any point in time.

Pre Calculated EMI Table for Gold Loan Viluppuram

Rate
5 Yrs
4 Yrs
3 Yrs
10.50%
2149
2560
3250
11.00%
2174
2584
3273
11.50%
2199
2608
3297
12.00%
2224
2633
3321
12.50%
2249
2658
3345
13.00%
2275
2682
3369
13.50%
2300
2707
3393
14.00%
2326
2732
3417
14.50%
2352
2757
3442
15.00%
2378
2783
3466

About Viluppuram

In the Tamil Nadu, state of India. Viluppuram is a city established around an area of 33.13 square kilometers. The city is renowned for its high literacy rates. With a 90.16 percent literacy rate, the city has some famous and traditional tourist spots along with mosques, temples, and Churches.

Gold Loan in Other Cities in Tamil Nadu

Gold Loan Ambattur Gold Loan Lalgudi
Gold Loan Bhuvanagiri Gold Loan Uthiramerur
Gold Loan Vandavasi Gold Loan Peravurani
Gold Loan Sirkali Gold Loan Virudhachalam

Special Note: Always check Gold Loan Rate Per Gram before applying for loan against gold.