Gold Loan Viluppuram

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    Gold Loan Viluppuram

    Major Gold Loan Providers in Viluppuram

    Feature HDFC Bank SBI
    Muthoot Finance
    Interest Rate 9.90% onwards 7% onwards 12% onwards
    Min Loan Amt Metro : 25000, Non : 15000 25000 15000
    Max Loan Amt 1 Cr 1 Cr 1 Cr
    Loan Tenure 3 months to 24 months 9 months to 24 months
    1 month to 24 months
    Processing Fee 0.25% to 1.50% of the Loan Amt 0.25% to 1.50% Nil
    Pre-closure Charges 2%, Nil foreclosure charges after 3 months 2%, Nil foreclosure charges after 9 months Nil
    Overdraft Facility Yes Yes Yes
    Pay Only Interest Facility Yes Yes Yes
    Gold Rate Per Gram 3066 3073 3073

    Gold Loan Viluppuram Features

    gold loan Viluppuram

    Are you feeling insecure about your future?

    Do you need extra money to buy things?

    With major banks providing gold loans, finances should be the last thing to worry about. At affordable interest rates, you can take a gold loan from any bank. This secured gold loan can be easily verified and approved as it needs the minimum paperwork.

    Why Gold Loan Viluppuram?

    Gold Loan Viluppuram ensures to provide financial assistance at the best available interest rates. The process of taking a gold loan is simple, you need to have a gold ornament and nothing more.

    For taking loans, one should have a good credit history and a decent source of income to boost the verification and approval process.

    Moreover, you can receive a gold loan of up to 75 percent of the market value of gold. This is majorly due to the shifting in the market price of gold.

    Gold Loan Viluppuram Interest Rates

    Bank Interest Rate
    HDFC Bank Gold Loan 9.9% to 14%
    Axis Bank Gold Loan 10.50% to 16%
    ICICI Bank Gold Loan 10.75% to 16%
    SBI Gold Loan 9.5 % to 13%
    Kotak Gold Loan 11% to 14%
    IIFL Gold Loan 9.24% to 24%
    Muthoot Gold Loan 12% to 24%
    Manappauram Gold Loan 12% to 26%
    PNB Gold Loan 10.05% to 16%
    Canara Bank Gold Loan 9.75 % to 13%
    Andhra Bank Gold Loan 10.70% to 16%

    Documents for Gold Loan Viluppuram

    • Identity proof- Aadhar, Voter ID, Passport Copy, Driving License, etc. are valid.
    • Address proof –  Passport Copy, Telephone Bill, Sales Tax, Electricity Bill, etc. are valid.
    • Signature proof – Banker’s verification, Cheque, Passport Copy, etc. are valid.
    • Two passport-sized photographs are sufficient.

    Additional documents required

    • Land proof – No Land proof required for agriculture loan of more than 1 lac rupees.
    • A Demand Promissory Note.
    • A Certificate to be arranged by the bank from the Jewel Appraiser.
    • Income proof – Form no.16 and Salary certificate are valid.

    Eligibility Criteria for Gold Loan Viluppuram

    Applicants must –

    • be aged between 21 and 60 years.
    • Recognize themselves as Indian nationals.

    GOLD LOAN @ 0.49%*

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    How to Apply for Gold Loan Viluppuram

    Online Process to Apply for Gold Loan Viluppuram

    You can apply online at Dialabank for gold loans from other banks.

    Just fill and submit a form and our customer representatives will get in touch with you.

    You can call at 9878981166 for more knowledge.

    Dialabank is one of the best platforms to apply for the online gold loan because :

    1. Dialabank is India’s first financial helpline that operates on Pan-India.
    2. Best financial services to customers for free. We don’t charge additional fees for online gold loan applications.
    3. High LTV of gold will be provided to their borrowers.
    4. Dialabank has a good reputation among clients for fast services.
    5. Very little paperwork is required in a gold loan.
    6. We provide a document pick-up facility from your doorstep.
    7. You will get a very Low Interest Rate at Dialabank for other banks as well.
    8. Our customer representatives will help you throughout the process and help you to get a loan as quickly as possible.
    Offline Process to Apply for Gold Loan Viluppuram

    For applying in an offline medium, you need to search for local branches and choose the best choice according to your knowledge. Thereafter, you will have to visit those offices and apply for the loan and have to visit many times for the final loan approval.

    Whereas, Dialabank can do that for you more quickly and reliably. Dialabank will provide detailed information about every prospect.

    Processing Fees / Prepayment Charges on Gold Loan Viluppuram

    Bank
    Processing Fee
    Prepayment Charges
    HDFC Bank Gold Loan
    0.25% to 1.50%
    2%, Nil foreclosure charges after 3 months
    Axis Bank Gold Loan
    0.50% to 1.50%
    Nil
    ICICI Bank Gold Loan
    0.25% to 1.50%
    2%, Nil foreclosure charges after 9 months
    SBI Gold Loan
    500/- to 0.50%
    Nil
    Kotak Gold Loan
    1% to 2%
    2.25% of fore closure amount if closed 1 month ahead of the tenure.
    IIFL Gold Loan
    Nil
    Nil
    Muthoot Gold Loan
    Nil
    Nil
    Manappauram Gold Loan
    Nil
    Nil
    PNB Gold Loan
    0.70% to 1%
    Nil
    Canara Bank Gold Loan
    1%
    Nil
    Andhra Bank Gold Loan
    Nil
    Nil

    CIBIL Score Required for Gold Loan Viluppuram

    CIBIL score is significant for getting a gold loan but NO CIBIL score is required for Gold Loan Viluppuram. You can take a gold loan at a low CIBIL score.

    Gold Loan Viluppuram Agents

    One of the reliable and most advanced gold loan agents in Viluppuram is Dialabank. You can apply at Dialabank online or give a ring at 9878981166

    Gold Loan Viluppuram Contact Number

    Contact 9878981166 and get immediate help and approval for Gold Loan in Viluppuram at any point in time.

    Pre Calculated EMI Table for Gold Loan Viluppuram

    Rate
    5 Yrs
    4 Yrs
    3 Yrs
    10.50%
    2149
    2560
    3250
    11.00%
    2174
    2584
    3273
    11.50%
    2199
    2608
    3297
    12.00%
    2224
    2633
    3321
    12.50%
    2249
    2658
    3345
    13.00%
    2275
    2682
    3369
    13.50%
    2300
    2707
    3393
    14.00%
    2326
    2732
    3417
    14.50%
    2352
    2757
    3442
    15.00%
    2378
    2783
    3466

    About Viluppuram

    In the Tamil Nadu, state of India. Viluppuram is a city established around an area of 33.13 square kilometers. The city is renowned for its high literacy rates. With a 90.16 percent literacy rate, the city has some famous and traditional tourist spots along with mosques, temples, and Churches.

    Gold Loan in Other Cities in Tamil Nadu

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    Special Note: Always check Gold Loan Rate Per Gram before applying for loan against gold.