Major Gold Loan Providers in Viramgam
Min Loan Amt
Metro : 25000, Non : 15000
Max Loan Amt
3 months to 24 months
9 months to 24 months
0.25% to 1.50% of the Loan Amt
0.25% to 1.50%
2%, Nil foreclosure charges after 3 months
2%, Nil foreclosure charges after 9 months
Pay Only Interest Facility
Gold Rate Per Gram
Gold Loan Viramgam Features
Are your financial requirements cutting a slack?
Worry not, you can catch upto it by scoring a Gold Loan.
A Gold Loan Advance or a credit that’s provided on gold is a secured loan in which an individual has got to vow his/her gold adornments as a security with the company. The company, in return, gives a loan as per the advertised rate of the gold to the client. It is swift, as well as a simple way of satisfying one’s budgetary needs.
Benefits of Gold Loan Viramgam
- Security of Gold – Your gold is 100% secure within the vaults of the bank.
- Lower Interest rates – As compared to other plans and offers the interest rates are very small.
- Swift Procedure – Exceptionally less printed material is into activity whereas continuing with the strategy, making the method quicker. Disbursal of the credit driving under 30 days.
- The genuine esteemed value of gold is provided.
Read More – About Gold Loan
Gold Loan Viramgam Interest Rates
- 10.70% Rate of Interest on Gold Loan Viramgam
- Processing fee as low as 0.86%
- Gold Loan is valid for a minimum period of 6 months that can go up to a maximum period of 5 years.
HDFC Bank Gold Loan
9.9% to 14%
Axis Bank Gold Loan
10.50% to 16%
ICICI Bank Gold Loan
10.75% to 16%
SBI Gold Loan
9.5 % to 13%
Kotak Gold Loan
11% to 14%
IIFL Gold Loan
9.24% to 24%
Muthoot Gold Loan
12% to 24%
Manappauram Gold Loan
12% to 26%
PNB Gold Loan
10.05% to 16%
Canara Bank Gold Loan
9.75 % to 13%
Andhra Bank Gold Loan
10.70% to 16%
Documents for Gold Loan Viramgam
- Identification Requirement : Passport Copy/Driving License /Voters ID card /Aadhaar card.
- Proof of Residence: Ration card/ Tel, Electricity Bill/ Rental bill/ Passport copy/Trade license /Shop & Est. License/Sales Tax certificate.
- Two passport/visa sized photographs.
- Signature identification : Passport Copy/Driving License/Banker’s verification/cheque.
Additional Documents Required for Gold Loan Viramgam
- Land Proof: In case of Agriculture Loan of more than Rs. 1 lac. The proof is not required for allied agriculture purposes.
- A Request Promissory Note.
- Certificate by the Jewelry Appraiser (to be arranged by the bank).
- Commission Proof: Salary Certificate and Form No.16
Eligibility Criteria for Gold Loan Viramgam
- A person must have at least 10 gram of gold
- The person who wishes to get a Gold Loan must be a citizen of India and must not be below the age of 18
- No CIBIL score is checked so that everyone can go for it
- No biscuits or coins are accepted, gold must only be in the form of ornaments
- Gold from only 18 to 22 karats is taken
How to Apply for Gold Loan Viramgam
Online Process to Apply for Gold Loan Viramgam
Now you can apply online for a Gold Loan Advance in the comforts of your home by clicking on your gadget at Dialabank . Our Client Relationship Supervisor will provide you with all the administrations and will also assist you in choosing the proper bank as well as the relevant loan credit type.
All you ought to do is visit our site and fill an application form that’s related to your details so that our office may check your qualification as well as your financial status that will help you in availing the loan.
Our Customer Relationship Managers will assist you in approaching a proper bank and will contact you for advance inquiries. The bank officials will collect all your archives and documents themselves from your doorsteps.
You will have to visit the bank regularly at the time of accommodation of gold; the bank administrators will watch over the rest.
Know More – What happens when you don’t pay a Gold Loan?
Offline Process to Apply for Gold Loan Viramgam
The candidate moreover has an alternative to avail Gold Loan from the nearby branches. To do so, search for Gold Loan near you on the web. It’ll enrol all the branches of banks providing loans near you. You can choose them concurring to your inclination and information. You can also opt for an easier method, that is Dialabank.
You can profit loans from HDFC Gold Loan Branches. As well as to discover a department that’s adjacent, look Muthoot Gold Loan near me. We will enrol all the Muthoot Gold Loan Branches in your area.
Processing Fees / Prepayment Charges on Gold Loan Viramgam
Gold Loan Viramgam Agents
Gold Loan Viramgam Contact Number
Call 9878981166 and avail your Gold Loan advance immediately!
Pre Calculated EMI Table for Gold Loan Viramgam
Viramgam is a town and former princely state, in the Ahmedabad district in the Indian state of Gujarat.
Table of Contents
- 1 Major Gold Loan Providers in Viramgam
- 2 Gold Loan Viramgam Features
- 3 Gold Loan Viramgam Interest Rates
- 4 Documents for Gold Loan Viramgam
- 5 Eligibility Criteria for Gold Loan Viramgam
- 6 How to Apply for Gold Loan Viramgam
- 7 Processing Fees / Prepayment Charges on Gold Loan Viramgam
- 8 Gold Loan Viramgam Agents
- 9 Pre Calculated EMI Table for Gold Loan Viramgam
- 10 About Viramgam