Gold Loan Viramgam

Gold Rate: ₹ 5,121 Per Gram

⍟ Interest Rate 7.0% p.a. ⍟

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Unlock the Real Value of your Gold
Lowest Rate of Interest
Get Money in 30 Mins
Loan Amount Up to 1 Crore
Loan Tenure Up to 48 Months
Unbiased Experts Advice

Major Gold Loan Providers in Viramgam

Feature
HDFC Bank
ICICI Bank
Muthoot Finance
Interest Rate
9.90%
10.50%
12%
Min Loan Amt
Metro : 25000, Non : 15000
25000
15000
Max Loan Amt
1 Cr
1 Cr
1 Cr
Loan Tenure
3 months to 24 months
9 months to 24 months
1 month to 24 months
Processing Fee
0.25% to 1.50% of the Loan Amt
0.25% to 1.50%
Nil
Preclosure Chgs
2%, Nil foreclosure charges after 3 months
2%, Nil foreclosure charges after 9 months
Nil
Overdraft Facility
Yes
Yes
Yes
Pay Only Interest Facility
Yes
Yes
Yes
Gold Rate Per Gram
2500
2600
2700*

Gold Loan Viramgam FeaturesGold Loan Viramgam

Are your financial requirements cutting a slack?

Worry not, you can catch upto it by scoring a Gold Loan.

A Gold Loan Advance or a credit that’s provided on gold is a secured loan in which an individual has got to vow his/her gold adornments as a security with the company. The company, in return, gives loan as per the advertised rate of the gold to the client. It is swift, as well as a simple way of satisfying one’s budgetary needs.

Benefits of Gold Loan Viramgam

  1. Security of Gold – Your gold is 100% secure within the vaults of the bank.
  2. Lower Interest rates – As compared to other plans and offers the interest rates are very small.
  3. Swift ProcedureExceptionally less printed material is into activity whereas continuing with the strategy, making the method quicker. Disbursal of the credit driving under 30 days.
  4. The genuine esteemed value of gold is provided.

Read More – About Gold Loan

Gold Loan Viramgam Interest Rates

The loan on gold is given at very reasonable interest rates. This loan is a secured loan; therefore, it contains very less amount of interest rates. In the present time, the gold loan is sanctioned with not more than 1% Rate of Interest per month.
  1. 10.70% Rate of Interest on Gold Loan Viramgam
  2. Processing fee as low as 0.86%
  3. Gold Loan is valid for a minimum period of 6 months that can go up to a maximum period of 5 years.

Bank
Interest Rate
HDFC Bank Gold Loan
10.25% to 14%
Axis Bank Gold Loan
10.50% to 16%
ICICI Bank Gold Loan
10.75% to 16%
SBI Gold Loan
9.5 % to 13%
Kotak Gold Loan
11% to 14%
IIFL Gold Loan
9.24% to 24%
Muthoot Gold Loan
12% to 24%
Manappauram Gold Loan
12% to 26%
PNB Gold Loan
10.05% to 16%
Canara Bank Gold Loan
9.75 % to 13%
Andhra Bank Gold Loan
10.70% to 16%

Documents for Gold Loan Viramgam

  1. Identification Requirement : Passport Copy/Driving License /Voters ID card /Aadhaar card.
  2. Proof of Residence: Ration card/ Tel, Electricity Bill/ Rental bill/ Passport copy/Trade license /Shop & Est. License/Sales Tax certificate.
  3. Two passport/visa sized photographs.
  4. Signature identification : Passport Copy/Driving License/Banker’s verification/cheque.

Additional Documents Required for Gold Loan Viramgam

  1. Land Proof: In case of Agriculture Loan of more than Rs. 1 lac. The proof is not required for allied agriculture purposes.
  2. A Request Promissory Note.
  3. Certificate by the Jewelry Appraiser (to be arranged by the bank).
  4. Commission Proof : Salary Certificate and Form No.16

Eligibility Criteria for Gold Loan Viramgam

  1. A person must have at least 10 gram of gold
  2. The person who wishes to get a Gold Loan must be  a citizen of India and must not be below the age of 18
  3. No CIBIL score is checked so that everyone can go for it
  4. No biscuits or coins are accepted, gold must only be in the form of ornaments
  5. Gold from  only 18 to 22 karats is taken

How to Apply for Gold Loan Viramgam

Online Process to Apply for Gold Loan Viramgam

Now you can  apply online for a Gold Loan Advance in the comforts of your home by clicking on your gadget at Dialabank . Our Client Relationship Supervisor will provide you with all the administrations and will also assist you in choosing the proper bank as well as the relevant loan credit type.

All you ought to do is visit our site and fill an application form that’s related to your details so that our office may check your qualification as well as your financial status that will help you in availing the loan.

Our Customer Relationship Managers will assist you in approaching a proper bank and will contact you for advance inquiries. The bank officials will collect all your archives and documents themselves from your doorsteps.

You will have to visit the bank regularly at the time of accommodation of gold; the bank administrators will watch over the rest.

Know More – What happens when you don’t pay a Gold Loan?

Offline Process to Apply for Gold Loan Viramgam

The candidate moreover has an alternative to avail Gold Loan from the nearby branches. To do so, search for Gold Loan near you on the web. It’ll enroll all the branches of banks providing loans near you. You can choose them concurring to your inclination and information. You can also opt for an easier method, that is Dialabank.

You can profit loans from HDFC Gold Loan Branches. As well as to discover a department that’s adjacentlook Muthoot Gold Loan near me. Web will enroll all the Muthoot Gold Loan Branches in your area.

Processing Fees / Prepayment Charges on Gold Loan Viramgam

Bank
Processing Fee
Prepayment Charges
HDFC Bank Gold Loan
0.25% to 1.50%
2%, Nil foreclosure charges after 3 months
Axis Bank Gold Loan
0.50% to 1.50%
Nil
ICICI Bank Gold Loan
0.25% to 1.50%
2%, Nil foreclosure charges after 9 months
SBI Gold Loan
500/- to 0.50%
Nil
Kotak Gold Loan
1% to 2%
2.25% of fore closure amount if closed 1 month ahead of the tenure.
IIFL Gold Loan
Nil
Nil
Muthoot Gold Loan
Nil
Nil
Manappauram Gold Loan
Nil
Nil
PNB Gold Loan
0.70% to 1%
Nil
Canara Bank Gold Loan
1%
Nil
Andhra Bank Gold Loan
Nil
Nil

Gold Loan Viramgam Agents

India’s first financial and monetary funding assistance and service provider is Dialabank. You can apply online at Dialabank or give a call at 9878981166

Dialabank makes a difference by discovering the finest elective between different banks and NBFCs by providing you with a comprehensive and standardized market analysis of different banks so you ought not to think about the complicated subtle elements, and so you’ll make the correct choice.
Visit our site at Dialabank and fill out an online form, inquiring for your details and after that our Customer Service Providers will contact you.

Gold Loan Viramgam Contact Number

Call 9878981166 and avail your Gold Loan advance immediately!

Pre Calculated EMI Table for Gold Loan Viramgam

Rate
5 Yrs
4 Yrs
3 Yrs
10.50%
2149
2560
3250
11.00%
2174
2584
3273
11.50%
2199
2608
3297
12.00%
2224
2633
3321
12.50%
2249
2658
3345
13.00%
2275
2682
3369
13.50%
2300
2707
3393
14.00%
2326
2732
3417
14.50%
2352
2757
3442
15.00%
2378
2783
3466

About Viramgam

Viramgam is a town and former princely state, in the Ahmedabad district in the Indian state of Gujarat.


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