Gold Loan Viramgam

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    Gold Loan Viramgam

    Major Gold Loan Providers in Viramgam

    Feature HDFC Bank SBI
    Muthoot Finance
    Interest Rate 9.90% onwards 7% onwards 12% onwards
    Min Loan Amt Metro : 25000, Non : 15000 25000 15000
    Max Loan Amt 1 Cr 1 Cr 1 Cr
    Loan Tenure 3 months to 24 months 9 months to 24 months
    1 month to 24 months
    Processing Fee 0.25% to 1.50% of the Loan Amt 0.25% to 1.50% Nil
    Pre-closure Charges 2%, Nil foreclosure charges after 3 months 2%, Nil foreclosure charges after 9 months Nil
    Overdraft Facility Yes Yes Yes
    Pay Only Interest Facility Yes Yes Yes
    Gold Rate Per Gram 3066 3073 3073

    Gold Loan Viramgam FeaturesGold Loan Viramgam

    Are your financial requirements cutting a slack?

    Worry not, you can catch upto it by scoring a Gold Loan.

    A Gold Loan Advance or a credit that’s provided on gold is a secured loan in which an individual has got to vow his/her gold adornments as a security with the company. The company, in return, gives a loan as per the advertised rate of the gold to the client. It is swift, as well as a simple way of satisfying one’s budgetary needs.

    Benefits of Gold Loan Viramgam

    1. Security of Gold – Your gold is 100% secure within the vaults of the bank.
    2. Lower Interest rates – As compared to other plans and offers the interest rates are very small.
    3. Swift ProcedureExceptionally less printed material is into activity whereas continuing with the strategy, making the method quicker. Disbursal of the credit driving under 30 days.
    4. The genuine esteemed value of gold is provided.

    Read More – About Gold Loan

    Gold Loan Viramgam Interest Rates

    The loan on gold is given at very reasonable interest rates. This loan is a secured loan; therefore, it contains a very less amount of interest rates. In the present time, the gold loan is sanctioned with not more than a 1% Rate of Interest per month.
    1. 10.70% Rate of Interest on Gold Loan Viramgam
    2. Processing fee as low as 0.86%
    3. Gold Loan is valid for a minimum period of 6 months that can go up to a maximum period of 5 years.

    Bank Interest Rate
    HDFC Bank Gold Loan 9.9% to 14%
    Axis Bank Gold Loan 10.50% to 16%
    ICICI Bank Gold Loan 10.75% to 16%
    SBI Gold Loan 9.5 % to 13%
    Kotak Gold Loan 11% to 14%
    IIFL Gold Loan 9.24% to 24%
    Muthoot Gold Loan 12% to 24%
    Manappauram Gold Loan 12% to 26%
    PNB Gold Loan 10.05% to 16%
    Canara Bank Gold Loan 9.75 % to 13%
    Andhra Bank Gold Loan 10.70% to 16%

    Documents for Gold Loan Viramgam

    1. Identification Requirement : Passport Copy/Driving License /Voters ID card /Aadhaar card.
    2. Proof of Residence: Ration card/ Tel, Electricity Bill/ Rental bill/ Passport copy/Trade license /Shop & Est. License/Sales Tax certificate.
    3. Two passport/visa sized photographs.
    4. Signature identification : Passport Copy/Driving License/Banker’s verification/cheque.

    Additional Documents Required for Gold Loan Viramgam

    1. Land Proof: In case of Agriculture Loan of more than Rs. 1 lac. The proof is not required for allied agriculture purposes.
    2. A Request Promissory Note.
    3. Certificate by the Jewelry Appraiser (to be arranged by the bank).
    4. Commission Proof: Salary Certificate and Form No.16

    Eligibility Criteria for Gold Loan Viramgam

    1. A person must have at least 10 gram of gold
    2. The person who wishes to get a Gold Loan must be  a citizen of India and must not be below the age of 18
    3. No CIBIL score is checked so that everyone can go for it
    4. No biscuits or coins are accepted, gold must only be in the form of ornaments
    5. Gold from  only 18 to 22 karats is taken

    How to Apply for Gold Loan Viramgam

    Online Process to Apply for Gold Loan Viramgam

    Now you can apply online for a Gold Loan Advance in the comforts of your home by clicking on your gadget at Dialabank . Our Client Relationship Supervisor will provide you with all the administrations and will also assist you in choosing the proper bank as well as the relevant loan credit type.

    All you ought to do is visit our site and fill an application form that’s related to your details so that our office may check your qualification as well as your financial status that will help you in availing the loan.

    Our Customer Relationship Managers will assist you in approaching a proper bank and will contact you for advance inquiries. The bank officials will collect all your archives and documents themselves from your doorsteps.

    You will have to visit the bank regularly at the time of accommodation of gold; the bank administrators will watch over the rest.

    Know More – What happens when you don’t pay a Gold Loan?

    Offline Process to Apply for Gold Loan Viramgam

    The candidate moreover has an alternative to avail Gold Loan from the nearby branches. To do so, search for Gold Loan near you on the web. It’ll enrol all the branches of banks providing loans near you. You can choose them concurring to your inclination and information. You can also opt for an easier method, that is Dialabank.

    You can profit loans from HDFC Gold Loan Branches. As well as to discover a department that’s adjacentlook Muthoot Gold Loan near me. We will enrol all the Muthoot Gold Loan Branches in your area.

    Processing Fees / Prepayment Charges on Gold Loan Viramgam

    Bank
    Processing Fee
    Prepayment Charges
    HDFC Bank Gold Loan
    0.25% to 1.50%
    2%, Nil foreclosure charges after 3 months
    Axis Bank Gold Loan
    0.50% to 1.50%
    Nil
    ICICI Bank Gold Loan
    0.25% to 1.50%
    2%, Nil foreclosure charges after 9 months
    SBI Gold Loan
    500/- to 0.50%
    Nil
    Kotak Gold Loan
    1% to 2%
    2.25% of fore closure amount if closed 1 month ahead of the tenure.
    IIFL Gold Loan
    Nil
    Nil
    Muthoot Gold Loan
    Nil
    Nil
    Manappauram Gold Loan
    Nil
    Nil
    PNB Gold Loan
    0.70% to 1%
    Nil
    Canara Bank Gold Loan
    1%
    Nil
    Andhra Bank Gold Loan
    Nil
    Nil

    Gold Loan Viramgam Agents

    India’s first financial and monetary funding assistance and service provider is Dialabank. You can apply online at Dialabank or give a call at 9878981166

    Dialabank makes a difference by discovering the finest elective between different banks and NBFCs by providing you with a comprehensive and standardized market analysis of different banks so you ought not to think about the complicated subtle elements, and so you’ll make the correct choice.
    Visit our site at Dialabank and fill out an online form, inquiring for your details and after that our Customer Service Providers will contact you.

    Gold Loan Viramgam Contact Number

    Call 9878981166 and avail your Gold Loan advance immediately!

    Pre Calculated EMI Table for Gold Loan Viramgam

    Rate
    5 Yrs
    4 Yrs
    3 Yrs
    10.50%
    2149
    2560
    3250
    11.00%
    2174
    2584
    3273
    11.50%
    2199
    2608
    3297
    12.00%
    2224
    2633
    3321
    12.50%
    2249
    2658
    3345
    13.00%
    2275
    2682
    3369
    13.50%
    2300
    2707
    3393
    14.00%
    2326
    2732
    3417
    14.50%
    2352
    2757
    3442
    15.00%
    2378
    2783
    3466

    About Viramgam

    Viramgam is a town and former princely state, in the Ahmedabad district in the Indian state of Gujarat.