Gold Loan Vita

Gold Loan Vita

AT 0.75%* INTEREST RATE
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Gold Loan Providers in Vita

Feature	HDFC Bank	SBI	Muthoot Finance
Interest Rate	9.90% onwards	7% onwards	12% onwards
Min Loan Amt	Metro : 25000, Non : 15000	25000	15000
Max Loan Amt	1 Cr	1 Cr	1 Cr
Loan Tenure	3 months to 24 months	9 months to 24 months	1 month to 24 months
Processing Fee	0.25% to 1.50% of the Loan Amt	0.25% to 1.50%	Nil
Pre-closure Charges	2%, Nil foreclosure charges after 3 months	2%, Nil foreclosure charges after 9 months	Nil
Overdraft Facility	Yes	Yes	Yes
Pay Only Interest Facility	Yes	Yes	Yes
Gold Rate Per Gram	3066	3073	3073

Attributes of Gold Loan Vita

Do you want money for your desires? Do you think about your financial problems? Do you upset or tense about your financial problems? Do not tense, just find a way to fulfil your desires. Just get up and find out the ways to solve your financial problems. You will get rid of your problems after applying for Gold Loan.

There is an availability of Gold Loan online for you. No lengthy paperwork is needed. After verification, your gold loan will get approved in 48 hours.

At a reasonable interest rate, Gold Loan Vita provides financial aid to their customers. An individual needed a good income source and a good credit history. This bank will process at a faster rate.

Due to variations in the market rate of gold, you can get loan up to 75% of the market price.

Gold Loan Vita Interest Rates

Bank	Interest Rate
HDFC Bank Gold Loan	9.9% to 14%
Axis Bank Gold Loan	10.50% to 16%
Private Bank Gold Loan	10.75% to 16%
SBI Gold Loan	9.5 % to 13%
Kotak Gold Loan	11% to 14%
IIFL Gold Loan	9.24% to 24%
Muthoot Gold Loan	12% to 24%
Manappauram Gold Loan	12% to 26%
PNB Gold Loan	10.05% to 16%
Canara Bank Gold Loan	9.75 % to 13%
Andhra Bank Gold Loan	10.70% to 16%

Documents for Gold Loan Vita

Identity Proof: Passport Copy, Voter Id, Driving Licence OR Aadhaar Card.
Address Proof: Ration Card, Electricity Bill, Rental Bill, Trade Licence, Shop Licence OR Sales Tax Certificate.
Signature Proof: Passport Copy, Driving Licence, Banker’s Verification OR Cheque.
A number of Passport Sized Photos: 2

Supplementary Documents Required for Gold Loan Vita

Ther is no need for land proof if you are applying for per gram Gold Loan. of more than 1 Lakh Rupees.
There is a requirement of a promissory note.
Bank will arrange the Jewel Appraiser Certification.
Certified Salary and Form Number 16 is essential for income proof.

Suitable Criteria for Gold Loan Vita

An applicant has the Minimum Age: 21years
An applicant has the Maximum Age: 60years
An applicant must be Indian Citizen.

GOLD LOAN @ 0.75%*

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Online Processing for Apply for Gold Loan Vita

An individual can apply for HDFC Bank for Gold Loan Interest Rate through Dialabank.
Visit here at Dialabank.com.
For any query, call at 9878981144.
Bank representative will call you back.
Documents will pick up from your gate.

Dialabank is regarded as the best platform to apply for a Gold Loan. The reasons for the best platform are the following:

India’s first financial helpline: Dialabank
This bank provides best services.
Get a high LTV of your gold.
No additional charges.
Good reputation.
No heavy paperwork.
The facility of documents picking from your home.
Relationship managers will guide you for the entire process of Gold Loan.

Offline Processing for Apply for Gold Loan Vita

An applier has an option to avail Gold Loan from nearby banks or branches of banks. Type list of all the branches of banks and finance companies near me. You will choose according to your reachability. But, you can get easy access through Dialabank because Dialabank’s processing is faster and better.

Processing Fees Or Prepayment Charges on Gold Loan Vita

Bank	Processing Fee	Prepayment Charges
HDFC Bank Gold Loan	0.25% to 1.50%	2%, Nil foreclosure charges after 3 months
Axis Bank Gold Loan	0.50% to 1.50%	Nil
Private Bank Gold Loan	0.25% to 1.50%	2%, Nil foreclosure charges after 9 months
SBI Gold Loan	500/- to 0.50%	Nil
Kotak Gold Loan	1% to 2%	2.25% of fore closure amount if closed 1 month ahead of the tenure.
IIFL Gold Loan	Nil	Nil
Muthoot Gold Loan	Nil	Nil
Manappauram Gold Loan	Nil	Nil
PNB Gold Loan	0.70% to 1%	Nil
Canara Bank Gold Loan	1%	Nil
Andhra Bank Gold Loan	Nil	Nil

CIBIL Score Needed for Gold Loan Vita

Applying for Gold Loan: Good CIBIL score
Minimum CIBIL score: 750.
Detailed behaviour: On the basis of previous loans
The barrier to Gold Loan: Delayed payments
Sure about CIBIL score: Good

Gold Loan Vita Representative

Visit on website Dialabank.com.
Just call at 9878981144.
The best option provided by Dialabank.
Diala Bank compares between Banks and NBFCs.
Provision of detailed and structured comparison.
Helps you to choose right option always.
Then you will get in touch with relationship managers.

Gold Loan Vita Contact Number

For approval for Gold Loan, call at 9878981144.

Pre Calculated EMI Table for Gold Loan Vita

Rate	5 Yrs	4 Yrs	3 Yrs
10.50%	2149	2560	3250
11.00%	2174	2584	3273
11.50%	2199	2608	3297
12.00%	2224	2633	3321
12.50%	2249	2658	3345
13.00%	2275	2682	3369
13.50%	2300	2707	3393
14.00%	2326	2732	3417
14.50%	2352	2757	3442
15.00%	2378	2783	3466