Gold Loan Wai

Gold Rate: ₹ 5,121 Per Gram

⍟ Interest Rate 7.0% p.a. ⍟

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Unlock the Real Value of your Gold
Lowest Rate of Interest
Get Money in 30 Mins
Loan Amount Up to 1 Crore
Loan Tenure Up to 48 Months
Unbiased Experts Advice

Major Gold Loan Providers in Wai

Feature
HDFC Bank
ICICI Bank
Muthoot Finance
Interest Rate
9.90%
10.50%
12%
Min Loan Amt
Metro : 25000, Non : 15000
25000
15000
Max Loan Amt
1 Cr
1 Cr
1 Cr
Loan Tenure
3 months to 24 months
9 months to 24 months
1 month to 24 months
Processing Fee
0.25% to 1.50% of the Loan Amt
0.25% to 1.50%
Nil
Preclosure Chgs
2%, Nil foreclosure charges after 3 months
2%, Nil foreclosure charges after 9 months
Nil
Overdraft Facility
Yes
Yes
Yes
Pay Only Interest Facility
Yes
Yes
Yes
Gold Rate Per Gram
2500
2600
2700*

Gold Loan Wai FeaturesGold Loan Wai

Gold Loan there to serve all the loan seekers as this mortgage requires much less office work, as it is far unsecured and you can get your mortgage accredited within 48 hours after all the verification procedure.

Gold Loan Wai loan gives financial resource to the customers on the first-class inexpensive interest rates. To get a Gold mortgage, the applicant needs to have an inflexible and appropriate source of income and has an excellent credit score records, so that you can make the verification and loan approval system quicker.

Furthermore, you can get a mortgage up to 75% according to cent of the marketplace cost of gold, that is because of fluctuation in the marketplace charge of the gold.

Gold Loan Wai Interest Rates

Bank
Interest Rate
HDFC Bank Gold Loan
10.25% to 14%
Axis Bank Gold Loan
10.50% to 16%
ICICI Bank Gold Loan
10.75% to 16%
SBI Gold Loan
9.5 % to 13%
Kotak Gold Loan
11% to 14%
IIFL Gold Loan
9.24% to 24%
Muthoot Gold Loan
12% to 24%
Manappauram Gold Loan
12% to 26%
PNB Gold Loan
10.05% to 16%
Canara Bank Gold Loan
9.75 % to 13%
Andhra Bank Gold Loan
10.70% to 16%

Documents for Gold Loan Wai

  1. 2 passport size photographs.
  2. Proof of Identity from the subsequent Passport Copy/ Voters ID card/ Driving License/Aadhaar card.
  3. Address Proof from the subsequent Ration card/ Tel, Electricity Bill/ Rental bill/ Passport copy/Trade license /Shop & Est. License/Sales Tax certificate.
  4. Signature Proof from the subsequent Passport Copy/Driving License/Banker’s verification/cheque.

Additional Documents Required for Gold Loan Wai

  1. Land Proof: In case of Agriculture Loan of more than Rs. 1 lac. This evidence is not required for allied agriculture purposes.
  2. A Demand Promissory Note.
  3. The bank will provide a certificate by Jewel Appraiser
  4. Income Proof: Salary Certificate and Form No.16

Eligibility Criteria for Gold Loan Wai

  1. The minimum age of the individual should be 21 years and maximum up to 60 years.
  2. Must be having Indian Nationality.

gold loan at 7%

How to Apply for Gold Loan Wai

Online Process to Apply for Gold Loan Wai

You even can apply for the HDFC Bank Gold Loan at Dialabank. You simply need to fill a basic structure on the web. From that point onwards, our delegate will get in touch. Moreover, you will get a record to get office from your doorstep. For more data, you can approach 9878981166.

There such a significant number of numerous explanations to apply with Dialabank, some of them are:

  • Dialabank is India’s first financial helpline. It offers the best money related types of assistance to clients everywhere all over the nation.
  • Dialabank guides the clients liberated from cost; there are no extra charges of applying for a gold advance online on the site of Dialabank.
  • You are promised to get a high LTV of your gold.
  • Other than that, the bank has a decent notoriety among the clients due to its best and quick administrations.
  • If you apply for a gold credit on Dialabank, at that point you will get a low HDFC Gold Loan Interest Rate.
  • Dialabank gives an archive pickup office from the doorstep of the client to facilitate the cycle.
  • Additionally, while applying for a gold credit through Dialabank, almost no administrative work is required.
  • At last, the Relationship chiefs are prepared altogether to guide and serve you in the whole cycle of Gold Loan.
Offline Process to Apply for Gold Loan Wai

The candidate additionally has an alternative to profit of Gold Loan from the close by branches. To do as such, search Gold Loan close to me on google. It will enrol all the parts of banks and fund organizations giving credits close to you. You have to choose them as per your inclination and information, yet Dialabank can do that for you in a faster and better way.

At that point, you need to visit those offices and apply for the advance and need to visit commonly before than credit gets at long last endorsed. A few banks and money organization where this cycle is a lot quicker is HDFC Gold Loan branches and Muthoot Gold Loan branches.

Processing Fees / Prepayment Charges on Gold Loan Wai

Bank
Processing Fee
Prepayment Charges
HDFC Bank Gold Loan
0.25% to 1.50%
2%, Nil foreclosure charges after 3 months
Axis Bank Gold Loan
0.50% to 1.50%
Nil
ICICI Bank Gold Loan
0.25% to 1.50%
2%, Nil foreclosure charges after 9 months
SBI Gold Loan
500/- to 0.50%
Nil
Kotak Gold Loan
1% to 2%
2.25% of fore closure amount if closed 1 month ahead of the tenure.
IIFL Gold Loan
Nil
Nil
Muthoot Gold Loan
Nil
Nil
Manappauram Gold Loan
Nil
Nil
PNB Gold Loan
0.70% to 1%
Nil
Canara Bank Gold Loan
1%
Nil
Andhra Bank Gold Loan
Nil
Nil

CIBIL Score Required for Gold Loan Wai

Having a decent CIBIL score is an absolute necessity before applying for a gold advance, that is the reason each loaning organization has its models for the base CIBIL score required for preparing a Gold Loan application in Wai. Most establishments require a base score of 750 to deal with your credit application.

Not simply your CIBIL score, the organizations likewise take a look at the point by point conduct on the past credits taken. This remembers dues for the kind of credit taken and the sum obtained. Any deferred instalments for past credits can go about as a boundary to your benefiting a new advance. So ensure your CIBIL score is acceptable before applying for credit.

Gold Loan Wai Agents

Dialabank helps you to locate the most ideal alternative between a few Banks and NBFCs by furnishing you with a nitty-gritty and organized market correlation of various banks so you don’t have to stress over the mind-boggling data and cycle you need to experience and consequently you can settle on the correct decision. Visit our site Dialabank and fill a form requesting a few subtleties and after that our client relationship chiefs will before long connect with you.

Gold Loan Wai Contact Number

Call 9878981166 and get instant help and approval for Gold Loan in Wai now.

Pre Calculated EMI Table for Gold Loan Wai

Rate
5 Yrs
4 Yrs
3 Yrs
10.50%
2149
2560
3250
11.00%
2174
2584
3273
11.50%
2199
2608
3297
12.00%
2224
2633
3321
12.50%
2249
2658
3345
13.00%
2275
2682
3369
13.50%
2300
2707
3393
14.00%
2326
2732
3417
14.50%
2352
2757
3442
15.00%
2378
2783
3466

About Wai

Wai is a town in Sātārā District, in Mahārāshtra state, India. Situated on the Krishna River, Wai used to be a town of some noticeable quality in the times of the Peshwas. Two significant Maratha Brahmin from administering families had their beginnings here: Rani Lakshmibai of Jhansi and Gopikabai, spouse of Nanasaheb Peshwa.

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