Gold Loan Wai


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    Gold Loan Wai

    Major Gold Loan Providers in Wai

    Feature HDFC Bank SBI
    Muthoot Finance
    Interest Rate 9.90% onwards 7% onwards 12% onwards
    Min Loan Amt Metro : 25000, Non : 15000 25000 15000
    Max Loan Amt 1 Cr 1 Cr 1 Cr
    Loan Tenure 3 months to 24 months 9 months to 24 months
    1 month to 24 months
    Processing Fee 0.25% to 1.50% of the Loan Amt 0.25% to 1.50% Nil
    Pre-closure Charges 2%, Nil foreclosure charges after 3 months 2%, Nil foreclosure charges after 9 months Nil
    Overdraft Facility Yes Yes Yes
    Pay Only Interest Facility Yes Yes Yes
    Gold Rate Per Gram 3066 3073 3073

    Gold Loan Wai FeaturesGold Loan Wai

    Gold Loan there to serve all the loan seekers as this mortgage requires much less office work, as it is far unsecured and you can get your mortgage accredited within 48 hours after all the verification procedure.

    Gold Loan Wai loan gives financial resource to the customers on the first-class inexpensive interest rates. To get a Gold mortgage, the applicant needs to have an inflexible and appropriate source of income and has an excellent credit score records, so that you can make the verification and loan approval system quicker.

    Furthermore, you can get a mortgage up to 75% according to cent of the marketplace cost of gold, that is because of fluctuation in the marketplace charge of the gold.

    Gold Loan Wai Interest Rates

    Bank Interest Rate
    HDFC Bank Gold Loan 9.9% to 14%
    Axis Bank Gold Loan 10.50% to 16%
    ICICI Bank Gold Loan 10.75% to 16%
    SBI Gold Loan 9.5 % to 13%
    Kotak Gold Loan 11% to 14%
    IIFL Gold Loan 9.24% to 24%
    Muthoot Gold Loan 12% to 24%
    Manappauram Gold Loan 12% to 26%
    PNB Gold Loan 10.05% to 16%
    Canara Bank Gold Loan 9.75 % to 13%
    Andhra Bank Gold Loan 10.70% to 16%

    Documents for Gold Loan Wai

    1. 2 passport size photographs.
    2. Proof of Identity from the subsequent Passport Copy/ Voters ID card/ Driving License/Aadhaar card.
    3. Address Proof from the subsequent Ration card/ Tel, Electricity Bill/ Rental bill/ Passport copy/Trade license /Shop & Est. License/Sales Tax certificate.
    4. Signature Proof from the subsequent Passport Copy/Driving License/Banker’s verification/cheque.

    Additional Documents Required for Gold Loan Wai

    1. Land Proof: In case of Agriculture Loan of more than Rs. 1 lac. This evidence is not required for allied agriculture purposes.
    2. A Demand Promissory Note.
    3. The bank will provide a certificate by Jewel Appraiser
    4. Income Proof: Salary Certificate and Form No.16

    Eligibility Criteria for Gold Loan Wai

    1. The minimum age of the individual should be 21 years and maximum up to 60 years.
    2. Must be having Indian Nationality.

    GOLD LOAN @ 0.49%*



    How to Apply for Gold Loan Wai

    Online Process to Apply for Gold Loan Wai

    You even can apply for the HDFC Bank Gold Loan at Dialabank. You simply need to fill a basic structure on the web. From that point onwards, our delegate will get in touch. Moreover, you will get a record to get office from your doorstep. For more data, you can approach 9878981166.

    There such a significant number of numerous explanations to apply with Dialabank, some of them are:

    • Dialabank is India’s first financial helpline. It offers the best money related types of assistance to clients everywhere all over the nation.
    • Dialabank guides the clients liberated from cost; there are no extra charges of applying for a gold advance online on the site of Dialabank.
    • You are promised to get a high LTV of your gold.
    • Other than that, the bank has a decent notoriety among the clients due to its best and quick administrations.
    • If you apply for a gold credit on Dialabank, at that point you will get a low HDFC Gold Loan Interest Rate.
    • Dialabank gives an archive pickup office from the doorstep of the client to facilitate the cycle.
    • Additionally, while applying for a gold credit through Dialabank, almost no administrative work is required.
    • At last, the Relationship chiefs are prepared altogether to guide and serve you in the whole cycle of Gold Loan.
    Offline Process to Apply for Gold Loan Wai

    The candidate additionally has an alternative to profit of Gold Loan from the close by branches. To do as such, search Gold Loan close to me on google. It will enroll all the parts of banks and fund organizations giving credits close to you. You have to choose them as per your inclination and information, yet Dialabank can do that for you in a faster and better way.

    At that point, you need to visit those offices and apply for the advance and need to visit commonly before than credit gets at long last endorsed. A few banks and money organization where this cycle is a lot quicker is HDFC Gold Loan branches and Muthoot Gold Loan branches.

    Processing Fees / Prepayment Charges on Gold Loan Wai

    Processing Fee
    Prepayment Charges
    HDFC Bank Gold Loan
    0.25% to 1.50%
    2%, Nil foreclosure charges after 3 months
    Axis Bank Gold Loan
    0.50% to 1.50%
    ICICI Bank Gold Loan
    0.25% to 1.50%
    2%, Nil foreclosure charges after 9 months
    SBI Gold Loan
    500/- to 0.50%
    Kotak Gold Loan
    1% to 2%
    2.25% of fore closure amount if closed 1 month ahead of the tenure.
    IIFL Gold Loan
    Muthoot Gold Loan
    Manappauram Gold Loan
    PNB Gold Loan
    0.70% to 1%
    Canara Bank Gold Loan
    Andhra Bank Gold Loan

    CIBIL Score Required for Gold Loan Wai

    Having a decent CIBIL score is an absolute necessity before applying for a gold advance, that is the reason each loaning organization has its models for the base CIBIL score required for preparing a Gold Loan application in Wai. Most establishments require a base score of 750 to deal with your credit application.

    Not simply your CIBIL score, the organizations likewise take a look at the point by point conduct on the past credits taken. This remembers dues for the kind of credit taken and the sum obtained. Any deferred instalments for past credits can go about as a boundary to your benefiting a new advance. So ensure your CIBIL score is acceptable before applying for credit.

    Gold Loan Wai Agents

    Dialabank helps you to locate the most ideal alternative between a few Banks and NBFCs by furnishing you with a nitty-gritty and organized market correlation of various banks so you don’t have to stress over the mind-boggling data and cycle you need to experience and consequently you can settle on the correct decision. Visit our site Dialabank and fill a form requesting a few subtleties and after that our client relationship chiefs will before long connect with you.

    Gold Loan Wai Contact Number

    Call 9878981166 and get instant help and approval for Gold Loan in Wai now.

    Pre Calculated EMI Table for Gold Loan Wai

    5 Yrs
    4 Yrs
    3 Yrs

    About Wai

    Wai is a town in Sātārā District, in Mahārāshtra state, India. Situated on the Krishna River, Wai used to be a town of some noticeable quality in the times of the Peshwas. Two significant Maratha Brahmin from administering families had their beginnings here: Rani Lakshmibai of Jhansi and Gopikabai, spouse of Nanasaheb Peshwa.

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    Special Note: Always check Gold Loan Rate Per Gram before applying for loan against gold.