Gold Loan Wayanad

About Gold Loan Wayanad

Major Gold Loan Providers in Wayanad

Gold Loan Wayanad Features

Gold comes as your saviour as it is quick and convenient. The loan is secured against gold so you do not have to worry about the complex paperwork. It is quick so you can avail of your loan within 48 hours after all the verification process.

Gold Loan Wayanad promises the best possible interest rate for financial aid to its clients. A rigid source of income, as well as a good credit history, stands as very necessary if the applicant wishes to get the loan. Not only this, but a good income source also makes the process of verification and loan approval quicker.

As a fluctuation in gold market value can occur, you can enjoy a loan amount of up to 75 per cent of the market value of gold.

Gold Loan Wayanad Interest Rates

Documents for Gold Loan Wayanad

1. Identity Proof requires an Aadhaar card/Passport Copy/ Driving License/Voters ID card.
2. Address Proof requires a Ration card/Sales Tax certificate/ Tel, Electricity Bill/ Rental bill/ Trade license /Passport copy/Shop & Est. License.
3. Signature Proof requires a Passport Copy/Cheque/Driving License/Banker’s verification
4. 2 passport size photos.

Additional Documents Required for Gold Loan Wayanad

1. The Jewel Appraiser Certification which Bank will arrange.
2. Proof of Land: In the case of Agriculture Loan of over Rs. 1 lac. For allied agriculture purposes, the proof is not needed.
3. Proof of Income: Salary Certificate and Form No.16
4. A Demand Promissory Note.

Eligibility Criteria for Gold Loan Wayanad

1. The minimum age of the candidate needs to be 21 years and a maximum of up to 60 years.
2. Indian Nationality is a must.

How to Apply for Gold Loan Wayanad

Online Process to Apply for Gold Loan Wayanad

For the online process, you can apply at Dialabank for the HDFC Bank Gold Loan. Only a simple online form is needed to be filled.

For further assistance and guidance, our representative will get in touch with you. You will also be offered a doorstep document pick up facility for a better experience.

For details, you can call us on 9878981144 anytime.

Dialabank is regarded as the most reliable online platform to apply for a gold loan and there stand many reasons behind this:

1. Dialabank is India’s first financial helpline; the finest financial services are offered to clients all over the country.
2. A high LTV of your gold is promised.
3. Dialabank has a free of cost of guidance policy for its customers. So, there will be no additional charges if you apply for a gold loan online on the Dialabank website.
4. With its quick and quality service, the bank holds a respectable reputation amongst the customers.
5. A very low-interest rate HDFC Gold Loan is offered if you apply for a gold loan on the Dialabank website.
6. Dialabank also offers the customer a doorstep document pickup facility for a better experience.
7. Moreover, very little paperwork is required when you are applying for a gold loan through Dialabank.
8. Most importantly, our Relationship Managers are properly trained so that they can assist you in the whole process of Gold Loan.

Offline Process to Apply for Gold Loan Wayanad

An offline process is also an option, for that the applicant needs to look for the nearby branches. You can simply google about the nearby branches and Google will present you with all the bank branches as well as finance companies near you that suits your need. You will then have to choose amongst the available option according to your knowledge or Dialabank can make your work easier and faster by doing it for you.

Many visits will be required to several departments in order to apply for the loan, and then again many more visits will be needed before the loan gets approved.

HDFC Gold Loan branches and Muthoot Gold Loan branches are some banks and finance companies with a much faster process and a better experience.

You can obtain gold loans from HDFC Gold Loan Branches. To locate a branch that is nearby, search for Muthoot Gold Loan nearby. Google will present you with a list of all the Muthoot Gold Loan Branches that are nearby.

Processing Fees / Prepayment Charges on Gold Loan Wayanad

CIBIL Score Required for Gold Loan Wayanad

Here comes one of the most important aspects, the CIBIL Score. Every lending institution in Wayanad has made a criterion for the minimum score that is necessary to process a Gold Loan application so good CIBIL score is a must. A minimum CIBIL score of 750 is required by the institutions in order to process your gold loan application.

Your detailed behaviour on previous loans is also considered so a good CIBIL score is not sufficient. The institutions also look at the details on the borrowed amount and the type of loan taken. If there are any late payments in the previous loans taken, you might face difficulties in your fresh loan approval. To avoid such situations make sure that you maintain a good CIBIL score before you choose to apply for a gold loan.

Gold Loan Wayanad Agents

Dialabank is counted amongst the most trusted gold loan agents in Wayanad. You can at www.dialabank.com or call at 9878981144

Dialabank comes to assist and guide you in choosing the most suitable option amongst various Banks and NBFCs by providing a comprehensive and structured market comparison for different banks and NBFC’s. This way, you will not have to worry about the complex data procedure and you focus on making the right decision. Visit our website www.dialabank.com and fill a online simple form with a few details and then our customer relationship managers will contact you.

Gold Loan Wayanad Contact Number