Gold Loan Zaidpur


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    Gold Loan Zaidpur

    Gold Loan Zaidpur

    Gold is the most precious and valuable ornament possessed by Indians. Gold is concerned with the prestige of a person. But now the fashion has changed, and gold can be used for other purposes also. It acts like a wood floating in the river for a person who does not know how to swim. Gold Loan Zaidpur is the easiest method to get your finance.

    What is Gold Loan?

    Gold Loan is the fastest growing financial service in the banking industry. A lot of people have gold ornaments that they are not even wearing and it is just lying in their cupboards. The same gold can be used for fulfilling their other needs, which are pending due to a lack of finance. Gold Loan Zaidpur is the loan that anyone can take advantage of provided that they have Gold available with them.

    Gold Loan Zaidpur Interest Rate

    Bank Interest Rate
    HDFC Bank Gold Loan 9.9% to 14%
    Axis Bank Gold Loan 10.50% to 16%
    ICICI Bank Gold Loan 10.75% to 16%
    SBI Gold Loan 9.5 % to 13%
    Kotak Gold Loan 11% to 14%
    IIFL Gold Loan 9.24% to 24%
    Muthoot Gold Loan 12% to 24%
    Manappauram Gold Loan 12% to 26%
    PNB Gold Loan 10.05% to 16%
    Canara Bank Gold Loan 9.75 % to 13%
    Andhra Bank Gold Loan 10.70% to 16%

    Know More – Gold Loan Interest Rate

    Gold Loan Zaidpur Eligibility

    As we know that there are always some constraints for everything, the same is the thing with Gold Loan. The following points must be fulfilled for taking Gold Loan.
    1. Firstly, the minimum age for applying for Gold Loan is 18 years.
    2. Besides that, the maximum age limit is 70 years, at the time of maturity.
    3. Furthermore, the person applying for Gold Loan must be a citizen of India.
    4. There are no specific criteria for a salaried or self-employed person. So anyone including a student, clerk, farmer, housewife, gym trainer, etc. can apply for Gold Loan.
    5. The gold must be of 18 to 22 karats. The gold of range below or above this will not be considered suitable for the loan process.
    6. In addition to that, the minimum weight for Gold Loan is 10 grams.

    Benefits of Taking Gold Loan Zaidpurgold loan zaidpur

    1. The foremost thing is that there are negligible foreclosure charges.
    2. The gold ornaments are safe at banks due to the strict security at banks as compared to it is at their home.
    3. Gold Loan Zaidpur process does not require any income proof to be shown at the bank for taking the loan.
    4. According to the needs of the customer, he/she can choose the tenure for Gold Loan. It is a very flexible loan.

    Know More – Gold Loan: Factors to Remember

    Documentation for Gold Loan Zaidpur

    1. Identity proof- Aadhar Card/PAN Card/Passport/Voter ID
    2. Residence proof- Aadhar Card /Pan Card/ Ration Card/ Utility Bills on the name of applicant/ Rental Agreement of applicant/ Voter ID card.
    3. Signature proof- Passport/ Driving License/Voter Card

    How to Apply for Gold Loan Zaidpur Online

    1. Firstly, a person needs to go to our website,
    2. Then, you need to fill an application form which includes your necessary details.
    3. Further, you need to give your phone number which is working so that we can contact you.
    4. Once you fill this form, your work is done right there.
    5. Now just have a seat and relax, our Relationship Manager will contact you within 30 minutes and will give you the best possible loan available in the market.
    6. In addition to that, our Relationship Manager will make sure that you will get the best interest rate in the market, along with a high loan-to-value ratio (70-75% of the real value).
    7. Now, once you decide from which bank you want to take a loan, all you need to do is go and deposit your gold and take back the money.
    8. Finally, within 24 hours, your loan will get dispersed.

     About Zaidpur

    Zaidpur is a town plus Nagar panchayat in Barabanki district, Uttar Pradesh, India. Zaidpur village covers approximately 3 km2 of non-mountainous terrain. Zaidpur lies on state highway 13. The nearest passenger aiport is the Chaudhary Charan Singh International Airport at Lucknow, 60.2 kilometers (37.4 mi) from Zaidpur.