Gold Loan Zirakpur

Major Gold Loan Providers in Zirakpur

Gold Loan Zirakpur Features

Shortage of cash? Clueless about what to do?

Don’t worry Gold loan is available for you. This loan requires minimal paperwork, since it is unsecured and you can get your loan sanctioned within 48 hours after all the verification procedures.

Jewel Loan Gumla offers customers with financial assistance at the lowest economical interest rates. To get a gold loan, the person applying needs to have a firm and fine source of income with a decent credit history, which will speed up the verification and the loan approval.

Moreover, you can get a loan of up to 75 percent of the market value of the gold, this is because of the constant variation in the market price of the gold.

Gold Loan Zirakpur Interest Rates

Documents for Gold Loan Zirakpur

There are a few documents that are required to help you get a loan. You need to submit any proof of identity: passport copy/voters ID card/ Driving license/ Aadhaar card, etc. Address proof could be any of the mentioned: Ration card/Tel, Electricity Bill/Rental bill/Passport copy/Trade license/ Shop & Est. License/ Sales Tax certificate. You also need to submit your signature proof which could be in any of the following: passport copy/ driving license/ banker’s verification/ cheque along with 2 passport size photographs.

Additional Documents Required for Gold Loan Zirakpur

There are a few additional documents that might also be required such as land proof – in case of agricultural loan of more than Rs. 1 Lakh. This proof is not required for allied agriculture purposes, along with a demand promissory note, a certificate by the jewel appraiser- which the bank will arrange, along with an income proof- salary certificate and Form No.16

Eligibility Criteria for Gold Loan Zirakpur

The minimum age of the applicant has to be 21 years and the maximum age could be up to 60 years. They must also be of Indian nationality.

How to Apply for Gold Loan Zirakpur

Online Process to Apply for Gold Loan Zirakpur

You can also apply for a HDFC bank gold loan at Dialabank just by filling a simple form online.

After which you will get a call from our representative. Moreover, you will also get a document to pick up facility at your doorstep.

For further clarification you can reach us at 9878981166 at anytime.

Dialabank is known to be one of the best platforms online to apply for a gold loan. The many reasons behind this are:

1. Dialabank happens to be India’s first financial helpline-providing the best of financial aid to customers all over the country.
2. They also guide their customers free of cost. This means that there are no extra fees for applying for a gold loan online on the website.
3. You will get a high LTV of your gold.
4. The banks has a great reputation amongst its customers because of its fast and immediate services.
5. They also offer a document pcikup facility at your doorstep to make the process easier for you.
6. You will also get a low HDFC  interest rate on Gold loan if you apply for a gold loan on Dialabank.
7. Very minimal paperwork is required while applying for a per gram gold loan through Dialabank.
8. In the end, the relationship managers who are trained thoroughly to assist and guide you in the whole process of Gold loan.

Offline Process to Apply for Gold Loan Zirakpur

The person applying also has another option, to avail the gold loan from the nearby branches. To do this, you just have to search Gold Loan near me on google. It will show you a list of all the branches of finance companies, banks and other options which are providing loans near you. You just need to choose them according to your preference and knowledge, but always know that Dialabank can do all this for you in a way quicker manner.

You might have to visit those departments and apply for the loan and keep visiting them many times before your loan finally gets approved. Few other companies where this process is much faster is HDFC Gold Loan branches as well as Muthoot Gold Loan branches.

You can easily get loans from HDFC Gold Loan branches. If you want to find another branch that is nearby, search for Muthoot Gold loan near me on google. It will show you a list of all the Muthoot Gold Loan Branches near you.

Processing Fees / Prepayment Charges on Gold Loan Zirakpur

CIBIL Score Required for Gold Loan Zirakpur

What is a CIBIL score?

It is a 3-digit numeric summary of your credit history. Each lending institution has its criteria for the minimum CIBIL score which is mandatorily required to process a Gold Loan application. Most of the organisations require a minimum score of 900 to process your loan application.

Sometimes, they might not look at your CIBIL score but at your credit transaction history, that is how quickly and up to date you have been in paying off your previous loans. If you have a good record of paying off your credit bills then it might make it easier for you to avail a gold loan. Delays in paying off your previous loans can also act as a barrier in getting your fresh loan.