⍟  Lowest Interest Rate of 0.79% p.m.
⍟  Highest Rate Per Gram ₹ 4,680
⍟  No Melting of Your Gold
⍟  Get Loan in 1 Visit Only
⍟  100% Safety of Your Gold (kept in Bank Locker)

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Gramin Bank of Aryavart Gold Loan

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Gramin Bank of Aryavart Gold Loan Key Features – Apply Now

Gramin Bank of Aryavart Gold Loan Interest Rate Starting 7.0% per annum
Gramin Bank of Aryavart Gold Loan Rate Per Gram Rate Per Gram Today is ₹ 5,121
Gramin Bank of Aryavart Gold Requirement Minimum 18 Carat
Gramin Bank of Aryavart Gold Loan Processing Fee 1% of the Principal Loan Amount
Gramin Bank of Aryavart Maximum Loan Amount Up to Rs. 1 Crore
Gramin Bank of Aryavart Minimum Loan Amount 90% LTV on Your Gold Market Price
Gramin Bank of Aryavart Prepayment Charges 2%+GST (Within 3 Months), 0 (After 3 months)
Gramin Bank of Aryavart Repayment Tenure 6 Months to 36 Months
Gramin Bank of Aryavart Gold Loan Schemes Bullet Payment Scheme, EMI Scheme

About Gramin Bank of Aryavart Gold Loan

Gramin Bank of Aryavart is a regional rural bank that was established in Uttar Pradesh in the year 2013. The bank was formed after the merger of Aryavart Kshetriya Gramin Bank and Shreyas Gramin Bank. The bank has 706 branches in the entire state of Uttar Pradesh. There are also 12 regional branches of this bank that provide different financial services like Home Loan, Gold Loan, Personal Loan and etc.

Gold Loan which is also known as Loan against Gold is a financial service in which the customers simply submit their gold ornaments as security in the bank in exchange for funds. As soon as the borrower repays the loan amount with the interest their gold is returned back to them.

Gramin Bank of Aryavart Gold Loan Interest Rate

  1. The Gold Loan Interest Rate starts at 10.70%.
  2. The pre-closure charges are in between 0% to 2%.

Gramin Bank of Aryavart Gold Loan Eligibility

  1. The gold should be in the name of the applicant or family member.
  2. The applicant should be a resident of India.
  3. The age should be between 18-70 years.

Documents for Gramin Bank of Aryavart Gold Loan

Gramin Bank of Aryavart Gold Loan

Applicant’s Identity Proof: Voter ID / Ration card / Aadhar card / Driving License / Valid Passport

Signature Proof: Passport Copy / Driving License / Banker’s Verification / Cheque

Residence Proof: Telephone Bill / Electricity Bill / Rental bill / Trade license / Shop & Est. License / Sales Tax certificate.

Documents required for the farmers are namely: Land Proof and Income proof

Other: Two passport-sized colored photographs.

Advantages of Gramin Bank of Aryavart Gold Loan

Advantages of Gramin Bank of Aryavart Bank Gold Loan via Dialabank

  1. Minimal Documentation
  2. Your credit score does not matter
  3. Negligible cost of processing
  4. Flexible period of the loan is offered
  5. The safety of ornaments is the responsibility of the bank
  6. Gramin Bank of Aryavat charges up to 0.50% of the principal amount as Foreclosure charges

How to Apply for Gramin Bank of Aryavart Gold Loan?

  • Visit Dialabank
  • Fill the Gold Loan form.
  • Wait for our relationship manager to contact and assist you.

Uses of Gramin Bank of Aryavart Bank Gold Loan

  • To finance personal expenses
  • Paying for Education
  • Purchase of high – costing equipments
  • Finance business needs like buying inventory, plant etc.
  • Expansion of Business
  • Loan for agricultural purposes.

Gramin Bank of Aryavart Agricultural Jewel Loan Scheme

Scheme Agricultural Jewel Loan Scheme
Interest Rate  Starting at 7%
Least amount of Loan Depends on the value of  jewel
Loan period Adjustment of advance sum inside 2 months from the date of reap of yields

Benefits of Gramin Bank of Aryavart Agricultural Jewel Loan Scheme

  • For 0.30% of the loan amount, Minimum of ₹ 300 is charged ranging for more than ₹25,000 – less than ₹ 5 lakh
  • 0.28% of the credit sum, subject to at least Rs.1,500 applicable on more than Rs.5 lakh and less than Rs.1 crore

Gramin Bank of Aryavart Gold Loan Overdraft Scheme

In Gramin Bank of Aryavart Gold loan, the loan amount is provided as a Credit Card, and the Gold Loan Amount can be spent according to the borrower. The overall loan amount has a Credit/Loan Limit.

FAQs About Gramin Bank of Aryavart Gold Loan

How much Gold Loan can I get per gram in Gramin Bank of Aryavart?

The Gold Loan Per Gram rates in Gramin Bank of Aryavart varies depending on the purity of your Gold and the price of the gold prevailing in the market.

What is Gramin Bank of Aryavart Gold Loan?

Gramin Bank of Aryavart gives the facility of Gold Loan at a competitive rate of interests for fulfilling the emergency requirement of funds of the borrower. The bank provides convenient methods for repayment and the facility of renewal as well.

What is the Gold Loan interest rate in Gramin Bank of Aryavart?

The rate of Interest charged by the bank on Loan against Gold depends up on the amount of the loan that is to be borrowed. The rate of interest starts at 10.70% per annum. The bank also charges low processing fees.

How to pay Gramin Bank of Aryavart Gold Loan online?

You can repay the Gold Loan using various methods provided by the bank. For more information on this, you need to visit the nearest bank branch or call on the customer care number.

How to apply Gold Loan in Gramin Bank of Aryavart?

Applying for the loan from Gramin Bank of Aryavart is a hassle-free process and requires minimal documentation You just need to visit the branch of the bank and fill a form or you can apply for it online through Dialabank’s digital platform to avail the best offers on Gold Loan.

How to renew Gramin Bank of Aryavart Gold Loan online?

You need to carry all loan-related documents with you and you might be asked to fill a form for renewal as well. Renewal can be done by visiting the bank and getting the gold revalued at new market prices.

How to take Gold Loan from Gramin Bank of Aryavart?

Taking Gold Loan from Gramin Bank of Aryavart is a quick process. You just need to be eligible for the loan and apply for it by visiting the branch or online through Dialabank. The bank gives quick approval and disbursement after evaluation of gold.

What is Gold Loan in Gramin Bank of Aryavart?

Gramin Bank of Aryavart provides loans against gold as security for fulfilling the urgent requirement of funds of the borrowers. The bank gives loans at an attractive rate of interests and can be used for personal or business use.

How to get Gramin Bank of Aryavart Gold Loan?

Just apply for the loan by visiting the nearest branch of the bank or through Dialabank.com.

  • Go to the branch.
  • Get your gold evaluated.
  • Accept the offer made by the banker.
  • Get quick disbursement of funds.

How to check Gramin Bank of Aryavart Gold Loan status?

Checking the status of your loan application can be done by visiting the home branch and contacting the loan officer associated with your file or call on the toll-free helpline number.

How to close Gramin Bank of Aryavart Gold Loan?

Closure of the loan takes place once you have paid the total amount that was due for your loan. The bank releases the gold after realising the value completely and also gives you a No Dues Certificate.

How to renew Gramin Bank of Aryavart Gold Loan?

The gold kept as security has to be released and has to be revalued according to the new market prices of gold. New terms are formed and if agreed upon renews the loan. You just need to visit the bank with all loan-related documents and contact the loan officer.

What happens if someone defaults Gramin Bank of Aryavart Gold Loan?

If someone defaults payment for the Gold Loan from Gramin Bank of Aryavart the bank has the authority to auction the gold for the recovery of the amount if the amount is not paid. The bank also charges a penalty fee for the same.

How many branches of Gramin Bank of Aryavart Gold Loan?

The Gramin Bank of Aryavart is operating in 15 districts with a network of 706 Branches & 12 Regional Offices.

What is the Overdraft Scheme for Gramin Bank of Aryavart Gold Loan?

The Bank’s Overdraft Scheme has a Credit/Loan Limit. The Gramin Bank of Aryavart interest on the amount withdrawn/utilized.

What is the Gramin Bank of Aryavart Gold Loan closure procedure?

The Gold loan will close after the complete payment of the loan amount is done.

What is the Gramin Bank of Aryavart customer care number?

9878981144  is the customer care number

✅ What is Gramin Bank of Aryavart Gold Loan Preclosure charges?

The Bank preclosure charges are 2%+GST (Within 3 Months), 0 (After 3 months)

 What is the maximum gold loan tenure?

The maximum gold loan tenure is 36 months.

 What is the minimum gold loan tenure?

The minimum gold loan tenure is 6 months.

What is the foreclosure procedure for Gramin Bank of Aryavart Gold Loan?

Gramin Bank of Aryavart empowers a borrower to 0.50% of the principal amount in case of a Gold Loan per gram Foreclosure.

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