About HDFC Gold Loan Bhopal
Gold may be your friend in your poor times. It stands with you when you have lost every hope of having money from anywhere. You can use gold to make instant money without any hassle. By pawning your gold you can borrow a huge amount of cash to fulfil your needs. Gold Loan is secured in nature.
Interest Rates HDFC Gold Loan Bhopal:
|Gold Loan Scheme||Loan Tenure / Period||The rate of Interest (p.a.)|
True Value Loan
12.5 % to 15.5 %
HDFC Gold Loan Bhopal Eligibility
- A person who is applying for a gold loan should be older than 21 years.
- After that, the maximum age of the applicant should be 65 years.
- The applicant should have more than 10 grams of gold.
Why should one choose HDFC Gold Loan Bhopal?
- Simple Procedures Loan.
- No need for a cosigner for HDFC Gold Loan Bhopal.
- No EMI, Service only interest.
- No credit checks.
Documents Required for HDFC Gold Loan Bhopal
- Proof of Identity: Passport Copy/ Voters ID card/ Driving License.
- Address Proof: Ration card/ Tel, Electricity Bill/ Rental bill/ Passport copy/Trade license /Shop & Est. License/Sales Tax certificate.
- Signature Proof: Passport Copy/Driving License/Banker’s verification/ cheque.
- 2 passport size photographs.
Additional Documents Required for HDFC Gold Loan Bhopal
- Land Proof: In case of Agriculture Loan of more than Rs. 1 lac. The proof is not required for allied agriculture purposes.
- A Demand Promissory Note.
- Certificate by the Jewel Appraiser (Bank will arrange).
- Income Proof: Salary Certificate and Form No.16.
Features of HDFC Gold Loan Bhopal
Following are the Features of HDFC Gold Loan Bhopal:
- First of all the process of application is easy and simple.
- The approval and disbursal process is very simple and easy.
- You can avail of Loan up to Rs.1 Crore or more & up to 70% of value for any purpose
- You get 100% Safety & Security of your Gold Jewellery
- Get your gold Loan per gram processed in less than 30 minutes
- Enjoy Anytime Liquidity.
- No EMI, Service only Interest and enjoy the Loan facility
- Lower Interest Rates on HDFC Gold Loan Bhopal
- HDFC Gold Loan Bhopal has Simple documentation and fast processing.
- The overdraft limit varies depending on the market rate of gold.
- The gold loan interest rate is payable the only amount of the overdraft that you use.
How to Apply for HDFC Gold Loan Bhopal?
A person can easily apply online in 2 minutes. Just visit Dialabank and fill the online application form.
Bhopal is located in Madhya Pradesh. Bhopal is known as the City of Lakes for its natural as well as artificial lakes. It is one of the greenest cities. Bhopal is one of the main developed cities of Madhya Pradesh. There are a number of colleges and schools. Delhi is the National Capital Territory (NCT) which includes the Indian capital New Delhi. It stands on the Yamuna River in north India. Delhi is the second most populated city in India after Mumbai. It is the largest in terms of area.
Gold Loan Bank Interest Rate
|Bank||Interest Rates||Processing Fee||Loan Tenure||Loan Amount|
|HDFC Bank Gold Loan||10.00% – 14.50%||1.50%||3 – 24 months||Rs.25k- Rs.1 Cr.|
|ICICI Gold Loan||10.00% – 16.10%||1.80%||6 – 36months||Rs.10k- Rs.1 Cr.|
|Muthoot Finance Gold Loan||18.00% – 24.00%||1.85%||3 – 24 months||Rs.15k-Rs.1Cr.|
|Axis Bank Gold Loan||14.50% – 17.00%||2%||3 – 24 months||Rs 18k-Rs. 1 Cr.|
|Manappuram Gold Loan||19.00% – 26.00%||1.60%||1 – 24 months||Rs.10k-Rs.1 Cr|
|Yes Bank Gold Loan||10.00% – 15.99%||1.60%||6 – 36 months||Rs.18k-Rs. 1 Cr.|
|Bank of India Gold Loan||19.00% – 26.00%||1.80%||3 – 24 months||Rs.10k- Rs.15 Lakh|
|Federal Bank Gold Loan||11.75% – 13.50%||2%||6 – 36 months||Rs.18k- Rs.50 lakh|
|IIFL Gold Loan||12.00% – 12.00%||1.90%||3 -24 months||Rs.10k-Rs. 15 Lakh|
|Central Bank of India Gold Loan||12. 90% – 14.65%||1.85%||3 – 24 months||Rs.10k- Rs.20Lakh|
|Canara Bank Gold Loan||12.65% – 12.65%||2%||6 -24 months||Rs.15k-Rs.1Cr|
|Andhra Bank Gold Loan||11.70% – 10.45%||1.99%||6 – 36 months||Rs.10k- Rs.1Cr|
|Induslnd Bank Gold Loan||11.15% – 15.75%||1.85%||3 -24 months||Rs.15k- Rs.1Cr|
|PNB Gold Loan||10.75% – 11.75%||1.95%||3 – 24 months||Rs.10k-Rs.1Cr|
|Bajaj Finance Gold Loan||14% – 26%||1.90%||6 – 36 months||Rs.15k-Rs.15Lakh|
|Bandhan Bank Gold Loan||11.5% – 14.5%||2.08%||3 – 24 months||Rs.10k-Rs.1Cr|
|DCB Bank Gold Loan||14% – 16%||2%||3 – 24 months||Rs.10k-Rs. 15Lakh|
|SBI Gold Loan||11.05%-15%||0.50%||3 – 36 months||Rs.20k-Rs.20Lakh|
|Indian Bank Gold Loan||10.00% – 15.99%||1.66%||6 – 36 months||Rs.18k-Rs.50 Lakh|
|UCO Bank Gold Loan||19.00% – 26.00%||1.82%||3 – 24 months||Rs.10k- Rs.15 Lakh|
|Kotak Mahindra Bank Gold Loan||11.75% – 13.50%||2%||6 – 36 months||Rs.18k- Rs.50 lakh|
|Syndicate Bank Gold Loan||12.00% – 12.00%||1.90%||3 -24 months||Rs.10k-Rs. 15 Lakh|
Major Cities where HDFC Bank provides Gold Loan
|HDFC Bank Provides Gold Loan in Following Cities|
|HDFC Gold Loan Delhi||HDFC Gold Loan Mumbai||HDFC Gold Loan Bangalore||HDFC Gold Loan Chennai|
|HDFC Gold Loan Hyderabad||HDFC Gold Loan Ahmedabad||HDFC Gold Loan Jaipur||HDFC Gold Loan Chandigarh|
|HDFC Gold Loan Bhatinda||HDFC Gold Loan Patiala||HDFC Gold Loan Gwalior||HDFC Gold Loan Nashik|
|HDFC Gold Loan Navi Mumbai||HDFC Gold Loan Pune||HDFC Gold Loan Gurgaon||HDFC Gold Loan Ludhiana|
|HDFC Gold Loan Vadodara||HDFC Gold Loan thane||HDFC Gold Loan Gwalior||HDFC Gold Loan Gaya|
|HDFC Gold Loan Margoa||HDFC Gold Loan Srinagar||HDFC Gold Loan Karnal||HDFC Gold Loan Jamshedpur|
|HDFC Gold Loan Jammu||HDFC Gold Loan Satara||HDFC Gold Loan Rewari||HDFC Gold Loan Saharanpur|
Gold loan in other Cities
|IDFC Gold Loan Indore||IIFL Gold Loan Indore|
|Kotak Mahindra Bank Gold Loan Indore|
|Manappuram Gold Loan Ashta|
|Manappuram Gold Loan Basoda|
Other Related Articles
- 4 Best NBFCs for a Gold Loan
- 4 Must factor to keep in mind before availing a Gold Loan
- 6 Reasons why Gold Loan is the best borrowing option?
- Advantages of Gold Loan
- Banks still preserve their edge over NBFCs in Gold Loan Race
- Best Rate on Gold Loan
- Documents Required for Gold Loan
- Features of Gold Loan
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Table of Contents
- 1 About HDFC Gold Loan Bhopal
- 2 Features of HDFC Gold Loan Bhopal
- 3 How to Apply for HDFC Gold Loan Bhopal?
- 4 About Bhopal