HDFC Gold Loan Rajkot

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Loan Amount Up to 1 Crore
Loan Tenure Up to 48 Months
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All about HDFC Gold Loan Rajkot

HDFC Gold Loan Rajkot

Gold loan is a basic and major product provided by the HDFC Bank to the customer at very low rates of interest to fulfill their financial needs. It is a secured loan where the bank takes the gold ornaments of the customer as a security and returns them back when the customer returns the loan amount back with the rates of interest. It is very easy to apply for a gold loan online in HDFC Bank in Rajkot.

About Gold Loan

Gold loan is basically a financial aid that is provided to the customers at some rate of interest for a given period of time. In this type of loan the customer keeps the gold of the customer as a security, and whenever the customer returns the loan amount with some interest rate he/she will get back his/her gold ornaments as it is. The security of the gold is the responsibility of the bank.

Forms of Gold

  1. First of all gold jewelry from 18 karats to 22 karats is acceptable.
  2. After that, the gold coins are also acceptable.
  3. Gold in raw form is not accepted.

Security of Gold

The security of the gold ornaments of the customer is in the hands of the bank completely. The pledged gold of the customer will be held in the fireproof security in the bank’s locker.

HDFC Bank Gold Loan Rajkot Eligibility

  1. The applicant should be older than 18 years.
  2. After that, the maximum age of the applicant should be 65 years.
  3. The applicant should be a resident of India; he/she should have Indian citizenship.

HDFC Bank Gold Loan Rajkot Documentation

  1. The HDFC Bank offers very simple documentation work. Basically, three documents are required mainly in an HDFC Gold loan.
  2. First of all, an Identity Proof is a major document that is mandatory in HDFC Gold loan.
  3. After that on proof of residence is also required in an HDFC Gold Loan.
  4. Besides that three colored photographs of the applicant are needed to complete the documentation process.
  5. The proof of identity can be an Aadhaar Card/PAN Card/ Voter ID card/Passport/Driving License.
  6. The residence proof can be Aadhaar Card/PAN Card/ Voter ID card/Passport/Driving License/Ration Card/Electricity and Water Bills of last three months with the name of the applicant.

HDFC Bank Gold Loan Rajkot Interest Rate

The rate of interest starts at 10.50% per annum. It can be changed from time to time.

How to Apply for HDFC Gold Loan Rajkot

A person can easily apply for an HDFC Gold Loan online www.dialabank.com.

Gold Loan Bank Interest Rate

Bank Interest RatesProcessing FeeLoan Tenure Loan Amount
HDFC Bank Gold Loan10.00% – 14.50%1.50%3 – 24 months Rs.25k- Rs.1 Cr.
ICICI Gold Loan10.00% – 16.10%1.80%6 – 36monthsRs.10k- Rs.1 Cr.
Muthoot Finance Gold Loan18.00% – 24.00%1.85%3 – 24 monthsRs.15k-Rs.1Cr.
Axis Bank Gold Loan14.50% – 17.00%2%3 – 24 monthsRs 18k-Rs. 1 Cr.
Manappuram Gold Loan19.00% – 26.00%1.60%1 –  24 months Rs.10k-Rs.1 Cr
Yes Bank Gold Loan10.00% – 15.99%1.60%6 – 36 monthsRs.18k-Rs. 1 Cr.
Bank of India Gold Loan19.00% – 26.00%1.80%3 – 24 monthsRs.10k- Rs.15 Lakh
Federal Bank Gold Loan 11.75% – 13.50%2%6 – 36 monthsRs.18k- Rs.50 lakh
IIFL Gold Loan12.00% – 12.00%1.90%3 -24 monthsRs.10k-Rs. 15 Lakh
Central Bank of India Gold Loan12. 90% – 14.65%1.85%3 – 24 months Rs.10k- Rs.20Lakh
Canara Bank Gold Loan12.65% – 12.65%2%6 -24 monthsRs.15k-Rs.1Cr
Andhra Bank Gold Loan11.70% – 10.45%1.99%6 – 36 months Rs.10k- Rs.1Cr
Induslnd Bank Gold Loan11.15% – 15.75%1.85%3 -24 monthsRs.15k- Rs.1Cr
PNB Gold Loan10.75% – 11.75%1.95%3 – 24 months Rs.10k-Rs.1Cr
Bajaj Finance Gold Loan14% – 26%1.90%6 – 36 monthsRs.15k-Rs.15Lakh
Bandhan Bank Gold Loan11.5% – 14.5%2.08%3 – 24 months Rs.10k-Rs.1Cr
DCB Bank Gold Loan14% – 16%2%3 –  24 monthsRs.10k-Rs. 15Lakh
SBI Gold Loan11.05%-15%0.50%3 – 36 monthsRs.20k-Rs.20Lakh
Indian Bank Gold Loan10.00% – 15.99%1.66%6 – 36 monthsRs.18k-Rs.50 Lakh
UCO Bank Gold Loan19.00% – 26.00%1.82%3 – 24 monthsRs.10k- Rs.15 Lakh
Kotak Mahindra Bank Gold Loan11.75% – 13.50%2%6 – 36 monthsRs.18k- Rs.50 lakh
Syndicate Bank Gold Loan12.00% – 12.00%1.90%3 -24 monthsRs.10k-Rs. 15 Lakh

Major Cities where HDFC Bank provides Gold Loan

HDFC Bank Provides Gold Loan in Following Cities
HDFC Gold Loan DelhiHDFC Gold Loan MumbaiHDFC Gold Loan BangaloreHDFC Gold Loan Chennai
HDFC Gold Loan HyderabadHDFC Gold Loan AhmedabadHDFC Gold Loan JaipurHDFC Gold Loan Chandigarh
HDFC Gold Loan BhatindaHDFC Gold Loan PatialaHDFC Gold Loan GwaliorHDFC Gold Loan Nashik
HDFC Gold Loan Navi MumbaiHDFC Gold Loan PuneHDFC Gold Loan GurgaonHDFC Gold Loan Ludhiana
HDFC Gold Loan VadodaraHDFC Gold Loan thane HDFC Gold Loan GwaliorHDFC Gold Loan Gaya
HDFC Gold Loan MargoaHDFC Gold Loan SrinagarHDFC Gold Loan KarnalHDFC Gold Loan Jamshedpur
HDFC Gold Loan JammuHDFC Gold Loan SataraHDFC Gold Loan RewariHDFC Gold Loan Saharanpur
 Gold Loan Provider 
ICICI Gold LoanAxis Bank Gold LoanYes Bank Gold Loan
Canara Bank Gold LoanPNB Gold LoanSyndicate Bank Gold Loan
SBI Gold LoanUCO Bank Gold LoanMuthoot Finance Gold Loan
Manappuram Gold LoanKotak Mahindra Bank Gold LoanIIFL Gold Loan
Federal Bank Gold Loan Andhra Bank Gold LoanInduslnd Bank Gold Loan
Bandhan Bank Gold LoanBajaj Finance Gold LoanBank of India Gold Loan
Central Bank of India Gold LoanDCB Bank Gold LoanIndian Bank Gold Loan

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  6. Best Rate on Gold Loan
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