HDFC Gold Loan Ranjangaon

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    HDFC Gold Loan Ranjangaon

    About HDFC Gold Loan Ranjangaon

    Use your yellow metal wisely now and avail of the best offers on HDFC Gold loan with the help of Dialabank at zero processing fees, easy Documentation, and Quick Approval Guaranteed. Apply today and avail of the best offers only on Dialabank. Gold Loan is the best financial tool that helps an individual to cater to the required amount of money without any hassle.

    What is Gold Loan?

    Gold Loan is the best financial tool that helps an individual to cater the required amount of money without any hassle. A person who is not eligible for any other loan can apply for Gold Finance. Taking a Loan against Gold is the best option to overcome all of the financial issues.

    About Ranjangaon

    Ranjangaon is a village situated at a distance of about 50 km from Pune. The village there is the Maharashtra Industrial Development Corporation (MIDC) Industrial area and a shrine to Mahaganapati. The MIDC in Ranjangoan is a five-star industrial area, which has serval manufacturing companies including Carraro, Fiat, Bombay Dyeing, LG, Whirlpool, Maccaferri, Bekaert etc

    Why HDFC Gold Loan Ranjangaon?

    1.  A person will only have to pay an interest rate. No EMI’s are involved.
    2.  This Loan generally constitutes a shorter tenure period ranging from 6 months to 1 year.
    3.  No prepayment charges.
    4.  A person has the facility to foreclose his loan.
    5.  This loan is available at affordable rates of interest.
    6.  It is a safe and reliable loan scheme.

    Interest Rate of HDFC Gold Loan Ranjangaon

    The interest rates are very much less as compared to unsecured loans. It takes only 30 minutes to get disbursed.

    1. HDFC Gold Loan interest rate – 10.50% onward it can be changed from time to time.
    2. Processing fee – 1.5%
    3. Lone Tenure – 3month to 24month
    4. Loan Amount – RS.18k to RS. 50lakh

    HDFC Gold Loan Ranjangaon Benefits

    1. Personalized Service – Our trained Relationship Managers will understand your requirements and your profile and help you find the most suitable Gold Loan offer.
    2. Rate Comparison – We help you understand the details of all costs involved in taking a Gold Loan and help you find the Cheapest Offer.
    3. Research – Benefit from our detailed research on all the products from the leading Gold Loan players in the market and make the right choice.
    4. Zero Charges – Dialabank offers personalized service to its customers at zero fees. Use our services to find the right Gold Loan deal at no extra cost.
    5. Unbiased and Transparent Search – Our objective is to simplify your Gold Loan search and we provide information in an unbiased and transparent manner.

    Eligibility for HDFC Gold Loan Ranjangaon

    1. Whether you are a salaried person, self-employed or a professional, an HDFC gold loan is designed to suit your requirements.
    2. The minimum loan amount for taking a gold loan is Rs. 25,000. The maximum loan amount will depend upon the weight of the gold, the profile of the customer, etc.
    3. Minimum age of applicant: 21 years
    4. Maximum age of applicant at loan maturity: 65 years
    5. Gold jewellery should be owned by the applicant or any of the family members.

    Advantages of HDFC Gold Loan Ranjangaon

    HDFC Gold Loan Ranjangaon

    • No income and salary criteria – Gold loans do not require any documentation or validation for the income or salary of the person, if you are unemployed and unsalaried you can still avail of a gold loan. This is because you are pledging a valuable asset i.e. gold in return for the money.
    • Can be provided in cases of bad credit history as well as the low-income level.
    • Relatively Lower interest rates – Another advantage of taking a gold loan is that they are available at low-interest rates, say 12-16% annually in comparison to the personal loans interest rates of 15-26% per annum.
    • You need to repay only the interest – You have the option to pay only the interest during the tenure of the entire gold loan and at the end of tenure, you can pay the entire borrowed amount in a single shot.
    • Total Convenience – The most convenient of all the loans is a gold loan. This is because in this all you have to do is pledge your gold with a bank or a private finance institute and the work is done. You can get a loan up to 80% or more of its market value immediately.
    • Less processing time – No tedious and lengthy documentation is required in the case of gold loans. Banks take a few hours in the processing of the gold loan whereas some NBFC’s state that they only take a few minutes for the same task.

    Documents Required for HDFC Gold Loan Ranjangaon

    1. Proof of Identity: Passport Copy/ Voters ID card/ Driving License/Adhaar card/PAN card.
    2. Address Proof: Ration card/ Tel, Electricity Bill/ Rental bill/ Passport copy/Trade license /Shop & Est. License/Sales Tax certificate.
    3. Signature Proof: Passport Copy/Driving License/Banker’s verification/cheque.
    4. 2 passport size photographs

    Additional Documents Required

    The banks generally demand the above-given documents. However few banks demand some additional documents, which are mentioned below:

    1. Land Proof: In the case of an Agriculture Loan of more than Rs. 1 lakh Proof is not required for allied agriculture purposes.
    2. A Demand Promissory Note
    3. Certificate by the Jewel Appraiser (Bank will arrange).
    4. Income Proof: Latest Salary Certificate and Form No.16.

    How to apply for HDFC Gold Loan?

    Dialabank assures you of the quick, easy, and fast process. Apply online for the Gold Loan and grab the best deal today. Unmatchable offers, features, and benefits are available. Apply now and grab the best deal. Visit Dialabank.

    Why Dialabank?

    Dialabank is considered the perfect platform to apply for a gold loan online. Dialabank is India’s first financial helpline; it provides the best financial services to customers all over the country. The bank has a good name and reputation among the customer’s bank is old and well reputed so there is no risk of fraud, so can apply easily online on the website Dialabank.

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