Jammu and Kashmir Bank Gold Loan Per Gram

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    Jammu and Kashmir Bank Gold Loan Per Gram

    Jammu and Kashmir Bank Gold Loan Per Gram is ₹ 2,900 to ₹ 3,450

    Jammu and Kashmir Bank Gold Loan Per Gram Today Gold Loan Rate Per Gram Today is ₹ 2,900 to ₹ 3,450
     Age Eligibility 18 to 75 years
    Eligibility of Loan Amount Rs. 1,000 to Rs. 2 Cr
     Required Documents Basic identity and address proof for KYC. No income documents and no CIBIL score documents are required in Jammu and Kashmir Bank.
    Gold Purity 18 carat to 22 carat
    Gold Type Gold jewellery and gold coins of 18-24 carats
     Ratio of Loan to Value 75% of the gold ornament’s market value

    Jammu and Kashmir Bank Gold Loan Calculator

    • The Gold Loan Calculator in Dialabank depends on many factors, including various things like the Gold Loan Purity, Gold Loan Weight, and the Gold Loan to Value Ratio. So by using all these things, you can avail the best Gold Loan Calculator.
    • The Gold Purity is in between 18-24 carat gold. These carats of Gold are helpful for various benefits, and these Jammu and Kashmir Bank has Gold Loan Calculator. These Gold Loan Calculations are beneficial for multiple uses and interest rates.
    • Jammu and Kashmir Bank Gold Loan Per GramThe Weight of the Gold also plays an essential role in the Jammu and Kashmir bank. These Jammu and Kashmir Bank has varied weights of Gold Loans. Based on the weight of the Gold Loan, you can avail of a lot of benefits.  Use all these various Jammu and Kashmir Bank Gold Loan Per Gram interest rates.
    • And Dialabank offers the best Gold Loan Calculator in the Jammu and Kashmir Banks. And these Banks has various Gold Loan Calculators for Jammu and Kashmir.
    •  Know today’s gold rate at Dialabank.

    Jammu and Kashmir Bank Gold Loan Rate Per Gram by Gold Purity

    Gold Purity Gold Rate Per Gram- Average Of Past 30 Days Highest Gold Loan Per Gram Lowest Gold Loan Per Gram
    22 carat ₹ 4,620 ₹ 4,999 ₹ 4,956
    20 carat ₹ 3,939 ₹ 4,178 ₹ 3,795
    18 carat ₹ 3,545 ₹ 3,784 ₹ 3,460

    The above table shows the method by which Banks will calculate your per gram gold loan for gold of varying purity.

    • Gold loan per gram offer for 22-carat jewelry will be between ₹ 4,620 to ₹ 4,956
    • Gold loan per gram offer for 20-carat jewelry will be between ₹ 3,795 to ₹ 4,178
    • Gold loan per gram offer for 18-carat jewelry will be between ₹ 3,460 to ₹ 3,784

    There are various types of Gold, like the 18-22 carat golds. And these Golds has both the highest and lowest rates, and the highest interest rates for the 22 Carat Gold is 4999, and the lowest interest rates are 4956. So for the 20 carat Gold, you can avail of the best highest Jammu and Kashmir Bank Gold Loan Per Gram of ₹4178 and the lowest interest rates of ₹3145. And for the 22 carat Gold, the Jammu and Kashmir Bank Gold Loan Per Gram has the highest rates of 3784 and the lowest interest rates of 3460.

    Jammu and Kashmir Bank Gold Loan Rates Per Gram

    Updated - Gold Loan Per Gram Rate w.e.f May 26 2022

    Gold Weight Gold Purity
    24 Carat
    Gold Purity
    22 Carat
    Gold Purity
    20 Carat
    Gold Purity
    18 Carat
    1 gram 4621 4290 3900 3510
    10 gram 46210 42900 39000 35100
    20 gram 93600 85800 78000 70200
    30 gram 140400 128700 117000 105300
    40 gram 187200 171600 156000 140400
    50 gram 234000 214500 195000 175500
    100 gram 468000 429000 390000 351000
    200 gram 936000 858000 780000 702000
    300 gram 1404000 1287000 1170000 1053000
    400 gram 1872000 1716000 1560000 1404000
    500 gram 2340000 2145000 1950000 1755000

    Historical Gold Loan Rates Per Gram

    This Table Contains the Average Annual Gold Rate from 1965 - 2022
    Year Price (24 karat per 10 grams) Year Price (24 karat per 10 grams)
    2022 ₹ 52,950 1993 ₹ 4,140
    2021 ₹ 50,045 1992 ₹ 4,334
    2020 ₹ 48,651 1991 ₹ 3,466
    2019 ₹ 35,220 1990 ₹ 3,200
    2018 ₹ 31,438 1989 ₹ 3,140
    2017 ₹ 29,667 1988 ₹ 3,130
    2016 ₹ 28,623 1987 ₹ 2,570
    2015 ₹ 26,343 1986 ₹ 2,140
    2014 ₹ 28,006 1985 ₹ 2,130
    2013 ₹ 29,600 1984 ₹ 1,970
    2012 ₹ 31,050 1983 ₹ 1,800
    2011 ₹ 26,400 1982 ₹ 1,645
    2010 ₹ 18,500 1981 ₹ 1,800
    2009 ₹ 14,500 1980 ₹ 1,330
    2008 ₹ 12,500 1979 ₹ 937
    2007 ₹ 10,800 1978 ₹ 685
    2006 ₹ 8,400 1977 ₹ 486
    2005 ₹ 7,000 1976 ₹ 432
    2004 ₹ 5,850 1975 ₹ 540
    2003 ₹ 5,600 1974 ₹ 506
    2002 ₹ 4,990 1973 ₹ 279
    2001 ₹ 4,300 1972 ₹ 202
    2000 ₹ 4,400 1971 ₹ 193
    1999 ₹ 4,234 1970 ₹ 184
    1998 ₹ 4,045 1969 ₹ 176
    1997 ₹ 4,725 1968 ₹ 162
    1996 ₹ 5,160 1967 ₹ 103
    1995 ₹ 4,680 1966 ₹ 84
    1994 ₹ 4,598 1965 ₹ 72

    Major Banks Gold Loan Per Gram Rate Comparison

    Feature
    HDFC Bank
    ICICI Bank
    Muthoot Finance
    Interest Rate
    9.90%
    10.50%
    12%
    Min Loan Amt
    Metro : 25000, Non : 15000
    25000
    15000
    Max Loan Amt
    1 Cr
    1 Cr
    1 Cr
    Loan Tenure
    3 months to 24 months
    9 months to 24 months
    1 month to 24 months
    Processing Fee
    0.25% to 1.50% of the Loan Amt
    0.25% to 1.50%
    Nil
    Preclosure Chgs
    2%, Nil foreclosure charges after 3 months
    2%, Nil foreclosure charges after 9 months
    Nil
    Overdraft Facility
    Yes
    Yes
    Yes
    Pay Only Interest Facility
    Yes
    Yes
    Yes
    Gold Rate Per Gram
    2500
    2600
    2700*

    Tips to Get The Highest Gold Loan Amount from Jammu and Kashmir Bank

    • There are many factors that are available for the Gold Loan Amount for the Jammu and Kashmir Bank, and these Jammu and Kashmir banks offer various interest rates.
    • The Gold Loan Purity is also useful for the Various interest rates, and these Gold Loan has a various weight of the  Gold loan amount in the Jammu and Kashmir bank. These banks have various highest Gold Loan Amounts.
    • The Gold Loan to Value Ratio of Jammu and Kashmir Bank is useful for the various interest rates.
    • This Gold Loans Amount is also useful for various Highest Gold Loan Amount in the Jammu and Kashmir Bank.

    GOLD LOAN @ 0.49%*

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    News

    Jammu and Kashmir Bank has low Gold Loans these days

    Jammu and Kashmir are offering Low Gold Loan Interest rates, and these Gold Loan Interest rates are 7%. As the Gold Loans are of increasing interest rates, you can avail of the best Gold Loan Interest rates in the Jammu and Kashmir Bank.

    Jammu and Kashmir Bank Gold Loan Per Gram FAQs

    ✅ What is Jammu and Kashmir Bank Gold Loan scheme?

    Jammu and Kashmir Bank gold loan is a scheme that provides a loan against your gold. Any person in need of quick lump sum money can avail of this facility that is offered by Jammu and Kashmir Bank and other leading banks and non-banking financial companies. The current rate for Jammu and Kashmir Bank Gold Loan Per Gram is ₹ 3,506 to ₹ 4,621.

     How much Gold Loan can I get per gram?

    The Gold Loan depends upon the purity of your gold. Jammu and Kashmir Bank Gold Loan Per Gram ₹ 3,506 to ₹ 4,621.

    ✅ How is Jammu and Kashmir Bank Gold Loan Per Gram calculated?

    The Jammu and Kashmir Bank Gold Loan Per Gram amount depends upon the purity of one’s gold and the current market gold rate. Jammu and Kashmir Bank Gold Loan Per Gram rate of interest is then calculated based upon a number of factors, including loan amount, loan tenure, relationship with the lender, and loan to value ratio.