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    Jammu & Kashmir Bank Gold Loan Per Gram

    Jammu and Kashmir Bank Gold Loan Per Gram is ₹ 3,506 to ₹ 4,621

    Jammu and Kashmir Bank Gold Loan Per Gram Today Gold Loan Rate Per Gram Today is ₹ 3,506 to ₹ 4,621
     Age Eligibility 18 to 75 years
    Eligibility of Loan Amount Rs. 1,000 to Rs. 2 Cr
     Required Documents Basic KYC documents for address and identity proof. No income documents and no CIBIL score documents are required.
    Gold Purity 18 carat to 22 carat
    Gold Type Gold jewelry and gold coins of 18-24 carats
     Ratio of Loan to Value 75% of the gold ornament’s market value

     

    Gold Loan Per Gram rates are in between ₹ 3,506 to ₹ 4,621. And there is much Purity of the gold. The Purity of the Gold also plays an important role in the Gold Loan Per Gram. And in these types of Gold is also different. 

    Jammu and Kashmir Bank Gold Loan Calculator

    • The Gold Loan Calculator in Dialabank has dependent on many factors and these factors include various things like the Gold Loan Purity, Gold Loan Weight and the Gold Loan to Value Ratio. By using all these things you can avail the best Gold Loan Calculator.
    • The Gold Purity is in between 18-24 carat gold. These carats of Gold are useful for various benefits and these Jammu and Kashmir Bank has Gold Loan Calculator. These Gold Loan Calculations are useful for various benefits and interest rates.
    • The Weight of the Gold also plays an important role in the Jammu and Kashmir bank. These Jammu and Kashmir Bank has varied weights of Gold Loans. Based on the weight of the Gold Loan you can avail of a lot of benefits.  Use all these various interest rates in Jammu and Kashmir bank. Gold Loan
    • And Dialabank offers the best Gold Loan Calculator in the Jammu and Kashmir Banks. And these Banks has various Gold Loan Calculators for Jammu and Kashmir.
    •  Know today’s gold rate at Dialabank.

    Jammu and Kashmir Bank Gold Loan Rate Per Gram by Gold Purity

    Gold Purity Gold Rate Per Gram- Average Of Past 30 Days Highest Gold Loan Per Gram Lowest Gold Loan Per Gram
    22 carat ₹ 4,620 ₹ 4,999 ₹ 4,956
    20 carat ₹ 3,939 ₹ 4,178 ₹ 3,795
    18 carat ₹ 3,545 ₹ 3,784 ₹ 3,460

    The above table shows the method by which Banks will calculate your per gram gold loan for gold of varying purity.

    • Gold loan per gram offer for 22-carat jewelry will be between ₹ 4,620 to ₹ 4,956
    • Gold loan per gram offer for 20-carat jewelry will be between ₹ 3,795 to ₹ 4,178
    • Gold loan per gram offer for 18-carat jewelry will be between ₹ 3,460 to ₹ 3,784

    There are various types of Gold like the 18-22 carat golds. And these Golds has both the highest and lowest rates and the highest interest rates for the 22 Carat Gold is 4999 and the lowest interest rates are 4956. So for the 20 carat Gold, you can avail of the best highest Gold Loan Per Gram rates o f4178 and the lowest interest rates of 3145. And for the 22 carat Gold, the Gold Loan Per Gram has the highest rates of 3784 and the lowest interest rates of 3460.

    Jammu and Kashmir Bank Gold Loan Rates Per Gram

    The following table shows the Gold Loan Per Gram Rates Per Gram – Updated Jun 21 2021

    Updated - Gold Loan Per Gram Rate w.e.f Jun 21 2021

    Gold Weight Gold Purity
    24 Carat
    Gold Purity
    22 Carat
    Gold Purity
    20 Carat
    Gold Purity
    18 Carat
    1 gram 4621 4290 3900 3510
    10 gram 46210 42900 39000 35100
    20 gram 93600 85800 78000 70200
    30 gram 140400 128700 117000 105300
    40 gram 187200 171600 156000 140400
    50 gram 234000 214500 195000 175500
    100 gram 468000 429000 390000 351000
    200 gram 936000 858000 780000 702000
    300 gram 1404000 1287000 1170000 1053000
    400 gram 1872000 1716000 1560000 1404000
    500 gram 2340000 2145000 1950000 1755000

    Historical Gold Loan Rates Per Gram

    The following table shows the various Historical Gold Loan Rates Per Gram

    This Table Contains the Average Annual Gold Rate from 1964 - 2021
    Year Price (24 karat per 10 grams) Year Price (24 karat per 10 grams)
    1964 ₹ 63.25 1993 ₹ 4,140.00
    1965 ₹ 71.75 1994 ₹ 4,598.00
    1966 ₹ 83.75 1995 ₹ 4,680.00
    1967 ₹ 102.50 1996 ₹ 5,160.00
    1968 ₹ 162.00 1997 ₹ 4,725.00
    1969 ₹ 176.00 1998 ₹ 4,045.00
    1970 ₹ 184.00 1999 ₹ 4,234.00
    1971 ₹ 193.00 2000 ₹ 4,400.00
    1972 ₹ 202.00 2001 ₹ 4,300.00
    1973 ₹ 278.50 2002 ₹ 4,990.00
    1974 ₹ 506.00 2003 ₹ 5,600.00
    1975 ₹ 540.00 2004 ₹ 5,850.00
    1976 ₹ 432.00 2005 ₹ 7,000.00
    1977 ₹ 486.00 2006 ₹ 8,400.00
    1978 ₹ 685.00 2007 ₹ 10,800.00
    1979 ₹ 937.00 2008 ₹ 12,500.00
    1980 ₹ 1,330.00 2009 ₹ 14,500.00
    1981 ₹ 1,800.00 2010 ₹ 18,500.00
    1982 ₹ 1,645.00 2011 ₹ 26,400.00
    1983 ₹ 1,800.00 2012 ₹ 31,050.00
    1984 ₹ 1,970.00 2013 ₹ 29,600.00
    1985 ₹ 2,130.00 2014 ₹ 28,006.50
    1986 ₹ 2,140.00 2015 ₹ 26,343.50
    1987 ₹ 2,570.00 2016 ₹ 28,623.50
    1988 ₹ 3,130.00 2017 ₹ 29,667.50
    1989 ₹ 3,140.00 2018 ₹ 31,438.00
    1990 ₹ 3,200.00 2019 ₹ 35,220.00
    1991 ₹ 3,466.00 2020 ₹ 48,651.00
    1992 ₹ 4,334.00 2021 ₹ 50,045.00

    Major Banks Gold Loan Per Gram Rate Comparison

    Feature
    HDFC Bank
    ICICI Bank
    Muthoot Finance
    Interest Rate
    9.90%
    10.50%
    12%
    Min Loan Amt
    Metro : 25000, Non : 15000
    25000
    15000
    Max Loan Amt
    1 Cr
    1 Cr
    1 Cr
    Loan Tenure
    3 months to 24 months
    9 months to 24 months
    1 month to 24 months
    Processing Fee
    0.25% to 1.50% of the Loan Amt
    0.25% to 1.50%
    Nil
    Preclosure Chgs
    2%, Nil foreclosure charges after 3 months
    2%, Nil foreclosure charges after 9 months
    Nil
    Overdraft Facility
    Yes
    Yes
    Yes
    Pay Only Interest Facility
    Yes
    Yes
    Yes
    Gold Rate Per Gram
    2500
    2600
    2700*

    Tips to Get The Highest Gold Loan Amount from Jammu and Kashmir Bank

    • There are many factors that are available for the Gold Loan Amount for the Jammu and Kashmir Bank and these Jammu and Kashmir banks offers various interest rates.
    • The Gold Loan Purity is also useful for the Various interest rates and these Gold Loan has a various weight of the  Gold loan amount in the Jammu and Kashmir bank. These banks have various highest Gold Loan Amount.
    • The Gold Loan to Value Ratio is useful for the various interest rates in these Jammu and Kashmir Bank.
    • This Gold Loans Amount is also useful for various Highest Gold Loan Amount in the Jammu and Kashmir Bank.

    gold loan at 7%

    हिंदी में पढ़े | தமிழில் படியுங்கள்

    News

    Jammu and Kashmir Bank has low Gold Loans these days

    Jammu and Kashmir are offering Low Gold Loan Interest rates and these Gold Loan Interest rates is 7%. As the Gold Loans are of increasing interest rates you can avail the best Gold Loan Interest rates in the Jammu and Kashmir Bank.