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Karnataka Bank  Gold Loan Per Gram

Karnataka Bank  Gold Loan Per Gram is ₹ 3,506 to ₹ 4,621

Karnataka Bank Gold Loan Per Gram Today Gold Loan Rate Per Gram Today is ₹ 3,506 to ₹ 4,621
Eligible Age 18 to 75 years
Loan Amount Eligibility Rs. 1,000 to Rs. 2 Cr
Required Documents Basic KYC documents
  Gold Purity 18 to 22 carat
 Gold Type Jewellery and  coins of 18-24 carats
 Ratioof Loan to Value  25% of the gold ornament’s market value

 

The Karnataka Bank has Gold Loan Per Gram has ₹ 3,506 to ₹ 4,621. And the Loan Processing fee is also required in the Karnataka Bank Gold Loan Per Gram and the Karnataka Bank has a Gold loan Purity of 18-24 carat Gold. This Gold Loan Per Gram has different loan types.

Karnataka Bank Gold Loan Calculator

  • The Karnataka Bank has a different Gold Loan Calculator. And this Gold Loan Calculator is used in various aspects of Gold Loans. For availing of the Best Gold Loan then you need some of the things like purity in your Gold.
  • If your Gold doesn’t have purity then you can’t get the High Loan Amount. And for these Gold Loans, there are many things needed like the Loan to Value ratio is of 75% in the Gold Loan Per Gram.
  • And these Karnataka Bank has different Gold Loan Calculators. With thesgold loane Gold Loan Calculators, you can avail a lot of benefits in the Gold Loans. You can also see today’s Gold Rate at Dialabank.
  • These Banks has a lot of different factors that affect the Gold Loan Per Gram. The Price of the Gold also plays a major role in the Karnataka Bank. Based on the price of the gold only you can avail of the best Gold Loan Per Gram.

Karnataka Bank Gold Loan Rate Per Gram by Gold Purity

Gold Purity Gold Rate Per Gram- Average Of Past 30 Days Highest Gold Loan Per Gram Lowest Gold Loan Per Gram
22 carat ₹ 4,620 ₹ 4,999 ₹ 4,956
20 carat ₹ 3,939 ₹ 4,178 ₹ 3,795
18 carat ₹ 3,545 ₹ 3,784 ₹ 3,460

The above table shows the method by which Banks will calculate your per gram gold loan for gold of varying purity.

  • Gold loan per gram offer for 22-carat jewelry will be between ₹ 4,620 to ₹ 4,956
  • Gold loan per gram offer for 20-carat jewelry will be between ₹ 3,795 to ₹ 4,178
  • Gold loan per gram offer for 18-carat jewelry will be between ₹ 3,460 to ₹ 3,784

The Gold Loan Per Gram Rates by Gold Purity. The Gold Purity only you can see the different rates in the Karnataka bank. And Karnataka Bank has different highest and lowest Gold Loan Per Gram Rates.

Karnataka Bank Gold Loan Rates Per Gram

The following table shows the Gold Loan Per Gram rates in the Karnataka Bank.

Updated - Gold Loan Per Gram Rate w.e.f Jun 24 2021

Gold Weight Gold Purity
24 Carat
Gold Purity
22 Carat
Gold Purity
20 Carat
Gold Purity
18 Carat
1 gram 4621 4290 3900 3510
10 gram 46210 42900 39000 35100
20 gram 93600 85800 78000 70200
30 gram 140400 128700 117000 105300
40 gram 187200 171600 156000 140400
50 gram 234000 214500 195000 175500
100 gram 468000 429000 390000 351000
200 gram 936000 858000 780000 702000
300 gram 1404000 1287000 1170000 1053000
400 gram 1872000 1716000 1560000 1404000
500 gram 2340000 2145000 1950000 1755000

Historical Gold Loan Rates Per Gram

In the table you can see the Historical Gold Loan Rates Per Gram

This Table Contains the Average Annual Gold Rate from 1964 - 2021
Year Price (24 karat per 10 grams) Year Price (24 karat per 10 grams)
1964 ₹ 63.25 1993 ₹ 4,140.00
1965 ₹ 71.75 1994 ₹ 4,598.00
1966 ₹ 83.75 1995 ₹ 4,680.00
1967 ₹ 102.50 1996 ₹ 5,160.00
1968 ₹ 162.00 1997 ₹ 4,725.00
1969 ₹ 176.00 1998 ₹ 4,045.00
1970 ₹ 184.00 1999 ₹ 4,234.00
1971 ₹ 193.00 2000 ₹ 4,400.00
1972 ₹ 202.00 2001 ₹ 4,300.00
1973 ₹ 278.50 2002 ₹ 4,990.00
1974 ₹ 506.00 2003 ₹ 5,600.00
1975 ₹ 540.00 2004 ₹ 5,850.00
1976 ₹ 432.00 2005 ₹ 7,000.00
1977 ₹ 486.00 2006 ₹ 8,400.00
1978 ₹ 685.00 2007 ₹ 10,800.00
1979 ₹ 937.00 2008 ₹ 12,500.00
1980 ₹ 1,330.00 2009 ₹ 14,500.00
1981 ₹ 1,800.00 2010 ₹ 18,500.00
1982 ₹ 1,645.00 2011 ₹ 26,400.00
1983 ₹ 1,800.00 2012 ₹ 31,050.00
1984 ₹ 1,970.00 2013 ₹ 29,600.00
1985 ₹ 2,130.00 2014 ₹ 28,006.50
1986 ₹ 2,140.00 2015 ₹ 26,343.50
1987 ₹ 2,570.00 2016 ₹ 28,623.50
1988 ₹ 3,130.00 2017 ₹ 29,667.50
1989 ₹ 3,140.00 2018 ₹ 31,438.00
1990 ₹ 3,200.00 2019 ₹ 35,220.00
1991 ₹ 3,466.00 2020 ₹ 48,651.00
1992 ₹ 4,334.00 2021 ₹ 50,045.00

Major Banks Gold Loan Per Gram Rate Comparison

Feature
Manappuram
Axis Bank
Yes Finance
Interest Rate
9.90%
12.50%
9.99%
Min Loan Amt
Metro : 25000, Non : 15000
25000
15000
Max Loan Amt
1 Cr
1 Cr
1 Cr
Loan Tenure
3 months to 24 months
9 months to 24 months
1 month to 24 months
Processing Fee
0.25% to 1.50% of the Loan Amt
0.25% to 1.50%
Nil
Preclosure Chgs
2%, Nil foreclosure charges after 3 months
2%, Nil foreclosure charges after 9 months
Nil
Overdraft Facility
Yes
Yes
Yes
Pay Only Interest Facility
Yes
Yes
Yes
Gold Rate Per Gram
3,124
3,073
3,069

Tips to Get The Highest Gold Loan Amount from Karnataka BanK

  • You can avail the Highest Gold Loan Amount in the Karnataka Bank by using some of the factors.
  • The Gold Purity Plays a major role in the Gold Loan Per Gram. The Purity of the Gold ranges between 18-24 carat gold. And The purity of the gold depends on the Cost of the Gold. The cost of the Gold also plays a major role in the Gold Loan Per Gram In the Karnataka Bank.
  • The Loan to Value Ratio is also important in the Gold Loan Amount and this Loan to Value Ratio is 75%. So in this way you can use all these Gold Loan Amount in the Karnataka Bank.
  • Apart from these factors, there are many other things like the Price of Gold. The Gold  Price also depends on the Purity of the Gold directly. So these are some of the factors that are used in the Gold Loan Per Gram.

News

Karnataka Bank FY22 12% Stability

The Karnataka Bank has 12% of stability in FY22. This Karnataka bank has 1.42 lakhs in FY22. And the 2021-22 year has a 12% increment in the Karnataka bank. For the Financial Year, the FY22 has used many banks for the stability of the banks like the Karnataka bank.