Karnataka Bank Gold Loan Per Gram

GET GOLD LOAN
AT LOWEST INTEREST RATE

⍟  Highest Rate Per Gram
⍟  Lowest Interest Rate of 0.79% p.m.

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    Karnataka Bank Gold Loan Per Gram

    Karnataka Bank Gold Loan Per Gram is ₹ 3,506 to ₹ 4,621

    Karnataka Bank Gold Loan Per Gram Today Gold Loan Rate Per Gram Today is ₹ 3,506 to ₹ 4,621
    Eligible Age 18 to 75 years
    Loan Amount Eligibility Rs. 1,000 to Rs. 2 Cr
    Required Documents Basic KYC documents
      Gold Purity 18 to 22 carat
     Gold Type Jewellery and  coins of 18-24 carats
     Ratioof Loan to Value  25% of the gold ornament’s market value

     

    The Karnataka Bank has Gold Loan Per Gram has ₹ 3,506 to ₹ 4,621. And the Loan Processing fee is also required in the Karnataka Bank Gold Loan Per Gram and the Karnataka Bank has a Gold loan Purity of 18-24 carat Gold. This Gold Loan Per Gram has different loan types.

    Karnataka Bank Gold Loan Calculator

    • Karnataka Bank Gold Loan Per GramThe Karnataka Bank has a different Gold Loan Calculator. And this Gold Loan Calculator is used in various aspects of Gold Loans. For availing of the Best Gold Loan then you need some of the things like purity in your Gold.
    • If your Gold doesn’t have purity then you can’t get the High Loan Amount. And for these Gold Loans, there are many things needed like the Loan to Value ratio is of 75% in the Gold Loan Per Gram.
    • And these Karnataka Bank has different Gold Loan Calculators. With these Gold Loan Calculators, you can avail a lot of benefits in the Gold Loans. You can also see today’s Gold Rate at Dialabank.
    • These Banks has a lot of different factors that affect the Gold Loan Per Gram. The Price of the Gold also plays a major role in the Karnataka Bank. Based on the price of the gold only you can avail of the best Gold Loan Per Gram.

    Karnataka Bank Gold Loan Rate Per Gram by Gold Purity

    Gold Purity Gold Rate Per Gram- Average Of Past 30 Days Highest Gold Loan Per Gram Lowest Gold Loan Per Gram
    22 carat ₹ 4,620 ₹ 4,999 ₹ 4,956
    20 carat ₹ 3,939 ₹ 4,178 ₹ 3,795
    18 carat ₹ 3,545 ₹ 3,784 ₹ 3,460

    The above table shows the method by which Banks will calculate your per gram gold loan for gold of varying purity.

    • Gold loan per gram offer for 22-carat jewelry will be between ₹ 4,620 to ₹ 4,956
    • Gold loan per gram offer for 20-carat jewelry will be between ₹ 3,795 to ₹ 4,178
    • Gold loan per gram offer for 18-carat jewelry will be between ₹ 3,460 to ₹ 3,784

    Karnataka Bank Gold Loan Per Gram Rates by Gold Purity. The Gold Purity only you can see the different rates in the Karnataka bank and Karnataka Bank has different highest and lowest Gold Loan Per Gram Rates.

    Karnataka Bank Gold Loan Rates Per Gram

    The following table shows the Gold Loan Per Gram rates in the Karnataka Bank.

    Updated - Gold Loan Per Gram Rate w.e.f Sep 25 2021

    Gold Weight Gold Purity
    24 Carat
    Gold Purity
    22 Carat
    Gold Purity
    20 Carat
    Gold Purity
    18 Carat
    1 gram 4621 4290 3900 3510
    10 gram 46210 42900 39000 35100
    20 gram 93600 85800 78000 70200
    30 gram 140400 128700 117000 105300
    40 gram 187200 171600 156000 140400
    50 gram 234000 214500 195000 175500
    100 gram 468000 429000 390000 351000
    200 gram 936000 858000 780000 702000
    300 gram 1404000 1287000 1170000 1053000
    400 gram 1872000 1716000 1560000 1404000
    500 gram 2340000 2145000 1950000 1755000

    Historical Gold Loan Rates Per Gram

    In the table you can see the Historical Gold Loan Rates Per Gram

    This Table Contains the Average Annual Gold Rate from 1964 - 2021
    Year Price (24 karat per 10 grams) Year Price (24 karat per 10 grams)
    1964 ₹ 63.25 1993 ₹ 4,140.00
    1965 ₹ 71.75 1994 ₹ 4,598.00
    1966 ₹ 83.75 1995 ₹ 4,680.00
    1967 ₹ 102.50 1996 ₹ 5,160.00
    1968 ₹ 162.00 1997 ₹ 4,725.00
    1969 ₹ 176.00 1998 ₹ 4,045.00
    1970 ₹ 184.00 1999 ₹ 4,234.00
    1971 ₹ 193.00 2000 ₹ 4,400.00
    1972 ₹ 202.00 2001 ₹ 4,300.00
    1973 ₹ 278.50 2002 ₹ 4,990.00
    1974 ₹ 506.00 2003 ₹ 5,600.00
    1975 ₹ 540.00 2004 ₹ 5,850.00
    1976 ₹ 432.00 2005 ₹ 7,000.00
    1977 ₹ 486.00 2006 ₹ 8,400.00
    1978 ₹ 685.00 2007 ₹ 10,800.00
    1979 ₹ 937.00 2008 ₹ 12,500.00
    1980 ₹ 1,330.00 2009 ₹ 14,500.00
    1981 ₹ 1,800.00 2010 ₹ 18,500.00
    1982 ₹ 1,645.00 2011 ₹ 26,400.00
    1983 ₹ 1,800.00 2012 ₹ 31,050.00
    1984 ₹ 1,970.00 2013 ₹ 29,600.00
    1985 ₹ 2,130.00 2014 ₹ 28,006.50
    1986 ₹ 2,140.00 2015 ₹ 26,343.50
    1987 ₹ 2,570.00 2016 ₹ 28,623.50
    1988 ₹ 3,130.00 2017 ₹ 29,667.50
    1989 ₹ 3,140.00 2018 ₹ 31,438.00
    1990 ₹ 3,200.00 2019 ₹ 35,220.00
    1991 ₹ 3,466.00 2020 ₹ 48,651.00
    1992 ₹ 4,334.00 2021 ₹ 50,045.00

    Major Banks Gold Loan Per Gram Rate Comparison

    Feature
    Manappuram
    Axis Bank
    Yes Finance
    Interest Rate
    9.90%
    12.50%
    9.99%
    Min Loan Amt
    Metro : 25000, Non : 15000
    25000
    15000
    Max Loan Amt
    1 Cr
    1 Cr
    1 Cr
    Loan Tenure
    3 months to 24 months
    9 months to 24 months
    1 month to 24 months
    Processing Fee
    0.25% to 1.50% of the Loan Amt
    0.25% to 1.50%
    Nil
    Preclosure Chgs
    2%, Nil foreclosure charges after 3 months
    2%, Nil foreclosure charges after 9 months
    Nil
    Overdraft Facility
    Yes
    Yes
    Yes
    Pay Only Interest Facility
    Yes
    Yes
    Yes
    Gold Rate Per Gram
    3,124
    3,073
    3,069

    Tips to Get The Highest Gold Loan Amount from Karnataka BanK

    • You can avail the Highest Gold Loan Amount in the Karnataka Bank by using some of the factors.
    • The Gold Purity Plays a major role in the Gold Loan Per Gram. The Purity of the Gold ranges between 18-24 carat gold. And The purity of the gold depends on the Cost of the Gold. The cost of the Gold also plays a major role in the Gold Loan Per Gram In the Karnataka Bank.
    • The Loan to Value Ratio is also important in the Gold Loan Amount and this Loan to Value Ratio is 75%. So in this way you can use all these Gold Loan Amount in the Karnataka Bank.
    • Apart from these factors, there are many other things like the Price of Gold. The Gold  Price also depends on the Purity of the Gold directly. So these are some of the factors that are used in the Gold Loan Per Gram.

    News

    Karnataka Bank FY22 12% Stability

    The Karnataka Bank has 12% of stability in FY22. This Karnataka bank has 1.42 lakhs in FY22. And the 2021-22 year has a 12% increment in the Karnataka bank. For the Financial Year, the FY22 has used many banks for the stability of the banks like the Karnataka bank.

    Karnataka Bank Gold Loan Per Gram FAQs

    ✅ What is Karnataka Bank Gold Loan scheme?

    Karnataka Bank gold loan is a scheme that provides a loan against your gold. Any person in need of quick lump sum money can avail of this facility that is offered by Karnataka Bank and other leading banks and non-banking financial companies. The current rate for Karnataka Bank Gold Loan Per Gram is ₹ 3,506 to ₹ 4,621.

     How much Gold Loan can I get per gram in Karnataka Bank?

    Depending upon the purity of your gold. Karnataka Bank Gold Loan Per Gram ₹ 3,506 to ₹ 4,621.

    ✅ How is Karnataka Bank Gold Loan Per Gram calculated?

    The Karnataka Bank Gold Loan Per Gram amount depends upon the purity of one’s gold and the current market gold rate. Karnataka Bank Gold Loan Per Gram interest rate is then calculated based upon several factors, including loan amount, loan tenure, relationship with the lender, and loan to value ratio.