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    Kashi Gomti Samyut Gramin Bank Gold Loan Per Gram

    Kashi Gomti Samyut Gramin Bank Gold Loan Per Gram rate is ₹ 3,506 to ₹ 4,621

    Gold Loan Per Gram Today Gold Loan Rate Per Gram Today is ₹ 3,506 to ₹ 4,621
    18 to 75 years
    Loan Amount Eligibility Rs. 1,000 to Rs. 2 Cr
    Documents Required Basic KYC documents for address and identity proof. No income documents and no CIBIL score documents are required.
    Purity of Gold 18 carat to 22 carat
    Type of Gold Gold jewellery and gold coins of 18-24 carats
    Margin in Gold Loan for the Bank 25% of the gold ornament’s market value

    Kashi Gomti Samyut Gramin Bank Gold Loan Per Gram calculator:

    The gold loan calculator for the Kashi Gomti Samyut Gramin Bank may be found here. The Kashi Gomti Samyut Gramin Bank gold loan per gram is based on a set of requirements, thus here are some guidelines:

    • The purity and net weight of gold in your jewellery will be determined using the purity and net weight of gold in your jewellery by the bank’s in-house valuer. The gold used in the jewellery should have a purity of 18 to 24 carats. The Kashi Gomti Samyut Gramin Bank would remove the weight of diamonds and stones from the net weight of the jewellery to arrive at the net weight.
    • Banks should use a 30-day average price of 22-carat gold that has been adjusted for purity, according to the Reserve Bank of India. If the gold is 20-carat pure, the Kashi Gomti Samyut Gramin Bank gold loan raises the value by multiplying 20/22 by the 30-day average of 22-carat gold. Dialabank now has a gold rate calculator that is up to date.Kashi Gomti Samyut Gramin Bank Gold loan
    • After evaluating the worth of your stones, a standard chartered gold loan will analyse your jewel loan amount eligibility utilising an LTV of up to 75%. Kashi Gomti Samyut Gramin Bank gold loans may be able to offer you a reduced interest rate if you are ready to take a loan amount that is less than your maximum LTV.

    Kashi Gomti Samyut Gramin Bank Gold Loan Rate Per Gram by Gold Purity:

    The table below shows an estimate of the gold loan per gram that Kashi Gomti Samyut Gramin Bank gold loan per gram will issue against various purity levels of gold jewellery at a maximum LTV of 75 percent and a lesser LTV of 65 percent.

    Gold Purity Gold Rate Per Gram- Average Of Past 30 Days Highest Gold Loan Per Gram Lowest Gold Loan Per Gram
    22 carat ₹ 4,620 ₹ 4,999 ₹ 4,956
    20 carat ₹ 3,939 ₹ 4,178 ₹ 3,795
    18 carat ₹ 3,545 ₹ 3,784 ₹ 3,460

    The above table shows the method by which Banks will calculate your per gram gold loan for gold of varying purity.

    • Gold loan per gram offer for 22-carat jewelry will be between ₹ 4,620 to ₹ 4,956
    • Gold loan per gram offer for 20-carat jewelry will be between ₹ 3,795 to ₹ 4,178
    • Gold loan per gram offer for 18-carat jewelry will be between ₹ 3,460 to ₹ 3,784

    Kashi Gomti Samyut Gramin Bank Gold Loan Rates Per Gram:

    When determining the Kashi Gomti Samyut Gramin Bank gold loan per gram, the purity is also taken into account. Any additional stones, gems, or metals added to the gold jewellery will lessen the overall weight. A loan amount of up to 70% of your gold’s current market worth is frequently accepted. If you’re ready to pay a higher interest rate, banks will accept you for up to 90% of your loan.

    Updated - Gold Loan Per Gram Rate w.e.f Jun 16 2021

    Gold Weight Gold Purity
    24 Carat
    Gold Purity
    22 Carat
    Gold Purity
    20 Carat
    Gold Purity
    18 Carat
    1 gram 4621 4290 3900 3510
    10 gram 46210 42900 39000 35100
    20 gram 93600 85800 78000 70200
    30 gram 140400 128700 117000 105300
    40 gram 187200 171600 156000 140400
    50 gram 234000 214500 195000 175500
    100 gram 468000 429000 390000 351000
    200 gram 936000 858000 780000 702000
    300 gram 1404000 1287000 1170000 1053000
    400 gram 1872000 1716000 1560000 1404000
    500 gram 2340000 2145000 1950000 1755000

    Gold Loan Rates Per Gram History:

    Because gold prices fluctuate so often, the table below will offer you the most up-to-date gold rates so you can make informed investing decisions.

    This Table Contains the Average Annual Gold Rate from 1964 - 2021
    Year Price (24 karat per 10 grams) Year Price (24 karat per 10 grams)
    1964 ₹ 63.25 1993 ₹ 4,140.00
    1965 ₹ 71.75 1994 ₹ 4,598.00
    1966 ₹ 83.75 1995 ₹ 4,680.00
    1967 ₹ 102.50 1996 ₹ 5,160.00
    1968 ₹ 162.00 1997 ₹ 4,725.00
    1969 ₹ 176.00 1998 ₹ 4,045.00
    1970 ₹ 184.00 1999 ₹ 4,234.00
    1971 ₹ 193.00 2000 ₹ 4,400.00
    1972 ₹ 202.00 2001 ₹ 4,300.00
    1973 ₹ 278.50 2002 ₹ 4,990.00
    1974 ₹ 506.00 2003 ₹ 5,600.00
    1975 ₹ 540.00 2004 ₹ 5,850.00
    1976 ₹ 432.00 2005 ₹ 7,000.00
    1977 ₹ 486.00 2006 ₹ 8,400.00
    1978 ₹ 685.00 2007 ₹ 10,800.00
    1979 ₹ 937.00 2008 ₹ 12,500.00
    1980 ₹ 1,330.00 2009 ₹ 14,500.00
    1981 ₹ 1,800.00 2010 ₹ 18,500.00
    1982 ₹ 1,645.00 2011 ₹ 26,400.00
    1983 ₹ 1,800.00 2012 ₹ 31,050.00
    1984 ₹ 1,970.00 2013 ₹ 29,600.00
    1985 ₹ 2,130.00 2014 ₹ 28,006.50
    1986 ₹ 2,140.00 2015 ₹ 26,343.50
    1987 ₹ 2,570.00 2016 ₹ 28,623.50
    1988 ₹ 3,130.00 2017 ₹ 29,667.50
    1989 ₹ 3,140.00 2018 ₹ 31,438.00
    1990 ₹ 3,200.00 2019 ₹ 35,220.00
    1991 ₹ 3,466.00 2020 ₹ 48,651.00
    1992 ₹ 4,334.00 2021 ₹ 50,045.00

    Comparison of Gold Loan Per Gram Rates by Major Banks:

    Here’s a table with all the details you’ll need to compare gold rates from the banks listed below:

    Feature
    HDFC Bank
    ICICI Bank
    Muthoot Finance
    Interest Rate
    9.50% onwards
    10.50%
    12%
    Min Loan Amt
    Metro : 25000, Non : 15000
    25000
    15000
    Max Loan Amt
    1 Cr
    1 Cr
    1 Cr
    Loan Tenure
    3 months to 24 months
    9 months to 24 months
    1 month to 24 months
    Processing Fee
    0.25% to 1.50% of the Loan Amt
    0.25% to 1.50%
    Nil
    Preclosure Chgs
    2%, Nil foreclosure charges after 3 months
    2%, Nil foreclosure charges after 9 months
    Nil
    Overdraft Facility
    Yes
    Yes
    Yes
    Pay Only Interest Facility
    Yes
    Yes
    Yes
    Gold Rate Per Gram
    3,066
    3,073
    3,073

    Tips for Getting the Most Money from Kashi Gomti Samyut Gramin Bank gold loan per gram:

    • Both hallmarked and non-hallmarked jewellery are acceptable for the Kashi Gomti Samyut Gramin Bank gold loan per gram. Because the valuer is less likely to undervalue hallmark jewellery, you can get the best gold loan per gram. Furthermore, certain banking institutions charge hallmarked gold jewellery a cheaper processing fee.
    • The Kashi Gomti Samyut Gramin Bank adjusts the price of 22-carat gold per gram to account for purity. As a result, borrow against higher purity jewellery wherever possible, as this will fetch you the most money for a gold loan.
    • A plane that is rented on a regular basis. The net weight of your jewellery determines the amount of a loan you can acquire against your gold, according to Bank Gold. Choose jewellery with a few gems and stones as possible. The weight of gems and stones will be deducted from the total weight of the jewellery by the majority of banks.