Kotak Mahindra Bank Gold Loan Lucknow

Gold Rate: ₹ 5,121 Per Gram

⍟ Interest Rate 7.0% p.a. ⍟

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All About Kotak Mahindra Bank Gold Loan Lucknow

Kotak Mahindra Bank is one of the best private sector banks in India. The bank was established in 2003. The founder of Kotak Mahindra Bank is Mr. Uday Kotak. The major products of the bank are credit cards, insurances, banking, mortgage loans, and wealth management. The loans are basically of two types. The bank provides secured loans and unsecured loans as well. Gold loan is the major product of Kotak Mahindra Bank that provides a financial aid to the customers to fulfill their personal needs at some rate of interest. In a gold loan, the customer pledges the gold to the bank as a security.

Gold Loan

Gold loan is a secured loan where a customer gets loan amount from the banks at some rate of interest for a given period of time. There are so many banks and non-banking financial companies that provide a gold loan to the customers at some rate of interest, but Kotak Mahindra bank is considered among one of the best banks. In addition to the gold loan, this is also known as the loan against the gold.

Eligibility for Kotak Mahindra Bank Gold Loan Lucknow

  1. The applicant should be above 18 years.
  2. After that, the age of the applicant can’t be more than 65 years.
  3. Only the citizen of India can get the advantage of a gold loan.

Interest Rates for Kotak Mahindra Bank Gold Loan Lucknow

Kotak Mahindra Bank Gold Loan Lucknow

The gold loan rates in the Kotak Mahindra bank are very low as compared to other banks. The interest rates start at 10.50% and there can be a slight variation in the rates of interest of the bank.

Documentation for Kotak Mahindra Bank Gold Loan Lucknow

  1. The documentation process for the gold loan in the Kotak Mahindra Bank is very simple and easy, only a few documents are needed to apply for a gold loan in Kotak Mahindra Bank.
  2. Firstly one proof of Identity is required in the Kotak Mahindra Bank.
  3. After that one residence proof is also required while applying for a gold loan in the Kotak Mahindra Bank.
  4. Three passport sized colored photographs are required for a Kotak Mahindra Gold Loan.

How to Apply for Kotak Mahindra Bank Gold Loan Lucknow?

  1. A person can easily apply for a Kotak Mahindra Gold loan online on www.dialabank.com.
  2. The process of application is very easy and simple here.
  3. For more information, the applicant can call on 60011600.
  4. The bank provides a gold loan in Lucknow at very reasonable rates of interest.

 

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