Lakshmi Vilas Bank Gold Loan Per Gram

AT 0.75%* INTEREST RATE
APPLY NOW

I have read the Privacy Policy & Agree to Terms & Conditions and authorize Dialabank & its partner institutions to Call or SMS me with reference to my application.

Lakshmi Vilas Bank Gold Loan Per Gram

Lakshmi Vilas Bank Gold Loan Per Gram is ₹ 3,800 to ₹ 4,350 

Lakshmi Vilas Bank Gold Loan Per Gram Today Gold Loan Rate Per Gram Today is ₹ 3,800 to ₹ 4,350
Age Eligibility 18 to 75 years
 Eligibility for Loan Amount Rs. 1,000 to Rs. 2 Cr
Required Documents Basic KYC documents
Gold Purity 18 carat to 22 carat
 Gold Type Jewelry and coins of Gold 18-24 carats
Loan to Value Ratio gold ornament’s market value of 75%

Gold Loan has Rates of ₹ 3,800 to ₹ 4,350. Loan to Value ratio for Gold is 75%. And these interest rates are used for Gold Loan Interest rates. 

Lakshmi Vilas Bank Gold Loan Calculator

  • Dialabanks offers various gold loan calculator. You can use these various Gold Loan Calculators by using these many factors. These many factors include various things like Gold Loan Purity, Gold Weight and various others.
  • So in this way you can use these Loan to Value Ratio. loan to Value Ratio is 75% and these Gold Loan Calculators has various benefits. Loan to Value Ratio is useful for various interest rates too. Gold Loan
  • The Gold Loan Purity is also one of the most important things in the Lakshmi Vilas Bank Gold Loan Calculator. You can use these Gold Loan purity which is in between 18-24 carat.
  • This Gold Loan has different Gold Weights and these Weights of the Gold are also based on these Gold Loan Calculators. So in this way, these are useful for the Gold Loan Calculators. Know today’s gold rate at Dialabank.

 

Lakshmi Vilas Bank Gold Loan Rate Per Gram by Gold Purity

Gold Purity Gold Rate Per Gram- Average Of Past 30 Days Highest Gold Loan Per Gram Lowest Gold Loan Per Gram
22 carat ₹ 4,620 ₹ 4,999 ₹ 4,956
20 carat ₹ 3,939 ₹ 4,178 ₹ 3,795
18 carat ₹ 3,545 ₹ 3,784 ₹ 3,460

The above table shows the method by which Banks will calculate your per gram gold loan for gold of varying purity.

  • Gold loan per gram offer for 22-carat jewelry will be between ₹ 4,620 to ₹ 4,956
  • Gold loan per gram offer for 20-carat jewelry will be between ₹ 3,795 to ₹ 4,178
  • Gold loan per gram offer for 18-carat jewelry will be between ₹ 3,460 to ₹ 3,784

The Gold Loan Per Gram has various Gold Purity and these Gold Loans has various highest and lowest Gold Loans Per Gram Rates. The Gold Loan Per Gram has the highest rates of 4621 and the lowest rates of 3506 for 22 carat Gold. And for 20 carat Gold, it is 3073 and the lowest rates are 2421. For 18 carat Gold, the highest rates are 2515 and the lowest interest rates are 2171.

Lakshmi Vilas Bank Gold Loan Rates Per Gram

The following table shows the Gold Loan Per Gram Rates – Updated Apr 25 2024

Updated - Gold Loan Per Gram Rate w.e.f Apr 25 2024

Gold Weight Gold Purity
24 Carat
Gold Purity
22 Carat
Gold Purity
20 Carat
Gold Purity
18 Carat
1 gram 4621 4290 3900 3510
10 gram 46210 42900 39000 35100
20 gram 93600 85800 78000 70200
30 gram 140400 128700 117000 105300
40 gram 187200 171600 156000 140400
50 gram 234000 214500 195000 175500
100 gram 468000 429000 390000 351000
200 gram 936000 858000 780000 702000
300 gram 1404000 1287000 1170000 1053000
400 gram 1872000 1716000 1560000 1404000
500 gram 2340000 2145000 1950000 1755000

Historical Gold Loan Rates Per Gram

The following table shows the various Historical Gold Loan Rates Per Gram.

This Table Contains the Average Annual Gold Rate from 1965 - 2022
Year Price (24 karat per 10 grams) Year Price (24 karat per 10 grams)
2023 ₹ 54,699 1994 ₹ 4,598
2022 ₹ 52,950 1993 ₹ 4,140
2021 ₹ 50,045 1992 ₹ 4,334
2020 ₹ 48,651 1991 ₹ 3,466
2019 ₹ 35,220 1990 ₹ 3,200
2018 ₹ 31,438 1989 ₹ 3,140
2017 ₹ 29,667 1988 ₹ 3,130
2016 ₹ 28,623 1987 ₹ 2,570
2015 ₹ 26,343 1986 ₹ 2,140
2014 ₹ 28,006 1985 ₹ 2,130
2013 ₹ 29,600 1984 ₹ 1,970
2012 ₹ 31,050 1983 ₹ 1,800
2011 ₹ 26,400 1982 ₹ 1,645
2010 ₹ 18,500 1981 ₹ 1,800
2009 ₹ 14,500 1980 ₹ 1,330
2008 ₹ 12,500 1979 ₹ 937
2007 ₹ 10,800 1978 ₹ 685
2006 ₹ 8,400 1977 ₹ 486
2005 ₹ 7,000 1976 ₹ 432
2004 ₹ 5,850 1975 ₹ 540
2003 ₹ 5,600 1974 ₹ 506
2002 ₹ 4,990 1973 ₹ 279
2001 ₹ 4,300 1972 ₹ 202
2000 ₹ 4,400 1971 ₹ 193
1999 ₹ 4,234 1970 ₹ 184
1998 ₹ 4,045 1969 ₹ 176
1997 ₹ 4,725 1968 ₹ 162
1996 ₹ 5,160 1967 ₹ 103
1995 ₹ 4,680 1966 ₹ 84
1994 ₹ 4,598 1965 ₹ 72

Major Banks Gold Loan Per Gram Rate Comparison

Feature
HDFC Bank
Private Bank
Muthoot Finance
Interest Rate
9.90%
10.50%
12%
Min Loan Amt
Metro : 25000, Non : 15000
25000
15000
Max Loan Amt
1 Cr
1 Cr
1 Cr
Loan Tenure
3 months to 24 months
9 months to 24 months
1 month to 24 months
Processing Fee
0.25% to 1.50% of the Loan Amt
0.25% to 1.50%
Nil
Preclosure Chgs
2%, Nil foreclosure charges after 3 months
2%, Nil foreclosure charges after 9 months
Nil
Overdraft Facility
Yes
Yes
Yes
Pay Only Interest Facility
Yes
Yes
Yes
Gold Rate Per Gram
2500
2600
2700*

Tips to Get The Highest Gold Loan Amount from Lakshmi Vilas Bank

  • The Gold Loan Per Gram has various Gold Loan Purity. The Purity of the Gold Loan is also used which is 18-22 carat gold. These various types of golds are useful for the Lakshmi Vilas Bank. In these Lakshmi Vilas Bank, there are many interest rates.
  • The purity of the Gold also plays an important role in the Lakshmi Vilas Bank and these banks have various weights too. Based on the jewels and stones only you can avail of the best Gold Loan Amount and highest Gold Loan Amount.
  • The Gold Loan also has various Loan Value ratio. This Loan to Value ratio is useful for the Loan amounts and by using these Gold Loans you can avail various benefits apart from the other loans.
  • These Gold Loans has various Loan Value Ratio and these Loan to Value Ratio is useful for various benefits and these benefits are used for 75% of the Gold Loan Amounts. These Gold Loan Amounts has various Purity for the Gold.
  • You can also avail the various Gold loan purity, weight and various Loan Value ratios.

GOLD LOAN @ 0.75%*

APPLY NOW

+91

News

Lakshmi Vilas Bank is promoting the RBI interested parties for merger

The Lakshmi Vilas Bank is promoting the RBI for interested parties for the merger for various 50 per cent of the 100 per share. And the RBI has many other bids from the Lakshmi Vilas Bank Parties. So using these Parties for the merger is useful in these banks.