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    Lakshmi Vilas Bank Gold Loan Per Gram

    Lakshmi Vilas Bank Gold Loan Per Gram is ₹ 3,506 to ₹ 4,621 

    Lakshmi Vilas Bank Gold Loan Per Gram Today Gold Loan Rate Per Gram Today is ₹ 3,506 to ₹ 4,621
    Age Eligibility 18 to 75 years
     Eligibility for Loan Amount Rs. 1,000 to Rs. 2 Cr
    Required Documents Basic KYC documents
    Gold Purity 18 carat to 22 carat
     Gold Type Jewelry and coins of Gold 18-24 carats
    Loan to Value Ratio gold ornament’s market value of 75%

    Gold Loan has Rates of ₹ 3,506 to ₹ 4,621. Loan to Value ratio for Gold is 75%. And these interest rates are used for Gold Loan Interest rates. 

    Lakshmi Vilas Bank Gold Loan Calculator

    • Dialabanks offers various gold loan calculator. You can use these various Gold Loan Calculators by using these many factors. These many factors include various things like Gold Loan Purity, Gold Weight and various others.
    • So in this way you can use these Loan to Value Ratio. loan to Value Ratio is 75% and these Gold Loan Calculators has various benefits. Loan to Value Ratio is useful for various interest rates too. Gold Loan
    • The Gold Loan Purity is also one of the most important things in the Lakshmi Vilas Bank Gold Loan Calculator. You can use these Gold Loan purity which is in between 18-24 carat.
    • This Gold Loan has different Gold Weights and these Weights of the Gold are also based on these Gold Loan Calculators. So in this way, these are useful for the Gold Loan Calculators. Know today’s gold rate at Dialabank.

     

    Lakshmi Vilas Bank Gold Loan Rate Per Gram by Gold Purity

    Gold Purity Gold Rate Per Gram- Average Of Past 30 Days Highest Gold Loan Per Gram Lowest Gold Loan Per Gram
    22 carat ₹ 4,620 ₹ 4,999 ₹ 4,956
    20 carat ₹ 3,939 ₹ 4,178 ₹ 3,795
    18 carat ₹ 3,545 ₹ 3,784 ₹ 3,460

    The above table shows the method by which Banks will calculate your per gram gold loan for gold of varying purity.

    • Gold loan per gram offer for 22-carat jewelry will be between ₹ 4,620 to ₹ 4,956
    • Gold loan per gram offer for 20-carat jewelry will be between ₹ 3,795 to ₹ 4,178
    • Gold loan per gram offer for 18-carat jewelry will be between ₹ 3,460 to ₹ 3,784

    The Gold Loan Per Gram has various Gold Purity and these Gold Loans has various highest and lowest Gold Loans Per Gram Rates. The Gold Loan Per Gram has the highest rates of 4621 and the lowest rates of 3506 for 22 carat Gold. And for 20 carat Gold, it is 3073 and the lowest rates are 2421. For 18 carat Gold, the highest rates are 2515 and the lowest interest rates are 2171.

    Lakshmi Vilas Bank Gold Loan Rates Per Gram

    The following table shows the Gold Loan Per Gram Rates – Updated Jun 19 2021

    Updated - Gold Loan Per Gram Rate w.e.f Jun 19 2021

    Gold Weight Gold Purity
    24 Carat
    Gold Purity
    22 Carat
    Gold Purity
    20 Carat
    Gold Purity
    18 Carat
    1 gram 4621 4290 3900 3510
    10 gram 46210 42900 39000 35100
    20 gram 93600 85800 78000 70200
    30 gram 140400 128700 117000 105300
    40 gram 187200 171600 156000 140400
    50 gram 234000 214500 195000 175500
    100 gram 468000 429000 390000 351000
    200 gram 936000 858000 780000 702000
    300 gram 1404000 1287000 1170000 1053000
    400 gram 1872000 1716000 1560000 1404000
    500 gram 2340000 2145000 1950000 1755000

    Historical Gold Loan Rates Per Gram

    The following table shows the various Historical Gold Loan Rates Per Gram.

    This Table Contains the Average Annual Gold Rate from 1964 - 2021
    Year Price (24 karat per 10 grams) Year Price (24 karat per 10 grams)
    1964 ₹ 63.25 1993 ₹ 4,140.00
    1965 ₹ 71.75 1994 ₹ 4,598.00
    1966 ₹ 83.75 1995 ₹ 4,680.00
    1967 ₹ 102.50 1996 ₹ 5,160.00
    1968 ₹ 162.00 1997 ₹ 4,725.00
    1969 ₹ 176.00 1998 ₹ 4,045.00
    1970 ₹ 184.00 1999 ₹ 4,234.00
    1971 ₹ 193.00 2000 ₹ 4,400.00
    1972 ₹ 202.00 2001 ₹ 4,300.00
    1973 ₹ 278.50 2002 ₹ 4,990.00
    1974 ₹ 506.00 2003 ₹ 5,600.00
    1975 ₹ 540.00 2004 ₹ 5,850.00
    1976 ₹ 432.00 2005 ₹ 7,000.00
    1977 ₹ 486.00 2006 ₹ 8,400.00
    1978 ₹ 685.00 2007 ₹ 10,800.00
    1979 ₹ 937.00 2008 ₹ 12,500.00
    1980 ₹ 1,330.00 2009 ₹ 14,500.00
    1981 ₹ 1,800.00 2010 ₹ 18,500.00
    1982 ₹ 1,645.00 2011 ₹ 26,400.00
    1983 ₹ 1,800.00 2012 ₹ 31,050.00
    1984 ₹ 1,970.00 2013 ₹ 29,600.00
    1985 ₹ 2,130.00 2014 ₹ 28,006.50
    1986 ₹ 2,140.00 2015 ₹ 26,343.50
    1987 ₹ 2,570.00 2016 ₹ 28,623.50
    1988 ₹ 3,130.00 2017 ₹ 29,667.50
    1989 ₹ 3,140.00 2018 ₹ 31,438.00
    1990 ₹ 3,200.00 2019 ₹ 35,220.00
    1991 ₹ 3,466.00 2020 ₹ 48,651.00
    1992 ₹ 4,334.00 2021 ₹ 50,045.00

    Major Banks Gold Loan Per Gram Rate Comparison

    Feature
    HDFC Bank
    ICICI Bank
    Muthoot Finance
    Interest Rate
    9.90%
    10.50%
    12%
    Min Loan Amt
    Metro : 25000, Non : 15000
    25000
    15000
    Max Loan Amt
    1 Cr
    1 Cr
    1 Cr
    Loan Tenure
    3 months to 24 months
    9 months to 24 months
    1 month to 24 months
    Processing Fee
    0.25% to 1.50% of the Loan Amt
    0.25% to 1.50%
    Nil
    Preclosure Chgs
    2%, Nil foreclosure charges after 3 months
    2%, Nil foreclosure charges after 9 months
    Nil
    Overdraft Facility
    Yes
    Yes
    Yes
    Pay Only Interest Facility
    Yes
    Yes
    Yes
    Gold Rate Per Gram
    2500
    2600
    2700*

    Tips to Get The Highest Gold Loan Amount from Lakshmi Vilas Bank

    • The Gold Loan Per Gram has various Gold Loan Purity. The Purity of the Gold Loan is also used which is 18-22 carat gold. These various types of golds are useful for the Lakshmi Vilas Bank. In these Lakshmi Vilas Bank, there are many interest rates.
    • The purity of the Gold also plays an important role in the Lakshmi Vilas Bank and these banks have various weights too. Based on the jewels and stones only you can avail of the best Gold Loan Amount and highest Gold Loan Amount.
    • The Gold Loan also has various Loan Value ratio. This Loan to Value ratio is useful for the Loan amounts and by using these Gold Loans you can avail various benefits apart from the other loans.
    • These Gold Loans has various Loan Value Ratio and these Loan to Value Ratio is useful for various benefits and these benefits are used for 75% of the Gold Loan Amounts. These Gold Loan Amounts has various Purity for the Gold.
    • You can also avail the various Gold loan purity, weight and various Loan Value ratios.

    gold loan at 7%

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    News

    Lakshmi Vilas Bank is promoting the RBI interested parties for merger

    The Lakshmi Vilas Bank is promoting the RBI for interested parties for the merger for various 50 per cent of the 100 per share. And the RBI has many other bids from the Lakshmi Vilas Bank Parties. So using these Parties for the merger is useful in these banks.