Manappuram Gold Loan Visakhapatnam

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Rates as low as 1% p.m.
Get Money in 30 Mins
Loan Amount Up to 1 Crore
Loan Tenure Up to 48 Months
Unbiased Experts Advice

All About Manappuram Gold Loan Visakhapatnam

Manappuram Gold Loan VisakhapatnamThere are situations when a person needs the funds to meet an emergency and Gold Loan is a scheme that can help a person in acquiring funds for meeting any emergency. The loan is secured in nature and demands an asset to pledge as security with the lender.
 

Why should one apply for Manappuram Gold Loan Visakhapatnam?

  1. There are no prepayment charges.
  2. It requires minimal documentation as compared to other loans.
  3. Easily available
  4. No credit checks
  5. Simple Procedures
  6. No EMI, service only interest
  7. Minimal Documentation
  8. It does not require any cosigner.
  9. It involves simple procedures and fast Loan approvals.
  10. The applicant has options to pay only interest during the tenure of the loan.
  11. Fast Loan Approval
  12. A person should have a minimum of 20 Gram gold to avail the Loan.
  13. No penalties are involved.
  14. In-house gold evaluation
  15. Available within a time period of 30-60 Mins
  16. You can enjoy a maximum tenure period of 6 to 12 Months.

Manappuram Gold Loan Visakhapatnam Interest Rates

In the case of Gold Loan, the credit is available at a low-interest rate. This is because the loan on gold comes in the category of secured loans. Moreover, the interest rate of gold is less than that of other loans. Though the Gold Loan rate keeps on changing with the passage of time as well as person to person. Gold Loan in Viskhapatnam is available at 1% per month interest rate.
2. Also, offer low processing fee –  0.85%
3. Moreover, Pre-closer charges range from 0 – 2 %.
4. Besides Tenure minimum of six months; maximum five year
5. Lastly Amount – Thousand to a crore
 

Manappuram Gold Loan Visakhapatnam Eligibility 

1. Firstly, The age of the customer should not be less than 18 years.
2. Secondly, The applicant should be a citizen of India.
3. The applicant should have gold in an appropriate form.
4. The quality of the gold should be 18 karats to 22 karats.
 

To Get Manappuram Gold Loan Visakhapatnam Documents Required 

  1. Identity Proof: Verification documents required should be specifically among the following: Voter ID /Ration card /Aadhar card /Valid  Passport
  2. Signature Proof: The documents required as signature proof includes: Passport Copy/Banker’s verification/cheque
  3. Residence Proof: The documents required as proof of residence are: Telephone Bill/ Electricity Bill/ Rental bill /Trade license /Shop & Est. License/Sales Tax certificate.
  4. Documents required for the farmers are namely: Land Proof and Income proof
  5. Other: Two passports sized colored photographs.

How to apply for the Manappuram Gold Loan Visakhapatnam?

Applying for the Manappuram Gold loan in Visakhapatnam is effortless. So take a benefit of evolved technology and apply for a Gold loan without going anywhere. 
1. Firstly, You have to visit Online Gold Loan and need to fill up the application form.
2. Secondly, Then Customer representative will contact you and confirm some of the details. Then they will let you know the eligibility and fix your appointment with the banker. 
3. After that, The banker will come to your doorsteps to collect the required.
4. Besides that,  You need to visit once at the time of submission of Gold. After that, you will enter the bank with the gold and exit with the sanctioned loan.
 

Why Dialabank for online Manappuram Gold Loan Visakhapatnam?

1. First of all, www.dialabank.com offers a very easy process of application of the gold loan.
2. Secondly, the customer gets a good comparison of the interest rates of other banks as well.
3. Furthermore, the company provides the document pickup facility from your doorstep.
4. Finally, you will get the best as well as the lowest interest rate. Moreover, for more information call 9592046860 or 60011600 with your city code.

About Visakhapatnam

Vishakhapatnam is located in Andhra Pradesh. It is named after god Vaishaka. This city is rich in cultural and historical heritage. To get Manappuram Gold Loan in Visakhapatnam is very easy when you apply through Dialabank. We offer you the lowest interest rate as compared to others in the market. Call us 9592046860 or  (enter area) 60011600 for more details.
 

 

FAQs About Manappuram Gold Loan 

  1. How does Manappuram Gold Loan work?
     Loan on gold is very simple to understand. The Banks /NBFC provides you with funds against your gold ornament. The amount depends upon the gold weight.
  2. Manappuram Gold Loan is secured?
    Yes, it is essential to note that the loan on gold comes in the category of secured loans. Because in a gold loan the applicant put their gold ornaments into the bank’s locker as security or as collateral.
  3. What happens when you don’t repay a Gold Loan?
     If the borrower is unable to return the gold loan on time, then the bank is liable to sell his gold ornaments.
  4. To get a gold loan do I need a co-applicant?
     No, to avail Gold loan you don’t need any co-applicant 
  5. Is Gold loan better than a Personal loan?
    Yes, a Gold loan is better than personal Loan because in Gold Loan banks/NBFC’s takes Gold ornament as well as a gold coin as collateral and in case of Personal loan it is un-secured and hence carries higher interest than a gold loan.
  6. What is the best online platform to avail gold loan?
    Dialabank is the best platform to get a loan. Dialabank provides you hassle-free process as well as the lowest interest rate in the market as compared to others.
  7. Is there any fee payable for the Gold Loan?
    Yes, you have to pay the loan processing fee (non-refundable) as well as Valuation fee.

Know More About Gold Loan

  1. What is CIBIL Score?
  2. 3 Best Methods Repaying Gold Loan
  3. 4 Different Ways of Repaying Your Gold Loan
  4. Gold Loan Interest Rate
  5. What happens when you don’t pay a Gold Loan?
  6. Gold Loan From Top banks And NBFCs in India
  7. Gold Loan Near Me

* For any assistance regarding Gold Loan, call us on 95920-46860, our trained Relationship Managers will solve all your queries.

Gold Loan Interest Rate of Different Banks – Updated on 2019

Bank 

Gold Loan Rate 

HDFC Bank

10.75%

Yes Bank 

10.85%

Axis Bank

10.90%

SBI Gold Loan

11.50%

ICICI Bank

11.75%

IIFL Gold Loan

11.75%

Allahabad Bank Gold Loan

11.75%

Muthoot Gold Loan

12.00%

Federal Bank Gold Loan

12.00%

Manappuram Gold Loan 

12.25%

IDBI Bank

12.25%

PNB Gold Loan

12.25%

 

 

 

 

 

 

 

 

 

 

 

EMI CALCULATOR

GOLD LOAN RATES


 

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