All About Manappuram Gold Loan Visakhapatnam
Why should one apply for Manappuram Gold Loan Visakhapatnam?
- There are no prepayment charges.
- It requires minimal documentation as compared to other loans.
- Easily available
- No credit checks
- Simple Procedures
- No EMI, service only interest
- Minimal Documentation
- It does not require any cosigner.
- It involves simple procedures and fast Loan approvals.
- The applicant has options to pay only interest during the tenure of the loan.
- Fast Loan Approval
- A person should have a minimum of 20 Gram gold to avail the Loan.
- No penalties are involved.
- In-house gold evaluation
- Available within a time period of 30-60 Mins
- You can enjoy a maximum tenure period of 6 to 12 Months.
Manappuram Gold Loan Visakhapatnam Interest Rates
Manappuram Gold Loan Visakhapatnam Eligibility
To Get Manappuram Gold Loan Visakhapatnam Documents Required
- Identity Proof: Verification documents required should be specifically among the following: Voter ID /Ration card /Aadhar card /Valid Passport
- Signature Proof: The documents required as signature proof includes: Passport Copy/Banker’s verification/cheque
- Residence Proof: The documents required as proof of residence are: Telephone Bill/ Electricity Bill/ Rental bill /Trade license /Shop & Est. License/Sales Tax certificate.
- Documents required for the farmers are namely: Land Proof and Income proof
- Other: Two passports sized colored photographs.
How to apply for the Manappuram Gold Loan Visakhapatnam?
Why Dialabank for online Manappuram Gold Loan Visakhapatnam?
FAQs About Manappuram Gold Loan
- How does Manappuram Gold Loan work?
Loan on gold is very simple to understand. The Banks /NBFC provides you with funds against your gold ornament. The amount depends upon the gold weight.
- Manappuram Gold Loan is secured?
Yes, it is essential to note that the loan on gold comes in the category of secured loans. Because in a gold loan the applicant put their gold ornaments into the bank’s locker as security or as collateral.
- What happens when you don’t repay a Gold Loan?
If the borrower is unable to return the gold loan on time, then the bank is liable to sell his gold ornaments.
- To get a gold loan do I need a co-applicant?
No, to avail Gold loan you don’t need any co-applicant
- Is Gold loan better than a Personal loan?
Yes, a Gold loan is better than personal Loan because in Gold Loan banks/NBFC’s takes Gold ornament as well as a gold coin as collateral and in case of Personal loan it is un-secured and hence carries higher interest than a gold loan.
- What is the best online platform to avail gold loan?
Dialabank is the best platform to get a loan. Dialabank provides you hassle-free process as well as the lowest interest rate in the market as compared to others.
- Is there any fee payable for the Gold Loan?
Yes, you have to pay the loan processing fee (non-refundable) as well as Valuation fee.
Know More About Gold Loan
- What is CIBIL Score?
- 3 Best Methods Repaying Gold Loan
- 4 Different Ways of Repaying Your Gold Loan
- Gold Loan Interest Rate
- What happens when you don’t pay a Gold Loan?
- Gold Loan From Top banks And NBFCs in India
- Gold Loan Near Me
* For any assistance regarding Gold Loan, call us on 95920-46860, our trained Relationship Managers will solve all your queries.
Gold Loan Interest Rate of Different Banks – Updated on 2019
Gold Loan Rate
Table of Contents
- 1 All About Manappuram Gold Loan Visakhapatnam
- 2 Manappuram Gold Loan Visakhapatnam Interest Rates
- 2.1 Manappuram Gold Loan Visakhapatnam Eligibility
- 2.2 To Get Manappuram Gold Loan Visakhapatnam Documents Required
- 2.3 How to apply for the Manappuram Gold Loan Visakhapatnam?
- 2.4 Why Dialabank for online Manappuram Gold Loan Visakhapatnam?
- 2.5 About Visakhapatnam
- 2.6 Gold Loan Interest Rate of Different Banks – Updated on 2019