Gold Rate: ₹ 5,340 Per Gram

Muthoot Gold Loan Panchkula

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Highest Loan Per Gram ⍟

Unlock the Real Value of your Gold
Rates as low as 9.90%*
Get Money in 30 Mins
Loan Amount Up to 1 Crore
Loan Tenure Up to 48 Months
Unbiased Experts Advice

All About Muthoot Gold Loan Panchkula

Muthoot Gold Loan PanchkulaThere are so many banks and nonbanking financial companies in India that provides a gold loan to the customers but Muthoot Finance gold loan is the best gold loan one can ever have. Besides that, the Muthoot Finance is India’s biggest gold loan provider non-banking company. The company provides its financial services in almost every city in the country.

What is a Gold Loan?

In a gold loan, a customer gets a financial aid from a bank or nonbanking financial companies to fulfill his/her personal needs at some rate of interest.

Why one should Apply for Gold Loan?

  1. There is some reason to apply for a Muthoot gold loan that is listed below
  2. First of all the company provides a gold loan at lowest rates of interest.
  3. After that, the loan is approved very quickly.
  4. The gold ornaments of the customers are kept in the tight security.

 Features of Muthoot Gold Loan Panchkula   

  1. First of all the approval time is very less in the Muthoot Finance Gold Loan.   
  2. After that, the process is hassle-free and easy.
  3. Furthermore, the processing fees are very less in the Muthoot Gold Loan.

Eligibility for Muthoot Gold Loan Panchkula

  1. First of all the minimum age of the applicant should be 18 years.
  2. After that, the applicant is required to be a citizen of India.
  3. Besides that, the applicant should have at least 10 grams of gold.

Documentation for Muthoot Gold Loan Panchkula

  1. There are some basic documents are required in the Muthoot Finance Gold Loan
  2. One ID Proof. (Aadhar Card/ PAN Card/ Voter ID Card/ DrivingLicense/Passport)
  3. One proof of residence. (Aadhar Card/ PAN Card/ Voter ID Card/ DrivingLicense/Passport/ Ration Card/  Utility Bills)
  4. Two passports sized colored photographs

Why Muthoot Gold Loan Panchkula?

  1. First of all the rates of interest are very low.
  2. After that, the process of application for the gold loan is very simple.
  3. Beside all these, the Gold Loan amount gets disbursed very fast.

Interest Rate for Muthoot Gold Loan Panchkula

  1. The rate of interest is 11% onwards. It depends on the tenure of your loan.
  2. For the tenure of the loan is one month then it is 12%.
  3. Furthermore more than one month and less than three months, it is 15% onwards.
  4. Besides that, for 3 to 12 months it is 20% onwards.
  5. For the period of more than 12 months, the rate of interest is 21% onwards.

Processing Fees

The company charges a minimal amount of processing fees to the customers but it can be a maximum 1% of the amount of the loan sanctioned.

Foreclosure Charges

Furthermore, Muthoot Finance does not charge any foreclosure fee.

Quality of the Gold

The gold ornaments that you are pledging to the bank should be of 18 to 22 carats. Gold of quality 24 carats is not accepted.

How much amount do you get?

The amount of Gold Loan depends basically on the weight of the gold and the purity of the gold. Besides that, the Loan to Value of different companies is different. Muthoot Finance provides 75% LTV to its customers. It can be more depending on the weight of the pledged gold ornaments of the customers.

How to Apply for Muthoot Gold Loan Panchkula?

A person can apply for a Muthoot Gold Loan online as well as in an offline way since the online method is very time-saving so people prefer to apply online. A person can simply apply for a gold loan online by visiting and filling the online application form with the required fields.

Why Dialabank?

Dialabank is considered as the best platform to apply for a gold loan online. Since the company provides you a gold loan at easy rates of interest and very quickly. Furthermore, there is no issue of the security of the gold ornaments of the customers. For more information, you may call on 9592046

About Panchkula

Panchkula is close to Chandigarh and just like Chandigarh, it is carefully designed city. The broad roadways and trees at the side which looks really beautiful.

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