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    Nagaland Rural Bank Gold Loan Per Gram

    Nagaland Rural Bank Gold Loan Per Gram Today is ₹ 3,506 to ₹ 4,621

    Nagaland Rural Bank Gold Loan Per Gram Today Gold Loan Rate Per Gram Today is ₹ 3,506 to ₹ 4,621
    Eligible Age 18 to 75 years
    Loan Amount Eligibility Rs. 1,000 to Rs. 2 Cr
    Documents Required Basic KYC documents for address and identity proof. No income documents and no CIBIL score documents are required.
    Purity of Gold 18 carat to 22 carat
    Type of Gold Gold jewellery and gold coins of 18-24 carats
    Loan To Value 25% of the gold ornament’s market value

    The Nagaland Rural Bank Gold Loan is help offered by the bank that licenses customers to use the gold they own to apply for a gold credit to meet their money-related prerequisites. The Nagaland Rural Bank appreciates various advantages similarly as a low credit expense.

    Nagaland Rural Bank Gold Loan Gold Loan Calculator 

    • Nature and netload of gold used in enhancements: Gold used in pearls should be someplace in the degree of 18 and 24 carats unadulterated. To get comfortable with the net weight, the Nagaland Rural Bank Gold Loan will kill the meaning of pearls and stones from the firm weight of the gems. You would now be able to check the most recent gold rate at Dialabank.
    • An in-house proprietor at the bank will decide the virtue and weight of gold in your gems. For gems, 18 to 24-carat gold is ideal. The heaviness of precious stones and stones will be eliminated from the net load of the adornments to show up at the net load since the Gramin Bank of Aryavart gold advance per gram esteem is just for gold. The appraiser’s decisions will be put down. You can likewise demand the latest gold rate at Dialabank.                          Nagaland Rural Bank Gold Loan
    • Credit to Value Ratio: After picking the value of your pearls, Nagaland Rural Bank Gold Loan will use a LTV of up to 75% to pick your ability for valuable stone turn of events. Nagaland Rural Bank will give you a lower financing cost on the off chance that you can take an improvement complete that isn’t generally your most basic LTV.

    Nagaland Rural Bank Gold Loan Rate Per Gram by Gold Purity

    The chart below shows the promotion of the gold development per gram that Nagaland Rural Bank would give against gold enhancements of various righteousness levels at a most limit LTV of 75% and a lower LTV of 65%.

    Gold Purity Gold Rate Per Gram- Average Of Past 30 Days Highest Gold Loan Per Gram Lowest Gold Loan Per Gram
    22 carat ₹ 4,620 ₹ 4,999 ₹ 4,956
    20 carat ₹ 3,939 ₹ 4,178 ₹ 3,795
    18 carat ₹ 3,545 ₹ 3,784 ₹ 3,460

    The above table shows the method by which Banks will calculate your per gram gold loan for gold of varying purity.

    • Gold loan per gram offer for 22-carat jewelry will be between ₹ 4,620 to ₹ 4,956
    • Gold loan per gram offer for 20-carat jewelry will be between ₹ 3,795 to ₹ 4,178
    • Gold loan per gram offer for 18-carat jewelry will be between ₹ 3,460 to ₹ 3,784

    Nagaland Rural Bank Gold Loan Rates Per Gram

    The following table shows Nagaland Rural Bank Gold Loan Rates per gram – Jun 21 2021

    Updated - Gold Loan Per Gram Rate w.e.f Jun 21 2021

    Gold Weight Gold Purity
    24 Carat
    Gold Purity
    22 Carat
    Gold Purity
    20 Carat
    Gold Purity
    18 Carat
    1 gram 4621 4290 3900 3510
    10 gram 46210 42900 39000 35100
    20 gram 93600 85800 78000 70200
    30 gram 140400 128700 117000 105300
    40 gram 187200 171600 156000 140400
    50 gram 234000 214500 195000 175500
    100 gram 468000 429000 390000 351000
    200 gram 936000 858000 780000 702000
    300 gram 1404000 1287000 1170000 1053000
    400 gram 1872000 1716000 1560000 1404000
    500 gram 2340000 2145000 1950000 1755000

    Historical Gold Loan Rates Per Gram 

    Indians are among the world’s driving buyers of gold. Indians will overall buy gold since it is seen as a ‘gotten’ theory. Cash related allies study the business zones at changes in costs, which direct income. Award, us to look at the essential need chronicled gold credit rates per gram implied under:

    This Table Contains the Average Annual Gold Rate from 1964 - 2021
    Year Price (24 karat per 10 grams) Year Price (24 karat per 10 grams)
    1964 ₹ 63.25 1993 ₹ 4,140.00
    1965 ₹ 71.75 1994 ₹ 4,598.00
    1966 ₹ 83.75 1995 ₹ 4,680.00
    1967 ₹ 102.50 1996 ₹ 5,160.00
    1968 ₹ 162.00 1997 ₹ 4,725.00
    1969 ₹ 176.00 1998 ₹ 4,045.00
    1970 ₹ 184.00 1999 ₹ 4,234.00
    1971 ₹ 193.00 2000 ₹ 4,400.00
    1972 ₹ 202.00 2001 ₹ 4,300.00
    1973 ₹ 278.50 2002 ₹ 4,990.00
    1974 ₹ 506.00 2003 ₹ 5,600.00
    1975 ₹ 540.00 2004 ₹ 5,850.00
    1976 ₹ 432.00 2005 ₹ 7,000.00
    1977 ₹ 486.00 2006 ₹ 8,400.00
    1978 ₹ 685.00 2007 ₹ 10,800.00
    1979 ₹ 937.00 2008 ₹ 12,500.00
    1980 ₹ 1,330.00 2009 ₹ 14,500.00
    1981 ₹ 1,800.00 2010 ₹ 18,500.00
    1982 ₹ 1,645.00 2011 ₹ 26,400.00
    1983 ₹ 1,800.00 2012 ₹ 31,050.00
    1984 ₹ 1,970.00 2013 ₹ 29,600.00
    1985 ₹ 2,130.00 2014 ₹ 28,006.50
    1986 ₹ 2,140.00 2015 ₹ 26,343.50
    1987 ₹ 2,570.00 2016 ₹ 28,623.50
    1988 ₹ 3,130.00 2017 ₹ 29,667.50
    1989 ₹ 3,140.00 2018 ₹ 31,438.00
    1990 ₹ 3,200.00 2019 ₹ 35,220.00
    1991 ₹ 3,466.00 2020 ₹ 48,651.00
    1992 ₹ 4,334.00 2021 ₹ 50,045.00

    Major Banks Gold Loan Per Gram Rate Comparison

    Feature
    Manappuram
    Axis Bank
    Yes Finance
    Interest Rate
    9.90%
    12.50%
    9.99%
    Min Loan Amt
    Metro : 25000, Non : 15000
    25000
    15000
    Max Loan Amt
    1 Cr
    1 Cr
    1 Cr
    Loan Tenure
    3 months to 24 months
    9 months to 24 months
    1 month to 24 months
    Processing Fee
    0.25% to 1.50% of the Loan Amt
    0.25% to 1.50%
    Nil
    Preclosure Chgs
    2%, Nil foreclosure charges after 3 months
    2%, Nil foreclosure charges after 9 months
    Nil
    Overdraft Facility
    Yes
    Yes
    Yes
    Pay Only Interest Facility
    Yes
    Yes
    Yes
    Gold Rate Per Gram
    3,124
    3,073
    3,069

    Tips to get the highest Amount Per Gram from Nagaland Rural Bank Gold Loan

    • For a gold credit, Nagaland Rural Bank sees both hallmarked and non-hallmarked pearls. Regardless, in the event that you have brand name pearls, you can get the most raised Nagaland Rural Bank Gold Loan credit per gram considering how the valuer is less orchestrated to censure it. In like manner, some money-related affiliations charge lower trade costs for hallmarked gold pearls.
    • The Nagaland Rural Bank Gold Loan Per Gram change the expense of 22-carat gold to address perfection. In like way, get against higher-flawlessness embellishments if possible, as this will get you the most money for a gold credit.
    • Nagaland Rural Bank Gold Loan will use the net pile of your moves up to pick the degree of gold progression you are ready for. Per Gram Gold Advance from Nagaland Rural Bank, Choose gems with the least pearls and stones whatever amount as could be anticipated. The meaning of pearls and stones will be deducted from the overall heap of the gems by a gigantic fragment of the banks. To pick the net weight, Nagaland Rural Bank will depend on the assessment of its gold valuer. As more gems and stones are applied to a piece of pearls, the supreme weight and worth of the piece decrease, achieving a lower gem advance you are ready for.
    • On gold, it’s a standard practice to zero in on the most fundamental possible LTV. The RBI has permitted Nagaland Rural Bank Gold Loan to charge the best LTV of up to 75% while dealing with the degree of gold credit you are ready for.


    gold loan at 7%

    हिंदी में पढ़े | தமிழில் படியுங்கள்

    Example: The development entirety is directed by the flawlessness of gold, the LTV, and the substantialness of gold. Anticipate that Kunal, Abhishek, and Bunny each own differentiating measures of gold of evolving excellence. Kunal has 70 grams of gold with an 18-carat ideal. Abhishek has 60 grams of gold that is 20 carats unadulterated, and Bunny has 50 grams of gold that is 22 carats unadulterated. They apply for a gold credit with Nagaland Rural Bank. The worth used to choose their gold credit all-out capability subject to the best LTV of 75% would move dependent upon the ethicalness of gold, achieving different gold development capabilities.

    Carats / Weight Of Gold Gold Weight (In Gm) Purity Of Gold (In Carat) Gold Loan Eligibility
    Kunal 70 18 ₹ 2.60 Lakh
    Abhishek 60 20 ₹ 2.48 Lakh
    Bunny 50 22 ₹ 2.27 Lakh

    Bunny, who has the littlest gold load of 50gm, will get the most minimal gold advance pace of 2.27 Lakh from Nagaland Rural Bank, as found in the representation above.

    Since Kunal has the most gold weight, Nagaland Rural Bank will give him the most elevated gold advance amount of Rs 2.60 lakh in a similar model.