Narmada Jhabua Grameen Bank Gold Loan Documents Required

GOLD LOAN @ 0.57%*
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⍟  Highest Rate Per Gram
⍟  Lowest Interest Rate of 0.57% p.m.

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    Narmada Jhabua Grameen Bank Gold Loan Documents Required

    Features of Narmada Jhabua Grameen Bank Gold LoanNarmada Jhabua Grameen Bank Gold Loan Documents Required

    Narmada Jhabua Grameen Bank offers Gold Loans to its customers. Dialabank is always available to answer any questions about Gold Loans.

    The following are the main characteristics of the Narmada Jhabua Grameen Bank Gold Loan:

    Interest Rate: The interest rate on a gold loan from Narmada Jhabua Grameen Bank is 7% per year.

    Zero process Fees: Since gold loans are granted promptly with gold as collateral control by the bank, several banks and NBFCs do not charge any processing costs.

    Prepayment Charges: Within three months, Narmada Jhabua Grameen Bank charges 2% + GST on gold prepayments, and beyond three months, there are no charges.

    Rate Per Gram: The gold loan rate per gramme at Narmada Jhabua Grameen Bank ranges from 3,506 to 4,621.

    Narmada Jhabua Grameen Bank Gold Loan Comparision with banks

    Bank / NBFC Rate Per Gram Interest Rate Gold Loan Tenure Min – Max Loan Amount
    ₹ 3,506 to ₹ 4,621 0.099 3 to 24 months ₹ 10 thousand to 5 crore
    ICICI Gold Loan ₹ 3,506 to ₹ 4,621 0.1 6 to 12 months ₹ 10 thousand to 5 crore
    ₹ 3,506 to ₹ 4,621 0.12 7 days to 36 months ₹ 3 thousand to 1 crore
    ₹ 3,506 to ₹ 4,621 0.1225 12 months ₹ 3 thousand to 1 crore
    ₹ 3,506 to ₹ 4,621 0.1025 36 months ₹ 20 thousand to 50 lakh
    ₹ 3,506 to ₹ 4,621 0.1 3 to 36 months ₹ 10 thousand to 5 crore
    SBI Gold Loan ₹ 3,506 to ₹ 4,621 0.0975 12 to 36 months ₹ 20 thousand to 50 lakh
    ₹ 3,506 to ₹ 4,621 0.075 3 to 36 months ₹ 20 thousand to 50 lakh
    ₹ 3,506 to ₹ 4,621 0.1025 12 months ₹ 20 thousand to 50 lakh
    ₹ 3,506 to ₹ 4,621 0.1025 12 months ₹ 10 thousand to 5 crore
    IIFL Gold Loan ₹ 3,506 to ₹ 4,621 0.12 11 months ₹ 3 thousand to 50 lakh

    Narmada Jhabua Grameen Bank Gold Loan EMI calculator

    The Narmada Jhabua Grameen Bank EMI Calculator calculates your monthly EMI for a given time at a certain rate. The EMI is determined by the loan amount, rate, and term.

    Loan quantity: Customers who take out a larger gold loan online will pay a higher EMI.

    Interest rate: Because the interest rate is related to the EMI value. The larger the EMI, the greater the interest rate.

    Loan Duration: The EMI on a gold loan is reduced when the loan amount/period is extended.

    On Dialabank’s website, customers may find all the information they need about Gold Loans. Dialabank is the most dependable agent when it comes to giving Gold Loans to its clients.

    Narmada Jhabua Grameen Bank Gold Loan Documents Required

    At the time of application the following documents are required:

    • Proof of the citizenship of India
    • Duly filled application form
    • 2 passport-sized photographs
    • Applicant’s KYC documents to establish Identity and Address
    • Salary/ Income Proof
    • Witness Letter in case of illiterate borrowers
    • In the case of Agriculture Loan of more than Rs. 1 lac, land proof
    • Certificate by the Jewel Appraiser (Bank will arrange)

    At the time of disbursement the following documents are required:

    • Demand Promissory Note & Demand Promissory Note Take Delivery Letter
    • Gold Ornaments Take Delivery Letter
    • Arrangement Letter

    Narmada Jhabua Grameen Bank Gold Loan Documents Required – FAQs

    How much Gold Loan one can get per gram in Narmada Jhabua Grameen Bank?

    The Narmada Jhabua Grameen Bank Gold Loan rate per gram is determined by the quality of gold and the current market price.

    Who is eligible for a gold loan?

    The rate of Narmada Jhabua Grameen Bank Gold Loans per gramme is determined by the purity of gold and the current market price.

    ✅ Is income proof necessary for a gold loan?

    You do not need to present any documentation for financial gain or remuneration proof in order to obtain a gold loan, as banks and non-financial institutions give gold loans with the simplest identity and address verification.