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    North East Small Finance Bank Gold Loan Per Gram

    North East Small Finance Bank Gold Loan Per Gram is ₹ 3,506 to ₹ 4,621

    North East Small Finance  Bank Gold Loan Per Gram Today Gold Loan Rate Per Gram Today is ₹ 3,506 to ₹ 4,621
    Age Eligibility 18 to 75 years
     Eligibility of Loan Amount Rs. 1,000 to Rs. 2 Cr
     Required Documents Basic KYC documents
     Gold Purity 18  to 22 carat
    Gold Type Jewellery and coins of 18-24 carats
    Ratio of Loan to Value 25% of the gold ornament’s market value

     

    The Gold Loan Per Gram rates for the North East Small Finance Bank is ₹ 3,506 to ₹ 4,621. The Loan to Value Ratio for these North East Small Finance Bank for Gold Loan Per Gram is 25% of the Gold Ornaments Market Value. The Type of Gold is of various things like Gold jewellery and Gold Coins.

    North East Small Finance Bank Gold Loan Calculator

    • The North East Small Finance Bank has Various Gold Loan Calculators. And these Gold Loan Calculators has various factors that affect the Gold Loan Per Gram. These Factors includes the Purity of the Gold, the weight of the Gold, and the Loan Value Ratio. gold
    • The Loan to Value Ratio for the gold is 75% for many banks and this Gold Loan to Value Ratio is one of the most important things for the North East Small Finance Bank Gold Loan Calculators. The Purity of the Gold also plays an important role for the Gold Loan Per Gram. The Gold Purity may range in between 18-24 carat Gold. These Gold Loan Calculators is used for various benefits in the North East Small Finance Bank.
    • The Gold Weight also plays a major role in the North East Small Finance Bank Gold Loan Calculators.
    • Know today’s Gold Rate at Dialabank.

    North East Small Finance Bank Gold Loan Rate Per Gram by Gold Purity

    Gold Purity Gold Rate Per Gram- Average Of Past 30 Days Highest Gold Loan Per Gram Lowest Gold Loan Per Gram
    22 carat ₹ 4,620 ₹ 4,999 ₹ 4,956
    20 carat ₹ 3,939 ₹ 4,178 ₹ 3,795
    18 carat ₹ 3,545 ₹ 3,784 ₹ 3,460

    The above table shows the method by which Banks will calculate your per gram gold loan for gold of varying purity.

    • Gold loan per gram offer for 22-carat jewelry will be between ₹ 4,620 to ₹ 4,956
    • Gold loan per gram offer for 20-carat jewelry will be between ₹ 3,795 to ₹ 4,178
    • Gold loan per gram offer for 18-carat jewelry will be between ₹ 3,460 to ₹ 3,784

    The Gold Loan Purity of Gold Loan Per Gram rates. These Gold Loan Per Gram rates are based on the Gold Loan Purity. There are both the highest and lowest Gold Loan Per Gram rates in the North East Small Finance Bank.

    North East Small Finance Bank Gold Loan Rates Per Gram

    The following table shows the North East Small Finance Bank Gold Loan Rates Per Gram-Updated Jun 17 2021

    Updated - Gold Loan Per Gram Rate w.e.f Jun 17 2021

    Gold Weight Gold Purity
    24 Carat
    Gold Purity
    22 Carat
    Gold Purity
    20 Carat
    Gold Purity
    18 Carat
    1 gram 4621 4290 3900 3510
    10 gram 46210 42900 39000 35100
    20 gram 93600 85800 78000 70200
    30 gram 140400 128700 117000 105300
    40 gram 187200 171600 156000 140400
    50 gram 234000 214500 195000 175500
    100 gram 468000 429000 390000 351000
    200 gram 936000 858000 780000 702000
    300 gram 1404000 1287000 1170000 1053000
    400 gram 1872000 1716000 1560000 1404000
    500 gram 2340000 2145000 1950000 1755000

    Historical Gold Loan Rates Per Gram

    The following table shows the historical Gold Loan Rates Per Gram

    This Table Contains the Average Annual Gold Rate from 1964 - 2021
    Year Price (24 karat per 10 grams) Year Price (24 karat per 10 grams)
    1964 ₹ 63.25 1993 ₹ 4,140.00
    1965 ₹ 71.75 1994 ₹ 4,598.00
    1966 ₹ 83.75 1995 ₹ 4,680.00
    1967 ₹ 102.50 1996 ₹ 5,160.00
    1968 ₹ 162.00 1997 ₹ 4,725.00
    1969 ₹ 176.00 1998 ₹ 4,045.00
    1970 ₹ 184.00 1999 ₹ 4,234.00
    1971 ₹ 193.00 2000 ₹ 4,400.00
    1972 ₹ 202.00 2001 ₹ 4,300.00
    1973 ₹ 278.50 2002 ₹ 4,990.00
    1974 ₹ 506.00 2003 ₹ 5,600.00
    1975 ₹ 540.00 2004 ₹ 5,850.00
    1976 ₹ 432.00 2005 ₹ 7,000.00
    1977 ₹ 486.00 2006 ₹ 8,400.00
    1978 ₹ 685.00 2007 ₹ 10,800.00
    1979 ₹ 937.00 2008 ₹ 12,500.00
    1980 ₹ 1,330.00 2009 ₹ 14,500.00
    1981 ₹ 1,800.00 2010 ₹ 18,500.00
    1982 ₹ 1,645.00 2011 ₹ 26,400.00
    1983 ₹ 1,800.00 2012 ₹ 31,050.00
    1984 ₹ 1,970.00 2013 ₹ 29,600.00
    1985 ₹ 2,130.00 2014 ₹ 28,006.50
    1986 ₹ 2,140.00 2015 ₹ 26,343.50
    1987 ₹ 2,570.00 2016 ₹ 28,623.50
    1988 ₹ 3,130.00 2017 ₹ 29,667.50
    1989 ₹ 3,140.00 2018 ₹ 31,438.00
    1990 ₹ 3,200.00 2019 ₹ 35,220.00
    1991 ₹ 3,466.00 2020 ₹ 48,651.00
    1992 ₹ 4,334.00 2021 ₹ 50,045.00

    Major Banks Gold Loan Per Gram Rate Comparison

    Feature
    HDFC Bank
    ICICI Bank
    Muthoot Finance
    Interest Rate
    9.50% onwards
    10.50%
    12%
    Min Loan Amt
    Metro : 25000, Non : 15000
    25000
    15000
    Max Loan Amt
    1 Cr
    1 Cr
    1 Cr
    Loan Tenure
    3 months to 24 months
    9 months to 24 months
    1 month to 24 months
    Processing Fee
    0.25% to 1.50% of the Loan Amt
    0.25% to 1.50%
    Nil
    Preclosure Chgs
    2%, Nil foreclosure charges after 3 months
    2%, Nil foreclosure charges after 9 months
    Nil
    Overdraft Facility
    Yes
    Yes
    Yes
    Pay Only Interest Facility
    Yes
    Yes
    Yes
    Gold Rate Per Gram
    3,066
    3,073
    3,073

    Tips to Get The Highest Gold Loan Amount from North East Small Finance Bank

    • The North East Small Finance Bank has various factors that depend on the Gold Loan Amount. These Factors includes various things like the Purity of the Gold Loans.
    • The Purity of the Gold Loan Plays a major role in the North East Small Finance Bank.
    • This Purity of the Gold may range in these banks. And you should use Gold which has fewer stones and jewels. These Gold Price also plays a major role in the Gold Loan Per Gram Rates.


    gold loan at 7%

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    News

    North East Small Finance Banks offers interest rates of up to 1%

    The North East Small Finance Bank is offering various interest rates and they are offering interest rates up to 11%. And these banks offer various low-interest rates when compared with the other banks.