North East Small Finance Bank Gold Loan Per Gram

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North East Small Finance Bank Gold Loan Per Gram

North East Small Finance Bank Gold Loan Per Gram is ₹ 2,900 to ₹ 3,450

North East Small Finance  Bank Gold Loan Per Gram Today Gold Loan Rate Per Gram Today is ₹ 2,900 to ₹ 3,450
Age Eligibility 18 to 75 years
 Eligibility of Loan Amount Rs. 1,000 to Rs. 2 Cr
 Required Documents Basic KYC documents
 Gold Purity 18  to 22 carat
Gold Type Jewellery and coins of 18-24 carats
Ratio of Loan to Value 25% of the gold ornament’s market value

 

The Gold Loan Per Gram rates for the North East Small Finance Bank is ₹ 2,900 to ₹ 3,450. The Loan to Value Ratio for these North East Small Finance Bank for Gold Loan Per Gram is 25% of the Gold Ornaments Market Value. The Type of Gold is of various things like Gold jewellery and Gold Coins.

North East Small Finance Bank Gold Loan Calculator

  • North East Small Finance Bank Gold Loan Per GramThe North East Small Finance Bank has Various Gold Loan Calculators. And these Gold Loan Calculators has various factors that affect the Gold Loan Per Gram. These Factors includes the Purity of the Gold, the weight of the Gold, and the Loan Value Ratio.
  • The Loan to Value Ratio for the gold is 75% for many banks and this Gold Loan to Value Ratio is one of the most important things for the North East Small Finance Bank Gold Loan Calculators. The Purity of the Gold also plays an important role for the Gold Loan Per Gram. The Gold Purity may range in between 18-24 carat Gold. These Gold Loan Calculators is used for various benefits in the North East Small Finance Bank.
  • The Gold Weight also plays a major role in the North East Small Finance Bank Gold Loan Calculators.

Know today’s Gold Rate at Dialabank.

North East Small Finance Bank Gold Loan Rate Per Gram by Gold Purity

Gold Purity Gold Rate Per Gram- Average Of Past 30 Days Highest Gold Loan Per Gram Lowest Gold Loan Per Gram
22 carat ₹ 4,620 ₹ 4,999 ₹ 4,956
20 carat ₹ 3,939 ₹ 4,178 ₹ 3,795
18 carat ₹ 3,545 ₹ 3,784 ₹ 3,460

The above table shows the method by which Banks will calculate your per gram gold loan for gold of varying purity.

  • Gold loan per gram offer for 22-carat jewelry will be between ₹ 4,620 to ₹ 4,956
  • Gold loan per gram offer for 20-carat jewelry will be between ₹ 3,795 to ₹ 4,178
  • Gold loan per gram offer for 18-carat jewelry will be between ₹ 3,460 to ₹ 3,784

The Gold Loan Purity of Gold Loan Per Gram rates. These Gold Loan Per Gram rates are based on the Gold Loan Purity. There are both the highest and lowest Gold Loan Per Gram rates in the North East Small Finance Bank.

North East Small Finance Bank Gold Loan Rates Per Gram

The following table shows the North East Small Finance Bank Gold Loan Rates Per Gram-Updated Feb 01 2023

Updated - Gold Loan Per Gram Rate w.e.f Feb 01 2023

Gold Weight Gold Purity
24 Carat
Gold Purity
22 Carat
Gold Purity
20 Carat
Gold Purity
18 Carat
1 gram 4621 4290 3900 3510
10 gram 46210 42900 39000 35100
20 gram 93600 85800 78000 70200
30 gram 140400 128700 117000 105300
40 gram 187200 171600 156000 140400
50 gram 234000 214500 195000 175500
100 gram 468000 429000 390000 351000
200 gram 936000 858000 780000 702000
300 gram 1404000 1287000 1170000 1053000
400 gram 1872000 1716000 1560000 1404000
500 gram 2340000 2145000 1950000 1755000

Historical Gold Loan Rates Per Gram

The following table shows the historical Gold Loan Rates Per Gram

This Table Contains the Average Annual Gold Rate from 1965 - 2022
Year Price (24 karat per 10 grams) Year Price (24 karat per 10 grams)
2022 ₹ 52,950 1993 ₹ 4,140
2021 ₹ 50,045 1992 ₹ 4,334
2020 ₹ 48,651 1991 ₹ 3,466
2019 ₹ 35,220 1990 ₹ 3,200
2018 ₹ 31,438 1989 ₹ 3,140
2017 ₹ 29,667 1988 ₹ 3,130
2016 ₹ 28,623 1987 ₹ 2,570
2015 ₹ 26,343 1986 ₹ 2,140
2014 ₹ 28,006 1985 ₹ 2,130
2013 ₹ 29,600 1984 ₹ 1,970
2012 ₹ 31,050 1983 ₹ 1,800
2011 ₹ 26,400 1982 ₹ 1,645
2010 ₹ 18,500 1981 ₹ 1,800
2009 ₹ 14,500 1980 ₹ 1,330
2008 ₹ 12,500 1979 ₹ 937
2007 ₹ 10,800 1978 ₹ 685
2006 ₹ 8,400 1977 ₹ 486
2005 ₹ 7,000 1976 ₹ 432
2004 ₹ 5,850 1975 ₹ 540
2003 ₹ 5,600 1974 ₹ 506
2002 ₹ 4,990 1973 ₹ 279
2001 ₹ 4,300 1972 ₹ 202
2000 ₹ 4,400 1971 ₹ 193
1999 ₹ 4,234 1970 ₹ 184
1998 ₹ 4,045 1969 ₹ 176
1997 ₹ 4,725 1968 ₹ 162
1996 ₹ 5,160 1967 ₹ 103
1995 ₹ 4,680 1966 ₹ 84
1994 ₹ 4,598 1965 ₹ 72

Major Banks Gold Loan Per Gram Rate Comparison

Feature HDFC Bank SBI
Muthoot Finance
Interest Rate 9.90% onwards 7% onwards 12% onwards
Min Loan Amt Metro : 25000, Non : 15000 25000 15000
Max Loan Amt 1 Cr 1 Cr 1 Cr
Loan Tenure 3 months to 24 months 9 months to 24 months
1 month to 24 months
Processing Fee 0.25% to 1.50% of the Loan Amt 0.25% to 1.50% Nil
Pre-closure Charges 2%, Nil foreclosure charges after 3 months 2%, Nil foreclosure charges after 9 months Nil
Overdraft Facility Yes Yes Yes
Pay Only Interest Facility Yes Yes Yes
Gold Rate Per Gram 3066 3073 3073

Tips to Get The Highest Gold Loan Amount from North East Small Finance Bank

  • The North East Small Finance Bank has various factors that depend on the Gold Loan Amount. These Factors includes various things like the Purity of the Gold Loans.
  • The Purity of the Gold Loan Plays a major role in the North East Small Finance Bank.
  • This Purity of the Gold may range in these banks. And you should use Gold which has fewer stones and jewels. These Gold Price also plays a major role in the Gold Loan Per Gram Rates.

GOLD LOAN @ 0.49%*

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North East Small Finance Banks offers interest rates of up to 1%

The North East Small Finance Bank is offering various interest rates and they are offering interest rates up to 11%. And these banks offer various low-interest rates when compared with the other banks.

North East Small Finance Bank Gold Loan Per Gram FAQs

✅ What is the North East Small Finance Bank Gold Loan scheme?

North East Small Finance Bank gold loan is a scheme that provides a loan against your gold. Any person in need of quick lump sum money can avail of this facility that is offered by North East Small Finance Bank and other leading banks and non-banking financial companies. The current rate for North East Small Finance Bank Gold Loan Per Gram is ₹ 3,506 to ₹ 4,621.

 How much Gold Loan can I get per gram in North East Small Finance Bank?

North East Small Finance Bank Gold Loan Per Gram Depends upon the weight and purity of your gold. North East Small Finance Bank Gold Loan Per Gram ₹ 3,506 to ₹ 4,621.

✅ How is North East Small Finance Bank Gold Loan Per Gram calculated?

The North East Small Finance Bank Gold Loan Per Gram amount depends upon the purity of one’s gold and the current market Gold Rate. North East Small Finance Bank Gold Loan Per Gram interest rate is then calculated based on several factors: loan amount, loan tenure, relationship with the lender, and loan to value ratio.