Paschim Banga Gramin Bank Gold Loan Documents Required

GOLD LOAN @ 0.57%*
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⍟  Highest Rate Per Gram
⍟  Lowest Interest Rate of 0.57% p.m.

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    Paschim Banga Gramin Bank Gold Loan Documents Required

    Features of Paschim Banga Gramin Bank Gold Loan

    Paschim Banga Gramin Bank Gold Loan

    The Paschim Banga Gramin Bank (PBGB) is a premier regional rural bank established on February 26, 2007, under the RRB Act of 1976. (21 of 1976). Howrah Gramin Bank, Bardhaman Gramin Bank, and Mayurakshi Gramin Bank merged to become Paschim Banga Gramin Bank. This bank is sponsored by UCO Bank and owned by the Indian government, the West Bengal government, and UCO Bank. 

    Baroda Paschim Banga Gramin Bank Gold Loan Comparision with banks

    Bank / NBFC Rate Per Gram Interest Rate Gold Loan Tenure Min – Max Loan Amount
    ₹ 3,506 to ₹ 4,621 0.099 3 to 24 months ₹ 10 thousand to 5 crore
    ICICI Gold Loan ₹ 3,506 to ₹ 4,621 0.1 6 to 12 months ₹ 10 thousand to 5 crore
    ₹ 3,506 to ₹ 4,621 0.12 7 days to 36 months ₹ 3 thousand to 1 crore
    ₹ 3,506 to ₹ 4,621 0.1225 12 months ₹ 3 thousand to 1 crore
    ₹ 3,506 to ₹ 4,621 0.1025 36 months ₹ 20 thousand to 50 lakh
    ₹ 3,506 to ₹ 4,621 0.1 3 to 36 months ₹ 10 thousand to 5 crore
    SBI Gold Loan ₹ 3,506 to ₹ 4,621 0.0975 12 to 36 months ₹ 20 thousand to 50 lakh
    ₹ 3,506 to ₹ 4,621 0.075 3 to 36 months ₹ 20 thousand to 50 lakh
    ₹ 3,506 to ₹ 4,621 0.1025 12 months ₹ 20 thousand to 50 lakh
    ₹ 3,506 to ₹ 4,621 0.1025 12 months ₹ 10 thousand to 5 crore
    IIFL Gold Loan ₹ 3,506 to ₹ 4,621 0.12 11 months ₹ 3 thousand to 50 lakh

    Baroda Paschim Banga Gramin Bank Gold Loan Loan EMI calculator

    As there are various viable options available for Gold Loan, comparing interest rates and calculating the monthly EMIs is a critical task because this will help you to manage your finances while managing your daily expenses.

    Calculate Your Loan EMI Here

    Gold Loan Eligibility Criteria

    • Age 18-70 years of age
    • Nationality Indian
    • Employment Status Salaried, Self-Employed
    • Gold Quality, Quantity
    • Minimum 18 Carats, minimum 10 grams
    • Requirements Gold ornaments (18-22 carats)
    • CIBIL score Above 500 (Not Mandatory)

    Baroda Paschim Banga Gramin Bank Gold Loan Loan Documents Required

    At the time of application the following documents are required:

    • Proof of the citizenship of India
    • Duly filled application form
    • 2 passport-sized photographs
    • Applicant’s KYC documents to establish Identity and Address
    • Salary/ Income Proof
    • Witness Letter in case of illiterate borrowers
    • In the case of Agriculture Loan of more than Rs. 1 lac, land proof
    • Certificate by the Jewel Appraiser (Bank will arrange)

    At the time of disbursement the following documents are required:

    • Demand Promissory Note & Demand Promissory Note Take Delivery Letter
    • Gold Ornaments Take Delivery Letter
    • Arrangement Letter

    Baroda Paschim Banga Gramin Bank Gold Loan – FAQs

    ✅ What are the features of Paschim Banga Gramin Bank Gold Loan?

    Paschim Banga Gramin Bank (Paschim Banga Gramin Bank) a Gold Loan have secured loans that can be disbursed quickly to help you fulfil your immediate financial demands. Paschim Banga Gramin Bank offers a gold loan with low interest rates and a flexible repayment period.

    ✅ How much maximum loan I can get per gram in Paschim Banga Gramin Bank?

    The Paschim Banga Gramin Bank per gram gold loan rate depends on the gold’s quality and market price. The bank gives you about 70% funding of the total market value of your gold.

    ✅ How to pay Paschim Banga Gramin Bank Gold Loan online?

    You can pay for your Paschim Banga Gramin Bank Gold Loan in easy monthly instalments or through post-dated cheques.

    ✅ How to apply for Gold Loan in Paschim Banga Gramin Bank?

    You can apply for Paschim Banga Gramin Bank Gold Loan by visiting the branch or through Dialabank to get the best deals and offers. You need to fill a form and submit it with the required documents.