PNB Gold Loan Gurugram

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PNB Gold Loan Gurugram

About PNB Gold Loan Gurugram

PNB Gold Loan Gurugram

Gurugram formerly known as Gurgaon is a satellite city of Delhi located in the northwestern Indian state of Haryana and is part of the NCR of India. It is 32 Kms southwest of New Delhi and 268 km south of Chandigarh, the state capital. According to the 2011 census, Gurugram had a population of 876,900.  Gurugram is now a leading financial and industrial hub with the third-highest per capita income in India. The city’s economic growth story started when the leading Indian automobile manufacturer Maruti Suzuki established a manufacturing plant in Gurugram in the 1970s. The city has local offices for more than 250 Fortune 500companies. India’s leading banks have opened their branch in the city and help in the growth of the economy by giving financial aid to individuals in a need.

PNB Bank

PNB is one of the most renowned banks in India. It offers a low rate of interest and quick disbursals with minimal documentation. Why let go of opportunities and dreams due to the financial crisis when you have the gold power with you. Idle Gold in your safe will not give you anything but PNB Gold Loan will give you a chance of fulfilling your dreams. PNB offers Gold Loan at a low rate of interest. The process of getting a Gold Loan is very quick and easy.

PNB Gold Loan

A gold loan is a loan in which a borrower can get a loan against gold. Gold loan is a type of secured loan. In the gold, the loan bank will take the borrower’s gold in order to give a loan to the borrower. Bank will deposit a borrower’s gold as a security.  Bank will take full responsibility for the borrower’s gold.

Eligibility for PNB Gold Loan Gurugram

An applicant can get a gold loan only if he/she is eligible. There are some criteria for the eligibility of the gold loan, these are discussed below :

  1. First of all the age of the applicant should be more than 18 years at least.
  2. After that, the applicant should be a citizen of India.
  3. The maximum age of an applicant can be 65 years.
  4. The applicant should have the gold in an appropriate form.
  5. The quality of the gold can be from 18 karats to 22 karats.

Documents Required for PNB Gold Loan Gurugram

The documentation process is quite simple and easy in PNB Gold Loan Gurugram. Three basic documents are required in PNB Gold Loan Gurugram.

Photographs

2 passport size coloured photographs

Policy

Know your customer

Identity Proof

Aadhar Card/ PAN Card/ Voter ID Card/ Passport or Driving License.

Residence Proof

Aadhar Card/ PAN Card/ Voter ID card/ Passport/ Driving License

Interest Rates for PNB Gold Loan Gurugram

The gold loan interest rate of the bank starts at 10.50% per annum. The rates of interest can vary from time to time and from customer to customer.

How to Apply?

  1. A person can easily apply for a PNB Gold Loan at Gurugram Dialabank.
  2. The process is very simple.
  3. For more information, you may call on 60011600.

Other Gold Loan Cities 

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Indian Bank Gold Loan Lucknow Indian Bank Gold Loan Noida
SBI Gold Loan Ludhiana  


Special Note: Always check Gold Loan Rate Per Gram before applying for a loan against gold.