All About PNB Gold Loan Jalandhar
Jalandhar is the oldest city in the north Indian state of Punjab. Jalandhar City has been shortlisted for the second phase of the “Smart City” initiative of the Government of India. Jalandhar is alongside the Grand Trunk Road and it is a well-connected rail and road junction. Jalandhar is about 144 km northwest of Chandigarh. To fulfill the financial needs of every individual bank and NBFC’s have opened their branch in Jalandhar.
PNB is one of the most renowned banks in India. It offers a low rate of interest and quick disbursals with minimal documentation. Why let go of opportunities and dreams due to the financial crisis when you have the gold power with you. Idle Gold in your safe will not give you anything but PNB Gold Loan will give you a chance of fulfilling your dreams. PNB offers Gold Loan at a low rate of interest. The process of getting a Gold Loan is very quick and easy.
PNB Gold Loan
Gold loan is a loan in which a borrower can get a loan against gold. Gold loan is a type of secured loan. In the gold, loan bank will take borrower’s gold in order to give a loan to the borrower. Bank will deposit a borrower’s gold as a security. Bank will take the full responsibility for borrower’s gold.
Eligibility for PNB Gold Loan Jalandhar
An applicant can get a gold loan only if he/she is eligible. There are some criteria for the eligibility of the gold loan, these are discussed below :
- First of all the age of the applicant should be more than 18 years at least.
- After that, the applicant should be the citizen of India.
- The maximum age of an applicant can be 65 years.
- The applicant should have the gold in an appropriate form.
- The quality of the gold can be from 18 karats to 22 karats.
Documents Required for PNB Gold Loan Jalandhar
The documentation process is quite simple and easy in PNB Gold Loan Ludhiana. Three basic documents are required in PNB Gold Loan Ludhiana.
2 passport size colored photographs
Know your customer
Aadhar Card/ PAN Card/ Voter ID Card/ Passport or the Driving License.
Aadhar Card/ PAN Card/ Voter ID card/ Passport/ Driving License
Interest Rates for PNB Gold Loan Jalandhar
The interest rate of the bank starts at 10.50% per annum. The rates of interest can vary from time to time and customer to customer.
How to Apply for PNB Gold Loan Jalandhar?
- A person can easily apply for a PNB Gold Loan in Jalandhar on www.dialabank.com.
- The process is very simple.
- For more information, you may call on 60011600.