Pragathi Krishna Gramin Bank Gold Loan Documents Required

GOLD LOAN @ 0.57%*
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⍟  Highest Rate Per Gram
⍟  Lowest Interest Rate of 0.57% p.m.

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    Pragathi Krishna Gramin Bank Gold Loan Documents Required

    Features of Pragathi Krishna Gramin Bank Gold Loan

    Pragathi Krishna Gramin Bank Gold Loan Documents Required

    The Easy Gold Loan from Pragathi Krishna Gramin Bank is a loan secured by gold jewellery that can assist you to meet your financial responsibilities. A Pragathi Krishna Gramin Bank Easy Gold loan can be used for a variety of things, including child education, business expansion, home or automobile down payment, medical emergency, agricultural needs, and so on.

    • Loan Amount – Up to Rs. 1 Crore (With Income Proof).
    • Pragathi Krishna Gramin Bank Gold Loan Interest Rate – 7% per annum.
    • Pragathi Krishna Gramin Bank Gold Loan Rate Per Gram – Rate Per Gram is ₹ 3,506 to ₹ 4,621.
    • Processing Fee – 0.85% of the Principal Loan Amount.
    • Prepayment Charges – 2%+GST (Within 3 Months), 0 (After 3 months).
    • Repayment Tenure – Up to 36 Months.
    • Repayment Scheme – Bullet Payment Scheme, Overdraft Scheme.

    Pragathi Krishna Gramin Bank Gold Loan Comparision with banks

    Bank / NBFC Rate Per Gram Interest Rate Gold Loan Tenure Min – Max Loan Amount
    ₹ 3,506 to ₹ 4,621 0.099 3 to 24 months ₹ 10 thousand to 5 crore
    ICICI Gold Loan ₹ 3,506 to ₹ 4,621 0.1 6 to 12 months ₹ 10 thousand to 5 crore
    ₹ 3,506 to ₹ 4,621 0.12 7 days to 36 months ₹ 3 thousand to 1 crore
    ₹ 3,506 to ₹ 4,621 0.1225 12 months ₹ 3 thousand to 1 crore
    ₹ 3,506 to ₹ 4,621 0.1025 36 months ₹ 20 thousand to 50 lakh
    ₹ 3,506 to ₹ 4,621 0.1 3 to 36 months ₹ 10 thousand to 5 crore
    SBI Gold Loan ₹ 3,506 to ₹ 4,621 0.0975 12 to 36 months ₹ 20 thousand to 50 lakh
    ₹ 3,506 to ₹ 4,621 0.075 3 to 36 months ₹ 20 thousand to 50 lakh
    ₹ 3,506 to ₹ 4,621 0.1025 12 months ₹ 20 thousand to 50 lakh
    ₹ 3,506 to ₹ 4,621 0.1025 12 months ₹ 10 thousand to 5 crore
    IIFL Gold Loan ₹ 3,506 to ₹ 4,621 0.12 11 months ₹ 3 thousand to 50 lakh

    Pragathi Krishna Gramin Bank Gold Loan EMI calculator

    To use Dialabank’s Gold Loan EMI Calculator, you’ll need the following information:

    • The rate at which a lender is willing to lend money.
    • You agree on a loan amount for the principal of a gold loan.
    • The repayment period is reasonable.

    Following the entry of these details, the EMI calculator will calculate the borrower’s monthly instalments and provide instant results (based on current gold prices). Other EMI calculators, such as Personal loan EMI calculator, EMI calculator, Car loan, Home loan calculator, and so on, can use similar data.

    Pragathi Krishna Gramin Bank Gold Loan Documents Required

    At the time of application the following documents are required:

    • Proof of the citizenship of India
    • Duly filled application form
    • 2 passport-sized photographs
    • Applicant’s KYC documents to establish Identity and Address
    • Salary/ Income Proof
    • Witness Letter in case of illiterate borrowers
    • In the case of Agriculture Loan of more than Rs. 1 lac, land proof
    • Certificate by the Jewel Appraiser (Bank will arrange)

    At the time of disbursement the following documents are required:

    • Demand Promissory Note & Demand Promissory Note Take Delivery Letter
    • Gold Ornaments Take Delivery Letter
    • Arrangement Letter

    Pragathi Krishna Gramin Bank Gold Loan Documents Required – FAQs

    How to calculated gold loan interest rates?

    To figure out how much you’ll have to pay back at the conclusion of the loan term, simply use our Gold loan calculator. Then subtract the full amount payable from the principal amount to calculate your gold loan interest rate.

    How to calculate gold loan EMI amount?

    A gold loan calculator can easily calculate the EMI amount for a gold loan.

    What payment options are available to repay a gold loan?

    You have two options for repaying your gold loan: an EMI option, in which the principal and interest rates are paid monthly for a certain period of time, or a Bullet Repayment Scheme, in which the interest rates are paid monthly but the principal is paid at the conclusion of the loan term.