Puduvai Bharathiar Grama Bank Gold Loan

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Rates as low as 10.00%*
Get Money in 30 Mins
Loan Amount Up to 1 Crore
Loan Tenure Up to 48 Months
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About Puduvai Bharathiar Grama Bank Gold Loan

Puduvai Bharathiar Grama Bank Gold Loan

Puduvai Bharathiar Grama Bank is a rural bank in the state of Puducherry. The bank was founded in 2008. The bank provides services to four districts of this state that are Puducherry, Mahe, Karaikal, and Yanam. Also, a lot of financial services are provided by this bank namely, Gold Loan, Personal Loan, and Home Loan.

Puduvai Bharathiar Grama Bank Gold Loan Interest Rate

  1. First of all, The interest rate of Puduvai Bharathiar Grama Bank Gold Loan starts at 10.5%-12% per annum.
  2. Secondly, The financial organizations provide Puduvai Bharathiar Grama Bank Gold Loan for 1 to 4 years.
  3. Finally, The pre-closure charges are in between 0% to 2% of the value of Puduvai Bharathiar Grama Bank Gold Loan

Documents Required for Puduvai Bharathiar Grama Bank Gold Loan

  • Applicant’s Identity Proof: Verification documents required should be specifically among the following: Voter ID /Ration card /Aadhar card / Driving License/ Valid  Passport
  • Signature Proof: The documents required as signature proof includes:
  • Passport Copy/Driving License/Banker’s verification/cheque
  • Customer’s Residence Proof: The documents required as proof of residence are: Telephone Bill/ Electricity Bill/ Rental bill /Trade license /Shop & Est. License/Sales Tax certificate.

Puduvai Bharathiar Grama Bank Gold Loan Eligibility

The applicant can avail a loan as long as the eligibility criteria are fulfilled:

  1. The applicant should lie in the age group 18-70 years
  2. The applicant should be a citizen of India
  3. No employment status is considered, therefore, both salaried and self-employed can apply
  4. The weight and quality of gold are equally important as a result the gold should weight at least 10 grams and purity should lie between 18 carats to 22 carats
  5. Maximum funding that can be availed is up to 1Crore.

Puduvai Bharathiar Grama Bank Gold Loan Features

  1. Documentation requirements for Puduvai Bharathiar Grama Bank Gold Loan are very less in comparison to other services.
  2. Availability of this service is great
  3. Credit Score does not matter in Puduvai Bharathiar Grama Bank Gold Loan.
  4. Negligible cost of processing a loan
  5. A flexible period of Puduvai Bharathiar Grama Bank Gold Loan is offered
  6. The safety of ornaments is the responsibility of the bank
  7. The system of this service is very transparent.

How to Apply for Puduvai Bharathiar Grama Bank Gold Loan?

  1. First of all, Visit Dialabank.com.
  2. Fill an application form with all required fields
  3. You will be reverted back by our Relationship manager to assist through the entire process.
  4. Next, you will have to submit documents in the bank
  5. Your loan will be approved in just some minutes.
  6. Apart from the above process, you can directly call us at 95920-46860.

FAQ’s About Puduvai Bharathiar Grama Bank Gold Loan

Q. How much Gold Loan can I get per gram in Puduvai Bharathiar Grama Bank?

Gold Loan rate per gram depends on the purity of your gold varies depending on the market price prevailing in the market. The bank gives a good LTV ratio.

Q. What is Puduvai Bharathiar Grama Bank Gold Loan?

Puduvai Bharathiar Grama Bank Gold Loan is a loaning scheme through which you can use to fulfill your urgent monetary needs. A Gold Loan is a quick disbursing loan that can be easily availed by visiting your nearest Puduvai Bharathiar Grama Bank.

Q. What is the Gold Loan interest rate in Puduvai Bharathiar Grama Bank?

Rate of Interest charged by the bank on Gold Loan starts from 10.70% per annum depends on the amount of the loan that is to be borrowed and is less than the rate charged on personal or home loan as it is a fully secured form of a loan.

Q. How to pay Puduvai Bharathiar Grama Bank Gold Loan online?

The bank gives you easy repayment options which include paying the EMI or the servicing interest of the loan through a Standing Instruction on your account or an ECS on your other bank account. For more information, you can visit the nearest branch.

Q. How to apply Gold Loan in Puduvai Bharathiar Grama Bank?

Gold Loans are hassle-free and quick loans that you can apply for any urgent monetary need. All you need to do is visit the nearest branch of Puduvai Bharathiar Grama Bank with your gold ornaments and documents.

Q. How to renew Puduvai Bharathiar Grama Bank Gold Loan online?

It requires you to be present in the branch as the gold has to be revalued. Visit the nearest branch and contact the loan officer in charge of your file to know the exact process of renewal.

Q. How to take Gold Loan from Puduvai Bharathiar Grama Bank?

Taking Gold Loan from Puduvai Bharathiar Grama Bank is a simple and hassle-free process. You can apply by visiting the nearest branch or through Dialabank.com. The bank gives a good funding rate at low-interest rates.

Q. What is Gold Loan in Puduvai Bharathiar Grama Bank?

Puduvai Bharathiar Grama Bank provides loans against gold as security for fulfilling the urgent requirement of funds of the borrowers. The bank gives loans at competitive interest rates and can be used for personal or business use. The bank gives easy repayment options and a renewal facility on the loan as well.

Q. How to get Puduvai Bharathiar Grama Bank Gold Loan?

Get a Gold Loan from Puduvai Bharathiar Grama Bank by simply filling and submitting an application form at the nearest branch. You can also fill an inquiry form at Dialabank and compare offers from different banks and financial companies.

Q. How to check Puduvai Bharathiar Grama Bank Gold Loan status?

You can check your Gold Loan status by contacting the Puduvai Bharathiar Grama Bank on their customer care number or by personally visiting your loan branch.

Q. How to close Puduvai Bharathiar Grama Bank Gold Loan?

Close your Gold Loan by visiting the bank branch and paying your loan amount in full. Your gold will be returned to you once your payment has been verified.

Q. How to renew Puduvai Bharathiar Grama Bank Gold Loan?

Puduvai Bharathiar Grama Bank lets you renew your Gold Loan during or at the end of your current tenure. The new loan terms are decided after a revaluation process of your pledged gold and submission of any renewal fee as applicable.

Q. What happens if someone defaults Puduvai Bharathiar Grama Bank Gold Loan?

If someone defaults payment for the Gold Loan from Puduvai Bharathiar Grama Bank the bank charges a penalty fee from the borrower and also auction the gold for the recovery of the amount if defaults are continued.

Q. How many branches of Puduvai Bharathiar Grama Bank Gold Loan?

Puduvai Bharathiar Grama Bank has over 40 branches in the state of Puducherry.

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