SBI Gold Loan Hissar

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    SBI Gold Loan Hissar

    About SBI Gold Loan Hissar

    SBI Gold Loan Hissar

    SBI Bank is a public sector bank of India. The bank was founded in 1955. The headquarters of the bank is in Mumbai. The bank provides an online gold loan in Hissar within two minutes.

    What is a Gold Loan?

    Gold loan is a basic and major product provided by the SBI to the customer at very low rates of interest to fulfil their financial needs. It is a secured loan where the bank takes the gold ornaments of the customer as a security and returns them back when the customer returns the loan amount back with the rates of interest.

    Security of Gold

    The security of the gold ornaments of the customer is in the hands of the bank completely. The pledged gold of the customer will be held in the fireproof security in the bank’s locker.

    Forms of Gold

    1. Jewellery in all forms is accepted.
    2. After that, the gold coins weigh less than 50 grams.
    3. Gold bricks are also acceptable sometimes.
    4. The quality of the gold should be between 18 karats to 24 karats.

    Eligibility for SBI Gold Loan Hissar

    1. The applicant should be older than 18 years.
    2. After that, the maximum age of the applicant should be 65 years.
    3. The applicant should be a resident of India; he/she should have Indian citizenship.

    Documentation for SBI Gold Loan Hissar

    The SBI offers very simple documentation work. Basically, three documents are required mainly in an SBI Gold loan.

    1. First of all, Identity Proof is a major document that is mandatory in SBI Gold loans.
    2. After that on proof of residence is also required in an SBI Gold Loan.
    3. Besides that three coloured photographs of the applicant are needed to complete the documentation process.
    4. The proof of identity can be an Aadhaar Card/PAN Card/ Voter ID card/Passport/Driving License.
    5. The residence proof can be the Aadhaar Card/PAN Card/ Voter ID card/Passport/Driving License/Ration Card/Electricity and Water Bills of the last three months with the name of the applicant.

    Interest Rate for SBI Gold Loan Hissar

    The gold loan interest rate starts at 10.50% per annum. It can be changed from time to time.

    How to Apply?

    A person can easily apply for an SBI Gold Loan online Dialabank.

    Other Gold Loan Cities

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    IIFL Gold Loan Noida Indian Bank Gold Loan Agra
    Indian Bank Gold Loan Lucknow Indian Bank Gold Loan Noida
    SBI Gold Loan Ludhiana

    Special Note: Always check Gold Loan Rate Per Gram before applying for a loan against gold.