SBI Gold Loan Ludhiana

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    SBI Gold Loan Ludhiana

    All About SBI Gold Loan Ludhiana

    SBI Gold Loan Ludhiana

    The SBI Bank provides a gold loan in Ludhiana at very low rates of interest. The bank is very reliable. The SBI provides a gold loan in almost every city. So for the applicants of Ludhiana, SBI Bank provides a gold loan at very easy rates of interest. SBI Bank is a very renowned bank in India and provides financial goods and services to customers.

    What is a Gold Loan?

    Gold loan is a basic and major product provided by the SBI to the customer at very low rates of interest to fulfil their financial needs. It is a secured loan where the bank takes the gold ornaments of the customer as a security and returns them back when the customer returns the loan amount back with the rates of interest.

    Security of Gold

    The security of the gold ornaments of the customer is in the hands of the bank completely. The pledged gold of the customer will be held in the fireproof security in the bank’s locker.

    Eligibility for SBI Gold Loan Ludhiana

    1. The applicant should be older than 18 years.
    2. After that, the maximum age of the applicant should be 65 years.
    3. The applicant should be a resident of India; he/she should have Indian citizenship.

    Documentation for SBI Gold Loan Ludhiana

    The SBI offers very simple documentation work. Basically, three documents are required mainly in an SBI Gold loan.

    1. First of all, Identity Proof is a major document that is mandatory in SBI Gold loans.
    2. After that on proof of residence is also required in an SBI Gold Loan.
    3. Besides that three coloured photographs of the applicant are needed to complete the documentation process.
    4. The proof of identity can be an Aadhaar Card/PAN Card/ Voter ID card/Passport/Driving License.
    5. The residence proof can be the Aadhaar Card/PAN Card/ Voter ID card/Passport/Driving License/Ration Card/Electricity and Water Bills of the last three months with the name of the applicant.

    Interest Rate for SBI Gold Loan Ludhiana

    The rate of interest starts at 10.50% per annum. It can be changed from time to time.

    How to Apply for SBI Gold Loan Ludhiana?

    A person can easily apply for an SBI Gold Loan online Dialabank.

    Other Gold Loan Cities

    HDFC Gold Loan Roorkee HDFC Gold Loan Rudrapur
    HDFC Gold Loan Varanasi Gold Loan Agra
    Gold Loan Lucknow Gold Loan Noida
    Gold Loan Agra Gold Loan Lucknow
    Gold Loan Noida IIFL Gold Loan Agra
    IIFL Gold Loan Noida Indian Bank Gold Loan Agra
    Indian Bank Gold Loan Lucknow Indian Bank Gold Loan Noida
    SBI Gold Loan Ludhiana  


    Special Note: Always check Gold Loan Rate Per Gram before applying for a loan against gold.