Standard Chartered Gold Loan Per Gram

Standard Chartered Gold loan per gram is ₹ 3,800 to ₹ 4,350

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With total assets of Rs. 2108 crore, Standard Chartered Bank is a foreign sector bank in India. Its headquarters are located in London and have 100 branches and 2108193 ATMs in India.

Standard chartered gold loan Calculator:

The gold loan calculator is available at The Standard chartered gold loan will provide you with a gold loan based on a set of requirements. Therefore here are some guidelines:

• The purity and net weight of gold in your jewellery will be determined by the bank’s in-house valuer using the purity and net weight of gold in your jewellery. The gold used in the jewellery should be between 18 and 24 carats pure. To get at the net weight, The Standard chartered gold loan would subtract the weight of diamonds and stones from the net weight of the jewellery.
• The Reserve Bank of India has directed banks to use the 30-day average price of 22-carat gold, adjusted for purity. Therefore, if the gold is 20-carat pure, the Standard chartered gold loan will adjust the value by using the 30-day average of 22-carat gold multiplied by a factor of 20/22. Dialabank also includes a gold rate calculator that is up to date.
• After estimating the value of your gems, a standard chartered gold loan would use an LTV of up to 75% to assess your jewel loan amount eligibility. Standard chartered gold loans may be able to offer you a cheaper interest rate if you are ready to take a loan amount that is less than your maximum LTV.

Standard chartered gold loan Rate Per Gram by Gold Purity:

The table below displays an estimate of the gold loan per gram that Standard chartered gold loan will issue against gold jewellery of various purity levels at a maximum LTV of 75% and a lower LTV of 65%.

The above table shows the method by which Banks will calculate your per gram gold loan for gold of varying purity.

• Gold loan per gram offer for 22-carat jewelry will be between ₹ 4,620 to ₹ 4,956
• Gold loan per gram offer for 20-carat jewelry will be between ₹ 3,795 to ₹ 4,178
• Gold loan per gram offer for 18-carat jewelry will be between ₹ 3,460 to ₹ 3,784

Standard Chartered Bank Gold Loan Rates Per Gram:

For the purposes of valuation, the standard chartered gold loan also sees purity. The weight of any other stones, gems, or metals fastened on the gold decorations will be deducted. The loan amount is usually accepted up to 70% of the current market value of your gold. Banks can accept you for up to 90% if you are willing to pay a higher interest rate. This changes depending on the gold borrowing programme of each bank.

History of Gold Loan Rates Per Gram:

We may see swings in gold pricing, and the table below will show you current gold rates so you can invest properly.

Comparing Major Banks’ Gold Loan Per Gram Rates:

Here is a table with all the details that will assist you with some information when comparing the gold rates of the following banks:

Tips for Getting the Most Money from Standard Chartered Bank gold loan:

• For a gold loan, a Standard Chartered Gold Loan Per Gram accepts both hallmarked and non-hallmarked jewellery. For hallmark jewellery, however, you can get the greatest Standard chartered gold loan per gram because the valuer is less likely to undervalue it. Furthermore, some banks offer a lower processing cost for hallmarked gold jewellery.
• Standard Chartered Bank gold loan adjusts the price of 22-carat gold to account for purity. As a result, borrow against higher purity jewellery wherever possible, as this will fetch you the most money for a gold loan.
• Bank Gold will use the net weight of your jewellery to determine the amount of loan you can acquire against your gold. Therefore, always choose jewellery with the fewest gemstones and stones possible. The weight of gems and stones will be deducted from the total weight of the jewellery by most banks.

Standard Chartered Gold Loan Per Gram FAQs

✅ What is Standard Chartered Gold Loan scheme?

Standard Chartered gold loan is a scheme that provides a loan against your gold. Any person in need of quick lump sum money can avail of this facility that is offered by Standard Chartered and other leading banks and non-banking financial companies. The current rate for Standard Chartered Gold Loan Per Gram is ₹ 3,506 to ₹ 4,621.

✅ How much Gold Loan can I get per gram in Standard Chartered?

Standard Chartered Gold Loan Per Gram Depends upon the weight and purity of your gold. Standard Chartered Gold Loan Per Gram ₹ 3,506 to ₹ 4,621.

✅ How is Standard Chartered Gold Loan Per Gram calculated?

The Standard Chartered Gold Loan Per Gram amount depends upon the purity of one’s gold and the current market Gold Rate. Standard Chartered Gold Loan Per Gram interest rate is then calculated based on several factors: loan amount, loan tenure, relationship with the lender, and loan to value ratio.