Suryoday Small Finance Bank Gold Loan Per Gram

AT 0.75%* INTEREST RATE
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Suryoday Small Finance Bank Gold Loan Per Gram is ₹ 3,800 to ₹ 4,350

Suryoday Small Finance Bank Gold Loan Per Gram Today	Gold Loan Rate Per Gram Today is ₹ 3,800 to ₹ 4,350
Eligible Age	18 to 75 years
Loan Amount Eligibility	Rs. 1,000 to Rs. 2 Cr
Documents Required	Basic KYC documents for address and identity proof. No income documents and no CIBIL score documents are required.
Purity of Gold	18 carat to 22 carat
Type of Gold	Gold jewellery and gold coins of 18-24 carats
Loan to Value Ratio	25% of the gold ornament’s market value

The Suryoday Small Finance Bank has Gold Loan Rates of ₹ 3,800 to ₹ 4,350. The Loan to Value Ratio is also used is used in the golds ornaments of the 25%. The processing fee is also required in the Gold Loan Per Gram. This Processing fee is also used for various aspects.

Suryoday Small Finance Bank Gold Loan Calculator

There are many Gold Loan Calculators in the Suryoday Small Finance Bank. There are many factors that are involved in the Suryoday Small Finance Bank. These Banks has factors like the Gold Loan Purity, Gold weight and the Gold Loan to Value ratio.
The Gold Loan to Value ratio is useful for 75% of the Gold loans per Gram. This Gold Loan Per Gram has various weights of Gold too. This Gold Loan Per Gram has various Gold Loan to Value Ratio.
The banks offer the cost of the Gold Loans through Purity of the Gold only. Without the Purity of the Gold, you can’t avail the best Gold Loan Purity. So these are interdependent on each other.
The Suryoday Small Finance bank also has various other factors that affect the Gold Loan Per Gram.

Suryoday Small Finance Bank Gold Loan Rate Per Gram by Gold Purity

Gold Purity	Gold Rate Per Gram- Average Of Past 30 Days	Highest Gold Loan Per Gram	Lowest Gold Loan Per Gram
22 carat	₹ 4,620	₹ 4,999	₹ 4,956
20 carat	₹ 3,939	₹ 4,178	₹ 3,795
18 carat	₹ 3,545	₹ 3,784	₹ 3,460

The above table shows the method by which Banks will calculate your per gram gold loan for gold of varying purity.

Gold loan per gram offer for 22-carat jewelry will be between ₹ 4,620 to ₹ 4,956
Gold loan per gram offer for 20-carat jewelry will be between ₹ 3,795 to ₹ 4,178
Gold loan per gram offer for 18-carat jewelry will be between ₹ 3,460 to ₹ 3,784

In the above table, you can see the Gold Loan Rates Per Gram by Gold Purity. Based on the Gold Purity you can avail of the Gold Loan Rates. These Gold Loans Rates are different for different Purity of the Gold. And these Gold Loan Per Gram rates also have the highest and lowest Gold loan per gram rates. The highest Gold Loan Per Gram has 4141 and the lowest Gold Loan Per Gram has 2121.

Suryoday Small Finance Bank Gold Loan Rates Per Gram

The following table shows the Gold Loan Rates Per Gram of Suryoday Small Finance Bank- Updated Apr 25 2024

Updated - Gold Loan Per Gram Rate w.e.f Apr 25 2024
Gold Weight	Gold Purity 24 Carat	Gold Purity 22 Carat	Gold Purity 20 Carat	Gold Purity 18 Carat
1 gram	4621	4290	3900	3510
10 gram	46210	42900	39000	35100
20 gram	93600	85800	78000	70200
30 gram	140400	128700	117000	105300
40 gram	187200	171600	156000	140400
50 gram	234000	214500	195000	175500
100 gram	468000	429000	390000	351000
200 gram	936000	858000	780000	702000
300 gram	1404000	1287000	1170000	1053000
400 gram	1872000	1716000	1560000	1404000
500 gram	2340000	2145000	1950000	1755000

Historical Gold Loan Rates Per Gram

The following table shows the Historical Gold Loan Rated Per Gram.

This Table Contains the Average Annual Gold Rate from 1965 - 2022
Year	Price (24 karat per 10 grams)	Year	Price (24 karat per 10 grams)
2023	₹ 54,699	1994	₹ 4,598
2022	₹ 52,950	1993	₹ 4,140
2021	₹ 50,045	1992	₹ 4,334
2020	₹ 48,651	1991	₹ 3,466
2019	₹ 35,220	1990	₹ 3,200
2018	₹ 31,438	1989	₹ 3,140
2017	₹ 29,667	1988	₹ 3,130
2016	₹ 28,623	1987	₹ 2,570
2015	₹ 26,343	1986	₹ 2,140
2014	₹ 28,006	1985	₹ 2,130
2013	₹ 29,600	1984	₹ 1,970
2012	₹ 31,050	1983	₹ 1,800
2011	₹ 26,400	1982	₹ 1,645
2010	₹ 18,500	1981	₹ 1,800
2009	₹ 14,500	1980	₹ 1,330
2008	₹ 12,500	1979	₹ 937
2007	₹ 10,800	1978	₹ 685
2006	₹ 8,400	1977	₹ 486
2005	₹ 7,000	1976	₹ 432
2004	₹ 5,850	1975	₹ 540
2003	₹ 5,600	1974	₹ 506
2002	₹ 4,990	1973	₹ 279
2001	₹ 4,300	1972	₹ 202
2000	₹ 4,400	1971	₹ 193
1999	₹ 4,234	1970	₹ 184
1998	₹ 4,045	1969	₹ 176
1997	₹ 4,725	1968	₹ 162
1996	₹ 5,160	1967	₹ 103
1995	₹ 4,680	1966	₹ 84
1994	₹ 4,598	1965	₹ 72

Major Banks Gold Loan Per Gram Rate Comparison

Feature	HDFC Bank	SBI	Muthoot Finance
Interest Rate	9.90% onwards	7% onwards	12% onwards
Min Loan Amt	Metro : 25000, Non : 15000	25000	15000
Max Loan Amt	1 Cr	1 Cr	1 Cr
Loan Tenure	3 months to 24 months	9 months to 24 months	1 month to 24 months
Processing Fee	0.25% to 1.50% of the Loan Amt	0.25% to 1.50%	Nil
Pre-closure Charges	2%, Nil foreclosure charges after 3 months	2%, Nil foreclosure charges after 9 months	Nil
Overdraft Facility	Yes	Yes	Yes
Pay Only Interest Facility	Yes	Yes	Yes
Gold Rate Per Gram	3066	3073	3073

Tips to Get The Highest Gold Loan Amount from Suryoday Small Finance Bank

There are many factors that are affected by the Highest Gold Loan Amount in the Suryoday Small Finance Bank. These banks offer various Gold Loan Purity and Gold Loan to Value Ratio.
The Gold Loan to Value Ratio is 75% and these Gold Loan to Value Ratio is useful for the Gold Loans. Apart from these Gold Loan to Value Ratio, there are many factors like the Price of the Gold Loan Per Gram.
Gold Loan Per Gram has various things related to Gold Loan Purity. This Purity of the Gold Loan ranges from 18-24 carat Gold.
When comes to the Price of the Gold Loan Per Gram you can avail the best Prices when your Purity of the Gold Loan is high. Otherwise, you can’t avail of the best Gold Loan Per Gram.

GOLD LOAN @ 0.75%*

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News

Suryoday Small Finance Bank and yes bank offering various rates in Gold Loans

The Yes Bank along with the Suryoday Small Finance Bank is offering various rates on Gold Loan Per Gram. This Gold Loan Per Gram has various rates of 4141 to 2121.

Suryoday Small Finance Bank Gold Loan Per Gram FAQs

✅ What is the Suryoday Small Finance Bank Gold Loan scheme?

Suryoday Small Finance Bank gold loan is a scheme that provides a loan against your gold. Any person in need of quick lump sum money can avail of this facility that is offered by Suryoday Small Finance Bank and other leading banks and non-banking financial companies. The current rate for Suryoday Small Finance Bank Gold Loan Per Gram is ₹ 3,506 to ₹ 4,621.

✅ How much Gold Loan can I get per gram in Suryoday Small Finance Bank?

Suryoday Small Finance Bank Gold Loan Per Gram Depends upon the weight and purity of your gold. Suryoday Small Finance Bank Gold Loan Per Gram ₹ 3,506 to ₹ 4,621.

✅ How is Suryoday Small Finance Bank Gold Loan Per Gram calculated?

The Suryoday Small Finance Bank Gold Loan Per Gram amount depends upon the purity of one’s gold and the current market Gold Rate. Suryoday Small Finance Bank Gold Loan Per Gram interest rate is then calculated based on several factors: loan amount, loan tenure, relationship with the lender, and loan to value ratio.