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    Syndicate Bank Gold Loan Per Gram

    Syndicate Bank Gold Loan Per Gram is ₹ 3,506 to ₹ 4,621

    Syndicate Bank Gold Loan Per Gram Today Gold Loan Rate Per Gram Today is ₹ 3,506 to ₹ 4,621
    Eligible Age 18 to 75 years
    Loan Amount Eligibility Rs. 1,000 to Rs. 2 Cr
    Documents Required Basic KYC documents for address and identity proof. No income documents and no CIBIL score documents are required.
    Purity of Gold 18 carat to 22 carat
    Type of Gold Gold jewelry and gold coins of 18-24 carats
    Margin in Gold Loan for the Bank 25% of the gold ornament’s market value

     

    The Gold Loan Per Gram Rates is ranging from  ₹ 3,506 to ₹ 4,621.  These Gold Loan Per Gram rates may vary based on the gold availability, Gold Loan Rates and Gold purity and Gold loan to value ratio. These are some of the factors that are used.

    Gold Loan Calculator Syndicate Bank

    Dialabanks Syndicate bank Gold loan Calculator helps you in availing the amount of Gold Loan also based on some of the factors. These factors include:

    • Cost of the Gold: The price of the gold plays a vital role in getting the number of gold loans. Gold also has different forms of purity. The purity of the gold may range between 18-24 carat golds. You can also know today’s gold rate in Dialabank.
    • Purity of the Gold: Purity of the Gold is essential in Gold loans. The purity of the gold ranges between 18-24 carat Gold. This Gold has both percentage of the gold and the other elements apart from the gold. So the purity of the Gold Loan also plays a significant role in the Gold Loan. This Purity of the Gold is used in various benefits and these Gold loans are used for purity.  Gold Loan
    • Loan to Value ratio: The Loan to Value Ratio is used after calculating the jewellery value, and the Loan to Value Ratio is up to 75 per cent. And these banks also offer low-interest rates. This Gold Loan to Value ratio is used for calculating the gold loan calculator.
    • Based on the above factors only the gold loan calculator is used in Syndicate Bank. Use these Gold loan Calculators in Syndicate Banks. Loan to Value Ratio is very useful for Gold loan Calculators. These Gold loans have varied interest rates.
    • The cost of the gold is based on gold purity. As the purity of the gold loan is high then your cost of gold is also high. So in this way you can use the cost of the gold by purity.

    Syndicate Bank Gold Loan Per Gram by Gold Purity

    Gold Purity Gold Rate Per Gram- Average Of Past 30 Days Highest Gold Loan Per Gram Lowest Gold Loan Per Gram
    22 carat ₹ 4,620 ₹ 4,999 ₹ 4,956
    20 carat ₹ 3,939 ₹ 4,178 ₹ 3,795
    18 carat ₹ 3,545 ₹ 3,784 ₹ 3,460

    The above table shows the method by which Banks will calculate your per gram gold loan for gold of varying purity.

    • Gold loan per gram offer for 22-carat jewelry will be between ₹ 4,620 to ₹ 4,956
    • Gold loan per gram offer for 20-carat jewelry will be between ₹ 3,795 to ₹ 4,178
    • Gold loan per gram offer for 18-carat jewelry will be between ₹ 3,460 to ₹ 3,784

    The Gold Loan Per Gram rates varies based on the purity of the Gold. The Purity of the Gold plays a major role. The Gold Loan Per Gram rates are 45531 for 22-carat gold and 41392 for 20-carat gold. There are both the highest and lowest Gold Loan Per Gram rates. The highest Gold loan per gram rates are in between 4621 to 2515 for the 20-carat gold to18 carat gold.

    Syndicate Bank Gold Loan Rates Per Gram

    Foloowing Table shows the Gold Loan Rates Per Gram -Updated Jun 19 2021

    Updated - Gold Loan Per Gram Rate w.e.f Jun 19 2021

    Gold Weight Gold Purity
    24 Carat
    Gold Purity
    22 Carat
    Gold Purity
    20 Carat
    Gold Purity
    18 Carat
    1 gram 4621 4290 3900 3510
    10 gram 46210 42900 39000 35100
    20 gram 93600 85800 78000 70200
    30 gram 140400 128700 117000 105300
    40 gram 187200 171600 156000 140400
    50 gram 234000 214500 195000 175500
    100 gram 468000 429000 390000 351000
    200 gram 936000 858000 780000 702000
    300 gram 1404000 1287000 1170000 1053000
    400 gram 1872000 1716000 1560000 1404000
    500 gram 2340000 2145000 1950000 1755000

    Historical Gold Loan Rates Per Gram

    The Gold has history and the Gold is used these days and you can also avail Gold Loan from this Gold. In the following table you can see the prices of gold from history.

    This Table Contains the Average Annual Gold Rate from 1964 - 2021
    Year Price (24 karat per 10 grams) Year Price (24 karat per 10 grams)
    1964 ₹ 63.25 1993 ₹ 4,140.00
    1965 ₹ 71.75 1994 ₹ 4,598.00
    1966 ₹ 83.75 1995 ₹ 4,680.00
    1967 ₹ 102.50 1996 ₹ 5,160.00
    1968 ₹ 162.00 1997 ₹ 4,725.00
    1969 ₹ 176.00 1998 ₹ 4,045.00
    1970 ₹ 184.00 1999 ₹ 4,234.00
    1971 ₹ 193.00 2000 ₹ 4,400.00
    1972 ₹ 202.00 2001 ₹ 4,300.00
    1973 ₹ 278.50 2002 ₹ 4,990.00
    1974 ₹ 506.00 2003 ₹ 5,600.00
    1975 ₹ 540.00 2004 ₹ 5,850.00
    1976 ₹ 432.00 2005 ₹ 7,000.00
    1977 ₹ 486.00 2006 ₹ 8,400.00
    1978 ₹ 685.00 2007 ₹ 10,800.00
    1979 ₹ 937.00 2008 ₹ 12,500.00
    1980 ₹ 1,330.00 2009 ₹ 14,500.00
    1981 ₹ 1,800.00 2010 ₹ 18,500.00
    1982 ₹ 1,645.00 2011 ₹ 26,400.00
    1983 ₹ 1,800.00 2012 ₹ 31,050.00
    1984 ₹ 1,970.00 2013 ₹ 29,600.00
    1985 ₹ 2,130.00 2014 ₹ 28,006.50
    1986 ₹ 2,140.00 2015 ₹ 26,343.50
    1987 ₹ 2,570.00 2016 ₹ 28,623.50
    1988 ₹ 3,130.00 2017 ₹ 29,667.50
    1989 ₹ 3,140.00 2018 ₹ 31,438.00
    1990 ₹ 3,200.00 2019 ₹ 35,220.00
    1991 ₹ 3,466.00 2020 ₹ 48,651.00
    1992 ₹ 4,334.00 2021 ₹ 50,045.00

    Gold Loan Per Gram Rate Comparison for Major Banks

    Feature
    HDFC Bank
    ICICI Bank
    Muthoot Finance
    Interest Rate
    9.50% onwards
    10.50%
    12%
    Min Loan Amt
    Metro : 25000, Non : 15000
    25000
    15000
    Max Loan Amt
    1 Cr
    1 Cr
    1 Cr
    Loan Tenure
    3 months to 24 months
    9 months to 24 months
    1 month to 24 months
    Processing Fee
    0.25% to 1.50% of the Loan Amt
    0.25% to 1.50%
    Nil
    Preclosure Chgs
    2%, Nil foreclosure charges after 3 months
    2%, Nil foreclosure charges after 9 months
    Nil
    Overdraft Facility
    Yes
    Yes
    Yes
    Pay Only Interest Facility
    Yes
    Yes
    Yes
    Gold Rate Per Gram
    3,066
    3,073
    3,073

    Tips to get the best Gold Loan Amount Per Gram from Syndicate Bank

    • To get the best Gold Loan Per Gram Amount, then you need to use the best purity gold. Based on the purity of the gold, only you can avail of the best Gold Loan Per Gram.
    • Use jewellery that has fewer gems and stones. The Loan to Value Ratio should be high to avail the best Gold Loan Per Gram Amount.
    • The weight of the gold also plays a significant role in the gold loan per gram amount. So make sure to use all these Purity of the gold, Gold Loan to Value Ratio and weight of the gold.
    • These are some of the things which are needed for availing the best Gold Loan Per Gram.

    gold loan at 7%

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    News

    Syndicate Banks created an Enterprise Network

    Syndicate Banks is the oldest bank, and it was established in 1925. These Syndicate Bank has created an Enterprise network, and these banks have many issues related to networking. And there were some design issues with the banks. So banks have created an enterprise network. This enterprise Network has various benefits for Syndicate Bank.

    Syndicate Banks Cheques books valid for little time

    The syndicate bank cheque books are accurate up to June only. After that, the Cheque books need to change. Otherwise, they are not helpful. So that is why the syndicate banks Cheque are valid up to a Little time. As cheques are going to invalid so people should change their cheques in banks for availing the money.