TATA Capital Gold Loan Documents Required

GOLD LOAN @ 0.57%*
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⍟  Highest Rate Per Gram
⍟  Lowest Interest Rate of 0.57% p.m.

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    TATA Capital Gold Loan Documents Required

    Features of TATA Capital Gold Loan

    Following are some features of Tata capital Gold loan :

    1. TATA Capital Gold Loan Documents Required are basic KYC documents that include identity and address proof.
    2. TATA Capital Gold Loan Documents RequiredIncome proof is not needed for a gold loan.
    3. Zero prepayment penalties.
    4. The gold loan comes with pay back option which means you have to pay interest rate during the loan tenure,  principal amount to be paid at the end of the loan tenure.
    5. Gold loans at Tata capital can be availed with nominal or no processing fees.
    6. Gold loan tenure is up to 3 years.

    TATA Capital Gold Loan Comparision with banks

    Following is the comparison table of Tata capital Gold loan with other banks.

    Bank / NBFC Rate Per Gram Interest Rate Gold Loan Tenure Min – Max Loan Amount
    ₹ 3,506 to ₹ 4,621 0.099 3 to 24 months ₹ 10 thousand to 5 crore
    ICICI Gold Loan ₹ 3,506 to ₹ 4,621 0.1 6 to 12 months ₹ 10 thousand to 5 crore
    ₹ 3,506 to ₹ 4,621 0.12 7 days to 36 months ₹ 3 thousand to 1 crore
    ₹ 3,506 to ₹ 4,621 0.1225 12 months ₹ 3 thousand to 1 crore
    ₹ 3,506 to ₹ 4,621 0.1025 36 months ₹ 20 thousand to 50 lakh
    ₹ 3,506 to ₹ 4,621 0.1 3 to 36 months ₹ 10 thousand to 5 crore
    SBI Gold Loan ₹ 3,506 to ₹ 4,621 0.0975 12 to 36 months ₹ 20 thousand to 50 lakh
    ₹ 3,506 to ₹ 4,621 0.075 3 to 36 months ₹ 20 thousand to 50 lakh
    ₹ 3,506 to ₹ 4,621 0.1025 12 months ₹ 20 thousand to 50 lakh
    ₹ 3,506 to ₹ 4,621 0.1025 12 months ₹ 10 thousand to 5 crore
    IIFL Gold Loan ₹ 3,506 to ₹ 4,621 0.12 11 months ₹ 3 thousand to 50 lakh

    TATA Capital Gold Loan EMI calculator

    EMI calculator is a tool used to calculate monthly installments to be paid by customers. We at DialaBank have made it simple to use the EMI calculator which requires 3 basic inputs.

    1. Loan Tenure – This is the time period for which the loan is applicable.
    2. Interest rate – The rate of interest per annum is directly proportional to the total amount of loan.
    3. Loan amount – Total Value of loan.

    To know more about gold loans contact our customer care service at 9878981166. Our experts will guide you through the whole process of gold loan and will get you the best offers and deal for gold loans.

    TATA Capital Gold Loan Documents Required

    TATA Capital Gold Loan Documents Required are mentioned below :

    At the time of application the following documents are required:

    • Proof of the citizenship of India
    • Duly filled application form
    • 2 passport-sized photographs
    • Applicant’s KYC documents to establish Identity and Address
    • Salary/ Income Proof
    • Witness Letter in case of illiterate borrowers
    • In the case of Agriculture Loan of more than Rs. 1 lac, land proof
    • Certificate by the Jewel Appraiser (Bank will arrange)

    At the time of disbursement the following documents are required:

    • Demand Promissory Note & Demand Promissory Note Take Delivery Letter
    • Gold Ornaments Take Delivery Letter
    • Arrangement Letter

    TATA Capital Gold Loan Documents Required can vary in some cases.

    TATA Capital Gold Loan Documents Required – FAQs

    ✅ What are repayment options for gold loans? 

    Repayment options available are regular EMI repayment, Bullet repayment, partial repayment, or pay an interest rate as EMI and principle later.

    ✅ What is the tenure for a gold loan in Tata Capital?

    3 years

    ✅ Can I apply for a gold loan if I have a bad credit score?

    Yes, Banks don’t check for credit score in the case of a gold loan.